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<br /> -6=�=-:'��.'�•� S. Hezard or Property Insurance. 8orrower sh�ll kcep the Improvements rt�w exlsting or hereufter erccted an the
<br />`'��� ' Y Property insured against los�by fim, heznrdg inrludcd within the tcrm "extended rnvern�e"Artd any othQr hn�x�rds, includinR
<br />_'-��'�--"���, floads or flooding.for which Lender requires insurnnce. This i�tiurunee shull be maintuineai in the amc�unts and for the pedods
<br /> -�j that Lender requires. The insurunce runicr pravidin�the insurance shnll be chas�n by Bormwer subject ta Lender's approvN
<br />=� which shutl not be unmasonubly withl�eld. If Borcawer fuils ta mainwin cuveruge descr�bed ubave, �.ender may, nt Lender's
<br /> R,�.�:�..�,�� . aption.obtain covernge ta pmtect I.ender's r�ghts in the Pnopeny in�ccordance with purngrnph 7.
<br />:��,"��� All insurance policies und renewnls shull be acceptable to Lender and shull include n standard mortgage rlause. I.ender
<br /> -��:•J.'�3[� shall huve the riBht to hold the policies und renewnls. If[.ender cequims. Horrower shall promptly�ive to Lender ull receipts of
<br />=-���, puid premiums und renow�l notices. In the event of loss.Barrower shail�ive prompt notice to the inwrance carrier and Lender.
<br /> �"�'� L.ender may make proof of loss If not mude promptly by Horrower.
<br /> '==����.: Unless l.ender nnd Borrower othenvise agree in writ�ng,insurance ptocecds shnll be applied to restoration or repair af the
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<br /> � �,,,,����- +�...� Property damaged.if the restoration ar repuIr is ernnomically feasible and Lender's scxurity is not lessened. If the mstomtion or
<br /> wt`�'. repair is nat ecanamiculiy fes►sible or Lender's securlty wouid be lessened,the insurance pra�cls�ha11 be applied to the sums
<br /> —_�--r� secured by this Secur�ty Instrument. whether or not then due. with any exuess paid to Barrower.(f'Sorrower ubandans the
<br /> Froperty.ur dues nut�,nswer wiQ►in 30 Jaya a uutire fi�om Lei�der�I�at the insurance cun•ter has offered to�ettie a claim.then
<br /> - -=:� T.ender may coltect the insurance proceeds. L.ender may use the�.mceeds to repair or restore the Property or to pay sums
<br />_-����� secure�d by this SecurIty Instrument.whether or not then due.The 30-dny �ericxi will F►egin whPn ehe n�.uce is given.
<br /> °y'�'��� Unless l.ender sind Borrower othenvise agree in writing. any upplicution of pmceeds to princIpal shnll not extend or
<br /> - postpone the duc date of the monthly payments referred to in parag�aphs 1 nnd 2 or chunge thc omount of the payments. If
<br />=��i:�+u� under paru�raph 21 thc Praperty is acquired by Lender. Bnrrower's right to uny insuranre pollcies and proceeds resuldn�from
<br /> _- ��_i dama�e to the Property pr�or to the acquisitton shell pass to Lender to the extent of the sums secured by this Securlty Instrument
<br /> -'`�" immodiutely prior to the acquisition.
<br /> -'���`�� 6. Occupaacy,Preservatfon,Matntenance and Protedton of tlte Property;Bormwer's Loan l�ppl[cation;Leaseholds.
<br /> �`� Borrower shall occupy.estublish.und use the Property as Borrower's principal residence within sixty days after the execution of
<br /> -`--=-'� this Security Instrument and shall continue to occupy the Property as Borrower's prinelpal residence For at least one year after
<br />—_ =—'.-`° il�c datE ot occupa�cy. uniess L,cadzr atlierw3sc agrr.�s in w�ritiag.ul�ich cansent shali not be unrcasa�ably uithhafd.ar unlass
<br /> __��='+� estenuating circumstances exist which are beyond Borrower's control. Borrower shall not destroy, damage or impair the
<br /> =----- = Property, allow the f"toperty to deteriorate. or cummit waste on the Property. Borrower shall 6e in default if eny forfeiturc �
<br /> l��� netion or proceoding. whether civil or criminal. is begun that in Lender's gaod faith judgmeat could result in farfeiture of the
<br /> ---- Property or otherwise matedally impair the lien created by this Security Instrument or L.ertder's security interest. Battower may
<br /> _ cure such a default and reinstate.as pmvided in para�raph 18,by causing the action or pror.�ding to be dismissed with a ruling
<br /> ttwt, ia l.endxr's good fatth determtnation, precludes forfciwre of the Borrower's interest in the Property or othei material
<br /> impairment of the lien created by thfs Security Jnst�ument or L.ender's securlty interest. Homower shall also be in default if
<br /> — Borrower.dur�n�the loan applicatIon prc,cess.gave mntedally false or i�accutate informatlon or statcrtsents to Lender(or failed
<br /> to pmvide Lender wtth any material information)in connerdon with the loan evldenced by the Note,including.but not liraited
<br /> -- to.representations concerning Borrower's occupancy af the Proparty as a principal�rsidence.If this Secudty lnstrument is on a
<br /> leasehold, Borrower sh�l1 comp?y with all the provislon.s of the lease. If Borrower aoquires fee t�de to the Pmperty. the
<br /> - — leasehold nnd the fee ticle shall not merge unless Lender ugrec.s to the merger in writing.
<br /> — 7.ProtecUon of Lendtr's Rights In the!'roperty.If Bomower fails to perform the oovcnants and agreements contained in
<br /> this Secutity Instniment.or there is a legal proc�ding that muy significandy affect Lender's ri�hts im the Property (such as a
<br /> pmceeding in banktuptcy,probate, for condemnatIon or forfeiture or to enforce laws or regulattons), then Lender may do and
<br /> pay for whatever is necessary to protect the value of the Property and I.ender's rights ir►2'he Pmperty.Lender's acti�+ns mny
<br /> -- -- include paying any sums sccurc:d by a licn which hns prlority ovcr this Se�;urity Instrument. appr.aring fn aaiiut. paying
<br /> reasonable attorneys'fe�s end enterin�on the Property to mnke eepaen.Although I.ender muy tnke action under.ql►i$paragreph
<br /> 7. Lender does ttot have to d�so. ,
<br /> _�-- _ � A�ry wuuunts Jisbun�exl by Lender under this paragraph 7 shall beoome udditional debt of Borrower secure� by this
<br /> _= Security Instrument. Unless 8orraner an�d Lender agree to othor terrns of payment.these amounts shall bear interest�'rom the
<br />_ =—= date of disbursement at ttte Note rate and shall be payable,with tnterest, apon notfce from Lender to Burrower reqnesting
<br /> � payment.
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