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<br /> ._.�_�____._.___.� j��"�'�` ' -,�Il.c�+�i/'�1c�, = -
<br /> 7'1Kiislt!{:{t��'ili! c►li Ih�impruven�e�u9�u�w arr t�err�llrr errlt�i un ifi���r�y�erty.w►d all caseu�ena��,F,rr�rrr,�,��.:, s�ix1
<br /> lixltucv nuw c�r AcitrRer u part �if iho pruperty. All replw:tme►�ta xeid aaiditf+►nv siiali nl�� F►e cc�va��ni hy 1}�is Sa:urity ..
<br /> � IiotiuuuH'�i�. AU•�f�lic fur.:gninb Br r::l�rrecl ec►In thix Sccurfty 1MSUUU►rut u�th�"Nra��cny."
<br /> Bt.1RRf1W�R�QVE:NA�1'i'S that �um�wea fa Irwtully�ei�uf the e.rtoote hercb�cr�nveytef rnct hn� �Ik right to g�nt and
<br /> - __ _- -___---� �v«ivey �hr Pru►x�itt� c�iki Ih,it the Pruperty is�uei�sumb:ral,except fur c��cu►nbruiticex nf're:cnitil. 8+irtnK•tr wnrr.�tr.ts a�xf will
<br /> del'crn!�;e�xndly the Utic co thC Prape�iy aguinst�11 ctui�us And den�xlg,�ul�J�:t tU�u�y cnsumbrsinces oPrpcord. -
<br /> �I 'fUlS SI:CURITY iNSTRUM�NT cumbines unifur�n cov�nunts for omt�onul u.ce und rwn-unifonn covenAntg witt=Umitod
<br /> —! vurintbnv hy Jurisclir.tian tn cunstitute u unifonn ucurity iostmnxnt caverinb real property.
<br /> UNI�QRM COV[:[YAN[`8. i3orrower a��I,tnder covcnent orxl ugree us fotluws:
<br /> 1. Pwyittent u!Princlps�! Atid Irottrest; I'repayment And LAte Chargra. Aarrawcr shull pran�ptly puy when dut the
<br /> ____ _ _ principui uf ni� interest�n thc debt evidenced by the Nute ancl any prcpaymrnt and Inte charges due unde�the Note.
<br /> 2. �unds [9��Twxesi and Irisurnnce. Subject tn upplicablc law or to a wrltten E:ai��er by l.ender, Hormwer shal!pay to
<br /> I..cndcr on d�c day monthly payments are�iue uixlcr ttie Notc,until ihe Note is paid in futl,a sum("Fands"1 for:(a),ycarly taxes
<br /> � and ussessmcnis�vhich may.UUtin priority uvcr this SccuriRy lnstrumcnt as a lien on the Propeny;(b)yearly IEaschold paymcnts
<br /> or gKOUnd rents on thc Properry,if anv;(c)yearly haxurd ur propcdy insurance premiums;(d)yearly ilood insurance prem6ums,
<br /> if uny, (c)ycarly morigage insurance premiums. if nny;and(�any surn�payable by Horrower to[.cnder,in accordance with
<br /> thc provisions of par.►graph 8, in lieu uf thc paymens of muriguge ins�rance prcmiums.T'hese itcros arc c:altod"�Escrow Items."
<br /> 1..�.rxlzr may, �rt any timc, collc:t :uid hol�" rueds io;�n smount noi to exce�l the�narini!!m?mount� lendcr far n federally __
<br /> related morisuge lo�n may require for Borcoµ�er's escrow uccount under tlie federal Real Estate S�ttlement Procedurzs Ac;t of
<br /> °"°""°""°"": 197A,►s umendcJ from teme to time. 12 U.S.G Section 2601 et sPy. (''RESPA").wi�ess anather law�hut upplics to the Funds -__
<br /> '� `�° sete a less�r a�nuunt. If so. Ler.�er may, Rl 80y htitC, collect and h��ld Fands in an amaun_t not to exceed the tesser �maun!. ----
<br /> Lendcr may estimate the amou�tt of Funds duc on the basis of current datu and reasonable estimates of expend�tunes of fitture
<br /> --'° Escrow Itcros or othcrv�isc in accordance with applicablc law.
<br /> The Funds shall be held in an institutiun whose deposits are insured by a fedeml. �gency, insavmentaiicy, or entity
<br /> ----- - tincluding I.endcr,if l.ender is such an institution)or m any Federal Home Loan Ba►�:.:.cncier sf�ail apviy die�u��s tc.pvy�;i,, -
<br /> --------- Escrow Items. Lc;ndcr may not chargc Sorcower for hulding and applying the Funds,annuaily analyTing et�e escrow account,or
<br /> — verifying die Escra�v Items,unless Lender pays Borrower inrerest on the Funds and applicable law permits l.ender to make such _
<br /> - a chargc. However, Lendcr may requirc Borrowcr to pay a one-time charge far an independcnt rcal esmlc tax reportinb scrvic�
<br /> —== a� b; l.er.��r ir. xns�:lOR :YlII2 S�2i� !e�.n. �r4�ss T�lir�hl� I�w �mvidec othenvise. �nless an aercement is madc oj• �
<br />___---_= applicable law requires interest ta be paid, Lender shall not be reyuired to pay Borrowcr any intc;rest or eamings on the Funds.
<br /> r:� Borrower and I.crdcr may agree in writing, howcver, that interest shall be paid un thc Funds. L.cnder shall givc to Barrower,
<br /> -�,_-�.;�:.•�
<br /> without charge, mi unnual accounting of the Funds, showing crcdits and debits to the Funds and the pu�ose for�vhich each
<br /> --___- debit to thc Funds�vas mndc.The�unds arc pledged as additional security for all sums secured by this Sccurity Instrument.
<br /> "=�•�=�� If the Funds held by Leitder excced the amounts permitteci to be held by applicable luw,Lender shall account to Borro�ver
<br /> •"'-"�"s� for the excess Funds in accordance�vith che requirements of applicable law. If the amount of the Funds held by Ixnder at any _
<br />- --�p� time is not sufficient to pay the Escrow Items when due,Lender may so notify Bonower in writing,and, in such casc Borrower
<br /> _='����-'�w shall pay to Lender the amount necessary to make up the defciency. 13orro�ver sh�ll make up the deficiency in no more than
<br /> _-''�''"�'a"" twelve monthly payments,at Lcnder's snle discrction. �--
<br /> �,-.���� Upon payment in fuU of ull sums sccurcd by this Sewrity �nstrument. Lendcr shall prompNy refund to Borro�vcr any _
<br /> _"'=�"�"`� Funds held by Lender.If,under p�►ragraph ZI, L,ender shall acquire or sell the Property,Lender,prior ro the acquisition ur sale
<br />;fs;�,��;t� of the Property, shall apply uny Funds held by L.ender at the time of nequisition or sale as a creclit against the sums secured by �^�
<br /> k;::°=
<br /> ::;��:5€�Gf�`7 this Sccurity Instrument. F__��
<br /> "�=•-��� 3.Application of�'ayments. Unless u�plirable law pmvides otherwise, all payments received by l.ender under paragraphs =-
<br /> "''�"��"�`r~ 1 and 2 shall be a licd: first, tu an- r� a ment char es due under the Note:second,to umounts a ai�le under ara ra h 2;
<br /> -'-��r� PP ) F P Y s P Y P S P �:r
<br /> 1!.t',�'�� !f'__
<br /> -•' .:;• , third,to intcrest due;fuurth, tu principal duc:and Ittst,to any latc rharges due under the Note. �;.._
<br /> '�� � 4. Churge.s; LiP.us. Borrower sh�ll pay all taxes, assessments, char�es, fines and im�sitions attributable to the Property -
<br />"a��'�Y which ma attain riorit ovcr this Sccurit Instrument, and Icaschold a mcnts or round mnts, it'an Burrowcr shall a `,.°
<br /> .. Y P Y Y PY S Y• PY
<br />_=° -�`=-� ; thesc obli�ations in the manner provided in par.tgraph 2,or if not paid in.that manncr, Borco�scr shall pay thcm on timc directly ..��^
<br /> ...,.,_�_:. � to the person owed payment. 8orrower shall promptly furnish to Lc:nder all notices ot"amounts to be paid under this pangraph. , r
<br /> •"' �=y= '� � if Borrower makes these payme�ts directly. Borro�ver shull prompdy furnish to i.ender rcccipts evidencing thc payments.
<br /> _."-_;,.,,,,... ,�,�
<br /> "_,-..:;,;,�.':'.'�" Borrower shsll promptly c�ischarge any lien which has priority over this Security lnstrument unless Borraver: (a):�grees in
<br /> . � � writing to the payment of the obligation securcd by the licn in a manner acceptuble to Lender:(b)contests in good faith the licn
<br /> � " � � •� by, or defends against cnforccment of the licn in. Icgal procecdings �vhich in the I.endcr's opinion uperate to prevcnt the
<br />, _ cnforcemer.t of thc licn; or(c)sr_sures from the holdcr of thc licn an agrcement satisf:�crory to Lendrr subordinuting thc lien to
<br /> � . .. ' ':� this Sccurity lnstrumcnt. If Lcndcr dctcrmincs that uny part of thc Propeny is subject to a licn which may attain priority nvcr :
<br /> � � this Security Instcument, L.ender mny givc Burrowcr a notice idcntifying the licn. Borro�vcr�hall satisfy the licn or takc one or •
<br /> � :� more of thc actiom sct forth abovc within 10 days ot'thc giving of notire.
<br /> •;�'� • ` �•� Form 3028 9/90
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