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<br /> ' <• , . � �,�a5° B.�St.'�� . ,
<br /> � ' S.�Haiart�or Ptoperty Insaraace. $orrower shafl kezp the'imF+rovemems now eaus�ug or 8ereafter er�ain the
<br /> � Pt�ng�tty insu�d.against Ioss by f�re,hazards iacinded wit6iu the term°extended.caverEg�°�xl a�r other 8azards.inrdading . �
<br /> floods or tluading,for which Lender requi�es��;*�nce.Tfus insurat�shalt bs maintained in tf�e a�o�mis and for the pEriads
<br /> .tfLat I�r reqmres.�'Fhe insusauce�sier providing the u�sutance shaU�e chossn by Eoirower subjecx to I�ndei a�ppraval
<br /> w[u�shaU not 6e tmieasonably withheId. ff Bormwer f�Ts to�aintain c�verage desctfbed abave.Leuder may, at�xuder s -
<br /> � option,obtain ooverage ta protect LQnder's ri�hts in the Property in accordance�itb par�pB 7. .
<br /> All.insurance goliaes aad tenewats shall be aoceptabte to Lender and.sSnit imclude a staadard mortgage clause. I�ender
<br /> s6ali hav�the right to.����the policies an�rcnewafs.if Lender r�qaires�E�i}is-er shali ppomgflY give W Lender ali ieceipts af `.
<br /> : paid pceaiiums and.�.'u�i,nntioes.In the eveat of toss.�orron�er st�alt gnie pniinpt nbtice to the insmance carrier and I.ender. ,
<br /> . Lender may ma[ce g:i�afi r�g:�ss if ua�t�ade pramptiy by Bozrower. • .
<br /> Unless Lender�1�irmwer otheiwise,agtee in tivritimg,ins�rmcce prae�eds shalt be applied to resto�atian or.�epair of t�e
<br /> Prope►ty damaged,if;f�cestoYadon or repai�is economicaliy feasible and I.ender's security is aat tessEaed.If the ceswraririaai ar .
<br /> repair is uat ecoaomicalty E'eas�sle or Lender's serurary would be lesse�ed,the insuraac�proceeds shall be applied to the sums
<br /> • , secured By this Security Instriimea�t,�rhether ar not then du.e,w&h any e�cess paid to Barrawer.If Borrower abandons the
<br /> Frqgerty,or does du3 answer wit�in 30 days a rtotice frunr Lea�er that the insurance carriet has offered•to seute a claim,then �
<br /> t�ender�ay cottect the�iazurance pmoeeQs.Leoder may uge the procePds to re�air ar restore tRe!'mpeny or to pay sp�
<br /> securad by this Sec�arity Instrument.whether or not then due.71ie 34day periad wili be�in when the notice is given. .
<br /> Unless landee And'Bo�wer athenvise a,grce in wriiing, uny flppllcation aP procc�ds to p�incipal shall nat cxtend os
<br /> postpbne the du�date of tRe mont�[y payments referred to in paragru�hs 2 ond_2 or chenge ttte amount of tt�e paymtnts. If
<br /> ' under l�fimPh 21 the Property is acqulr�f by�.e�ier.Bairawer's dght to any insur�a�oiides and p�eesuliing fmm
<br /> " dum�ge ta the Property priai tathe ccqufs{tion shall pass to Lender to trie eatent of the.euuns syxured by this Se�:utIty Iastruntent
<br /> . tmmediately prtor,to the scqulsItion. .
<br /> . b.Qo�up�nzyt Preservatton,Matntenaaoe r�ud Protectton ot the Froperty;Borrower's L�n Appl�c�tFon; Lezse�otds.
<br /> Bomo�ves sha�i oceupy.esta;blisb,and use the Property as Boiruwer's principat residence wittin sixry days after the exa�ti�of .
<br /> t�is Secuxiry Instrument and shal!,00m�e Ea occupy,tIte Praperty as Borrower's prirtcipal resfdence for at,least une year after .
<br /> the date of occupancy.aaless Lender otheiwise agreES in writiag,�wirich consent shall a�ot be unreasanably wiEhheld,az uNess
<br /> . . � extentiating cirarmstanc�s eust wiuch are beyond 8orrower's control. Borro�rer shal! not destroy. d�amage ar impair tiie
<br /> Property.altow the ProTseerty w deteriorate, or c�mmit waste on the�rogertg.Borrower shall be in defsult if aay farfett[ue '
<br /> action or proc�ding, whether civil or c;iminai.�s begun tIiat in I.endes's�r,od faith judgrp�t c�sulA msvit in forfeituse of the
<br /> Propetty or otherwise materiai4y irapair the lien created by this Security Insctt�meat or Lender's security interzst.Berrower may . .
<br /> caue such a default and r�instate.as�mvided in paragaph 18,by raUSing the action or proceeding to pe dismisse�witf�a raling �
<br /> ' that, in Lender's go�d faith detecmination, greciudes Porfeimre of the�orravue�'s itrterest ia the.Property or otber material .
<br /> • impaimuent of the fli;�creafed by this 5ecwity Instn�ment or I�e4d�r's ses�ity wtere,st.Bonuwer shali aiso be in defauIt if ����`:
<br /> Borr�wer,during t�Z Ioan application pmcess.gave matedaliy false or inac�curat�Wormalionor statements to I.endet(or failed �
<br /> to provicG,:d.�nder.ait8 ar�y material information)in oonnection with tlie loan evidenced by the Note,including,but n�t limited � •
<br /> to,reprr�,.^�.iif`�%:aas cc.se�Borrower's occupancy of the P�,,�eity as a principa}residenae.If this Security Instrument is on a
<br /> teasehold. Barro�s�r;���hel1 mmply with all the provisions of t�e l�ase..�•Borroivsr acquires,fee titte to the P'roperty, t� . .'". _�
<br /> _ • lcasehold and�the fi�t+;t�P�sba11 rrot merge uNess L.end�r agrees to the raer;�ar in writ�.
<br /> - 7.Protecx€nn a��.�der's Rtghts in the Prope�ty.if Borrower faiIs r,x�:Eorm the coveaants and a�nts contaiaed is�
<br /> . th�s Security laswme�t,ar t��s a legal prooeeding that may si�fic�::y.��ffect F.�sC.r,:s rights in the Prop�rty(such as a �
<br /> • ' praceed'uig in ban��cy,,prcr�>:for condemnation or fosfeiture or.w enforce taarB,ot��~ulatipns),then Lender msty do aad � ;
<br /> • PWY far whatevi:r is at�ssary to protect the vatue af the PropeRy and�.en,der's righta tn the Property_.LxMer's a�cctiuns may . .
<br /> incl�rdc payin�_any'..:',�s,�ns secured by a lien whlch h�priority over this Security Iasaurtient, ap,�:ag ln t.�url, PaY�B: !' .
<br /> c�easonabte aaflrreys��fees and entertng on the Proyert}t W make rmpair§.A[though Lender may take acfi�an tsnder this p�ragraph_ `
<br /> �7,LerrY,s�.d�es rioi have to do so. ;. • ` • � � �
<br /> . . R.ru�j autawnts'd.is6ursed�by Lender under this�arsg�t�; ? shalt¢e�ome additlonal debt of Borrower secured by thic •
<br /> Securiry fi�trume::st..�'J.ntess 1�omawer and Leader agree to other terms of payment,the.se ammints shali bear intezest from the �.�:,'
<br /> date of disburse�-�: at thQ Note rate arcd sha?4 bc payable, with interest, upon rtoUoe fram[.e,�nder to Bamower requesting `.•!'-�
<br /> paycnent. � . ' • ' • .
<br /> ��=�lortgagC�nsurance•.If�rac:der required mortgage insurance as a condition df malcing the loau secured by tbi�Security
<br /> Insuv��, 8ormwer shal!pay the premiums required to msintain the mort�age insurance�n effect.If, for any reason. the '
<br /> mortgag��iusura,no���!aerage required by I.ender tapses or ceases to be in effect,Bano+wer shall pay the premium�required W .
<br /> obtain ccti�eza�e subs�.antially equivalent to the mortga�e iasurance prevlaus�y in effect,at a cost snbs�.aaai�l�y equivalene fo the.
<br /> cast to�rrower of the mortgage insuranse previnusfy in effect, from aa a(temate mortgage insurer approved by Leader. Y� ,�. .
<br /> substantially equivalent rao»gage insurance coverage is no!aval[abie.Borrawer shall pay to Lender each montb a suaa aqual to _
<br /> one-twelfth of the yeariy murtgage iasurance premium being p�id try Borruwer when the insurance coversise lapsed or ceasecl to
<br /> be in effect.l�ender will uccxpt,uxe aad�etain these payments as a loss reserve in Ileu of mortgage insurance. a.oss res�rve
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