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<br /> „ � 1 , �0 � ' Home EquJty Access .
<br /> , .�,��.. �,^►KS Llne R�der
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<br /> � (Open'end credit wNh O flxed rate Ll uariabie rete lnteresf)
<br /> � ThJs Home Equlry Access Une Rider fs dated '�6/:5/R5 end/s an amendment to rire
<br /> • Mo►tgage or Daed o/Tiust("Mortgage")01 the same date given by the underslgned("Bonower")to secure Borrower's Home ,.
<br /> Eqally ACCess line aqreament wlth WO�IJEST 6ANk: NEGRASKA , td�T I ONAL AS50C I AT:�N � �
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<br />` of ihe same date coverMg th9 property descdbed!n the Mortgage and foceted at: ,� „
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<br /> 4328 MANCNEST�k ROAD GRAND ISLAND, P�E 68803 ' .,
<br />'. P�qoe�b caaoss '
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<br />_ !n eddiNon b the covenanis and ag�+eements made in the Mortgage,Borrower and Lender turther covenant snd egree as falla.a+s: . +r
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<br /> . L The word Note, es usedln the Mortgage end thls R/de►,refers to the Home Equlty Access Gne qqredment. .
<br /> . ' 2. The Note evidences a»open end revolving Ilne of credlt agreRmant between J4o�r8wer and Le�der. The amount statsd!n the f' �',v..�''';
<br /> � . __— Mo�t gage as t ha pr inc l pa l sum o f t he ln de b t e dne s s!s t h e c r e d l f l l m/t f o r t h e l i n e o l c re d l t.A l!a d v e n c e s m a d e a t e►y tl m e b y � ..,' .
<br /> Lender in accordance wlth the terms ot the Note,and al!lnteresi on the advance�shall be secured by the MoRgage. �, �
<br /> . Howevei et no tlme shal/the prlrtclpaJ amount ot the lndebtedness seoured by the Mortgsge,not lncluding sums edvanced/n ,�,� •'`� '
<br /> �� accorrlance with the mortgaga to protect the securiry of the Mortgage,excesd the stated cnedit!lmft tor the Qrrs af credJt. ' � }
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<br /> 3 The Note pro�ddas for. " � S�
<br /> � ❑ �/lxed rete of lnteiesi expressed es a dally ps►lodfc rete of %. Th/s cor�sponds ro an ennuel per+ceniege . „ ` '
<br /> rate of %. N `
<br /> " _ �I a vANebia rate of inten.�st expressed ss a dally pedodlc rate equaf to 1/36S of�n annual rate ot 3.3� %plu8 '
<br />- the'7ndex Hate." _. ��
<br />- • The dally periodla rate may Jncrease H THE 91-DAY TREASURY BILL FATE (ESTANL ISHED = -s-�--
<br /> „ .. �' =.
<br /> . (LAST AUGTIqW AVEf,AGS ON A DISCOUNT BASIS. ROUNDED TO THE �EAREST .1�7.>?
<br /> u « , .�)�4657 0 . G.
<br /> , , (the lndex Rete')lnc�a9 se� The inNlsl da/ty per/odio iete is /o. Thiic�amespon ds ta an annuaf -- � ' 4
<br /> � perceniage rate o1 /o. The annust percentage iete w!1!never be mor�thar► /o. The dalty periodic �,��:
<br />_ ' : �ate w!!1 be ad/usted on the lest businsss day o1 every month,usir�g tfie/ndex Rate!n eflect that day.An/ncr�ase!n the ° �
<br />_ �� +� da► dodlc rete m fncrease the monthl ment due. �� + �"�
<br /> N PB 8Y Y AeY :�= '�.�.
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<br />�" ,� NOTlCE:THlS MORniAOE S�CUAES CREDIT fN THE AMOt1NT OF$ ��,���� .L+OANS AND AOt/ANCES�P�O ' ., �l�?��.
<br />_ �• �-- �� � 7HlS AMOUNT, 70GFTHER Wfy'H 1NTERESf.ARF SENIOR T�/NDTcBTEDN�S�TO OTHER CRED1TbRS(lNDFW -�
<br />- � SUBSEx?UFNTLY RECORDED OR f1LED MORTC�AQES AND UFNS. ' . .,
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<br />-_ �> � eo»ow.►b earow�Adan�M+
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