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<br /> . pedods thnt Lender rcguires. 'Ihe insumnco cn�er pmviding the insurance shall be chqsen y Barrower su ect to L.crtderh
<br /> approvul which shAll not be unreusonubly wlthheld. If aamower fails to mninw�n coverage,described nbove,Lender m►►y.at
<br /> Lendcrk optton,obtain coverogo to protect Lenderh rights M the Property in axordana wlth paregraph 7.
<br /> Al!irtsamnce policieq nnd renewnis shnll be acceptnble to l.ender and shnll include a swndard martgage clause. Lender �
<br /> ' shall hsve the rlgh�to hold the policies end Knawels. If Lender requires,Borrowor shnit pmmptly give to Lender�Ii receipts
<br /> of puid premiums and renewal rtodces. In the event of la�s,Borrower shall give pmmpt nodce to the insurance carrier cind
<br /> I.ender. Lcnder muy mWce proof of loss if not made pmmpQy by B�rrower.
<br /> Urdess L.ender annd Harrower othenvlse ngrx in writing.insurance proceeds shuU be applied to n5tomnon or r�epAir of —
<br /> the Prc�+erty dumuged. if thc restoratlon or ccpa�r la econam[rnlly feugible and l.ender� seciuity is not lessened. If the
<br /> cestoration or tepair!s rtot economicsilly feasibla or Leader'�securlty wonld be lessened.ihe insurance proceed��haU be
<br /> up�►lied to the sums secured by this Secudty Inswmen�wheihet ot not then due,with any excess paid to Borrower. if `__
<br /> Borrower abandons the iR�apeRy.or does not answer wlthin 30 dnys a notice from L.ender thnt the inswz+nce c�ier has
<br /> offered to seWe a claim,then Lender may collect the insurance pmcced�. Lender Qnay use the proceeds torepair or nstone
<br /> the P�operty or W pay sums securod by this Security Ir�suument,whether or not then due. 'Ihe 30�duy period will begin whei�
<br /> the nodce is given.
<br /> Unless ixnder and Horrower othenvtse agree in writIng.any applict�tion of proceeds to princtpal shnU not extend or
<br /> posepone the due date of the montGly payments cefemed ta in paragra�hs 1 and 2 or chnnge the amount of the pnymenta. If
<br /> under paragraph 21 the P�ope�ty Is acqui�ed by L.ender.Bosower�s nght to a�ny insurance poUc[es aud pmat�is resuiting
<br /> from damage to tbe Prapercy prior to the acqulsition shup pass to Lendcr to U�e extent uf tha suma seciucd 6y tl�ia Security
<br /> Inst�ument iminediately prlor to the ncquistdon.
<br /> 6. OccupancK prescrvation, Msintemna and Protedton of the Property; Borrower's I.aan Applicntfon;
<br /> l�asehold.�. Borruwer shull accupy.estnblish.and use the Property as Bomnwerb ptincipal msidertce withln sixty dnys after
<br /> tha execudon of thts Ser.uriry Tnsuument and shall continue to oocupy tba Propecty aa Borrower�s principal tesidence for et �
<br /> least onc year aRer the date of occupancy. unlcss I.ender othetwIse agcees in writin$, whlch aonseat shall not be !
<br /> unreasonably wtthheld.or unless eactenuating circumstances extst whteh ar.°.beyond Borrower�contiol. Hoimwtr shall not
<br /> destroy,damage or impafr the Propeety�a1Dow the P�openy to deterFarate,or comr�it waste on the Property. Borcower shall �
<br /> be in default If any forfeiture actioa or proccedtng,whether civil or criiminal,is 6egun that in l.ender�gaod faith judgcnent
<br /> could result in forfalture uf the Property or otherwlse materially impatr the Urn cneatod by this Security Instniment or •
<br /> Leader�aecurity interes�. ,8orrower muy cure sach a default und reinstate,as pnov[ded in pamgrnph i B.by causinA ihe actIon _.
<br /> or prooeediag to be dismissed with u ruling that,in Lenderk good faith deteiminatta4 pncludes fo�feituc�e of the Bormwerk ;
<br /> inteiest in We Pmpe�iy or other material impairtnent of the ltea created by t�ia Security Instnunent or l.ender�securiry ,
<br /> intensL Bomawer shaU also be jrt defaulE if Bomower. duriag the loan appUcation pmass. gave matcdaify f�is� or �
<br /> inaaurate infom�adon or statements w l�ender(or failed to pa�nvide l.ender with any matedal Wozmation)in connaaon with 4
<br /> the loan evidenoed by the Note,including, but not lirnited to.rep�+esentations conceming Bomnwer�uocnp�cy of the E•
<br /> Property ac a ptincipal cesidence. If this Secwity Iast�umeat ts on a leasehold.Bormwer shall comply wlth ap the pmvisions I
<br /> of the leasa If Bortower acquires fea tide to the Property.the leasehold aad the fa title sdall uot merge unless L.ender ag�ces �
<br /> to the merger 3n writing. ,,
<br /> 7. Protati€on ot I.ender's Rights W the Properly. If Bomnwer talls to perform ttte covcnants and agcaments �
<br /> oontained in thIs Sxiuity Inst�umeru.or theYe is a kgal��ding tha�t may sign�cantly affect Lenderb�ights in the
<br /> Property(such ag a proceeding ia banlcruptcy,p�ubate,for oondemnatton or forfeItun or to enfo�e laws or�egulations).then
<br /> [.ender may do and pay for whanver is itooessary to pzotxt the value of the Propaty aad Lenderh righta tn the P�operiY-
<br /> i,ender*s actians may iaclude paying any sums secuted by a lien which has prioriry over this Sx�uity Iustnunem,appearIng ;
<br /> in court,paying i+easonable atromays'fas and entering on the P�opeety�o make repaira.Although 1�znder may teke action `
<br /> under tl�is pAragraph 7.I.ender does not have to do so. �
<br /> Any amounts disbu�sod by Lender under this paragraph 7 shall bxome uddidonal debt of Bomower sccurcd by this R
<br /> Se,curity Instrumen� Ualess Borrowcr cind I.ender ag�ee to other terms of payment,these amo�nts shall bear it►terest f�om tlx ;
<br /> date of disbursemeat at We Note rate and shall be payable.with inutest, �pun notix from Lender to�omowec roquesting
<br /> pa��Mortgage�rance. If Lender required mortgage insurarece ns a concli6on of makIng tltc loan sxured by thi� �
<br /> Security Inshvment,Borrower shap paY the Pmmiums required to maintaia the reiortgage Insurana in effect. If.for a�ty
<br /> tea.�roa. tt�e moRg4�ge insurance covcrage tc�uired by Leador lagses or a�►ses to be in eFfect, Borrowa shall pay the .
<br /> � prcmiurns requLed to obrain oaverage subs:nnbally equivalent to the mongage tnsnrance previausty in effect,at a cost .
<br /> ' � substentialty equivalent to tho cost ta BorroVuer of the mortgage Insuranoe previously in effect.from nn altemate mort�ab+e :
<br /> u�surer�ravr�ct by I.cndcr. If suhstanfl�lly eqsttvslent saortgage fusurence coveta,ge i�not avaitable,Rormwu shall�y to ; .
<br /> [.ender each month a sum equat sa one-twelfth of the yearly�ortgage Insutunce premtum being patd by Ba�rowtr whrn ttte
<br /> inswance ooverage lupscd or ceased to be in effec� L.ender c►ii!aocept,use and retain thsse pay�►snts as a loss reservo In lfeu .
<br /> of mortgage insuaanoe. Lass resave payments may no lon�er be�q,ui�ed,nt the option of Lertder,if mortgage insurance �
<br /> coveruge(in the aiaount and for the period tliat L.eader reqwres)provided by an insiuer approvod by Lender ngain bceomes
<br /> avallnble az►d is oDt�tned.8onower shall pay the premiums required to maintuin moAgage insuruna in effect,or to provide u ,
<br /> loss reserve.until the requirement for mortgage insurance ends in na�ordance with any wriuen agt�eement between Barrower
<br /> and Lender or applIcahle law. -
<br /> 9. InsptcNon. I.snder or its agent may make reaconuble entrIes upon and inspectlons of the Property. I.ender shall
<br /> give Borrower notice at the time of or prior W an iaspecdon specify�ng m,asonable cause for the inspection.
<br /> 1Q. CO�dl1lfDAt�Oif. 'Iite proceeds of ciqy nwerd or claim for dameges,di�et or consequential.in oonncxtion with any
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