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<br /> TOt3E1 HER WITH e!I t8e impmvemcnts n�w or iierzattet erectc�on the gmp...rty.aad al!c3sements.aPPnrten�xxs.i±� �
<br /> fiatur� aa�r or hereafter a part of ttte praperty.,All repla�m:ents and uddidaa� shall sitso he coveted b�► thi� Sccurit�
<br /> . I�suument.AU of tF►e foregoing is nefemed c�in thls Sec.uritY Insuument as the°Progerty." • � .
<br /> ' BORROWF�t COVENANTS tha3 Bomager is lawfuily seised of the estate hereby convey�d and has tha right,to giant and. .
<br /> � ' convey the�ProPertS►and thaU the E�mpe�y+is uaencanbered.except for eacamb�amce.s�f•record. &taovrer wanaats and wi�I
<br /> def�rd g�.r^.1ly tt�6tL;.to she�ca�ert; Q '*+ a!t ciaints and deraaads,subject to any enaimbrancc�of record. _.
<br /> . �IIS S�CEII�`5C INSTItUMEN'i'combine.s unifomz covenants for natio�at use and iu�tt-uniform�overrdnt,s aritb limiteed . .
<br /> . v�riations by jyrisdi�tion to wnstitute�a upifosm`securiry insuu�aem coKesing real P��Y•
<br /> UIVIFORM C�VENANfS.Bnrm�rer acd I,ender covenant aad agcze as follows:
<br /> • 3. P.tyment ut I'rinci�l an+d�nteersE:P�payment mid Lete C�atges. Bormiver shalt ProcaptlY pay.ivhen dne•Sie
<br /> principal of and interest on t�e debt evid�63't�e.PIoie smd aaY P�Y�t and late chazges due urx3er t�e Nate.
<br /> . . 2.Ftmds for Ta$es�.IrisnraDec-_Si;bjed to E�pglic2b2e law or W a written waiver by I.et�er.Borrgc�'�sGall gay W .
<br /> Lender on the day montts;�:��,euts ac�d�e uit�er the`3�ta:�;unr�thc�',�te is p�*d�full,a�(°�ands"�fc�(i�yEUrly.�: .
<br /> aedassessme�ss�ic'�.r� �l�&a����,'��.�'�stf�ssSzcr:.�c�t'�������az.��P�a�„�;��F#�dYI�Cid�payme�t�.g
<br /> •. .orgroun3 Yentsan t6��P;-�e�'y i��:Yw'�7'"�T�iy ha�izlo,pr�pezty. .,��&r�`'�..,�-'s:(d)f��tlood.insurence premtum�; ' •.
<br /> ��f aaq;(e)Year1Y mortgage�.�usait�e premiums, if any:�and(��Y su�ms PaYable by Borroarer to Lender,in�ccordar,c�with
<br /> ,the pmvisions of pazsgrapb 8,in lieu of the payment af mortgage ins�cranoe premiwns.These,items aie called"Bscmw Items." .
<br /> � Lend_r m�y. xt ariy time, collect and ho�d Funds in an amouat not w exceed the maxia�m amount'a 4ender far�fede�lly. . ,
<br /> � �related mortgage toan npaY�zquire for Borrosver's escrow acc�nni uader tt�federal Real Estaie Seulement Pracednres Act�►� . _
<br /> • �1974 as amended from time tc tirae:•12 E3.S.C.Section Z601 et stq.("ItESPA").tutiess anatP►er law that applics to the FUhds •
<br /> sets a lesser a�uunt. if sp, t,ender may. at any tisrte, coltect and hold Funds in an umount aat to excecd thc lesser nmwtnt. � �
<br /> Lender�y c�tim�te the as�w�t�t of Fu�du�mn th,:ha�is o�eumat data an0 rcasona4le catlmatea nf esperxtiWres af future' '
<br /> Escrow I+tems ar otlteewise in accordanre w9th apglieabte(aw. � � � . '
<br /> � The f�u�ids s'huli 6c hol� in.nn inst[tution whose dtposits are 'snsu� �ry o fodcrai ngcncy. it�siruitknt�l(ty� or cnttty
<br /> (inctuding Lender.�Y i�;nder is such an institution)ar in any Fatera!Hasn�.Laan BanSc:LcnQer sh�t!app9y the Funds to pay the
<br /> �sera�w ttemg.Leader�nay�cherge Horrawer far holdi�g an4 applytng thc Fa►n4s.rmnually aswIyzingzhe escrow�ccwmt.or. _
<br /> � verifying the E,�row[tems.unicss Lcnder pays Borrower interest on ehe Funds artd o�ltcable lew pcmuts LcncA�.r to malce suc2�
<br /> a chaige.�IOWEYE7.I.eAiltt t11ay C��$OItaW�T tQ p0y 8 OI1C-t�1i1C ChHJgC fOf ail IIIf�C�G1MCtlt[!8I CSfStC(a7[�Ortj11$&GN�CC
<br /> , useci by Leuder �a co:ueecxtan wit[► tlus loan, unIess appficable Iaw provides o�erwise. Untess an�gne�meat is maEle os
<br /> applicable law requires iaterest�to bc paid.Lender sh�ll not be rzquired jto pay Bor+mwer aay interest or earaings on the�uads. � '
<br /> Borrawer as�d Lender may agree irr��vriting, however.that iaterest shall tre pafd on th�e Funds. I.atder shalt give to Boi[orxer.
<br /> • withoat charge,an annual aoeounting.of�pe F�mds.showing cxedits and de6i�s to th�Funds ard the gnrpass for wfuc�esoh
<br /> deDit w the E�undS was made.Tbe Fw�ds are pledged as additIonal security for all sunns secured by chis Security Ir�suuaxaG
<br /> - If the�unds held by LeQdea er.ceed the amounts per�sitted to De t�eld by agplicai�te law,Lendei shal!accaunt to Bonnwer
<br /> for ihe excess,Ftmsls in a�rdance with the requiremsnts of eppiicabie law. If the runcuat af!he'Fnnds held hy I�tMer�at auy
<br /> time is n8t suffir.ient to pa�r the'Escrow�Items wJien due.Lender may so narify Borroarer in writing,end,in such cese Borrowes
<br /> �all pay to Lender the:.�rAU�t necessary w make up the de�iciency. Borrower shalt make ug th�dafcciency in ao Qnore tha�s
<br /> �ratve monthly pay�,ai i.ender's sole dis�eretion. . .
<br /> � � U�,p�a�ment in full of ail sum�;�aued by tt�is Security�Tr�u:ment. Lender sha}I prompdy.refuad to Bonower aay
<br /> • . Funds�td�;��:�der.If,itnder paragizy,��I,Leuder shall acquire or'sel!the I'raperty.I.ender,•Prior to t6e�cqoisitian or saia
<br /> • ,o�the P'ropert�j,sha11 appJv any Fu�ids lt�:�by d..end�r�t the[ime of acqu�sitioa a��ale as a eredit 2gainst tt�sums serured by: :,;
<br /> this Security Instruaxnt. � . . . . , ,
<br /> . , 3.Appllcatloa ot Ni�ients.U�s applicable laiw+provides otherwise;aII payments received 6y Lender under pat�Gs •
<br /> � � t and.2�sha�i be�upplIed: flrst,to asiy piepayment charges due uMer the Note;second,w amairitts payaDie und�r patagraph�;
<br /> � thiriJ:to inteicst e�ue:foar'.�,,:LO principal due:and l�st,to atry late�charges dua under the Note. ' ,
<br /> 4.C7wrqes;l.teas.l8�.�cower shalt pay eU taxes, a�sessments.charges,fir�u snd imposivans-attri6utable to ttf�e 3'ropeitY ,
<br /> , , which niay.atlain priori.��='sy,�r thi's Security Instntment. and leaseholal payarent•���r ground rents. iY any.Borrowar shall gay •
<br /> .. these oblig�t,u:£is ux the man�er provi�F;n va�ar�r�h 2.oc if noi paid in that manaer,Boaower shall gay them on time dir�ctl}r.. �.''� ',.
<br /> to tha pencm�;�ved paymerit.Borraw�r J1:�91 pramptly fumish ta�enclez�11 notioes of a�inunfs to be yaid under th3s P��371i• � ,
<br /> � t�Borrowtr malces these�yments direct;y;Honower sh,.all promptly fumish to L�euder�ceipts evidencing the paymentS. `••�
<br /> . Borrower s�ll prarr�c:y discharge any lien H+u,ir.`�kaas priority over tf�is Security InStrarrcent�ess Bonower:(a)agrees In .
<br /> � writing�the payment af ihc obligation spcural by th�lic�ia a manner accc�ta��r tta,Lender;(b)cont�sts�a�,�irod faitft the lien �
<br /> • ixy, or defends againsi enfarcement cf t:.:e lien in, te@�1 proceedin�s which•in t�:`v I,ender's�opiniost opeta� to ptevent tUe
<br /> .� enforcement of the lien:or(c)secures!�dm the holder of the lien sut.agroement satisfactory to I.ender subordinaring the lten td
<br /> t6is Secudry Instaument.�If Lender desertnines that anp psut of the Property is sub,jc�t to a lien wJvch may attain prIoritq ovos
<br /> this Security xnstruinent,[�ender may give Sorrower a notice identifying the fien.Sorrower shall satisfy the lien or taYe ani or �
<br /> � more of tho actions set forth above witlun 10 days of the giving of notice. . � • � • .
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