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<br /> - . . . . � ' ' 95���5�'73 ,
<br /> . '�QEq3�ER WiTft c�11 the ia►PzrnvemrAts n�w or Leieafter�ote ths grog�t}+�aad all easements.a�purteasu►aes.�nd �
<br /> fixtut�s �w os he�atter,a pfut of tho pmperty. All repIaceme�ts �nd addjdons s9ia11 also be cove�ed by this S .�ufitS+
<br /> Instramenx.Ail of the foregoin�is refecred to ia this Sectrrity tnst�umeat as the"Pcnperty' .
<br /> BORROtVER COVENAi�T5 that Bortower is fawFWly seised of the�tate hereby oonveyed and has the right to gant and
<br /> cenvey tk�Fr�erty a�*.d thai tha PropertY is uneuc�mtDered.excepc far eiu;umb�an�aes af ce�ord. Bonawer�wa�ra�►ts and:wi11 _ -
<br /> defead�enemlly the tide to the Prapert}r a&�►ast aIi claims and des�taads.suisject to sny ertc�r��s u�f rc�u�3.
<br /> T�IIS SEL'[JRI'fY WSTRUMENf combines w�iform cavenants for natioaal use and aoa-uuiform oovenants aritb Wnitad
<br /> variations by juris�u,tion to oonstitai�a uaifora►sermity iasuu��ve�►��f��P�7+�
<br /> : ' [JNIFQRM COVENANfS.Barmwe.r snd L.cade:cov�I.at��rSes.Botmwer shall PrrnnPBY PaY whea d�te the
<br /> .l. Payment a�PrLnctpal ant� Iater�i;R'ePaY�t �ta*e charges due andes the Note.
<br /> pri�ipal of and inte�est on ehe debt evidea�ed by tt►e Note aM anY P�Pa1►�°i
<br /> Z.Fands tos�hxes and Insurance.Stitbject ta`apglieabie iaw or tu a writtea waiver 6y L.�n�r,Bamower sMell�y tu
<br /> . L�u+der on the day mont6lY PaY�nts�e due nndea the Note,until the Note is patd in ful1.a sum(°Funds°)foz:(a)Ye�ariY taxes
<br /> ' and asses�whic$m►y attain priority oYer this SeatritY instNment as s 1im on tlis�[ogerty:(b)Ye�3Y'iease�old paym�nts
<br /> �nsnranoe Preraiuuss;(d)YeartY flood ins�.•anrp p�ums,
<br /> . or pround rerds on the Propert3+.i€any+:(a)YearDy ha�ald or propeTty+' . .
<br /> if any:(e)YcariY martgage insuran°e PTemiums.if any;and(t}�3►sums 8ayable 6y Bormw�to Le,nde�,in amardaa�re with
<br /> the pmvisions�parag�ph 8.in!i�of the payment of naortgage insurancs 4mmiwas.These items�e catled°Essx�w IUems."
<br /> I�ndeT maY.at aay time. coIIect a�hold Fands ia an amgant uot in exaeod the maximum amowit a.leadrs for a federally
<br /> zelated martgage toan may reciuin for Borrower's e�row account nader the feder�Rea!Estate Sentemevt Pivcedures Act of
<br /> • 1974 as amended frnm 4ime.to timc. 12 U.S.C.Sec�ian 2601 et atq.(°RESPA"),onless anoiher!aw that appl3e.s W the_Funds
<br /> sus a 4esser amouns.If so,i�eader may,IIt any tims.collert and hald Funds t�an amnunt nnt to exceed ti�e i�rofa�unt•
<br /> �Iendcr atay es�imate the�ae.of Fmids due on the basis of.caureni data,and reasonabte estiinaies of e�itores , .-. .
<br /> • Fscrow items or otherwise in acootdan�e wid�iipplicable law. . . .. .. . or e�tity '
<br /> 'The Ft�ads.shall be hetd in an iastitapoa whasc deposits are insured 6y a fedeial a8ency, instru�taiiry.
<br /> (including I�ader.if Lender is such an institnt�on)or in any Fed:rel Home Loan Bank.Lende:shall apply the Fu�c�s W paY� .
<br /> Fstc+nw Itertcs•Le4dei maY aot charge Borroprer for hotdiag and aPPtyu!8 the Funds.aanuallY�Y�B the escim-'�+ancount.ot .
<br /> verifyiag the F.s�iosv Itettl4,unt�ss I.ender pays Sortovrer iateiest on the FunGs and applicatrte Isw peraaits Le�ei w raaYe snch `
<br /> � .a charge.However,Lender may�aire Borrawer to pay a on�time.charSe for aa indepe�e�t reat�te tax cs�iting sesvice
<br /> ns� by I�encler in connect�on with this loaa, unless apPlicable law pmvides otherwise. Unlesg an agree��is made or
<br /> . apPlirabie taw requires iute�est to be psid,Lender shall not be requireQ to pay Borraw�my inseiest or e�mim��the Funds.
<br /> � Borcawer and Lensler may a�ee in wridng,6nwever,that interest shatl be paid an t�:1F�..^ds.I.emder sball give to Borrawer,
<br /> w[thaut charge.�annual actaunting of die Funds.showing cxedits and debits w the Fuads asr�3��se for aIuch each'
<br /> debit w tA,e Fua��as mads.T6e Fimds are pledged as addiflor►31 s�auity for a!1 sums secuned by th��:aeairilY tnstrum�ni-
<br /> If the Faads�eld tiY�Iea�.."r exceeA the amonnts pecmitted to be tceld by applirsbte taw.Leader shall acxow.�r�Borrower .
<br /> for the exa��r��.�ds in accordauce with tf►e reciuireme���pPlica6le law.if tHee amouat of the Punds iuld bY'��a°Y �
<br /> time is noi s��t to pay the Escrow Items�hen due,Lr,nder may so uotify Borrowes in writsn8+�d•in s�c�h'r�Bomnwtr '
<br /> � sS�a11 pay to�.ei��des the amount neeessarY to�e up the defcciency. Borrower shaiC maake up the deficie�scy in no more ti�an
<br /> � . twelve monthly p�ym�ents.at Y.ender's sole disrzerion. '
<br /> UPor►PaYment in fiill of all sums sea�red bY tLzs Securih+Instrument, I.ender sball prompdy eefand ta�armwer auy .
<br /> Funds heid by I.ender.lf.under paragiaph 2l.LeIIdeT�TurF�.aequire or sell the Fco��.L�ender.Prior to the acxt�n�don or sale
<br /> of the Piopetxy.shali apply any�Fnnds heid 6y Lender art t��e time of acquisidon os saT�as a crealit againSt the sa�s sccur�by
<br /> this Sxurity In�nt. ' `"`�'
<br /> � 3.Appli�at Payms�ts.UWess appii�abie taw�pmvides oWerw'sse.ail payments received by LeadeX under Parag'.�;:��,��
<br /> 1 and 2 shat3 ba�pQiied:fr�.:ta any prepayment ch�es due under the Note;s�cor�!.r�adwuats gayable nnd�•�lragraPli:•�,•."
<br /> third,ta interest due;fa�t.h,ri.aprincip�l d�e;and tast,to az►y late charges due�nder tJ't.�ote. `�,;�. ���,.� � � . .
<br /> 4.ChargeR:�.iests.IIoi�[►wer shaU pay all taxes.assessments,c6arges. fines�±mPositior.s attributable�t�x`t�t''c Propert� .
<br /> which ma attaitl�Driority ov�er this Security Instiument,and teasehold paycaeMs or srouud i�at�.�:'.i�:any. Bo,rrower sisaall p��., '
<br /> - . these obligations�in ttie eaantler provided"tn g�agraph�,oi iE nut paict ia.that m�-a+,a.�srtv°::�':`��;t�•�xs sm^.°�r�+1;+. . _
<br /> _ _._.'. rn the gersan nwed Paymenc.�'i..'arower sflatl prompdy fumish w Lender all nodces of amounts to�ti:.y�aid under this paragraph•�
<br /> .if Borrower mulces these payc�aaz�RS dim�tly,�orrower shaD promptty fartisfir���i�eai�Z;ici�g:�gays�t:o. ..
<br /> 'Bonower shall prompdy dLscharge a�t uen which has priority over this Secusi�t�,L`.nsmiment�s BOrrower.(u)agees in
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<br /> writing to the�y3�ent of,the nbligatian secured by thc licn in a manaer.2cceptabie ta I.ender;(b)c�tr.°esu ia gaod faith tlie tica� , .
<br /> . by: or.defenids�'.�st enfozcem�nt of the tien in. fe�til proseedings which in tl:e'Lender'� ap�nion operate to prevent di�•.�;: • ;
<br /> �tory to L.ender su6oidinating the l'ieni.�'-�. ��. �
<br /> �e n f o r c e m e nt of�'u:�;��r�;et:d�9���from the holder of the lien an agre�mcnt s2xi,r`.� �
<br /> � this Sccuriry InsUn:._�.*�at:Tf Tt:e�er determines that any part of the Proper.ty is s u 1:;�ta�a lien ev h ic h m a y a t�f a�p r i a r l t y�a v e�� �'
<br /> thIs Scrurity Instr�ent,Lender may give Sorrower a notIce identifying t}ta IIen. Borrower shal)satisfy the lier��:�'takc ane:�ti ,
<br /> more of the acti��sEt fortt�above within 10 days of the�iving of notice. `
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