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""__'_.-�_.y.s'sn�A'�ti�.�i.i�i�i�owcsr�:�'w-�iu-a-iam��.stir:ukl�:s.�a:"�.L�.:4 i��Y,"�.c:'F)'.3Ft'�^.,.5��1N`'... <br /> —�..�•'S��i�7Si ei�:�-..._ . ___'_ __�_.... _._._ ._ . _ <br /> _--r.,_ _ _ �.iF-"� _ ' in� _ .e1�.eMVri� d/I3G��A�r :t�..�.�.v..�wi�fkit!�SEI. _=lli:7� —' • __"�_ <br /> _... � r- .�—;br,.'�-np�'r-�a7m�'i/Y -r-'�:a-�;-;^�: _ ,. �—�--' __.h -- _;�r�t,�-. .�— ---- — <br /> � �sy•:1Cr'�tt • '��' 'Jra �?�' i%�`�� ' • � - � - -� i°cn�,.� <br /> ni'�''�� rr� �,�itJy�o'f{�.1� _i�f^��;�;';b ^t ��±',• '' '' �_+` R is.� �l��;i,c.�_--. ------ <br /> •�"i_� - <br /> � �;.. . . .. . . - . -'..�."_---- <br /> .�.�•t�,,.�'� . � . , . ._ _ .... . <br /> "...�__..,' ........�:.rr.n�*i.�___._.f._� � .,__.......___....._..._.—__..__..___.�._._._...—.-••------- - . -a'.. .....�� �_.: <br /> . g 5�.�L04'745 <br /> S. Naz�t�d or ProgeMy ln.gurunce. l�orrower shall keep the lmpraveracntg naw existing or hercafter erected an the <br /> Praperty insured oguinst tosx by fire,ha•rnrdg includcd within the term"extended caverage" und any other hw�srds,inctuding <br /> floads or t�oadiaII.fur which[.cnder requires insurnm�e• 7'hih insurmia:e shuil hc mairttained!n thc nmounts and for the periods � <br /> thut Lender requir�. The tnsurunce carrler pravidtng the insurattce shali be chasen by Banuwer sub,�ect tu l.ender's approval <br /> which shnll nat be uoreasonably withheld. if Bormwer fails to ma6�tuin cavcrage described ulxwc. I.cndcr may. at l.endcr'x <br /> aption, abtuin covemge to protect L.ender's rights in the Property in accordss�ue wtth pura�raph 7. <br /> All insurunce policies and renewals shutl be acceptubte ta [.ender artd shatl include a stundnrd mortgu$c clnuse. Lender <br /> ahull huve the right to hold the polic[es und renewuls•If l..ertder mquires,Borrower shull promptly give to Lcrtder all receipts of <br /> patd pr+e�miums and renewal notices.In the event of las.g.Hotc�wer shaU give prompt notice to tha fnsurunce carrier and Leader. � <br /> I.endor muy make praof of lass if not made promptly by Borrower. <br /> Unle.cs L.ender and Borrower otherwir�e u�ree in writing.lnsurance praceeds shall be applted to restorndon or mpafr of the <br /> property damaged,if the restoratton or repa�r is economic�lly feasible and L.ender's security is not lessened.If the restoratton or <br /> reps►ir Is not economicnlly feasible or[.ender's secudty wauld be lessened,the Insurunce pmceeds shali be applied to the susns <br /> secured by thls 5ecuriry Instrument, whether or not then due. with any excesa paid to Borrower. If Borrower abandons the <br /> Property.ar d�e.s not answer within 30 days a notice from Lender that the insurance carrIer hus affer�to settle u cla�m. then <br /> Lender may collect the insurance pmceeds. L.ender may use the proce�xt�to�WPi�be°�� when t'�ie no ice i given.� �Y �� <br /> sec;u�ai by this 5exurity Insttument,whether or not then due.The 30-daY '��tion of nn:eeds to dnct ai sh�ll not excead or __ <br /> Unless Lender and Borrower otherwise u6ree in writ ing. any app ' p P P <br /> postpone the due date of the monthly paymenta refen+ed to in paragraphs 1 und 2 or cliunge the amount of the payments. If <br /> nnder p�aragrapfi 21 the Property Is acqutred by Lender. Borrower's right to any Insurence polictes And prnceeds[esult�ng from <br /> damage co Qie Property prior to the acqutsiaon shall pass to I.ender to the extent af the sums secured by this Seturlty Instrument <br />- immediatety pdor co the acqutsidon. 4 <br /> 6. Occups�ncy, Preservatlon. Matntenanee and P�e+atection of the Pruperty;Borrower's Loan Appl[cation;Leaseholds. <br /> Borrower shall occupy,establish,and use the P�pe►ry s�s Borroa�'er's pdncipal residence wlthin sixty days after the executton of <br /> this 5ecadty Insuument ssnd shell continue to occupy the Property es Borrower's principal residen¢e for at least one year after <br />° ����Q f��g�y,,�nlcgs I.ender otherwise us[ees in writin�.which consent shall not be unrcasonably withheld. or unless <br /> extenuating ctrcumstances eulst which are beyond Borrower's control. Borrower �hatt �i d�stmy. clars�Se ai imp��s �h� <br /> Property.allow the Property ro deterlorate. or commit waste on the Property. Borroa+er shaU be in defuult lf any forfeiture <br /> actton or proceeding,whethet civil or criminal, is begun that in I.ender's good fuith judgment could result in forfeiture of the <br /> property or othenvise matcr�ally impair the lien created by this Securtty Instrument or Lender's secudry interest. Horrower may <br />= cure�uch a default�nd relnstate.as provided in para�raph 18,by causing the actlon or pmc+�ng to be dismissed with a culing <br /> thnt, iR Lender's good faith determination, preclud$s forfeiture of the Borrower's interest in the Praperty or other u�aterial <br /> impairment of ihe tien created by this Securiry Insuument or Lender's security interest. Borrower shall slso be!n default if <br /> Borrower,during the loan Application process,guve materially false or inaccurate infonnadon or statements to Lxnder(ar failed <br /> to provide Lender with sury nu►tecial informanon)in conneecion witt►h II°ri ci ial de�If this�Secudty nstrum n is on�a <br /> to.representsttions wncemi�g Burrower's occupun�3'of the Property p P <br /> teasehold, Borrower shsill comply with a!i the provisions of the lense. If Borrower acquires fee titte to the Properq+. the <br /> le�sehold and the gee title shall not merge unless Lender agrees to the merger in wr[ting. <br /> 7.Prot�ction oi Lender's Rights in the Property•If Borrower fails to perForn►the covenants und agrcements contained in <br /> this Secudty Instrument,or there is u legnl proceed�n�that may significandY affect L+�nder's rlghts in the 1Propercy (snch as a <br /> pioceeding in bankiuptcy,pmbate,for mndemnut3on or forfeiture ar ta enforce laws or reffiulations). then�n�a�dcg�Y�ns may <br /> — pay for whatever is necessary to protect the value of the Progerly and 1.ender's rights in the 3'coperty• in covrt. pay�ng <br /> — intlude paying any sums secac�ad by a lien which has pdority ovar this Ser�utty Insnument, appearing <br /> reasonable uttomeys'fees and entering on the Property to make repairs. Although Lender may talcc action under this par�gcaph <br /> 7,Leader does not hava to do so. h 7 shall bec�me additianal debt of Borrower secured by this <br /> � Any amoants disburseci by Lender under this para�cap - <br /> Security Inst�ument.Unless Borrower und I.cndcr agree to other terma of psiyment,these umounts shall bear interest from tho <br /> date of disbursert�ent at the Note rnte and shall be payuble, with interest, upon notice from Lender to Bonrower res�uesting <br /> payment. <br /> $.Mortgage Incurance.If I.ender required mort�age insurance as a condition of making the loan secured by this Sec ry <br />— instrument. Borro�ver shaU pry the premtums requined to malntatn the mort�oge insurnnce in effect. If, for any reason. tlr. <br /> mortgage insurance mven�e required by Lender lupses or ceases to ba in effect.8orrower shall pay the ptemiums requirec�to <br /> ,� obtnin coverage substandnlly equivalent to the mortgage insurance previausly in effect.ut a mst substantially equivalent to she <br /> � cost to Bnrn►wer of the mortguge Insumnce previously in effect, from en Wtemate mortgage insuree nppmved by Lender. If <br /> 7 substantially equiv�lent murtgoge insurance co�emge is nat availuble,Betrower shail pay to Lender etich month a sum eqt�nl to <br /> one-twelfth of the yearly mortga�e i�surance premtum being paid by Borrower when the insurance cbverage lupsed or oeasecl to <br /> be in effect.Lender�vill uccept,use and retain these payments as a loss reserve in lieu of mortgage insurance. 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