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<br /> periods tt�at l.endec rcquircs. The insumnce canier pr�viding the{n�urunce�hull he shosea by aorrower subject to i.enderk r
<br /> npproval which shaU rtot be unreasonubly bvithhcld. If Borrow�r fi►il�ta maintuin covem�e describrd alsave. 1.���d:.�muy.at
<br /> Lender�apdora,abtufn covemge ta prctect l.ender'�dghtx in the Pcapeny in ocrordunee with purug�ph 7.
<br /> All insurunce poticiea and renewnlx shuli be acccptable to Lendcr and khall inctudc c+Kwndard murtgage clause. Leo�l�r
<br /> - nh.dl havc the right to hold the policics and renewaAs. If Lendcr ipquires,Harrowcr r+hull pmmptly gtve ta I.c�dcr atl rcceipts
<br /> of puid premlum.a and renewu!nolice�. In the event of 10�.9,Batmwer shall give prampt aottce ta the I��ur.snce cnrtler artd
<br /> Lender. f..�nder may mnkc proof¢if loss iF not mnde promptly by Barrower.
<br /> • Unless L.ender und Barrower othenvisc ugrce in writing.�nsumnre pnx�e�ehull be upplted tu restoratiun ur rcp:►Ir of �
<br /> the Amperty damnged. if thc �storation or repair is econam[cully fes�iblc und L.ender�►r�ecudty is not les�ened. It the
<br /> restorntlon or repair is not ecnnomtcully feasibk mr Lenderl� security would 6e lee.�ened,ttQe insurance proceeds shall be
<br /> applied ta the sums recured by thlx Security Insuumenti whether or not then due. with uny exce�;s paid to Borrower. If
<br /> Bormwer abandons the Prope�ty. ar does �ot answer withtn 3U duys n nutice from Lender that tltc �.-•aurance curtier hag
<br /> offered to settte a ctaim.then I.ender mny collect the insurnrtce proceeda. Lender may use the proceeds to rep�ir or restore
<br /> thz�roperty or to pay sums r,ecuned by this Secudty Irism�ment.whether or not then due. The 3Mlay pertod will begin when
<br /> the nodce is given.
<br /> Unless i.ender und Bomower athenvise agtee in writing. uny application of praceeds to principal shall noi eatend or
<br /> postpone the d¢e date of the monihly paymen�g referred to!n paragruphs 1 and 2 ar changa the arttount of the paymen�w. If
<br /> urtder parngraph 21 thr.Pt�ope�ty is ucquired by Lender,Bottower�s right to su►y insurance policles und proceeds resuld�g
<br /> from damage to the Property prlos to the acquisidun shall pass to L.ender to the extent of the sums secured by this Securiry
<br /> Instrument immediately prior w the acquisidon.
<br /> 6. Oocapaac�y Preservatlon, Maiatenance and Protectton ot the Property; Borrower's i.aan Appticatton;
<br /> I,c�rhal�s. Bomnyer sl�aaU occ�:py.establLsh.nnd use the Prorerty uc Bamawer�s princIpal resldence wlthin slaty doys after
<br /> the extcudon of this Security Insuument and shnll contlnue to occupy the Prope�as Bomuwer�prt�mipal residence for at
<br /> least one year after the date of occupancy. unless Lender othenvtse ugrees in writing. whtch consent shull not be
<br /> unreasoaebly withheid.or unless extenuating c[tcumstnnces exist which isre beyond Bomower�s control. Borrowe�shall not
<br /> destroy,damage or impatr the Property,ultaw the Ptoperty to deterio�ate,or commit waste on the Property. 8orrower aD:iti �
<br /> be In default if any forfeiture uction or praceeding.whether civil or criminal,is begun that in l.ende�k good faith judgment
<br /> could result in forfeiture of tke Property or othernlse muterially impair the Gen crented by this Secunty Insaument or
<br /> Lender's security interest Borrower may cure such n default and reinstate.as provided in paragraph l8.by caus[ne thc nction
<br /> or praoeeding co be dismissed with a ruling that,in Lender's good fsdth detem�ination.grecludes forfeiwre of the Bomower�s
<br /> interest in the Property or uther materinl impairtnent of the lien creuted by this Securiry Insmiment or Lender�s serurity
<br /> intenesG Bormwer shull also be in default lf Borrower.durins the loan appllcation process, gave materlally fn[se or
<br /> inaccurate infoanation or smtements to Leader(or failed w provide I.ender with any muterial informadon)in connectIon with
<br /> the loan evldenced by the Note. including, but not limited to. representntions concerning Born�wer's oecupancy of the
<br /> Pcoperty as a principal residrncro. �f tbis�a:mit�Listcu•�,it is on a i�ftoid.Sor�muxr olsa!!cas�sly�:�ith�::�e grarisioss�
<br /> of the leasc. If Bormwer acquirPS fee t1Qe to the Pfnupe�ty,the leasehold end the fee t�tle shaU not merge wiless I.ender agrees
<br /> ro tl�e merger in wr3tin�.
<br /> 7. 1'rntectlon of d.ec�der's Rights ta the PropeMy. If Boirower fuils to perfotm the covenams a+nd ageements
<br /> conmined in this Securiry Instrument,or the�e ts e legal proceeding that may sf8nificanUy affect I.enderl;rights in the
<br /> PropeRy(such es u proceedIng in bankNptcy.probate,for condemnation or farfeimne or to enforce lnwa or regulations),then
<br /> Ixnder muy do und pay for whatever is necessary ta mtect the value of the PropErty and Y.ender�s rig6ts in tde Property.
<br /> l.euder's acdons may include paying any sums sec�by a lien wMch has priority over this Security Insmiment,appearing
<br /> in cou�t.paying reasonable s►tWmeys'fees and en�tering on the Property to make repairs.Although Lender may take action
<br /> under this parag�aph 7,Lender does not have to do so.
<br /> My omounts dlsbu�sed by I.ender under this parngrnpb 7 shaq become ndditional debt of Bormwer secumd by this
<br /> Securjry�nstrument Unless Bomoaer and I.ender agre�e ro other tenns of psiiyment.these amounu aCsall toear interest from the
<br /> � drte of disbur°..em�nt ut the Note rate end shvll be payab7e,with interes�vpon rtottce from I.emi�s to Bomower mquesting
<br /> payment�
<br /> & Mo�fgage Insuret�ce. If Lendcr requlr�ed mortsage insurance as a condition of mul�i�the laau secumd by this
<br /> Security Instrument,Boirower shall pay the premiums requlred to ma�nte�in the mortgage insurance in effecG If.for any
<br /> reason, the mortgrige insw�►ce covera�e r�qui�d by Lender lag�es or ceases to be in effett, Bor[ower shait pay the
<br /> premiums required to obiain coverage substandally equivalent to the mortguge i,nsurnnce prev[ously in effec�at a cost
<br /> substanusity c�alvalent to the cost to Bo�mwer of the mortgage insurance previously in effec4�m an e[temate mortguge
<br /> insumr appmved by Lender. If substanriislly equEvalent mortgage insurnnce coverage ls not,available.Borrower shall pay to
<br /> Lender each month a sum equal eo one�twei8t�of the yeurly�nortgase fnsurance premium being psiid by Bormwer when the
<br /> insuranca coveraga lapsed or ceased to be in effect. Lender will accep�use and retai�►these paya�ents as a loss reserve in lieu
<br /> of rnortgage insumnce. Loss reserve paymenta rnay no longer be reyuired.at the opGon of I.ender. if mortgage insurance
<br /> coverage(in the amoum and for thv periad that Lendcr m.yuires)pruviQui by an insurcr apprc�ved by 1 ender agaia l�ecomes -
<br /> availablc ond is obtained.Bom�wer shull pay the prcmiums reqnIred to mainteln mortgage insumnce in efFec�or to pro�Ide a
<br /> Ioss reservc,unW the�rqulrement for mortgage insurnnce end5 in nacordunce with any writte�ag�+eement between Borrower
<br /> and Lender or upplicable taw.
<br /> 9. Inspectton. Lender or ita agent may make r�easonable entries upon�nd inspecflons of the Property.•Lender shatll
<br /> give Boarower notice at the dme of or prtor to s�n inspfcdon specifying reasonable cause for the inspection.
<br /> 10. Condemnation. 'Ihe pmceeds of any nwand or claIm for damages,direct or cunsequendal.in cdnnection with any
<br /> � Singlo Famliy—F]annk Mae/Fhddk Mnc UlYtirORM liVSTRUMENT—Uniform Covenana 919D (poge 3 oj6 pagea)
<br /> arc�rt 6oco Bmmaie vama tm■
<br /> To QdQd11180DG16838f10 PA1[816791•t 181
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