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<br /> �a�ment�muy�x�lunges be rcr.�uire.cl, a�tho optlan af[.c�xier,if mortgaBe insursncc cc:vernga lin ihe a��A �� P��'��
<br /> thst Lend�r rec{uires)pmvldal by An insurer r�roved hy i.ender uguin be.comes ava�lxble s��d ie obtained. Honowrr hhall pay
<br /> thc premlun�..requirai�o maintain mortgng�insuruncc in efioct,or to prnvicfc u l�ss rcser�e,unti!thc requircmEnt t'or rm�ngsBe
<br /> lnxunnce ends in accord�►snce wltir any wriueu u��renK:�u i,�twc�i C,���ruwc:a��d Lua;d::�•ar a�plic�ble la:•i. ' -
<br /> S1.I�pe�Minn. i.endcr or its agcnt may mxke ir;+sonubl�cntries upon and iavpections of th�Prapeny. I.encier shall give
<br /> Horrower notice ae the tim�:uf mr prinr to�n inspcction specifying reusonabla cause fur tlie inspectian.
<br /> lQ.Canck�m�atlon. Tba proceecls of nny award or cfiiim for daie�agcs,direct ar conseyuential, in cunnatian with any
<br /> cUnJomnatioii.or other taking of uny�art nf.tha Property, or for wi�rey�nce in lieu of candcrnnatinn,are herzby ttsslgncd and
<br /> shull be paid ta I.erider. �
<br /> In�he evcnt of a[otal taking of tiie Prupcny,tlte proct�ed&s1��:1{ bo tip�licd to tha s3uns:.cc:urcd by U�iti 5ezur'sty Irstrum�nt,
<br /> whether ot,nat:tt�en due, with uny excess paid to Borrower. In,tht� ce,ont•of n ps�rtlnl�tu{:[ng�of the P�nt:uy�in,which the fair
<br /> � market t;c1►�:of.the Propeny imnyediately befon:thc t�king is c:�unl,tn or grcnter than the mm�nnt�of the sums se�nu+ed by tGit�
<br /> � Security I�utrument immc�,iately beforc tlic taking,unless 13arrower and Lender other:+�it�a n�mo in�writing. ttie sums sccum.d by
<br /> this Security Instrument shall bc reduced by the mnount of tlie proceeds multipliud by the fnlluaing fract�on: (a) the tatal
<br /> :u�wunt of the sum9 secured immediutely before the taking, divtded by (b) the fc►ir murket vulue of the �ropedy immediately
<br /> before the taking. A.ny balancc shall be paid to Borruwer. In the event of a panial taking of the Propeny in which the fair
<br /> market v�lue of the Property immediatcly Uefore the takin�is lus�than the amount of the sums sccutecf immedintely bci'ore die
<br /> tulcing. uniess Bonower ared L�:uuer ut6crw(se abri,�, iit w�it[ng or.snlM;s a�pticab}�taw�thc�r�si:�rvvid.-.s, ¢he[:oct:.tt�stt�l!
<br /> :�;,:.�u;:�i0 ihC;ums s;,curc3 hy i�ii.$�.:UI::y Ir,s:iV�TiCi'ii Sti�iC:hc�r.r r,ot thc sum��TC L}t�i1 ai2C. ;
<br /> If tlie Pr�perty is abandoned by Borrawer,or if. after notice by l.end:r to Borrower that the candemnar affcrs to make an
<br /> award or settle tt claim far dnma�es, Aanower fails to respond to I.ender within 30 days after the date the notice is given,
<br /> Lendcr is authori..ed to collect and npply the praceeds.at its uption, either to restoratian or repair of the Property�T•to the sums
<br /> secure�b;U�is Security in�tmment,whether nr not thcn duc.
<br /> iJnless Lender and Borrower atherwise agree in wrlting, any npplication of procee�s to principal shall not extend or
<br /> pastponc the due date of the monthly payments refened to in pnragraphs 1 and 2 ar change the umount of such payments.
<br /> 11.Borrower A1ot Relcased;Forbearunce By I.eadcr Not u Waiver. Extension of the time for payment or modification
<br /> of anto�tization of the sums secured by this Security Instrument grantcd by l.ender to any successor in interest of Borrower sh�ll
<br /> not operate to releuse the liability af the original Horro�ver or eorrower's successors�n u�terest. i.ender shali noi bc rcyui�c�i iv
<br /> commen�proceedings ngainst any succ�ssor in interest or refuse to extend time far payment or otherwise modify amortization
<br /> of the sums secured by this Security Instrument by reason of any demand made by the nriginal Borrower or Borrower's
<br /> successors in interest. Any forbearance by i.ender in exercisin�any right or remedy shall not be a wuiver of ur preclude the
<br /> exercise of any right or remedy.
<br /> 12. 5uceessors nnd Assigns Bound; Jo1nt and Severnl I.iabtlity; Co•signets. The covenants a�id a�recments of:his
<br /> Security Instnrment shull bind and henefit the successors and ussigns of Lender nnd Borru�vcr, subject to the provisions of
<br /> paragraph 17. Borrower's oovenants and agrcements shall be joint and sevcrul. Any 8orrowcr who co-signs this Security
<br /> Instntment but does not execute the Note: (a) is co-signing this Security Instrument only to mort�age, grant and convey that
<br /> Horrowcr's interest in thc Property under the terms of this Security Instrumenr, (b)is not persunalty obligated to pay the sums —
<br /> secured by this Securiry Instrument;and(c)agrees that Lender and any other Borrower may agree to extend,�nodify,forbear or. _
<br />� make uny accommodations with regard to tl�e terms of this Security Instrument or the Note�vithaut that Borrower's consent. _
<br /> 13.I.aan Charga. If the loan secured by this Security instrument is subject to a law which sets maximum loan ch�rges, _
<br />� and that law is finally interpreted so that the interest or other loan charges collected or to be collec:ted in cannection with die
<br /> loan exceed the permittai limits, then: (a)any such loan charge shall be reduced by the amount necessary to reduce the charge
<br /> to the permitted limit:and(b) any sums already collected frnm Bonower which cxceeded permitted limits will be refunded to =
<br /> Borrower. I,ender may choosc to make this refund by reducing thc principal owed undcr thc Note or by making a direct -_
<br /> payment to Borro�ver. If a refund reduces principal, the reduction will be treated a� a partial prepayment without any _
<br /> prepayment charge under the Note.
<br /> 14.Notices.Any notice co Borrower providecl for in this Securiry Instrument shall be given by delivering it or by muiling =
<br /> it by first class mail unle.ss npplicable law requir�s use of another method. The notice sl�all be directed ta the Property Address �
<br /> or a�ry other address Borrower designates by notice ro C.ender. Any notice to Lender shail be given by fint clnss mail to
<br /> I..cnder's address st��tcci hcrcin ar any othcr address L.cnder designates by notice to Borrower. Any notice pravided for in this
<br /> Security Instrumcnt shall be deemcd to havc bcen given to Borrower or Lender when given as provided in this para�raph. ..
<br />' 15.Governino Lnw; Sevembility. This Security Instrumcnt shall be �ovcrncd by fedcral law and thc law of the
<br /> jurisdiction in which the Property is located. In the event thnt any provision or clause of this Security Instrument or the Note
<br /> rnnfliets with applicable law, such conflict shall not affec:t other provisions of this Security Instrument or the Note which can be
<br /> given effect without the conflicting provision.To this end the pravisions of this Security Instrument anJ the Note are declared
<br /> ro bc scvcrablc.
<br /> 16.Borrowcr's Copy.Borro�ver shall bc given one confornud copy of the Notc and of this Sccurity Instniment.
<br /> Fortei 7028 9190
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