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<br /> ?':fi�•°� :� TOQ&THER WITH all the improvcments now or her�e�erated on the propeKy,and ull ea+ements,uppurtenunccs.nnd �.. ,_._
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<br /> ___ ,. ..� � fixtures now or hereufter a purt of the praperty. All repincementa nnd ndditions shnll ulc�a be caveral by this •ur ty
<br />,;.ti-:x���"-" Instrument. Alt of the foregaing ia referced to in this Security instcument as the"Property." _-
<br /> � - •-� gpRRnWER C.OVBNANTS thut Bocrower is lnwFully seised of the estate hereby conveyed and h�.s the right to�rant and
<br />'�_�"�'�="°'.,�,k� und that the Property is unencumbered.except for uu►tmbrances of record. Borruwer wurrants und wiU �;"-_
<br /> convey the Property �-`-
<br />`���'��� defend generully the title ro the Property a�ainst aft daims artd demands,subject to uny encumbrances of rewrd. `L"
<br />�_�� THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform cavenant� wich ltmited r�
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<br />�,,�_:,_�-,�:.,T variatians by judsdtction to constitute a uniform security tnstrument covering rea1 pmPertY• -
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<br /> UNIFORM COVENANTS.Borrawer nnd I.ender covenunt end agree as followa: a „�rhen due the '-�
<br /> _�'�`_`��i�!� 1. payment oI Priitctpal und Interest; PrepaYment and Late Cba�B�. �n°wer shall promptiY P Y �.r
<br /> re a ment and late charges due undcr the Note. `►a:-
<br /> V�� �� principal uf and interest an the debt evldenced by the Note nnd any p p Y = _
<br />�����"•���' • Z�g��{ar�('exes and Insurance• Subject to applicable law or ta a w�itten waiver by l.ender. Bonower shall pay ro ___
<br /> -----���" I.ender on the day monthly payments are due under the Note,until the Note is paid in full,a sum("Fund�s"')�°!�.ehold�aY ents =_-
<br /> and assessments which may uttain prtority over this Secudry Instrument as a lien on the Pcoperty:(b)Y Y p y
<br /> � or ground rents on the Property.if any;(c)year�Y h�d or property sums�aeab e bu Borrower�tro L.enderynin ac ordaz►ce jw th�
<br /> - - ;f any;(e)yeurly mortgage Insurance pramlums. if any:and(�any p y Y
<br /> �n the provislans of paragraph 8. in lieu nf the payment of monganenot1to eceed the n�a�m�uniiten'°un�t�a cnder for a f�clera�►y � -
<br /> �`=�' 1.ender may,at any time. callect and hald Funds in an amou
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<br /> � ` � related mortgage loan may require for Banower's escraw account under the fedem� Rea1 Estat�Settlement Procedures Act o
<br />��'"���� 1974 as amended from ttme to time, 12 U.S.C.Sectlan 2601 et seq.("RFSPA").unless atwther law that upplies to the Funda ��
<br /> ,K_;���_= sets a lesser amount. If so, ��of Funds due on he basi�of currentddata and reasoneble esttmates of expenditures af future
<br /> ``=`" Lender may estimate the amou�t hcable law.
<br /> _�-;�;;,,� Escrow Items ar otherwise in accardnnce with app'
<br /> T.���� - The Funds shall be held in an tostitution w�h;n�Federcd Home Loan Bar►k.l-ender shaU pply ttie Fulnds to pay the
<br /> "°_"''"`� (including I.ender.If Lender is such an institutlon) Y
<br /> -__��"�"= Escrow Items.I.end�r may not charge Borrower for holdin�and applyia8 che Funds. annuaUy analyzing the escrow account,o�
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<br />--- -_--_ vedfying the Facrow Items,unless I.ender pays 8arrower a o T��me harge f r andindelpe demareal estnte tex reportin�g sen'ice
<br /> --___--- a ci►argc. II-io�:e:��r.Lend€r may require Borrower to pay ment i,� made or -:
<br /> --°° -- used by L.ender in connection with this loan. unless applicabte law provides o►hv,`i�y nterest or eam�inBa on the Funds.
<br />-��"��� applicable law re�uires interest to be patd.L.ender shall not be required to pay Bor[o
<br /> -��-� porrower and L.ender may agree in wridng. howover, that interest shall be paid on thc Funds.Lender shaU�ivf=o`���c6
<br /> � without charge, an am►aal eccounting of the Funds, showing credits and debiu to the Funds and the putpo
<br /> debit to the Funds was made.The Funds nre pledged as addittonal security for all aums secured�nder shail acxo nt toraBarrower
<br /> � If the Funds held by}..ender excxed the amounts permttced to be held by applicable law.
<br /> for[he excess Funds tn accordance wi�h t1►e re9uirements of applicable law.If the amount of the Funds held by Lender at any
<br /> time is not sufficient to pay the Escrow Items when due,L.eader may so nottfy Burrower in wdting,and,in such c�.se$orrower
<br /> � shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the deficiency in no more than
<br /> twelve rnonthly paymen�5,at Lender's sote discretion.
<br /> Upon payment in tt�ll of alt sums secnred by tliis Secwiry Instn�ment. i.ender sh�nder.l pri'or o the acquisitrton or sale
<br /> _��= Funds held by Lender.If,under paragraPh 21.Lender shall acqutre or selt the PropertY•
<br /> of the I'ropereY. shall apply any Funds held by Lender at the time of acquisition or sale as a cn�dit a�uinst the sums securt+d bY
<br /> this Secur�ry Inswment.
<br /> - 3. Appltcation oP Payments.Unless applicoble law provides otherwise.t�17 puyments received bY Lender under paxa�rap s
<br /> 1 and 2 sha11 be applied:first,to any prepayment chacges due under the Note; ee�ond. to amounts payable under paragraph 2:
<br /> - -- third.to intemsc due:fourth.to principal due;nnd last,to any late charSea due under the Note.
<br /> 4.Charges,I-iens•B�rroW'er shatl puy all taxes.assossmenu,charges. fines and impasirians attdbutable to the Property
<br /> which may attain priority over this Security Instrument. and leasehold paymerns or ground rents,
<br /> if Any, gurrower shall pay
<br /> � these obli�a►ions in the manner providcd in parsgraph 2, or if not pald in.that manner,Borrower shel!pay them on time di�ecdy
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