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<br /> paymen�mAy no ianger be requlred.at the option of Lcnder.
<br /> if moRgage insurancc caverugc�(i�'CI'ie nrm�o'aunt��pedod
<br /> thnt[.ender require.g)provldcd by un Insurcr approved by I.ender agnin becomea ueullable artd is o�tafned.�armwer shull pay
<br /> the premiuma required tu ma�ntaln murtgt►ge inaurance in clfect,or to provide u luss reserve,until thc rcquircrr.cnt for niartguIIe
<br /> insurance ends in accorrd�u►ce wieh uny W rltten ugreement betwcen Bormwer and t,ender ar applicnble lew.
<br /> 9.Inspaelion.I.endec or 3tr:agent muy makc reasvnablo enufea upon und inspections c►f the Praperty. l.endcr shall give
<br /> Botrower nottce m the time of or prior to un inspectlan specifying reusanable cuuso for the in.gpectian.
<br /> 10.CondemnAtton.The proceeds of arty nward ur claim far damagea.direct or consequentiul, in connection wlth uny
<br /> condemnatlon or other takin�of s►ny paM of the PrapeRy,ar for conveyancv in lieu af canch:mnatfon,ure hereby assigned nnd
<br /> shaU be p�1d to[.ender.
<br /> In tho event of a totul taking of the Property,the proceeds shall be appliut to the sums sccured by this Security Inatrument.
<br /> whether or not thett due,with any excess paid to�orrower. In the event of a partial taking of thc Propetty in which the fair
<br /> market value of the Property itnrttedistely before the taking is equal to or greater than tlie amaunt af tlie sums secured by this
<br /> Sacudty Inst�ument immediately befo�the taking.unless Borrower and Lender otherwise agree in wrldn�.the sums secured by
<br /> this Scxurfty Insnvment Rhull be rcduccd by the amount of the praceeds raultiplied by the fallowfng fraction: (a) the total
<br /> amouat of the sums secured immediatelX before the taking, divided by(b)the fair market value of the Property immediately
<br /> before tho taking. Any balance shall be;pBld to Borrower. In the eveat of a pa�tlal taking af the Property in which the fair
<br /> market velue of the Pcoperty immediately befnre the takiqg ia less thAn the amau�c af the auros�secured iYnmediately before tha
<br /> taking, unless Barrower and Lender othenvtae agree in tivriting or uniess applicablo apw otherwise providttv,3he prnceeds shall
<br /> be applied to the aums secured by this Secu�ity Insuvment whether or not the sums are then due.
<br /> If the Pnoperty is abandonod by Borrower,or!f,after nodce by I.ender w Borrower that the condemnor offers w make an
<br /> sward or seule a ciuim for dan�ages,Borrower fails to respond to Ixuder w(thln 30 days after the date the natice Is given, _.
<br /> Lender is author3zed to wllect and apply tha praceeds,at itx optton.either to restorat�on or repalr of the Property or to the sums
<br /> secvred by thia Security Instrument.whether or not then due. _
<br /> Unless Lender nnd Bormwer athcrwieu ug�w in writing. ar►y applfcatlon of procecds to prinelpa! shull not erte�� or _
<br /> }astpone the due date af the monthiy paymen�s referred to in puragrnphR 1 und 2 ar chunge tl�e cunount af such puytnenta.
<br /> L i.Barmwer Not Reic�.scdt FarbeArance ey�.ea�der Not o Waiver.�xtcnstan of thc time far puyment ar madlflrutlnn
<br /> of nmartixution of the sums r+ecured by thix�ccurity Instrument grnnted by Le��dcr to uny nucr.es�r i�i intercst of porrower rchnll
<br /> nnt opernte to roleuu thc liability nf tho ariginul Birrn�wcr ar&irn�wcr'K RucceKSnrn in intcrcst.. I.cndcr shull n�t bo rcyui�cd tc�
<br /> cammence proccodinge uguinst any auccessor in intcrest ur ref�sc tu catcnd time far paymcnt nr atherwitic mixllPy umarti�aitlun
<br /> of tite xums securai by thin Security Instwmcnt by ra�.cnn uf uny demund made by the originul �rmwer or Bc�rrowcr's
<br /> successore in interest. Any forbenrance by Lender in exerciaing uny dght or mmedy bhall not be u wulver of or precludc the
<br /> cuenisc oC unr ri$t�it vi r��dy.
<br /> 1Z.Suoressors and Asslgns Ibund;dolnt and Severst Uablltty; Co-signere.The oovenante und a�rcements of this
<br /> Security Instn�ment shsill bind end benefit the seceessons und assigns of I.ender nnd Borrower,subJect to the provietans of
<br /> paragraph 1T. Borrower's wvenante nnd asreements shall be jolnt and sevecal. Any Borrower who c�-signa this Secndty
<br /> Instcument but does not execute the Note:(a)ia co-signing this Security Insuvment onty to mortsage, grant end oonvey that
<br /> Borrower's interest in the Property under the temts of thls Security Instivment; (b)is not persoaally obligated to pay the sums
<br /> secured by thia Secudty Instrument;end(c)aIIrces that Lender and any other Burrower may agtee to extend,modify,forbear or
<br /> malce any accommodations with negacd to the terms of thia Security Insuument or the Note wlthout that Borrower's consent.
<br /> 13.LoAa Chatges.lf the loan secured by this Secudty Instrument is subject to a law which sets manimum loan charges.
<br /> • and that law ia finally interpreted so that the Interest or other loan charges collected or to be collected in connection wfth the
<br /> loan exceed the petmitted.l3mits. then: (a)any such loan charge shall be reduae�by the amount neressery to reduce tha charge
<br /> to the permitted limit; and (b)any siuns already collected from Borrawer whlch exceeded permitted limits wll!be tefunded to
<br /> Borrower. Leader may choose to make this refiind by reducing the principal owed under the Note or by a�akin� a dis�ect
<br /> paycnent ta Borcower. If a refund recluces pr3nclpal. the reduction will be ueated as a punial prepayment without eny
<br /> prepayment charge under the Note.
<br /> 14.Not[ces.Any notdce to Horrower provided for in this Secudry Instrument ahalI be glvun by delivering[t or by mailipg
<br /> It by first class mail unless appltcuble law requires use of another raeihod. The notIce shall be din�cted to the Pro}�erty Addnss
<br /> or uny other add��ess Borrower designatcs by noitc� to Lender. My notIce to Lender shall be given by first class mail ta
<br /> Lender's addresg otated herein or any other address Lender desigaates by nodce to Borrower. Any notice pmvided for in thls
<br /> Secud.ty[nstn�ment shalt be deemad to have been givcn to Borrower or Lender when given as provided in this paritgcaph.
<br /> 15.Governtng Luw; Severability. This Secur3ty Inswment shaU be govemed by federal law end the law of the
<br /> judsd:ctton in which the Property ia locatvd. In the event thst any provisio��ox clause of thia Security Instrument or the Note
<br /> conflicts with applicable Iaw,such conflict shail not affect other provisions of this Secudty Insttument or the Note which can bs
<br /> given effect without the conflficting provision.To this end the pmvisionc ef this Secudty Instrument end the Note are declared
<br /> to bo severable.
<br /> 16.Borrower's Copy.Borrower shail be given ane conformed copy of the Note nnd of this Security Instcument..
<br /> Form 8028 8190
<br /> Papo 4 ot 8
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