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<br /> 5. �IazArd or IPropert,y L�werwn�c. Hurruw•er �l�all keep Q�e 1mpTavemtrits tww cx�r,tin�}nr�!k�effe�'4osl �m tl�c
<br /> !'ruperty in�ured ngainst lu:s Gy iir�, ha�ar�ls i�x:luJal witl�in iQc tzr�n "extendcct c�iver;�gc.' pix�ar�y oti�r li�etels. Iiui�uiir�K
<br /> fi�ods or tlocxiing,Por whict� Lender requlres in�urance. 7'his insuwancc shmll b��Twintai�xcl in tho ec»uunte Ami far the pCriads
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<br /> = Fhat 1�i�der re�uircy. Tlic inSUrF�sice ree•ricr�ruvidin!� tho ins�crai�ce sl2:!II Ix�clinsen by l�nrr�wr.z•su?i�ect to l.ender'ti ap�riyvul ;-
<br /> which shull nat be unrcasona6ly withhclJ. If Horeuwe.r fuils to nmintain covcruge descriix�l alxrve, Lc►xlcr may,at I.aadcr's
<br /> �r�� option,obtnin covarage t�pmtect Lcnsier's rigt►ts in the Property in nccordancc�viti�paragraph 7.
<br /> All insur.tncc policics and renewals shall lx: �cceptubie to Lencler and shall i�clude A stnndatrl martgage�I;�use. [xtxler
<br /> ahall have the right to holcl thr,policies and renewals.If I.ender reyuires,Borrower shali prurnpAy give to Lcneler ull recelpts uf
<br /> paid pren�iums:uid rencwul notices.In the evcnt of loss,l3onower shall glve prompt nntice ta tho insurance carricr ancl Lend�r.
<br /> _______ _ _ .�_._ Lender may makc proof of loss if not nzade prumptiv by Rorrower. _
<br /> Unless Lcndcr and Borrower otherwise agrec in wriiing. i�wurancc procteds shall bc applicci to xesroratian or rc�rair af the
<br /> Praperty damaged,if the restoratian or repair i9 economic;dly feasible and l..ender's security is not Iessenecl.lf the restaration or
<br /> _ rcpair is not ccanomirally fcasil�le or Lender's sccurity�vould be lessencrJ, die incurance procceds sl�all be appiied Io thc sums
<br /> _— securcxi by this Sra:urity Instcument,tivhether or not then dae, with an}� exccss paid to Eionowcr. If Bvrrowcr abandans thc
<br /> i'roperty,or dces not lnswer tivithin 30 d�ys a notice from L.ender that the insurance carrier has o(fercd ta set�le a claim, then
<br /> I..ender may collect the insu►:►nee procc�eds. Lender may use the proceeds to repair or restore the Property or to pay sums
<br /> secu►cxl by this Se�u�ity hjsnuiue�►t,wliethe,or i�a►the��due.Tf�e 30-day pe;iod will begin when.he�:otice is given. -
<br /> _ �. -_� Unless Lender and t�nrc�wer otherwise agree in writing, any application of proceeds to principal shaU not extend ar
<br /> _° --=--_ pastpone the due date�if the monthly naymsnte: referred to in paracrnphs 1 and 2 or ch�nge tine,uxwunt vP the paynicuts. If
<br /> J'""'"� undcr parugraph Zl the Property is ncquired by Lender, Horrower's right to any insurance pnlicies and pruceeds resulting Prom
<br /> darnage to the Pr�perty prior to the acquisitinn shall pass to Lender to the extent of the sums secured by this Security 1nslruEnent
<br /> -_-- = immediatcly prior to the acquisition.
<br /> - 6.Occupancy,Pr�servation,bfaintenance und Frotection of tl�e Property;Borrower's Loan Applicatton;I.easeholds.
<br /> ___---- - Borrower shall oceupy,establ�sh. and use the Yropercy as Burruwer's prnciaal c�sidc-nce within aixty duys aRe► ti�C cxr,�:uiiu;�u: _
<br /> --- this Secu!rity[nstrument and shall continue to occupy the Property as Borrower's principal s�esidence for at least one year atZer
<br /> - _ the date of occupancy, unless Lender othenvise a�;rees in writing, which consent shall not be unreasanubly withheld, or unless
<br /> — excenuatins circumstanccs exist wl�ich arc beyond Bonowcr's control. Horrower sh�l nat destroy, damage or impair thc
<br /> - .--- �tG�,a.i't}�. a��v:i:�i� °it3�',.^.I'ii t.'3 Lt:.f�ii.'Sint:., OT�.7tii,iil2'rt�85tC ^vr i�t� i�ivjS:.I'if. �tSifu'.L':.S'o�SaJ �i,iT.u�FBUl: tf 8fij :aifCl2iiiw
<br /> _°�"� action or procx.eding, whethcr civil or criminal, is begun thut in Lender's g�od faith judgment could result in furfeiture of the
<br /> •��^+�e Pruperty or nthenvise mnterially impnie•the lien crcated by this Sacurity Instrument or Lcnder's s,acurity interest. Borrower may
<br /> --_ -_ — cure such a default and reinstate, as provided in paragraph 18, by causing ths action or proceeding to be dismissed with u rulin�
<br /> = that, in Lender's good faith determination, precludes forfeiture of the Bonower's interest in thc Property or other mntcrial
<br /> --����?� impaicment of the lien crcated by tliis Security Instrument or Lender's security interest. Borrower shall ,�lso be in defuult if
<br /> - -___ Borrower.durin�the loan application process,gave matenully false or inaccurate information or statements to Lender(or failed ---
<br /> ------= to providc I.ender with any materi:�inQormation)in connection�vith the loun evidenced by the Note, including,but not limited
<br /> - ��_�'� to,representations conceming Borrower's occupancy of dic PPoperty ss a principal residence. If this Se:curiry Instrument is on a
<br /> -LL`1�=�`� leasehuld, Borrower shall comply with all the provisions of the lease. If Bonower acquires fee title ro ehe Pruperty. the -
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<br /> e=�A�� leasehold and the 1'ee title shull not merge unlcss Lende�agrees w thc mergcr in writing, =
<br /> --=_-__- 7.Protectiai of Leu�er's Rights in the Property.If Borrower fails to perform die covenunts and a�rcements mntainc:d in
<br /> .�.:;�,�:�;,� this Security Instrument, or there is a legal proce�iing that may significantly affect Lender's rights in the Propeny (such as a —
<br />--���i;u��"�� proceeding in bankruptcy, probate,for condemnation ur forfeiture or to enforce laws or regulations), then Lender may do and �"
<br /> -�-��R*+�� p�y� for wl�atever is necessrvy to pra[ezt the valuc of thc Propcny and Lcndcr's rights in the Property. Lend�r's actions may - --
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