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<br /> - -��x ti S. Nazard ur Property In9uruncc. Bprraw�r hhull keep the improvemente naw existing on c�renftcr crected on thc
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<br />`�_,„.y�._ Property insured agulnst locs by fire. hw.urds includccf within the terni "extended covcragc" urvJ nny uthcn c�ixards, inc u ng
<br />--n ��� flaodx ar Ilaocling, for which l.endcr rcquires insuruncc. This insurance whall be maintained in the amount�and for the pedods _
<br /> 4�`"'��'' tl�ut Lcnder requircs.The insun►nce rurrier providing the insurnnce�;hull be chosen by aorrower subicct to l.ender's approval _
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<br /> "'"` which tihull rtot be unr�onably withheld. If Burrawer faits ta muintain cover.iBe�icticribed utx�ve. i.ender muy. at Lender's
<br /> w m aptian,ubtain covcrugc ta pmt�ct Lendcr'ti rightx in thc Property in arcardancc with purugruph 7.
<br />�=°_`��6� AU in.yurunce policies und renewnl�+ shull be acceptable ta L.ender and shal! inclade u stundurd mortgage cluuse. Lender
<br /> _.,,,y<<,�.�' shall hnve the right to hold the policfes and renewnls.If Lender tequires.Barrower shall pramptly give tu I.ender all mceipta of
<br /> ;:�;��;: puid premtums and renew�l notices. In the event of lass. Barrower shall bive prompt noticc to the insurunce currier and Lendex.
<br /> '�=-�,�'°;�� Lcnder may ms�kce proof of loss if not made promptly by Borrower. _
<br /> �ti°;�� Unless L.ender and Borrawer atherwise u�ree in writin�.iasurnnce proceeds shall be applled to restoradon oc repalr af the
<br /> - _-�_�� Property dwnaged, if the restoration or repnir is econamlcolly feusible and Lender's security is nat lessened.If the restaration or
<br /> �r�,�.,:_� repair is not econornically feusible or Lender's secudty wauld be lessened,the insurnctce procceds shall be applied to the sums
<br />''='-�:� secured by this Security Instrument. whether ar not then due.with any excess pnid ta Borrower. If Borrower ubandons the
<br /> --�_= propercy,or does not answer wlthin 30 days a natice from Lender that the insurancc carrler has uffered ta settle a claim,then
<br />---_—- Lender may collect the insurnnce prace�ds• 1-ender rriay use the proceeds to repalr or restore the Praperty or to pay sums
<br /> '-��� secttred by th[s Securiry Instrument.whether ar not then due. The 30-day period will beIIin when the nodce is�Iven.
<br /> _ _�.� Unless [.ender and BoROwer otherwise ngree in wr�tjng, any application of proceeds ta principal shall not extend or _
<br /> ,,��� postpone the due date of the monthly payments roferred to in paragraphs 1 und 2 or chanse the amount of the �ayments. lf
<br /> -- -= under pamgraph 21 the Property is acquired by Lertder. Borrower's right to any insurnnce pollcies and pracc�ds resulting from
<br /> —�_-- damage to the Property prior ro the acqulsition shalt pass to Lender to the extent of the sums secured by this Security Instrument
<br /> - '� immediately pdor to the ncquisition.
<br />•�-�•�=-= 6.Oecupancy,Preservatfoa,Meintensnce and Protection of the Pro�serty;Bonower's I.uan Application;I.easeholds.
<br /> _�,� Borrower shal!occupy,establish,and use the Property as Borrower's principal residence within sixry dnys after the executlon of
<br /> ----- thls Security I��strument und shall continue co occupy the Property as Borrower's pr�ncipat residence for nt least one year aRer
<br /> =� the date of occupancy. unless[.ender othenvlse agrees in wridn�. which consent shall not be unreasonably withheid.or unless
<br /> ---_= extenu�ting c[rcumstances exlst which ure beyond Horrower's co»tml. Sorrower shall not destroy, damage or impair the
<br />_�'�� propercy, aliow Qie Fivparty to dci�orate. or tomm�t ++'as�e�� thP p"'!'e*g'• B°r"°Wer sha11 be in default if any forfetture .
<br /> �`°°�;�� actton or procee�ling,whether civil or criminal.is begun that in Lender's goad faith judgment could msult in forfeiture of tl�e _
<br /> ---°° Property ur atherwise materially Impair the lien creat�i by this Securlty Instrument or I.ender's secur�ty interest.Bonc�wer muy
<br /> - -=== cute such a dafault and reinstate,as provided in paragraph 18,by causing the actian ar pnoceeding to be dfsmtssed wlth a ruling
<br /> that, in I.ender's�ood feitl�determinatton. precludes forfeiture of the Borrower's interest in the Property or other material
<br /> Y impairment of the lien created by this Sectcdty Instrument or Lender's secudty interest. Borrower shall also be in default lf
<br /> Borrower.during the loan appllcation process.gave materially false or inaccurate Information or statements to Ixnder(or failed
<br /> to provide I.ei�der with any materia! information)In connectton wlth the loan cvldenced by the Nate. including,but not Iimlted
<br /> to.representation§ conceming Borcower's occupancy of the Property as a principnl resIdence. If this Secudty Insuument is on a
<br /> leasehold. Borrower shalt comply with nll the provlsions of the lense. If Borrower acquires fee tide to the Property, the
<br /> leasehold and the fee title sha11 not merge unless L.ender agrees to thc merger in wrttin�.
<br /> 7.Proteclfon of Lendrx's Rights in the Property.If Borrower fails to perform the covenents and agreements contained in
<br /> �- tl�is Security Tnstrument,or there is a legal proceeding that may signlficantly affett Lender's rights in the Property(such as a
<br /> proceeding in bankruptcy, probate. for condemnation or forfeiture or to enfo�e laws or re$ulattons).then Lender may do t3nd
<br /> pay for whatever is necessary to protect the value of the Property and Lender's rights in the Property. Lender's uctIona may
<br /> include p�ying eny sums secure� by a lien which has prlority ovar this Security Instnunent, appearing in wur�, paying
<br /> masonable attomeys'fees and enter�ng on the Property to make repairs.Although Lender may take action under this parngraph
<br /> ---- 7.Lender doea not have to do so.
<br /> ;ny ucr.QUnts disbursed hy t rndPr onder this paragraph 7 shall become additionul debt of &�rrower secured by this
<br /> Security Instrument.Unless Borrower and Lender agree to other tcrms of payment,these amounts shnll beur interest from ehe
<br /> -� date of disbuisement at the Note rate and shall be payable, with interest, upon notice from I.ender to Borrower rryurstinb
<br /> — payment.
<br /> S.Mattgage Insurnnce.If Lender required mortgage insurance aa a condttion of making the loan securod by this Security
<br /> � Insuument. Borrower shall pay the pre�xdums mquirecl to ttuilntain the mortgage insurance in effett. If, for any reason, �he
<br /> _—_ ° mortgage insurancc rnvernge required by Lender iapses or ceases to be in�ffect,Borrower shall pay the premiums required to
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