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<br /> ��;;.W:.`�`Y�. S. Haxwrd or Property Insurance. Boaower shrsll keep the improvements naw existing ur hereaRer erected an the
<br />-_:y,�;. Property insured againat loss by fire, huwrds included within the terrn "extendcd covcrugc" and any othcr hu�urds, incluJing —
<br /> �' '�=''�^� floods ar flooding,for which l.ender requirc� insu�uncc. Thir insuruncc tihull be maintuinai in thc umounts and for the periods
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<br /> • �� � thut [..:cuicr rcquires. Thc insurancc wmcr pmviding thc insumncc shaU bc choscn by Burrowcr subjcct tu L.�:ndcr's approvul ,
<br />_�?��� whtch shull not be unreASanably withlt�ld. If 8orrowcr fafls to muintain covcruge described abuve, Lcndcr may. �it L.ender's
<br />=-�:°�.�'�• � option,abtaln cavemge to protect L.ender's ri�hts in the Property in�ccordnnce with puragr�ph 7.
<br /> � Alt insurnnce policirs and renewals shall be acceptable to l.ender und shuil includc u stundurc! martguge cluuse. l.ender
<br />__- .:':�r ";' shnll have thc ri�ht to hold the polictes and renewnls. If L.cnder requires,Borrowcr shull promptly give m l.cnder all rc+:eipts of
<br />" �� `�,.. �: paid premiums�r►d renewul notices.In the event of lass, Borrawer shall give prompt �atice ta the insuranc:e carrier at�d Lender.
<br /> ' t`'�:�::��� L.ender may make proaf of loss if not made promptly by Borrower.
<br /> �`��`����� Unlcss Lender and Borrower otherwise agree in�vritin�.i�LSUrancc procceds shull be applied to resror:stian or repuir of the
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<br /> "y'r-�..��:�; Properly damuged,if the restoration or repair is economically feaslble and Lender's security is not lessened.If the restoratton or
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<br />==a:�:�:.'��1�`�` �c repair is not economlcully feusible or L.ender's securtty would be lessened. the insuranre pruceeds shull I�e upplfed ta the sums
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<br />;,:,..�`,�,:. secured by this Security Instrument, whether or not then due, with any excess paid to Barrower. If Borrower abandans the
<br /> ="•��__ � Property,or does not answer with{n 30 days u notice from Lender that the insurance carrier hac offered to sr�tle a claim, then
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<br /> .—.r=:,y,�� Lender may caliect the insurance proceeds. Lender may use the proceeds to repatr or restore the Property or to pay sums
<br /> ;.����' securcd by this Stcuriry Instrument,whether or not then due. The 30-day period wilf begin when the notice is�iven. -
<br /> `�ti-:,;,t�=.� Unless Leruler and Borrower otherwise agree in writing, any application of proceeds to pr�ncipsl shall nat extend or
<br />_����;���"� postponc the due date ot the monthty payments referred to in paragraphs i and 2 or change the amount uf tl�e ptty,ncnts. If -
<br />_�^,;,;���� under parngraph 2l the Property is acquired by Lender, Borrower's right to any insurance palicies and proceecis msulting from
<br /> ,���� damage to che Pcoperty prior ro the acquisition shall pass to Lender to the extent of the sums serured by this Security Instrument
<br /> �•; Immediately prtor tn the acquisition.
<br />"v��_-- — 6.Qceupancy,Preservatlon,Molntenance aad Protec¢don of the Property;Bonewer's Loau App{icetion; i.easeholtls.
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<br />�,,;� .. Horrower shall occupy,establish.and use the Property as Borrower's principnl c�esidence within sixh days after the execution of
<br />-_,�,.i„*:�;, _ this Security Instrument and shall continue to occupy the Property as BorrowePs princlpal residence for at least one year nfter
<br />'���-'= the date of accupancy,unless Lender atherwise agrees in writing, which consent shall not be unreusonebiy withheld,or unless
<br />.=_���� extenuatins circumstances exist which are beyond Borrower's contml. Borrower shall not destroy,damxge or impair the
<br /> =-;"=;'�.t� Property.s!loia tliee 4�rupert�tc deteriorete, or zominit �ss!�on the Pr�peity�. Barr�se�sr shs!! be in defsvlt if sny fQrfeiture ,
<br />___��;;,_�""r"'��� actton or proceeding, whether civil or cdminal, is begun that in L.ender's goocl faith judgment could rewwlt in forfeiture of the
<br /> � Property or otherwise mntectally impa�r the lien created by this 3ecurity Insttument or Lende�'s security interest.Bonower may
<br /> --�---=----- cure such a default and reinstate,as pmvided in paragrapri 18,by causing the actjon or procee�ing to bedismisse�with a ruling
<br /> _ that, in Lender's good fatth detem�inatlon. prccludes forfeiture of the Borrower's interest In the Property or other material
<br /> - — impairment of the lien created by thia Secudty Instrumeat or I,.ender's security interest. Borrower shell also be in default if
<br /> Borrower,during the loan application prcxess.�ave materistly false ar inaccurate information or statements to I.ender(or failed
<br /> to provide L.ender with any materiul information)in connectlon with the loan evidenced by the Note,including.but not limited
<br /> .— to,represemtations concerning Borrower's occupancy of ehe Property as a principal residence.If this Security Instcument is on a
<br /> °°""°� teasehold, Borrower shall comply with all the provistons of the lease. if Borrower ucquires fee tttle to the Property, the
<br /> ----— � leasehold and the fee title shall nat merge unless Lender agrees to d�e merger in writing.
<br /> 7.Protectton of Lender's Rights in the Property. If Borrower fails to perform the covenants end agreements oontained in
<br /> tlils Securlty Instrument, or there is n legal proceeding that may significantly affect Lender's dghts in the Property(such as a
<br /> proceedin� in bankruptcy,probate, for crondemnation or forfetture ar to enforce Iaws or regulatloi�s). then Lender may do and
<br /> pay for whntever is necessary to protect the value of the Property and Lender's rights in the Property. Lender's actions may
<br /> inclade paying any sums secured by a lten which has pdodty over this Security Instrument. appcaring in oourt. payipg
<br /> reusonable attomcys' feGS und entering on the Property to make repairs. Although Lender may take action under this paragraph
<br /> — 7.Lender does aot have to du so. '
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