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<br /> payrnents muy na longcr be requirod.at the option af L.endcr.if mortgage insumnce rovcrnge(in the umnunt und for tlie perIod
<br /> thnt Lender requires)provided by an i�.surer approved by L,ertder again becomes availablc and is abcained.Banower shull puy
<br /> the pmmiumg required tu m�intnin martgage insurance in eCfect,or to provide a loss reserve,until the rcquircment far martsuge
<br /> insurancc er+d9 in accflrdancc with any wrltten ag�ecment between Borrower und Lender or upplicz+ble lnw.
<br /> 9.Inspection. I.ender ar its u�ent may make reusonable enules upon and inspectians af the Property. Lender shWl give
<br /> Borrower noticc ut the tinre uf ur prior to an inspection spccifying rcasonuble cause far the insptction. �
<br /> 10.Condemnration.The procc�ds of any award or clnim for damag�. direct or consequential. in cannection with any
<br /> condemnatian ar other taking of any part of the Pmperty.ar for canveyunce in lieu of condemnatfon,ure hereby c�ssigned and
<br /> shall be paid to L.ender.
<br /> In the event of s�wtnl taktng of the Property.the procec�ds shal!be applied to the sums scxured by this Security Insttument,
<br /> whether or not then due.with any excess paid to Horrower. In the evcnt of a partiul tukln� of the Properry in which the felr
<br /> market value of the Property immadiately before the taktng is cquul to or grater thun the amaunt of tf�e swns serured by this
<br /> Secudty Insttument imnediately before the taDdns.unless�omower and Lender atherwlse agnee fn writing,the sums secured by
<br /> this Sesurity Instrument shall be reduced by the amount of the proceeds multiplied by the following fraction: (a) the tatal
<br /> amount of ths sums secur�ed immediately bafore thc taking.divided by (b)the fair market value of the PropeKy immediately
<br /> before the u�Cin�. Any balance shall be pafd to Borrawer. In the event of a partisl taking of the Froperty in whtch the fair
<br /> market velue of the Property immedjately before the takins is less than the amount of the sums setured immediately befare the
<br /> taking, unless Horrower and L.ender otherwise agree in writing or unless applicable Iaw otherwise prevtdes.the proce�s shall
<br /> be opplied to the sums secured by this Securlry Insuument whether ar aot the sums a�+e then dae.
<br /> If the Properry is abandnnrri try Anrrower,or if, after notice by Lender to Borrower that the cortdemnor offers to make an _
<br /> award or settle u claim for damages. Borrower failL to respond to Leader within 3il days aRer the date the notice is given,
<br /> I.ender is authorized to wllect and apply the proceeds.at its optloa.either to restoration or repair of the Pmperty or to the suma
<br /> scxured by this Security Instrument.�vhether or not then due.
<br /> U�less Lender und Sorrower otherwise agcee in wriHng. any application of pincoeds to principal shall not extend or
<br /> postpone the due date of the monthly payments ref�r�to in paragraphs 1 and 2 or change the amount of such payments.
<br /> I1.Borro�rer Not Released;Fort�earance By Lender Not a Waive�.Exteasion af the time for payment or modification �
<br /> of art►ortizatton of the sums secure�by this Security Instrument grantad by Lender to any successor in interest of Borrower shall
<br /> not operate to r�elease the liability of nhe�riginal Borrower or 8orrowcr's successors in interest.L.ender shall not be required to
<br /> cammence proceedings against any sucoessor in irnterest or�+efusa to extend time for payment or otherwise madify amort�Zation
<br /> of the sums secured by this Security Instniment by reason of any demand made by the originai borrower or Borrowcr's �
<br /> suocessa�in interest. Any forbearance by Lender in exercisfng any dght or remedy shalt nat be a waiver of or preclude tha
<br /> eaercfse af any right or remedy.
<br /> 12. Suocessors a�d Asslgns Bound;Joint and S@veral G1abUtty;Co-stgners.'Tho covenants and agreements of this
<br /> Secudty Instwnent shall bind and benefit the sucoessors and assigns of Lender and Barrower. subjett to the provisions of .
<br /> paragraph 17. Borrower's wvenants and agmements shall be joint and severuL Any Borrawer who co-sigas this SecurIry
<br /> Instsument but does nat execute the Note:(a) is oo-signing this Security Instnunent only to mortgage. grant and�nnvey that
<br /> Borrower's fnterest in the Property under the tercns of this Security[nsttument;(b)is nat personally oblIgated to pay the sums
<br /> securod by this Securlry Insicumenr and(c)agrees that Lender and any other Borrower may agree to extend.modify.forbear or
<br /> make s�ny accommodatlons with regaM to the terms of this Security Insuvment or the Not�without that Borrawer's cunsent.
<br /> 13.Loan Charges.[f the loan secured by thjs Security Insuument is subject to a taw which seu maximum loan charges,
<br /> � and�uat law is finally interpreteci so that the interest or uther loan charges wAextod or to be collerted in oonnection with the
<br /> loan exoeed the pemutted limits.then:(a)ony such loan charge shall be t�educal by the amaunt nezessary W reduce the charge
<br /> to the permitted limit;and (b)any sums already collected from Borrower whjch exoeeded permitted limits wiU be refunded to
<br /> Borrower. L.ender may choose to make thi+s refund by reducin� the princlpal owed under the Note or by making a direct
<br /> paymens to Borrower. If a refund reduc�s principal. the reduction wIil be treated a� a partial prepayment without any
<br /> prepayment charge under the Note.
<br /> 14.Nottoes.Any notico to Borrower provided for in this Securiry Instrument shal�be given by deliver�ns it or by mailing
<br /> it hy first cluss meil unless upplirable law reqt�res use of another method.The nodoe shall be dir�ected to the Property Address
<br /> or any other addmss 13ormwer designates by nopce to Ixnder. My norice to Lender shaii be given by first cIass mail to �
<br /> Lender's address stated hec+ein or any other address I.ender designate.c by n�te.�e to Borrower. Any notice providal for in this
<br /> Securtty Instcument shall be deemed to have been given to Borrower or Lender when given as pmvided in this purag�aph.
<br /> IS.Gnvernitt� Law; Severubliity. This Security Inst�ument shall bc governed by federal I�w and the Inw of the
<br /> jurisdicdon in whioh the Property is lor3ted. In the event that uny provisIon or clause of this Secudty instrument or the Note
<br /> wnfliets with applicabie lsw,such canflict shall not affect other prnvisions of this Sacurlty Inst�ument or the Note which can be
<br /> given effect�vithout the confltctin�provision.To this end the provisions of this Security Instrument and the Nate are dec(ared
<br /> to be saverable.
<br /> 16.Bomawer's Copy.Bornnwer shali lie given one conformed copy of the Note:uid of this Security Instrument.
<br /> Fmm 3028 8l80
<br /> Pogo 4 ot 8
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