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<br /> TOflETI-f8R WITH uH ci►e impravcmcnts n��w nr hersniker er�ctcd o�►th�ptapeny. cuid ull eusement�.appurtenunr.cs.onA
<br /> tiatures nnw c►r h�:ra►Rer n part af tho pr�perty. All replaccmentx and udditions xhult ulsc► hc cnvcned by ehi9 Sccurity
<br /> instrumc��t.Ali uf tho 1'omgoing is refcrc�d tu In thir:5ccurity Intitcwncnt i�.v thc"Property."
<br /> 80RROWER CUYBNAN�S tlu►t Hcimnwcr i� IuwlLlly hcifial��f tho cntnte hcrcby cnnveyed and haw the rlght ta grant nnd
<br /> convey the Pmperty nnd thut the Property iH unencumlxrcd,except far encuinbmnres af mrord. Hurn�svcr waerunte und wfll
<br /> defcnd gener.�ty tho title to tho Property aguinst u!t claEm9 and demande,nubjeCt ro any encumbrnnce�of recard.
<br /> T}iIS SECURITV INSTRUMENT combines uniform covrnantR far national usc and nan-uaifnrm cuvcnuntx with limited
<br /> vurlutions by jurisdictlun to canstitute u unifarm scxurih�instrument covering rcui property.
<br /> UNIFORM COV�i�ANTS.Borrower and Lencicr covennnt urtd agree as followF:
<br /> l. P'�yment ot Prin►lpxl and Interest; Prepayment artd L�te Cluirgts. Borrower shu►I promptly puy when due the
<br /> principal of and intcrest on the dcbt evidenced by the Note und any pnpaymcnt and late chargcs due undcr the Note.
<br /> Z. iFuttds[or'l'axes and Irt4ueance.Sttbject to uppiicable law or to A wdtten wniver by Lender. Barrower �sha{I pay ta
<br /> Lender an the duy mantt�ly payments ure due under the Note,undl the Note is paid in futl.o sum("Funds") for: (a)yeurly tnxes
<br /> end asscssments which may attuln pr�odey ovcr this Secudry fnstrument tis n iien on the Property;(b)yeurly leasehold payment�
<br /> or grouad rents on the Property.if any;(c)yearly htuurd or property insurance premiums;(d)yeurly flood insurnnce premtums,
<br /> iP any;(e)yearly mortgage insumnce premtums. if uny:and(�any sums pnyable by Bocrower to I.ender. in axotduncc with
<br /> tho prnvisions of paragrnph 8.in lieu of the puyment of mortgAge insurunce premiums.These items are calted "Escrow Items."
<br /> Iender may. nt any tjme. collect and hold Funds in an amount not to exaeed the maximum amount a lender for a federaUy
<br /> related mortgage loan may require for Horrower's escrow account under the federal Real Estate Settlement Procedures Act of
<br /> 1974 as amended from time to time, 1?.tr.S.C.Sectlon Zfi4!rt srr�.("RESP�►"1,�ess aaatb�!aw that a�pl:;a ta t��Fu�
<br /> sets a lesser cur►ount. If so, I..ender may. ut uny time.oollect and hold Funds in an anount not to exceed the lesser amount.
<br /> Lender may estimate the amount of Funds due on the basis of cuirent date and ceasonable estimates of expendiwres of future
<br /> Fscrow Items or otherwise in accordanre with sppilcable Ictw.
<br /> '[7te Funds shall be held in an institution whose deposits u�+e insured by n federal agency. inst�u�nentelity,or entlty
<br /> (including[.ender.if[.endEr is such an institution)or in uny Fedecal Home Wun Bank.Lender ahuil apply�he Fuads to pay the .
<br /> Fscrow Items.Lender muy nat charge Borrower for hoiding and applytng the Funds. sinnually unalyzing the escmw uccount.or _
<br /> vedfyjng the Escrow Items,unless Lender pays Borrower intet�est on the Funds and appiicabfe law permits Lender to make such
<br /> a chnrge. iiowever,Lemder may require Borrower to pay a one-dme charge for an independent real estate tax reporting service
<br /> used by L.ender in rnnnection with this loan. urtless applicablo law Qmvides otherwiss. Unless an �ment ia Qrwde or
<br /> applicable law cequires interest to be pa[d,Lender shall not be required to pay Borrower any interest or c.vrnings an the Funds.
<br /> Borrowes aro4 L.ender t�a,y ag�in.wtiting,however,that Interest shall be paid on the Fund.v.Lender�h��!give to Bosrower.
<br /> wlthout charge. an pnnua! axountfng vf the Funds. showing credits and debits w the Funds.and the purpose for which each
<br /> debit to th�Fuitds wea raade.The Funda are pledged as alditional security for:all sums securea by this Security Insavment,
<br /> If the Funds held by I.ender exc�ed the amounts permitted to be held by applicable lAw.I.ender shall acoaunt W Borrower
<br /> . for the excess�unds irraccordance with the r+equirements of applicable law. [t�the umouni of the Funds held by Lender at Any
<br /> • time is noi suflicieat to pay the Escrow Items when due,Lender may so nodfy Borrower in wridng,and,ln sucQ►case Fiorrower •
<br /> shall pay ro Lender the s.mount necessary to make up the deficiency.Bonower sshall make up ihe deficienry in no mon than
<br /> twelve manthly payments.ut Lender's sole discretiQn. '
<br /> • Upon paymens in tLU of all sums secu�+ad by this Security[nstrument. Lender ahall pmmpdy refund tn Bamower any
<br /> F�nds held by Lender.If,under paregruph 21�i.endcr shall acquire ur sell the Pcoperry.Lender,pdor to the aoqulsidon or sale
<br /> af the P[�operty.shall apply any Funds heid by Len�er at the timo of acqulsItion or sale as n credIt against the sums securod by
<br /> this Securlty Instcument.
<br /> 3.Applkation of Pnymente.Unless applica6le law provides otherwlsc.�11 payments received by Lender wdex parsgraphs
<br /> 1 and 2 sLall be upplied:�rst. to any pmpayment charges due wb9er the Nate:second,to atnounts payable under parugraph?;
<br />� thicd,W inter�t due;�fowth,to pdncipal due;and last,w any late charges due under the Note.
<br />� 4.Chargac;Lieus.Borrower shall pay afl taxes.assessments. cluirges. fiaes nmd Impositions attributuble to the Property
<br /> whtch muy nttain pdority over this Securiry Insuvment,and leasehold payments or ground rents.if eny. Horrower shalf pay
<br /> �these obligattons in the mannet pmvfded In paragraph 2.or if aot paid in.that rnannea�.Borrower shall pay them on tim�directly
<br /> to the person owed payment. Borrower shall pmmpxly fumish to Lender ail noticrs of am�u�ntc to be paid under�hic J�aragrn»h.
<br /> If l3ornower makes these payments directly.Borrower shall pmmpdy fumish to Lender nsceipu ovidrauing the payments. –
<br /> Borrower shaii prompdy dIscharge uny lien which has prioriry over this Secudty Instrurttent unle�,v�mxrower:(a)agrees in
<br /> wdting to the payment of the obligution secu�+ed by the lien in a maruier sosepwble to Lender..(b)conteats in good fcath the lten
<br /> by. ur c�eP.ends agalast enforcement of the lien in. legnl prottxdings which in the Lender's opinion opetute to .prevent the
<br /> enforceic�ht af the lien;or(c)secures from the holder of the!{en un�greement sndsfaetory to I.ertder subo�dina�ng the lien to
<br /> this Security Instnime»t.If Lender determines th�t any part of the Properly is subject to u iten which muy atwin prloriry over
<br /> thia Secudty[nstiument.Lender may give Borrower a natice identifying thr,lien.Borrower shall sattsfy the Iten or take one or
<br /> mare of the actlons set forth above wlthin !0 duys of the giving of rtotioe.
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