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S`:��_�___ '_'E _ .`_ . � _ .C_""y�._'-'�..�,"` _ __ . - '�:. -.s`-_"'tV ?�. ., '� _— _- <br /> ,�:'_.y- . . -- . t '�i'- '!'� -�. �e.ff: ';�2a's •i:;;,�.'.�� :: 'y.tt:��+�t = �-_- --- - <br /> :;R.�disa_.-=`.t�e�rrYtt��•-� <br /> �� - �-�_�1�'�� _ _'r Y--�r._���tz•�'��rF,�y.�•.:-.. .._-. <br /> .. . �. ,...� - __ <br /> _ . . - ��...a����� , �q, _ __ � <br /> y�- -' - ..,"'�1�c�r���'��Y�' _ __--_ <br /> �7't��'L':�5.3'.:�i:��..�,a}41�-,c'i. . ar _ •. � -� �r. <br />-=.�i. y, �'FfnLx-_ — - -_-_ — __ - -- .. <br /> � ` . �g.. �,v��3 - - - . �- -- - . < <br /> S. Na�rd or Propesty pnsu�ranc� Borrower sha12 keep the improvemr�ts notv existing or 6ereaRer eracted.on the <br /> properRy insurc�t a�ainst loss by fire, Gaaa.nfs included wit8ia the tetm"exteaded ooverage° and aay other hatants.#nclndim8 - <br /> ftoods or ttaoding,far wt�.ich Lender requires insuraace.This in�uiance shall be m�±A���in the�mounts and far the periods <br /> �that I ender re9uires.The insurance carrier pmvid'sng the ias�uance shall be chrise.n tiy Bormwer subject to Leades s agproval <br /> s�s�ao:�anreasonably evitL�Iield. if Snrrower faiis to.snra�n wverage descritied ab�nve. Ixndsr�y.at i.ender's <br /> option,obtain cavec�ge to protect I�eader's rights in the Property in s�rd�ce witi�paragra{s��7. _ <br /> Ali insurance policies as�d renewals shall 6e acceptabie to Leader and shall inclade a stan.dard mortgage clause. I.ender . . <br /> shall have tHe right to hutd the pokae�aud tea�wals.Ig Le�c3er rccluims.Eorra�er shalI�romPd9�ve to Tr.n�er all�eipcs of . ' ._ <br /> paid premiums and renewal natioes.Ia the eveat of loss.Borrower shall give pmmpt notice w the insu�auce c�rrier and L�ender. <br /> Leader may m�ice praof of toss if uot made promptiY fsY BOrrower. . ' <br /> i7n2ess Le�der aad Borrower othsiwise agree in writing.insutaase Pmceeds�b��PPli���O�Oa or repair of the <br /> property damaged,if the r�storaaan or repair is�nnomically feasble aad I.ender's seauity is aoi lesseaed.ff ttie restoratioa or . <br /> repais.is a+at e�+onomisally feasi6le ar Isnd�'s saurity wontd be le,sse,ne�,lhe insura�Pmceeds shall be appl��'ed tn the sums: . .;_:,,: <br /> ' �se�l by dus:S�corltY Ius��nt;<.W�ar not thea dne. wiih anY �xc�s$Paid.Lo$ol�uwer. If Borrower ahandans.the' :.�.>, :::.': <br /> � Froperty;or d6es not anbvrer�tfl-�1 d� s:x noace finm Lender that thr inswancs�dafi offend to seule a,aladm,tlf�h " <br /> tr c y , ���the�proc�l�tt� ���T��1e,p�rty or tp�pay sums �` <br /> I.�nd�r.may ooT�i�a�:t�r►`"r.:��4���.��: -�,�ntt�as ven. � <br /> sec�fredbYtbi����'Sv�i�'A�"�it:�endfle.,;�h�:.�0'daa;�ift�.tt�s��'��n g► • <br /> �-•:�T��i�`•�'`Borrow�;r citfieivi�`�i�,ii#ruitiiny=i�_?�S',���;�.1��'x��° �,s�alt ctot e?��6r <br /> .; poatpnhe'the d�e ct�.:�f the montblY PaYme��:i�.,''rned to m�aiagrap�s��2 or c�rauge the a�`��of the payments- If <br /> . :;'��• ,undei pasagiaph 21,r�e'Property is ac�nired by�er.Borrawer's right to�y in'surance policies,affi�*oceeds reaulting from <br /> - damage to t6e Prope�y prior to ths ac:quisition shall pass w 1.endra to the exteni of the siims secured by tbis Security Insm�ment <br /> immrdiatery�rior to the acquisition. Botrower's I.vas A caUan;l.ease6alds. <br /> . 6.Occupaney.Pr�servatIog.Ms�tntenanve and proi�tlon o4 ti��ril(: PP� <br /> Barrower shall occvpy,esta6lish+s�nd�:se the PmPerEY as B°n°wer's ptincipal iesidenoa adthin sixt�,�days after the eaecution of <br /> this Security Insaument and sha1�concinue to accu�yr the Prflperry ag Borrower's principal residence for ut least one year eRsr <br /> the date af occupancy.unless s.endet otherariss agi'ees in.wrItinB.wi�ich wnsent shall not 6e unneasambly a�ithheld,ar ualtss <br /> � � ext�uating circamstances�xist vrhich ere beyund Boraower's conuat. Borrower shalt not destray. damage or impair thc <br /> progerty. allow the Prope�4y to deteriorute.or oommit wa.ste on tha Property. $ormwer shail be in defauIt if any fprfeituro <br /> action or pruceeding.whether civil ar criminal,is begun t&at in I.ender's good faich judgmeni cou2d resuli in farfeitiue af�ha � <br /> Froperty or ot�erwise matedally impair the lien c�eat�by this Stixusiry InSUUrnent ar Lendes's securiry utterest.Borrower may <br /> cute sucfl a default aad reinstate.as pmvided ia paragrapn t 8.by causing the actfon or proceeding to be dismisse�with a niling <br /> tha� in Lender's goad faith determination. precludes.Forfeituie of the Borrower's intemst in the Property or otl�r ma�esial <br /> impflirment of the lien created by tbis Security Insmiment or Lender's security interest•Borrawer shall also be dn defauit i� <br /> Borrower.dusing the Ioan applicarion pracess,gave materially fatse or inaccurate informanon os statemcnts to Lender(or failed. <br /> to provide Lender with any�material information)in ooanection with tfle toan evidenced By t6e Note,including,6ot no�limited� <br /> ta,mPresentations conceming Bom�ver's oavpan�y af the Property as a grincipal s+esideaoe.If this Serurity t��t.,,ment 1s on a <br /> teasehold, Borrowc-�c shal! comply with all the Provisions of the lease. L� Borrower stcquires fee 6tie to the Pcopetty. the <br /> leasehold and ti�fee titie shaU twt merge unfess Leader agr�es w the merger in tvritiag. <br /> 7.Protedion of Lender's Rtghta in the Qtap�rty+.if tioeipvyer.fails to perfarm the covenants and ag�eements contained in � <br /> � this Security Insnuwem.or t6ere is a legal proc�.in$►i�ay u��?�si�+i�dy affoct Lender`s rights in tEte Praperty(sas�ag a <br /> proceeding in banksuptcy,pmbate,f0i OO��i4A OT fOiFeiNt£Oi hy-+�if.��e laws oi YCgulati0ns�.d�,en Ixnder may do and <br /> pay for whatever is necessary to protect th:vrdi�:af the Froperty aad��'s r�ghts in the Properi�j:Lendet`a actions may . <br /> � �� . incIude paying any sums secured by a tier�"svhieh has priority mer tfri:::'�ecudtY.insaumeat, aPF�B �n court, PaY�B <br /> y ' g oPc�t�! epai�•I�icnou8h L�'.d�r r,�ay taice acxion under this t�S�Pb <br /> rqsonaDie attorne s fees and enterin on the j'r w rmake r • <br /> 7,Lender does not Y•ave to do so. � � � <br /> .Arry acno��;dta�utsed by LeIIdeT tuldt�Wts par8grsph 7. s6a1�;11�;J3me eddiiiollal dEbt OTt BDliowet S�lu� by dlis . - <br /> Se�ttrtty Instrum�tl;,;�nless Horrower and Lender aga°to other terms u�'s�^ayment,tbese amounts shaU bear interest frorn tbc , <br /> • dais of disbur��if at the Note rate and shalt foe paya�le..with intc�c,�n+ uPan n�ti�frem.�eadQ�to Romcsvyer rr,�;u�.sdn� :: : <br /> �.nanr. �. . �� � ' <br />_ --- 8.Mortgag�•Ctr.s�rance.If Lender re,quired mortgage insurance a�a condition of making tire ioa�sew.zd�+��-j. <br /> instiument.Borrat�:.�shai4 pay the premiums requirad to maintain the mortgage insuiance in effect. If, for any reason,the <br /> � mortgage insurance co+erage requited by Lt�nder lapses oi ceases to be in effect:�oirower shall pay the premiurns required'tcs� <br /> obtain coverage substantially equiwalent to the mortgage insurance previously in effect,at a cost substantiatiy egnivatent to the ' <br /> cost to Bormwer of the mortgage insurance previously In effect, from an altemate mortgage insurer approved by Lender. If <br /> substantially equivalent mortgage insurance coverage is r.ot avnilable,Boaower shall pay to Lender each month a sum equal to <br /> one-turelfdh of the yearly mortgage insuranoe premium l�eing paid by BonoweT whcn the insurance coverage lapsed or oeased to <br /> be in effect.Lender wili accept.use and cet�tn these payments as a loss reserve in lieu of mortgage iasurance. Loss reserve <br /> � . 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