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<br /> . . , , . 95�'i�56'78 ; , , ,
<br /> . ''i'OGETIiER WI'F#1 ail itie iiapmvem�ts now or h�c+eafter erected aa the pm�etty.aad all ea�emeata.,aPirurtenances.aa�ttfi .�
<br /> . ' futeues naw os.her�after a part,of the Qrnperty. AI!re�slaceme�as ond additiu�s.shall Filso be ooverad hy this Setautty •
<br /> � . Insttumen�AIt of the fo�going is nferre�ta in this Security Inst�um�nt as the°property.'
<br /> ' BaRR+OWER QOVENANTS tUat SomnwCr es IawfullY��of the estate herehy wnveye0 aad has the righi to gtant and
<br /> - .- �o�v�,[h�?�ty�d thax tte Yra�eaty is aae�mberad.ea�pt[or encumbrances af r�ca:d. Bnnowes warr�ts and wili .
<br /> defead geneiafty the title w the Property against uli claims aad d�ar�,subject w an}r esta�mbranoes of record.
<br /> TNIS SECiJRPCY IA1S3'RtJiUfEl�3'f'cumbines uniform onvenanis for n�tianal i2se and non-uniform eaovenants arith timited
<br /> . oariations hy jmisfictiun to oom�titnte a utufarm securit3+insttu�ii 4�c�iag��ptog�t'�--� � ' � •
<br /> UIVIFORN!COVENAI�TS.Borrawer aad Le�e�cavenant aad agree�follows: . � .
<br /> l. P�ymeat of Pdn�pal and Int�'es�Pt+epayameat an�Late CBarges.Bomawer sh�li promptIy pay wh�a due the
<br /> • pri�ipal of and in'�erst on the debt evideace�63►the Nate and�Y P�P���late charges due�es t�n Note. .
<br /> 2.��ds far Taxes aad iosmaa�Sub�t.w sppiirable!aw or w a wn'tten waivet 6y Ixnder. Boirower shall PaY to .
<br /> - Leuder on the day monddy payments are due�nder the.Nat�,antil the Nate is paid in fu!!,a snm("Ft�nds�for.(a)Y�Y��
<br /> and ass�ats which may attain prioriry ov�r this Seavity insaivaent a4 a lie�on the Prvperty:(b)Yearly Itas�old paymenis
<br /> ' or groun+d re�is an the Property.if any:(c)YearlY�+d or propetty insnrance premiums;(d)YearJY flaoa insoraace pmmiums,
<br /> if aDy;(e)Y�Y�SaBe U���1m��-`•if��:ar.d(f}aay sums paya�le 6q Barrawer to Lend�a,in aocordanoe arith .
<br /> the ptovisia�s oF paragraph�.in IIeu of thc Qayment of mortgage instuance premiums.T6�.se items are cglled'Escrow Ite�."
<br /> Lender may.at any time,ooIIed an�hotd Fnads in an amount aat tP eace�the maximum�nt a.l�der 4'or a federally
<br /> r�lated moztgage toan aray rtqaine for Bntrower's escrow acca�t rmder the federal Real Fstate Settleme�Procedures Acc of
<br /> 1974 as�dad hom tinoe w titae, 12 il.S.C.Sec,tion 2601.et seq..(°RFSPA');�Iess anmlher taw that applies w t6e Fcusd.s
<br /> � sets a tess�r amo�nt. If so, l.�d�mag.az an� t�.ooltea and holc�Funds in an annau►t not w exceed�isser a�. _
<br />' , I�d�may�te tlsG aus�uat of Fu�ods due oa ttoe 6asi§of.s�nt dala and ee�sonable e�Amatrs of eape�ditu�res of fu3ur�
<br /> Escrow Items az otI�erwise in a000rdaace with a�licabie taw. ,
<br /> .. The Funds s6ali be 6eid in an ic�stitution w�ose deposi3s ar�msEUed by a fe�leral agEacy, ins�r�licY, 03 ctuity '
<br /> . (iadading Lender,if Lender is s►s�an instimaon}or in any Federal Home H,,oan Bang.Lender shal�apply d�e�anQs to pay the .
<br /> E�ssrocv I�ms.I.eader roay not c��ge Borrawer for fiaidiag a�d applying the Funds.annua4Y aaalYzing the�w aoeoum,�br .
<br /> ` veriifying the Fscrow Items.unlCss I.ender pays Bortower i�t An the Fu�ds and appliCable law pennits I�nder ta a�aYe suCh
<br /> a cfiarge.Hawever,l�odcr may�equir�Borroaer to pay a one-time charge for an independeat real est�e ta�c reporting sezvice
<br /> � py � im connec�on witb this 1uan. unless 9pp1ica6le taw provides othetwise. iTntess an�agreetnem is ro�de or
<br /> appficable law req�ures interest w he paid.I.ender shall aot 6e t�eqaired to pay Borrower aay int�rest or eantings on t�e Fiu�ds. � .
<br /> Bmmn�er and Lender may a�ree in arriting,bawever,that imemst slt�Il be paid on ti;�,�ii�1�-.�Ader shali give t�,BonawqC.
<br /> arithuui cbarge. an annual acca�'t��of the Fuuds,showing credits and debits tn tha ���;+��l,hi??urpose for'�hichi each •
<br /> debit to the Fvads sx�s�ade.'Rie Funds a�ple�Zed as addiuonal security far all sums secured 6ji,dqt��l�iritY I�ment.
<br /> uca6le law.Leadei��i.�acrrnrnt m Bomnwer
<br /> ; [f�e�'r:r�ds.1� . ,�y Lender exGe�d the�i�nts Pemutted to be held t�Y�P. � ,
<br /> for ti�cc�€����a000rdence with the�of apPlirable law�.�If the amount of the Fuiu�,�fletd by.I�er et any .
<br /> tinie'ss'mcrs�e-1�.":;�i1�pay the E�w Iiems when due.Le�may so tiatify Borrawer in writing.nad,in sa��:�arrower
<br /> shail pay to i.ends�t�e amouat necessary to malce ap the de�`r.^�iency.$otrower shall make up the deficie�.r"ssN,�:>;�i'�rE than ,
<br /> � taeiva monthty pa;�nts,at Lender's sole diseretion. . �;. � ,';:;"•
<br /> �Upon pay�.--:�in fall of all sums s� by tIvs Securiry t� ,Mi�:�e_ Lender sh�ll protQptty refand to Bm�rrtet a�k.';;;�;. .
<br /> Fnnds hetd 6y i.en�z:If.under F�S�P6 2i.I.ender shafl acquire or sefl tile Property,Lender.Prior to the arquisition ar�:,'�'•�•::�'."
<br /> of tlre Propaty._shall appIy any F�mds heId by Lendes at ttie time of a�cqnisition or sats as a craiit against the sams s�ucd''by� ;
<br /> dus Sea�rity�t. ' . .
<br /> � 3.Ap�ptia�lon ot Payme►ts.Unless applisab�e law pmvides othcrivise.all payments reoeived by Lender un¢u pazag�aphs � .
<br /> ,. 1 and 2 ehap 6e appE.ed:first,W an}PTeP�Y��Ses due under the 1�C�te:seaond,to amounts payable ander parag�apb 2; .
<br /> � tLir�i.to inte��t daG fautt�,to principal due:and last.to arry 1arP chargesdae uader the l�ote. .
<br /> • 4.Ctmeg�s;t�.BorroweF shatl pay al!taxe.s.nssess�et►ts.charges.fines aad impositioas attn'butable w shc Property .
<br /> � whic�may ett�iix pr.v�rity over t�3s Serurit��Ins�tnunem. and Yzaseitold pay�S ot graund�+eeuss. ii any. Batrow�r slrall pay
<br /> � these o6ligabions isx t�ne manner p;ovide3 in paragraph 2.or if aot�paid in ti�t mazmer,i3or�owee�rdli pay taem ou tirue�iir�ty
<br /> to the person oai�p�Yment.Bormarr sha11 promptiy furn3sh to Lender a!P Qotices of amowus to be paid under this paragraph. .
<br /> _ . - If Horrowei nsaT�es tltese p�Ymenrs d�rec�lY.jsam�ver shaii promp[iy f�dsa to i.e�er receipe eviatc�ing�ix�y�t�r.cs:._ . — - —
<br /> � BorroR•er sfiall pmtnptty discliarge any lien�whicb has prioriey ovex this Sewrity las,wment unless Boaower:(a)agrecs in :
<br /> • writ4ng to ihe payrr.eni of the obtigation secvTed by tlie lien in a mannes ticceptabie co Lcu�er;(b)cantests in gaod faash the lien. •
<br /> by. oi defends�a�ait�st enforcement of ehe tlen in. tegal prooeedings wturh in the 1..ender's opinian ope�ate to p�vent the
<br /> � enfaraa�t of the lien;ar(c)sewres frAm the hotder of th�liea an ag�oement satisfactory to�ender su�ordinating the�ien to. •
<br /> . this Secutiry iastruQeent.if Lender detemiines that any part of ttie Pmperty is subjoet ta aJien which may attain priority aYer
<br /> Ihis Se�uriry inswment.Lender may give Borrower a notice identafying the tica.Borr�wer st�all satisfy the Gen or take mre or
<br /> more of the actions�t fQ�th above arithin 10 days nf the giving of nodce.
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