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<br />='��.�a.�•�� t pay�ncnts mi►y nu longcr be r�quiced,ut tl�e optiun of Lender,if mortgage insumncc covcrug i t nn►aun an �od
<br /> ••�4'��r' that Lendcr rcquiresf providcd by nn insurcr uppmvcd by l.ender agnin becomes uvuiluble und is obtnined. Bocrowcr shdl pay
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<br /> r j:=T.;�� the premiums reyuired co mnint�in mortguge insurance jn effect,or ta provide a lass resrrve.'untii the requirement for mangage
<br /> ' . �::. in.suruncc cnJs in udcurdance with uny written ngreerrtent between Borrower and Lereder ar applisable law.
<br />-'-���=� �� - 9. laspection.Iw�ndcr ar its ugent may mukc�easonable cntrt�upan pnd inspectians of thc Pnyperty. Lender�hell �ivc �
<br /> , &►rro�ver nutice ut thc time ut ur prior t�un inspection specifyjn�reasonable cause far the inspectian.
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<br /> 10. Condemnatiun.The proceods of any awArd or claim for damages. dimct or cunsequentiul, in connection with any
<br /> - ,:�;� condcmnatian c�r other tukin6 af uny purt of the Property,or far conveytutce in lieu of candemnation, are hereby susigned and
<br /> " �' shnll bc paid to l.endcr.
<br /> �-.;;'.'�� In ehc event af u totnl taking of the Property.the procee�ts shall be applied to the sums secure�by thls Secarlty Instmment.
<br />�-;,a,�� . whetticr or not thcn duv, with any excess paid ta Borrower. In the event of a partial taking of the Property tn whic�the fa�r
<br /> - market vulue of the Property immediately before the taking is cquat to or greater than the amount of the sums securcd by tMs
<br />-�:�_.�.��:�:� Secudty instrument immediately before the takin�,unless Borrower and Lender othenaise a�ree in writing,the sums secured by
<br /> • �� thls Security Instrument shnll be reducai by the amaunt of the proceeds multiplied by the fotlowing frnction: ta) the totnl
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<br />��•�� arnount of the sums secured immediutcly befare the taking.dlvided by(b)the fnir market vulue of the Property imtncdiately
<br /> •- 6efore the taking. Any balt►nce sh�ll be paid ta Bonower. In the event of a partiul taking of the Property in which the fair
<br /> �:=��"'�'-'� markct value of the�aperty immcdiutely before the taking is less than the amount of the sums secured imme�iiately befor�the _
<br /> '�7��n'���° teking, ualess Horrower and Lender atherwise a�ree in writin�or unless upplicable Iaw otherwise provides. the proce.eds sheil
<br />:-;,�,�--_ '� be applied ta tfie sums�ecered by this 5ecurity Instsuaxnt�vhether or not the sums am then due. _
<br />°:'�-_ [f the Property is abandonod by Borcuwer,or if,after natice by L.ender to Borrower that the condemnor offers to make an
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<br /> awurd ar settle a claim for d�ma�es. Borrower fails to respond to Lender within 30 days after the dat�e the notice is given.
<br />- :°s�`;,� I.ender is uuthurized to collect:uid apply the procceds,at its opdon,eIther ta restoration or repair of the Properry or to sums
<br />_..;;.-� secured by this Security instrument.whether or not then due.
<br /> - Unless [xnder und Barrower otherwise agree in writing, any application of proceeds tu pdncipal shall not eatend or
<br />` '�"'�"`'�� postpane the due date af the munthly payments referred to in paragraphs 1 and 2 or change the nmount of such payments,
<br /> --'°—= 11.Borrower Not Released:Forbearaace By Lender No!a Waiver.Extension of the dme for payment or modification
<br /> ��a�° of amorti•ration of the sums secured by this Secudty Instnrment granted by Lender to any successor in interest oF Borrowcr shall
<br /> - not operaie i4 releasx ihe li�bility �f�he orietnat Bor�ower or Bonower's successors in inten�t. Lender shall not be re.quire�to
<br /> �•�� commence pra�eedings a�ainst any successor in inter�st or refuse to extend tlme for payment or otherwlse modify amoriizadon
<br />-�:-.•-,��o�r of the sums secured by this Security Instrument by m,ason of any demand made by the origlnal Borrower or Borrower's
<br /> --�— successors In{nterest. Any forbearance by I.endec in exercising any ri�ht or remedy shall not be a waiver of or preclude the
<br /> - exencise of any right or reme�y.
<br /> 12.Successors and AssDgns Bound; Jotnt aud Several Llability; Co-signers. The covenants and ugreemerats of this
<br /> _ Security Instniment shall bind and benefit the successors and assigns of Lencier and Borrower, subjett to the provisions of
<br /> paragraph 17. Borrower's covenants and agreements shall be joint and several. Any Borrower who co-si�ns this Security
<br /> �- Insttument but does not execute the Note: (u) is w-si�ning this Securlry Instcument only tu mortgage.grant and mnvey that
<br /> -�- Borrower's interest in the Property under the terms of this Secudty Instrument: (b)is not personally abligated to pay tlie sums
<br /> --- secwed by thls Security Instrument:and(c)agrees that Lender and any other Borrower may agree to extend. modtfy, t'orbear or
<br /> make any accommodntions with regard to the terms of this Security Instrument or the Note without that Borrower's mnsent.
<br /> 13.Loun Chtuges.If the loan secured by this Security Instrument is subject ro u law whtch sets maximum loan charges.
<br /> and that law is finally interpreted so that the interest or other loan char�es collected or to be collected in connectbn wlth the
<br /> loan eaceed the pernutted limits, then: (a)any such loan cluirge shall be reduced by the amount neces5ary to reduce the charge
<br /> - to the permitted limit:and(b)uny sums already rnitected from Borrower which exceeded pernutted limits will be refunded to
<br /> Horrower. Lender may choose to make this rePond by reducing the prIncipal owed under the Note ur by muking a direct
<br /> ------. payment to Botrower. If a refund reduces Qrtncipal, the re�uction wtll be treuted as a parcial prepayment without any
<br /> prepayment char�e under the Note.
<br /> 14.Nottees. Any notice to Horrower provided for in this Securlty Instrument shall be given by delivering it or by mailin�
<br />- it by tirst ctass mail unless appiicable Inw requires use of�nother method.Tiic notia:ahalt be Jinx:ted to the Property Address
<br /> � �� or any other address Borrower designates by nottce to Lender. Any notice to Lender shall be given by first class mail to
<br /> -�- Lender's address stated herein or uny other address Lender designates by notice to Borrower. Any notice provided �'a in this
<br /> Security instrument shall be deemed to I�ave been given to Borrower or L.ender when�iven as providai in this parugraph,
<br /> - = 15.Guverning Gaw; 5everability. This Security Instniment shuli be governed by federal Iaw and the law ofthe
<br />-.��"".�._� jurisdiction in which the Property is located. In the event that any provision ar ciause of this Securlry Instniment or the Note
<br /> -"��`��� conflicts with applicable law,such conflict shall not affect other provisions of this Security Instrument or the Note which can bcs
<br />���j��. given effect without the conflicting provision. 'Po this end the provisions of this Securlty Instcument and the Note are declared
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<br />-._^;��:�':�.�y , to be severable.
<br />"___, -�y • �• IG.Borrower's Copy.Borrower shuU be given une conformed copy of the Note and of tltis Security Instrument.
<br /> •°���� Form 3028 9190
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