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'— .-irriw""�79e- --.�r.���'�T �_�'11.a1L'• J�iln-' <br /> r.....�ea :LTi :vi�...r.. r'cy�Ii �_ - _ _ ..�______.�__ <br /> �� . <br /> , - � - � - - .. . <br /> -. - - _ °_ _ ___ .. ._.... . . ��.�.:.: � ...- �-- - � .. - .: .._. _- - -- . .. --- <br /> --_ - .....��. -=-�.�-.. _..' --_,-- __ .. _- .. —��- _. <br /> -- .:�+.rtQxr-�«. �� - . - ° — . - -.. <br /> —,.acatihl""-_' - - ����e�wr.y#r���n�eusa_•��ra:.-= - -,......._ -- --- <br /> �5.�► 'LU4'�'70 = <br /> TUtIE:TN�tt WITN ull thc improvementa ni�w on c�rcuRer crected on the property. and utl ctencmcnt�;.iippurtenunccs,und — <br /> tixtures naw �►r l�emi+Rcr a purt uf the property. All repli�cen�cntw atnd udditinnK Khull ul�;a bc covcrcJ by thia Sccurity <br /> Instrument. All uf'the fnmgoing ir;refcned ti�in thix Sccurlty inst�ument us the "Property." <br /> 80AROWEi�COVENANZS that Borrowcr ix luwfully scincd�+1'thc c�tutc hercby convcyed und hus thc right u�grunt und <br /> canvcy thc t'rope�ty und that thc Pruperty la unencumbcrcd, cxcept for encumbruncac nf reconi. B�trmwer wurntntK tmd wili <br /> defend�enernily the titte ta the 1'rapeny a�ninst uii cluima um!dcmui►dh,nubjcct to a+�y cnwmbrances af rccard. � <br /> THIS S�CURITY tNSTRUMBNT com6ines unifam�cavenants for nationul use und nan-uniform covenunts with liaiiteci <br /> varlations by jurisdiction to constitute n uniform security Instnrment cuvering reul prc�perty. <br /> UNIFORM COVENANTS.Barruwer and L.cnder covenunt und Agrce as follaws: <br /> 1. Payenent of Principal and Interest;Prepny�nent artd Lnte Chnrges. Bnrcowcr shull �mmptly puy �vhen duc thc <br /> • princlp3t of und interest an the debt evidencr.ci by the Note and nny prepuyment and late churges due under the Note. <br /> 2. Fhnd9 for Texes and lnsurnnce.Subject to applicxtble law or to a writccn wuivtr by I.ender. Barrower shnll pay m _ <br /> I,ender�n the day monthly puyments ure due under the Natc,unti!the Notc is paid!n full,a sum("Funds")for:(a)ycarly taxes <br /> und assessments which may uttain prlarity over this Secudty Insttument es a lien an the Property;(b)yearly IeASehold pnyments <br /> or�round rents on the Property,if any;(�)ycurly hauud ar progerty insurance premiums:(d)yearly flood Msurtu►ce pn.r►�fums. <br /> � if any; te)yearly mortgage Ipsurance premiums. if nny;and(4 any sums payable by Borrower to Lender, I�uccordunce with <br /> the proviaions of paragraph 8. in lieu of the payment of mortga�e insurance pretnfums. These items are called "Esctow Items." <br /> I.ender may, at any time. collect and hold Funda in an amount not to exceed the maximum amount a lender for u fedemlly <br /> related mortgage laan may require for Borrower's escro�v account under the federal Real Estate Settlement Procedures Act of <br /> (g74 as amended from time to time. 12 U.S.C. Section 2601 et seq. ("itES�'A"),unless ann.her law that applies t�the Funda <br /> � sets a lesser amount. If so, Lender may.at any ttme, mllect and hold Nunds tn an amount noc to ex��al the t.,ss�:r amoa[tit• - <br /> Lender may �stimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures af future <br />- isct+aw Items or otherwise in acrnrdance with epplicable law. <br /> '1'he Funds shall be held in an institudon whosc deposits are insured by u federal agency, instiumentality. or entIty <br />- (including Lender,if Lendei is such an i nsdtudon)or in uny Fedcral Home Loan Bank. Lender shall apply the Fands to puy the - <br />- Escrow Items.Lender may nut charge Botrower for holding and applying the Funds.annually analyzin�the escrow account.or <br />_` verifying the Escmw Items,unless Lender pays Borrower�nterest on the Funds and applicable law permits I.ender to make such <br /> a charge.However, Lender may requ3re Borrower to pay a one-tlma chnrge for en independent reul estate tax regortins servtc� <br /> used bv L.ender in connection with this toan, unless applicable law pmvides otherwise. Unless an agreeraient is mada or <br />- appltcable law requires inte�+est to be paid,L.ertder shall not be requirod to pay BorrowPr any intemst or e�tmings on thc Futt�. - <br /> Borrower and L.cnder may agree In writing, however. that interest shall be paid on the Funds.L�ender shail�ive ta Barrower. <br /> without charga, an annuei accountin�af the Funds, showiag credits and debits to the Funds and the purpose foz which each <br /> debit to the Funds was made.The Funds are pledged as edditional sacurity for all surns secured by this Secudty Ynstrument. <br /> IF the Funds held by Leader exceed the amounts permitted to be held by applicable Iaw.I.ender shall account to Borrower <br /> for the excess Funds in'accardance wIth tbe requiretnents of appllcable law. If the a�ount of the Funds held by I.ender at any <br /> Hare is not snfticient to pay the Escrow Items when due,L.ender mny so nodfy Barrower in wrldng,�nd.in such cas$Borrower <br />= shall pay to I,ender the amount neressary ta make up the deficiency.Borrower shall make up the deRciency in no more tttan <br />— twelve monthly payments.at Lender's sole discretton. � <br /> Upon payment in fufl of all sums secured by this Seoudty Instn►ment. I.ender shnil pmmptly refund to Borrower any <br /> Funds hdd by Lender.If.under psuagraph 21,L.endea shall acquire or seil the Propecty.Lertder. �rior to the acquisition or eale <br /> of the Property. shall apply any Funds held by Lender at the dme of acquisition or sute as a credit against the sums secvred by <br />— this Securlty Instrument. <br />— 3_Applictttlon of Feyments.Unless applicable law provides atherwise,alt payments rerelved by L.ender under paragraphs <br /> 1 and Z ahall be applied:first.to any prepayment charges due under the Note:second, to amounts payable under parngraph 2: <br />_ thtrd,to interest due;fourth,•to principal due;end last.to any late churges due urtder the Note. ,. <br /> 4.Chacges;Ltens.Borrower shall pay all texes,assesstnents. charges. fines and imposiGons attributable to the I'roperty <br /> wLich may attain prIodty uver this Securlty Insaument. and leaschold payments or ground rents,if any. Borrower shal]�►y <br />= these obli�adons in the manner providad in pacagraph 2,or if not paid in.that maziner.Borrower shall pay them on time directly <br /> - tu d,e pe�suu owed paymcnt. Borrowcr shalt prompdy tl►rstish to Lender�Il notices of amounts to be paid under this paragtraph. <br />'— If Bomower makes these payments direct{y. Borrower shall pmmptly fumish t�I.ender recelpts evidencing the,payments. <br /> Sorrower shull promptly discharge any lien whtch hsrs pdoriry over this Security Instrument unless Bora�ower:(a)agrees in <br />— wddng to the payment of the obligation secured by the lien in a n+ermer acceptable to Lender;(b)contests in good faith the lien <br />� by.or defends t►gai�st enforcement of the lien in, legal proceedEngs which in the Lender's apinion operate to prevent the <br />- enforcement af the lica;or(c)secures from the holder of the lien An agrecment sutisfactory to Lender subordinating the�ien to <br /> — this Sacurity Instrument. If L.ender determines that any pare of the Property is subject to a lien whicli may attuin priority over <br /> - this Security Insuument.Lender may give Bomower a notice ident�fytng the lien.Horrowes shatl sntisfy the lien or take one or <br /> � morc of the actions set forth ubove withln(0 days of the�iving of aottce. <br /> -� Fo.�aose srsa <br />"� veyo 4 ot s <br /> � <br /> � � � � 3 <br /> . - .-.�---_ ,._..._�-- --- .t <br /> .. ' � ' - .. , .. '.�l L �,.'.���rt���` a * �, . .. ._ <br /> . .. <br /> .. . 'y <br /> , �,y� <br /> . . ' ' .. . .• - u . � .. I .Ns'fK.B+�r��j �+I . 1� .• �. V -' ,T � . T�, <br /> .� .. . � � . . . <br /> . ...... . � _ � <br /> . . ..�� .� . � . . . _ . . .. . . .. ... � , �_. <br /> .. ' �. -- � .. � � .. � ' .> ��, . 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