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<br /> paymentfi mAy no langer be rcquired.at the uption af Isnder.if martguge insueunce coverage(in the cunaunt and for tho perlad
<br /> that Lender ras�uires)provided by an insurer upproved by l.ender a�uin bccome�►uvuilable und is abtained. Barrawer shall pAy
<br /> the premiwns r�ui�-�xl ts�niui��tain�nurtgugc insumnce in eftcct. at to ptavide a tass reserve,umit�he rcqairoment far mortgage
<br /> insurance ends in uccordance with uny�vrjtten ugrecment beiween Borrower und Lender ar applicable law.
<br /> A. Inspcctlan. Lcnder ar its agent muy muke reasanable entdes upon and inspecttons af thc Property. l.cnder sheil g[ve
<br /> Banawer natice ut tht time af or prtor to un inspection rpecifying masonuble cuuse for the inspection.
<br /> 10. Condenmatlon. The prorecds of uny uward at cfaim for damages. dircct ar consequentiul, in connect�on with uny
<br /> rnndemnation or other tuking af Lny pnrt of the Praperty,ar far conveyunce in lieu af wndemnation,ure hereby assigned and
<br /> shull ba puid w l.ender.
<br /> In th�event af n total tatcing of tho P�operty.the proceeds shall be upplied to the sums secured by this Security Insuument,
<br /> whether ar not then due,with uny excess puid to aorrawer. In thc event of a partial taking of the Property in which the fair
<br /> mnrkct vt�lue of the Property immediutely befote the taking is equd to or greater than the amount of the sums secured by thls
<br /> Securlry Instcumen�immediately before the tekln�.unless Borro�ver and Lender otherwIse agree In writing,the sums secured by
<br /> this Secudty Instrument shull be reducod by the amount of the proce�Ds multiplied by the following fractlon: (a) the total
<br /> amount af tho sums recured immedtately before the taking. divided by(b)the fair market velue of the Property immediately
<br /> before the taktng. Any balanc�shull be patd to Borrower. In the event of a partiel takIng of the Property in which the fair
<br /> market value of the PropeRy Immediately befom the taking is less than the emount of the sums secured immediately before the
<br /> toking. unless Borrower and Lende�uthcrwise agree in wnting or unless Applicable iaw othenvis�pruvides. the proceeds shail
<br /> be applied to the sums scxured Dy this Securlty Instrument whether or not the sums ac�e then due.
<br /> If the Properry is abandoned by Borrower.or if.ufter notice by Lender to Borrower that the condemnor offers to mrake an
<br /> awurd or settle a cl�im for damages. Horrowzr fails to respond to Lender within 30 days after the date the nottce is biven,
<br /> I,ender is uuthorized to cotlect and apply the proceeds,ut Its option,either to restoration or repsiir of the Pn►perty or to the sums
<br /> secured by this Secuniry Insnument,whether or not then due.
<br /> Unleas Lender und Burcawer otherwlse asnec in wdtinge any applicution of proceeds ta pdncipal shall not exiend or
<br /> postpone the due date of the monthly gayments refemed to in paragrnphs I ansl 2 or chan�e the amount of 9uch payments.
<br /> 11.Borrower Not Released;Forbearauce By Lender Not a Waiver.Extension of the time for pa�ment or modification
<br /> af amor►izatian uf the sums secured by this Secudry Instrument�ranted by I.ender to any succassor in interest of Bornower shall
<br /> not operate to release the liabfliry of the orisinsil Borrower or Borrower's successais in interest. Lender shall not be required to
<br /> commence proceedings aguinst uny successor in i�iterest or refuse W extend time for payraent or otherwise modify amortizatIon
<br /> of the sums secured by this Security Instn�ment by reasnn of nny demand tnade by the orisinal Bonowor or Bortower's
<br /> successors in interest.Any forbearunce by L.ender in exercisin� any right or remady shall not be a waiver of or preclude the
<br /> eaercise of any right or reatedy.
<br /> 12. Successors and�Asslgns Bound;Joint nnd Several LtabiUty; Ca-sigaers. The covenants and agreements of this
<br /> Secudty Instrument shall bind and benefit the successors and asslgns of L,ender and Borrower. sub1ect to the provlsions of
<br /> paragraph 17. Bomnwer's covenants end agreements shalt be joint und several. Any Borrower who co-signs this Security
<br /> Instrument but does not execute the Note: (a) is casigning ihis Security Instrument only to mortgage, grant and convay that
<br /> Bomower's interest in the Pmperty under the terms of this Security Insnvment; (b)js not personally obligated to pay the sums
<br /> secnred by this Security Instn�nent:und(c)ngc+ees thnt I.ender and any other Borrower may agree to extend.modify.forbear or
<br /> make any acoommodadons with�egard to the terms af this Security instniment ar the Note without thut Borrower's consent.
<br /> 13.Loan Charges.If the loan�ecured by this Security [nstrument is subject to a law which seu maximum loan charges,
<br /> and that law is finally interpreted so that the Interest or other loan charses coNected or to be collected in connection wlth the
<br /> loan excced the pertnitted limits, then: (a) any such loan charge shall be reduced by the amount rtecessary to reduce thacharge
<br /> to the permitted limit;und (b) any sums alre:�dy callectod from Bomower which exceeded permittcd limits will be refunded to
<br /> Borrower. Lender msiy chaosc to make this refund by reducing the princIpal owed under the Note or by making a dirtxt
<br /> payment to Borrower. If a refund reduc�es pr�ncipul. the reductio» will be treated as A p�utiul prepayment wlthout uny
<br /> prepayment cfnarge under the Nate.
<br /> 14.Not[ces.Ar.y notice to Borrowcr provided for in this Security Instrument shall be given by deNvening it or by mailing
<br /> it by first class mail unless applicuble law requires use of anothcr method. The notice shall be directed to the Property Address
<br /> or any othcr uddress Borrower designates by notice to I.ender. Any notice to L.ender sh:ill be �iven by trst class mail to
<br /> Lender's address stated herein or any other addre�s L,ender designates by notice to Borrower. Any nottce provided for in this
<br /> Security Instrument shall be deemod ro have been given to Bormwer or Lender when given s�s provided in this puragraph.
<br /> I5.Gnveenin� Luw; Severa6ility. This Security Instniment shall be govemed by federul taw and the law of thc
<br /> jurisdiction in wliich the Property is located. in the event that any provisEon or clause of this Security Instcument or the Note
<br /> conflicts with applicable luw,sucb conftict shall not uffec:t other provislons of this Security Instrument or the Note which can be
<br /> given offcct without the mnfltcting provision. To this end the pmv(sions of this Securiry Insuument und the Note are declamd
<br /> to be severeble.
<br /> 16.Burro�ver's Copy. Bomower slia�l be given one rnnformed copy of the Note and of this Securiry Instn�ment.
<br /> Foem 3028 8190
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