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<br /> TOtiEfHER WITH NI tho improvements now or hercuRer erected on the praperty.und ali ca.gements,nppuctenonc:cs,
<br /> t�nd fixtures now or hereafter c�part of the pnespctty. Al!replacementa und additions shull tilso be cavemd by thls Socurity
<br /> Ia�munenG All of thc forogoing{a refemedto in this Secudty Instrument as the"Propecty." �
<br /> BO1tROWER COV�NANTS thnt Bortower is lawfully seised of the estatc hereby rnnveyed and hns the dgl►t ao gmnt
<br /> pnd wnvey the Property and that�hc Prapeny ia unencum6ered,except for eacumbrnnces of record. BomuWer wun•amts und
<br /> will defend genernUy thn dtle w the Pmpecty ugalnst all clutme uad demunds.subject to any encumbmnces o6 e+ecord.
<br /> THIS SECURITY 1NSIRUMBIVT' combines unlform covenants for national use and non•uniform covenan�a with
<br /> limited vasiadons by jurisd.icdon to constitute a un�fum►securitY instcument covedng restl propecty
<br /> (JN(Fpgly COVENANTS. Bomowetaztd Lender co�v=n�ant�d���atges�Borrower shaU m d a when dus the
<br /> l. Pa�ment o!Pduuctpal and Interest; Prepaym InO P 9 P Y
<br /> pri�cipal of ead interest on the debt cvidenacd by the Note aad any prepaymeat aztd late churges due urtder the Note.
<br /> 2. Flunds[or'[lwces and Iasurnnea Subjoct w applicable law or w a wdcten weiver by i.ender.Bosower shall pay to
<br /> Lender on tho day montbly payments ane due under the Note,until the Note is psiid in full.a sum("Funds")for.(u)yearly
<br /> tsuces and assessments whic6 may attain pdority over this Secutity Insuwnent as a lien on the Propetty;(b)yearly leusehold
<br /> pnymenu or gcound cents on the PropeAy, if any:(c) YeariY hazard or pmperty insurauce premtums:(d) Yearly tlox!
<br /> insur.u►ce precaiwms. If any;(c)YcattY mmtgII8e insura�e p�miums. if any;and(�az►Y sums Payable by Bort+uwer to _
<br /> Lender.in accotdance wlth the provisior�s of para�aph 8.in Ueu of the paymeat of mortsage insurattoe premiums. 'igtese
<br /> items are�aUed°gscrow Items." L.ender muy.at any tLne.coUect and hold Funds in Aa amount not to exceed tLe maRtmum
<br /> aaiount a lender for a federally related mottgage Ioan may requlne for Somnwer's escrow accouat uader the fedetal Real
<br /> Estate Setdement P�vicedures Act oF 1974 a�ameaded from dme to time,l2 U.S.C.Q 2601 et seq.("RESPA').uNess enothez
<br />: law that appUes to the E�nds sets a lesser amount If so.Lender may.at any Hme.coIIect end hold Fuads in en amount not to
<br />- eacxed the lesser amoun� Lender may estumate the amouat of Punds due on thee basls of cumat data and reasonable
<br /> estimates of eapenditu�+es of future Escrow Items or otheiwise in acoordance with applicable law.
<br /> The Punds shall be held in an iasdtudon whoso deposIts aee insured by a federal egency.instcumentnUty. or endry
<br />- (including Lender.if L.ender is such An InsdtutIon)or ia any Federal Home Lnan Banlc. Lender shall apply the F�nds to paY
<br /> the Escrow Items. Lender may rtot charge Bortower for holding aad epplying We F�wds.annuaUy nntdyzin8 the escmw
<br /> aocouns.or verifying the Fscc�ow Items,unless L.ender pays Batmwer interest on tha Puitds and applicable law permits
<br /> Lender to make s�ch A churge. However,Lender may e�aquire Bomnwer w pay a oae-dme ch�uge for an independent tral
<br /> estnte tax repocting aervioe used by l.ender in a.ronnecdon witi�ihis hran.wiiess a�iitabte!aw pravldcs ailsa�ix. Ual�s sss
<br /> ag�cement is made or epplicable law requircs intetest to be pa[d,Lender sba'.t:^t�rc.��ired to pay Borrower eny inucest or
<br /> eamings on the Fonds. Borrower and Lender anay ag�+ee ia wnting,howev,er,that inte�st s6a11 be paid on Ne Funds. Lender
<br /> shaU give to Borrower.without charse, an ansmal axoundng of the Funds.showtag credits ctad debita to the Funds aud tDe �_
<br /> piupose for wdich ench debtt w the F�mds was mada, 7't►e F�u►ds ace P1edSed es addidonal securtry for ull s�uns secuned by
<br /> this Security Ins�umen� :
<br /> If the F�nds held by Lender exceed the amounts pem�Iaed to be held by appltcabte law.I.ender shall account to
<br /> Bomuwer for the exces.g F1mds in socordance wlth the�equirements o!applicable law. If H�e amount of the Phnd.s beld by ,
<br /> [.ender at nny time ts not suffic3ent w pay the Esczuw Items wh$u due,I.ender aoay so aottfy Bor�uwer in writing,and in
<br /> such case Botrower s�6a11 pay to Leader U�e amonnt aecessary�tw�nakc up the deficieacy. Bomower shali mage up the t
<br /> defic�ency in no moie tiwn twelve monthly paymenta,at Le�der�s sole disctetiaA.
<br /> Upon paymeat in 1W1 of all sua�s secu�d by this Securiry lnahumen�Lender shall promptly�efwtd to Bomower any '. (
<br /> �nds held by Lendey: If.�ader paiagraph 21,Lender shall aoquire or sell the Property.Lender.prior to U�e acquisidon or
<br /> sale of the Aroperty.shell apply any Punds 6eld by I.ender at the t�me of aoquisidon or sale as a credit.against the sums ; , {
<br /> secured by tNs Socvrlty Insunmen� j
<br /> 3. Applk�atba at gymatts. �Jnless appucnble law provides otherwIse.eU pay�m�nts ceceivetl by L.ender uader �
<br /> paragrupbs 1 aad 2 shall be appliod:first,ro uny pnpayment chm��s due under the Notc;seoo�d,to amoants payable undes
<br /> pa�a�aph 2;third,W Interest doe;fourth,w principal due;and last.to aay late cburges due under the Note. �
<br /> 4. CEu�rges; �dma. Borrower shall pay all texes. assessmeats,charges. 8nes and imposiHons ataibutable to the I
<br /> p[operty wl�ich muy�ttain priority over thn Securiry Instrument,and leasehold payments or ground c�ents.if any. Bon+ower �
<br /> shall pay these obligadons in tl�e manner provided�n pamgraph 2.or if not paid in ths►t manncr.Bomower shall pay dtem on
<br /> dme d�recdy to the petsoa owed paymen�Borrower shnll promp2�fwntsh to Lender siU nadces of amounta to be paid uades �
<br /> - this paresreglt. If Boimwer malces these p�ymentS directly,Boirower siwll prom�ptly fumish to Lender receipts eviAeacing I
<br /> the payments. ;
<br /> Bomnwer shall prompdy d[scharge any lien whtch ht+s priorlty over t6is Securiry Ynsonineeat unless Sotrower:(a)agrees :
<br /> in wdting to the payment uf d�e obl�gadon secured by the Hen tn n manner acceptable to Lender.(b)oontests in goad faith the ;
<br /> lien by.or de&nds ugatnst enforcement of the lien in,legal proceediags whic6 in the I.ender's opioion operate to prevent the '.
<br /> enfuneinent of tko Iten;or(c)secures f-rem t6e hoider of the IIen un ag�eement satisfs�ctery to Lender suboidjnudng the llen
<br /> w this Sxuriry Instruntea� If Leader dete�mines that any pait of the Property is subject to a IIen whict►may aaein priority
<br /> over this Security(nswmen�Lender a�ay givo Botrower n aottce ident�fjring the lien. Borcower shall satisfy the lien or take
<br /> one or more of the actions set foAh above wieLln 10 days of the giving of notice. '
<br /> g, Haasrd wr proptKy Insuraaca Bom�wer sh�ill keep the improvements now euistinR or he�ersfter erocted on the
<br /> _ Pmperty insured aguinst loss by fine.!►uzads incl�l witi�in the tern►"extended covernge"nnd any other daw�s.including
<br /> floods or flooding.for which Lender�equfnes insurance. This insumnce shaU bc mninwIned in the amounts und for the
<br /> - Ibrm 30]S 4/90 /pa8e 2 aJ6 pnges) �
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