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<br /> •' s. �rd or Property Iasurance. Borc�►wer ehnli keep the improvements now existing or hemalter ererte�d an the
<br /> , lproperty insured ugainst loss by fire,hazurds included wid►in tha term "cxtended coveroge" und any other hAwnds, including
<br /> floocl�ar fluoding,for wbich I.endet cequires insumnce.Thts insumnce ehult be maintained ln th�nn►ounts urtd for the periods
<br /> that Lendcr rec{uites. TAc insutnncc cumer pn►viding tt�c inturnnce shn11 b�ch�sen bY Bormwcr subj�'t�ter�yer�� �P��� c
<br /> whish sh�ll not be unrea.SOnably withheld. If Barrower fails ta maintuin covcrage d�ribod above,
<br /> optiun,obtain wverage to prc>tect l.ender's riBh�.g in the Propeny ln nccordnnoe with purngmph'1•
<br /> All insurance poltci�es und renewnla shall be scceptnble to L.ender nnd shull indude n stnndnrd mort�age clause.Lender
<br /> shnll hnve the dght to hoid the policics and renewals• If I.ender requires.Bonawer shall promptly give to L.ender ull r�eceipta of
<br /> pstc!premiotns w�d renewal notices.In Rhe event of lass,Borrower shul!give prompt uotire to the insurance canier und Lettder.
<br /> l,ender may make proof af loss if nut made promyitiy by tiorrower. _
<br /> Unles9 I.ender ttnd Borrower oth�rwisa agrce in writing. lnsurunce proceods shall be npplial to restoration or repair of the
<br /> Property danwged.iE tho restoradon or repair is econam[cally feastble a�d Lender's secwlry is�t lesscne�. if��toathe sums
<br /> npair is not eoonomically feasible or L.ender's security would be lessened. the inswance P�ceeds siwll be app'
<br /> sccured by thls Security Instrument,whether ar not then due.with any excess pald to Horrower. If Borruwer nbandons the
<br /> property,or does not answer within 30 days n notice fmm(�ender that tde insurance currler has offened to settlp`�clnim.�
<br /> LeAder nwy ontlecc the insurance procuds.l.ender mnuy use the praceeds ta tepair or restare the PropenY I�Y
<br /> sxured by this S�urlry Insttument.whether or not then due.The 3U-d�ay periai wlil begin wfu�►th�aQtice is given.
<br /> u�� ���i �yy� g��p��.o�}� Pgtt� in�vririno, anY upPlication ot O=�S to principal shall not eztend or
<br /> postpone the due date of the montlily paytnents referred to in paragr'..ghs 1 and 2 or change the amount of the payments. tf
<br /> under paragraph 21 tha Properry is acqulrool by Lender,Bomower's right to uny insutance policies and ptoa�ds resultin8 from
<br /> damiage to the Pcope�ly prior to the acquisition sfwll p.�+ss to Lender to the extent of the swns satnm�"d bY thls Secvrity Ins�t
<br /> immedlateiy pdor to the aa�ui8ldon. ���r+g�Applfca;lon;I.eueholds•
<br /> b.Qocul�w�cY.Priservatlon. Ms�intenv�ce pnd Pmtection ot the PropertY+
<br /> Horrower shall accupy.establish.and use the PrupertY�Bornnwer's principal nesAdence w�thin sjary ds►ys after the execution of
<br /> this Securicy tnsUUment and shall continue W mrcupy the 1h+ol�ertY as BarroWer's principal cesidence for at leact one yeat atLet
<br /> tht date of occupancy.uniess Lender otherwise agrees in wridnS• Wwch coascnt shWl not be unreasonably wichheld.or unless
<br /> e�tenuating cjrcumstances exist which ar�beyond Barrower's wntrol. Borrower shall not desuoy. dam�$o or impair tht
<br /> �r�penY.ullow the Pmperty to deteriorate�or commit�vaste on tiie Property. So�rass�tr alss!! !��t �f�ES 3�F say forfeiwre
<br /> action at proc�rfio8,ahether civil or critninaL.is begun that in L.ender's good faith judgmeni could resu[t in forf�iture of the
<br /> Property ot nth+ecw[se matertally impair th�lien create�d by this Secur�ty]nsuument or Lemter's s�curity iaterest.Borrowei�cn�ay
<br /> cure such a default and reinstute,sis pm�ided in paragcaph 18.by cuua�ng�e action or prooeedin�to�et1#.smissed with a tul�ng
<br /> that,in L�der's good fatth dete�minadon,precludes forfeitisre of the Bormwer's intertst in the P►rop.^uty or other mauri�l
<br /> impaira4ent of the lien c.�rmt�ed by thls 5ecudty Instrum�ent ur ixnder's security Interest. Borrower shalfi atso be In default if
<br /> Bnrrower.during the loan npplication process• gave mat�rially false or inaaxurate inforniadon or statementb zo E�etndar(or failed
<br /> to provlde ixnder with any material intom�atlon)In connoction with the loa�►evidenoed by tlte Note.iacludi�n�,;but not lltnited
<br /> w. represehmd�ns oonc�ming Botrower's oaupa�►cy of tt�e Property�s n principal residence.If this Security ]nstrument is bn n
<br /> teasehold. Borrower shall compiy with ull the provisians of the teasc. If Bormwer soquires fee ude to the Property. tht
<br /> ieasehold and the fee dde shaU aot merge unles.g Lendar,�gre�to t!►e merger in wrlting-
<br /> 7.Prota�tton ot I�nder's Itights In t6e Propedy. Tf Borrower fails to perform the covenanu and agseements oontsinul in
<br /> th�s Socurity Instrument.or there is a legaf praoeeding thut may signeiicstntly affect I.�er's rlghts in the Prope4ty(sud►as•
<br /> ptooeoding In bankluptcy.probate.for oondemnation or forfeiture or to enforoe laws or regulations). then I.ender may do aid
<br /> pay for whauver is r►ec�ssary co pmtect the value of the Property nud L.endei s rights in the PmpertY• L�'•�der's ections abay
<br /> tnclude paying any sums�;.se�w+ad by n Iten which has priorIty over this SecurEty Insmiment, upp�ang in couM, pe}�in8
<br /> n�sonable attomeys'foes,�n�entering on the Prope{�j'+Eo malce*e�vi�s•Aithou�fi II.�ender raay take uctlun under this pruagraq►h
<br /> 7. Lender dae$noi have Co db sa. �,
<br /> My pmoV�nts d[sbn�sed by Lender under this parngrnph 7 s4all become additionsil debt of Bocrower secund by vlds
<br /> Srn�rlty Tnstrumnnt.Unless Burrower and Lender u�to ather�e�rans of paymen� these amounts shalt bear interest fmm tha
<br /> da:te of disbursement m����he Note rate and shnll I�,t�uy�able, with interest, u�on nosice from Lencter tn �arrower��yues3ing
<br /> DaYment. •'. .
<br /> S.Maitg�ge I�ur�ttCe•If Lender requirod a►ortgage insumnce as u oondition of maktng ehe loan secured by tlils Security
<br /> Instrument,�8qrrower shatl pay the prerniums re9uired to maint�in the mortgs►,8e insurnnrr,in eft'ect.IF, far any mason, the
<br /> mongage�iitisor.utice covernge required by Lendet lapses or ceases to be in effect.Borrower�hp11 pay the premiums tequtrod to
<br /> obtain covecago substanyally cquivalent to the mortgage insurance pmviously in effcct.at a rnst sutsstnatially equivalent to tRe
<br /> oost to Borrower of the�mortguge insurunce pretiiously tn effcxt. t�om an alternate mortguge insurer appeo�ed by Lender. If
<br /> substantiaU}�•equivaleat mortgage Insutance coverage is not avuilable.Burrower shall pay to I.endec eactt month A sum equal to
<br /> — one-twcl�ttt of the yearly mortga�e insurance premium being p�td by Borrower wrltea the insuttuioe a�or•erag�la�d ot ceased to
<br /> bc in effaet:Lender will accept.use and remin these paYmente os a loss reser�e in lieu uf mortg�ge lnsuranne. i.� �n'e
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