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<br /> 95-,i0�'7'�3 �
<br /> S.Huard or Praperty Insurence. Borrower�hnll kcap the impravements naw exixting or ItereaQcr crectcd on thc �
<br /> Property i�uured usainst lusa by fire,hau�rds includcd wlthin the term "extended cneemgc" and nny other hur�►rds, including
<br /> floads or Floading. for whtch I.ender requires insur:uue.Thie i�sumnce shul!be muintainui in thc amnunt�und fi�r the pericds
<br /> that L.cnder myulrea.The in�urance currier providinp the in�urnnce shull be ch�sen by&�rr��wer subject t�i l.ender'ti �ppraval c
<br /> which shall not be unrcasonabty withheld. If Barcower fuils to maintuin cavcragc dcscribai ubnvc, I.endcr muy. ut Lcndce's
<br /> opdon,obtnfn coverage to protect l.ender's�ightx M the Pmpeny in jsccordunce wfth pam�ruph 7.
<br /> Alt insurance policies und renewals xhall be acceptable to Lender and shull i�clude n s.tundurJ mortguge clnuse. Lender
<br /> shalt have the right to hold the policles und renewals.If l.ender requires.Barmwcr shnil promptly give to Lcnder ull receipta of
<br /> paid premiums and mnewul nodce.c.In the event of toss.Borrower shaU give prompt notice ta the lnsurunce currier an�Lendee.
<br /> L�ender may make proof of lass if not made promptly by Borrower. F_
<br /> �lnless Lender nnd Borrower otherwi�e agctx in wridns,insurance proceeds shaU be uppliod to restoratlan ur repair of the
<br /> Properry domagal. if the restoratIon or repair is economicully feasible nnd Lender's security is not lessened.If the restoratian ar
<br /> repaSr is not ecanomically feasible or l.ender's secufity wauld be lessened,the insurance proceeds shall be upplied to the sumq
<br /> secured by this 5ecurity Instrument, whether ar nat then due. with any exce.ss paid to Borrower. If Barrower abandon�the
<br /> Property. or daes not answer wlthin 30 duys a notice from Lendcr that the insurance�+rrier has affered to settle a claim. then
<br /> Lender may collect the insurance pcoceeds. L.ender may use the pcoceeds to repafr or restom the Property or to puy sums
<br /> secured by this Security Instrun�nt,wheiher or not thcn duc.The 3Q•day per�ad�vill begin when the nottce is given. ..
<br /> Unless Lender end Barrower othenvlse agree in wridn�. any application of proce.eds to pr�ncipal shall not extend or
<br /> postpone the duc date of the manthly paymentc re fPrrwl to in parsgraplss 1 ari�2 a=�i�a,�gG the m►tount of ihc payments• If -
<br /> urtder paragraph 21 the Property is acquired by Lender.Borrower's r��ht to uny ln.surance policies and procceda resulting from
<br /> dsimaga to the Property pdor to the ucquisition shall pass to Lender to the eatent of the sums secuced by this Secutiey Insm�ment
<br /> iram�dist�ly pfior to the acquisition.
<br /> 6.Occupaney,Preservadon,Maintenance and Protectton�f the Property;Borrower's Loan Appltcatioa;Lea�eholds.
<br /> Borrower shall occupy.establlsh,and use the Pmperty as Borrower's principal residence wlthin sixty days after thB execution of
<br /> this Securiry Inst�ment and shall continue to oaupy the FropeRy as Borrower's principsil residence for at Ieast one year t+fter
<br /> the date of occupancy. unless I.ender otherwtse agrees in writing.which consent shall not be unteusonably withheld. or anless
<br /> extenuaH�g citcurnstances exist v►hich are beyond Borrower's control. Borrower shall not desuoy. damage ar impair the
<br />� Pcoperty. alluw iiia�i'OjlBitj% t8�G2Ct�ilt3iC.ar commi!s�sstc fln the Ps�s+gerty• Rc�rr�wer shnll be tn default jf any fbrfetture ,_
<br /> uction or proceeding, whether civil or criminal.is begun that in I.ender's good fnith jud�raent could result in forfeiture of the
<br /> Pcoperty or othenwlse materially impair the lien created by this Setutity Instrument or Lender's security interest.Borrower may
<br /> cure such a defau[t and reInstate,as provided in paragraph 18.by causing the action or proceeding to be dismissed wtth a ruling
<br /> that, in I.ender's good faith deterraination.precludes forfeiture of the Borrower's interest in the Property or ather material
<br /> impairment of the lien created by this Secwity Instrument or Lender's secur�ty interest. Borrower shall also be In defaetlt if
<br /> Borrower,during the loan applicadon process. gave material[y false or inaccurate informadon or statemenu to Lender(or failed
<br /> to prnvfde Lender with any materlal informntion)in connecdon with the loan evidenced by the Note,including.but not lirmted
<br /> W,representadons oonceming Borrower's occupancy of the Property as a princlpal residenoe.If thls Security Instrument is on a
<br /> leasehold,Borrower shaq compty with all t6ie pmvisions of the lease. If Bomower arquire.v fee title to the Praypecty. the
<br /> leasehold and the fee ttde shall not merge unlesg Lender agrees to the merger In writing.
<br /> 7.Protection of I.ettder's Rlghts in the Property.lf Borrower fails to perform the covenants nnd agreements oontained in
<br /> this Securiry Inst�vment,or thero is a legal proceeding that may significandy affect Lender's rights in the Property (such as a
<br /> pm�eedlag in bankruptcy,pmbate, for condemnation or forfeitu�+e or to enforce laws or regWations).then Ixnder may do a�td
<br /> pay for whatevcr is necessury ta pQOtett the v�lue of the Property xnd Lendar's rights in the Property. Lender's actloas may
<br /> � include paying any swns secwed by a lien w6ich has priotity over this Secudry Insuument. appearins in court, paying
<br /> reasonable attorteeys' fees and enterin�on tha Property to make repairs.Although I.ender may take actlon under this paragtaph
<br /> 7,L.ender does not have to do so.
<br /> . ,��►rrry amounts disbutsed by I.ender under this paragraph 7 shall become additional debt of Borrower secured by thls
<br /> : S�cudty Insuvment. Unless Borrower nnci Lender ngree to other terms of payrnent.these amounts shall bear interes�trom the
<br /> dute of dlsbursement at the Note rate nnd shall be payable. with interest, upon notice from I,ender to Borrowet request�ng
<br /> payrnent.
<br /> 8. 1Hortgage Iasurance.If Lender required mortga�e insurance as a conditton of maktng the lonn secured by this SecurIry
<br /> Instnrment, Borrower shati pay tho premiums�equtred to maintein the mortguge insurance in effect. If. for any r+eason, the
<br /> mortgage insurence coverage required by Lettder lapses�r ceases to be In effect, Aorcower shall pay the premiums re�uirad to
<br /> obu�in coverage subswntially equivalent tn the mortgage insurance previousIy in effoct. at a rnst substantialty equivalent to the
<br /> cost to Borrower of the martgage insurance prevlously in effect. from an altemate mo�tgage insurer upproved by Lender. If
<br /> substantially equivalent mortgage insurnnce coveruge is not availuble,Borrower shall pay to Lender each month a sumeqoat to
<br /> one-twelfth of the yearly mortgage insurartce premium being paid by Barrower�vt�en the insurance coverage lapsed or cea�sed to
<br /> be dneffect. Lender will acoept.use tind retnin these payr�eents as a loss reserve in lieu of mortgage insurunce. Wss reserve
<br />— Form 3026 8/9b
<br /> ' Pago 3 of 8
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