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<br /> ' 95 - 104683
<br /> 1YK3BTNSR W[TH nU the improvcmenta now or heceutter ererted on the pr�pertY.und all easemente,uppurtenunccs.
<br /> and fixtures now or hemufter a pact of tha property. All replacements and addidonR shall also be covered by thlR Secudty _
<br /> Ic�strumenG All of thc foregaing is referred to le thia S�cudry Instrument ua the"PropertY:� �-,
<br /> BORROWER COVBNAN'T'S that Borrower ia tawfully seised of tha eawte hereby convoyed and has the dght to gmnt
<br /> and convey the Property and that the Property 1s unencumhered.eacept for enaumbrances of record. Barrower warriutta und
<br /> wil!defend genemUy the dil�to the Property against ell clnims and demands.subject to any encumbrances of record.
<br /> THIS SECURITY INS7'RUMBNT combines uniform covenants for natlonal as0 and non-unIform covenanta with
<br /> Wnited variadons by jurisdictloa to consdtute a uniform security insln�ment covedng mal property
<br /> UP3IFORM COVENANTS. Bo�rower and Lender�et�t and L te Chwcges.18o►TOwer shall pmmpdy pay when due thc `
<br /> 1. Pyyment of Prtncipal nud L�teees�PKP�Ym
<br /> principal of and interest on the debt evtdeaced by the Note and any prepayment and inte charges due uader the Note.
<br /> 2. I�i�nds[or 1�xes end Insurance. Subject to applicable law or to a wcitten waiver by Gender.Boirower shaU pay to
<br /> Lender on the day monthly payruents are dne upder the Note.undl the Note is paid In futl,a sum("Funda")for.(A)yea:ly
<br /> taxes end assessmenta which u�y attatn priorIty over thia Security Insuvmeat as a lien on the Pmperty:(b)Yearly leusehold
<br /> paymenis or ground renta on the Property. If any: (c)YearlY ha�ard or propc�ty insurance piemiums: (d) Yenrly flood
<br /> insurance premiuma,if aay: (eD yeaay mortgage iasuraace preaaiums.lf any:and(�any sums payable by Horrower to
<br /> Lender.in accordance with the pmvlsiona of paragraph 8.la tteu of tt�o payment of mortgage iasucnnce premiums. These _
<br /> 1��g���«gs��y I�ems,° I.ender may�at any time,collect r.ad hold Fhnds in ea amouat not to exceed the raaximum
<br /> amouat a lender for a federally t�elated mortgage loan may require for Bomower's escrow account under the federal Rea1
<br /> Sstate SeWement Pcocedures Act of 1974 as amended from dme to time,l2 U.S.C. �2601 et seq.("RESPA"),uniess another
<br /> taw that applies w the Funds sets a lesser amown� If so.Lender may,at any dme,collect aad hold Funds In an emount aot w
<br /> exceed the tesser amounG I.ender msy estimate the amount af Plinds due on the basis of cu�rent data and masonable
<br /> estimates ot expenditures of futare Escrow[terns or otherwise in accordence wtth applicabie law.
<br /> 'fhe Irunds shall be held tu an insdtutdon whose deposits are inaured by a federal ageacy�.iastrumentality.or endty
<br /> (includtag Lender.if Lender Is such an insdmdon)or in any Federal Home Loan Bank. L.cnder shaU apply the Ft�ads to pay
<br /> ttte Escrow Items. Lender may noi charge Borrower for holding and applytag the Pbnds.annuelly analyztnB 11►e escrow
<br /> ac�punt, or verifying Wa Fscrow Iteu�s.untoss Lender pays Bonawer interest on the Puads and appllcable law permits �
<br /> Lender to make such a chacge. HoweveT.Lender mayreq uire Bocrower to pay a one-tlme charge for ea independent real
<br /> Q����.�+C,�ting cervice��sed by I,ender in connettion wlth this loan,uWess applicable law provides otheiwise. Unless aa
<br /> ageement is made or appUcable law tequives Intemst to be paid,l.ender shaq aac i�e required co puY Fvm�wci enY in�t ur
<br /> earninge on the Fwads. Borrower and L.ender may agc+ee in wrldng,however,that interest shaU be paid on the Funds. I.cnder
<br /> shail give to Bomower.wiehout charge,an annual accountin�of thv Funds.showing credits and debits to the Funds and the
<br /> purpose for which each debzt ta the F7unds was mada. The Funds ere plcdged as additional securiry for all sums secured by
<br /> this Secwiry Insa�umeb�
<br /> If the Punds hald by i.ender eaceed the amounta permttted tv be i�eid by appUcable ta�v,Lender shell account to
<br /> Bortower for tlte eacesa Plutds in accordance with the requit�ements of applicable law. If the amount of the Furtda held by
<br /> I.ender at any dme ts not sufficiertt to pay We Esorow Items when due,Lender may so aotify Bmcower in writtng,and,in
<br /> such case Borrower shull pay to Y.,ender the amount•necessary to meke up the deRciency. Borrowear shall make up the
<br /> deflcleacy in no mm�a thau twelve monthly paymems.at Lender's sole discredon.
<br /> Upon payment In fiill of ell sums secuc�ed by this Securlcy Inatwne�nt,I.ender shall pmmptly refund w Baaower any
<br /> Funds held by Lender. If.under paragreph 21.Leader shall scqui�re or sell the Property.I.cnder.prlor w the acquisidon or
<br /> sale of We Pmperty,shaU apply any Funds held by Lxnder at We time of acquisiSoa or sale as a credit against the sums
<br /> secu�d by this Security Inswmen�
<br /> 3. Appltcatlon ot Aayffienta CJnless appl�cabte law pmvides oti�eerwsse.all paymehts received by I.ender uttder
<br /> parngrnphs 1 and x shall be apglled:fust,to any prepayment charges due under the Note;second.co amounts payable under
<br /> paragcnph 2;third,W interest due;founh,w princIpal due;and last,to any late chargea due under the Note.
<br /> 4. Charges;Lieps. Borrow�r shall pay all taxes.assessments�charges. flnes end impas[flons atulbutabie w the
<br /> Pcoperty which may attain priarity over this Secucity Instrom h 2 or if nat�aid inytl►at manne�r��ormwer�shaU pay th m on
<br /> shail pay these obliggdons in the manner provlded!n paragrap P
<br /> tlme directly to the person owed paymenG Botrower sLall pmmptly f�mish to Len�er all nodccs of amounts to be pa�d under
<br /> this parugraph. If Borro�ver makes these payments directly,Borrower shaU pmmptty tluinlsh to I.ender receipts evldencIag
<br /> the paymcats.
<br /> Boirower shalt pmmpdy d[scharBe a�►Y lien which has prloriry over ttils Security instivment nntess Borrower.(a)agre�s
<br /> in writing to the paym�ent of the obligsdon secured by the lien in a mnnner acceptabla w Leader.(b)contests in good fait6 the
<br /> lien by.or defends ugainst enforcement of the lien in,legal pmceedinga which in the Lender�opinion operate W prevent the
<br /> enforcement of the uen;or(e) secures from the holder of the lien an agceement sedafactory w Leader subordinating the lien
<br /> w this Securlty Inanumen� If Lender deterraines that any part of the Pro�arty is subject to a lien which may attein priorlty
<br /> ovear this Secority Instniment,I.ender may give Barower a nodce idea�fymg Wa lien. Borcower sha11 satisfy the llen or take
<br /> ona or more of the actions set fonh above vv�thia 10 days of the giving of noflce.
<br /> S. Fln�rd or Properly Insura�o�. Borrower shall keep the�npmvemencs now cxisting or tiereaRer erected on the
<br /> ' Property iasured against loss by fire.hozards included wlWin the term"extcnded coverage"and any other hazerds.including
<br /> - floods or floodiag,for wdich Lender requires iasurance. 'R�ia inawance shell be maintained in the amounts and for the
<br /> Fbeat30x8 9J90 (Dcse 2 oja pages)
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