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<br /> 5. iivard ur Pmperly In4ur�nec. Bnrrower shull kcep thc improvemcnts now existi�g c�r hercaftcr erectnl on Rhe
<br /> Piopecty Ins►�red ugninst lass by Cr�,!iazurds i�cludr.cl wizhin tlic term "extcnc�ed coy�mge" und any athes ha•rards,inc�uding
<br /> flaxls c�r flcwding, for which Lender mquires insurance. Thfs insurunce Shall be nwintainai in tiie amountn nsxf Car the peric�ds
<br /> Q�at l.cnder requires. The in�►rance camcr praviding the insurance sl�all bc cliosen by Horrow�r subjcct to X�cnder's�ppraval
<br /> which shall not be unreasonably withheld. If Borruwcr fails tu mnintuin covcragc described abovc, Lender may, at i,ender's
<br /> optian.o5tain covcragc to pmrtcct I.sndcr's rlghts in the Property in ac�rdanco with parEgraph 7.
<br /> AU insurnric;e policiss and renewuls shull be uccepYable to I.ender and sliall include ci standard mortgage claus�. �,:ncler
<br /> shall hnvc the right to hotd the policies and renewals. If L.euder rrquires,i;of iower sh�ll prt�mptJy give to Lender al!recoip►:�of - -
<br /> paid premiums and renewal notices. In the evcnt of luss,Horrower shuU give prampt noticc tu tite insurance carrier and.L,:nder. —
<br /> L.cndcr ntay make proof of loss if not made promptly by Bcrrower.
<br /> Unlesc Lender mid Bnrrower oti�erwise nsree in�vriting, insurance prac�edc shall be applied eo re.�toration or repalr of thc
<br /> Property damaged.if thc restoeation or repair is ecanomically feesible an�i L.ender`s security is not lessened.If the restaration or
<br /> rePnir is nat economicnlly fes�sibl�or I.ender's securi�y would be lassened, the insurnnce procceds shall be applied te the suans
<br /> secured by this Security Instrumcne, whcther or not dten due, with any excess psid to Borrower. If Borrower abandons the _
<br /> Aroperty,or does not answer within 30 cSnys u notice frotn Lender thut the insurance can•iEr has offerec�l to settle a claim,then
<br /> L,�nder m�y coltect tt�e insurance proceeds. Lender may use the procrxds to repair or restore the Property or to puy sums
<br /> secured h�th?e Securit^Instrum^i�t, whether or not then dne.The 30-day period wi116egin when the notic�is given. �_ ��
<br /> Unless L�:nder a,�u Borro�..:r .�thenvi. • a�ree in writing, any appiicatior. of pracc;eds to principal shall not extend or
<br /> postpone the due dute ai thc monthly paymcnts rcferred tn in paragraphs 1 and Z or change the antount uf the payments. df =`
<br /> under pucagroph 21 the Property is ac��aited by I.ender, Borrower's ri@ht to nny insurance policic;s ai�d Nroceeds n;sulting from �-
<br /> dumage to the Property prior to the acquisition shall pass to Lender to the extent of the sums secured by ihis Security lnstrument
<br /> immediately pdor to the acquisition.
<br /> F. Occu�ancy,I'reservation,Mnintenunce and Protcxtion of the Property;8orrower's Loan Application; Leaseholcls.
<br /> Burruwer si�ali uccupy, cslublial�,mid usr llie Fruperty us Burruwer's principal�esiden�e within sixty days after ihe execu:lan of �—
<br /> tI�is Security Instrument ar,d shal! cantinue to occupy the Propeny as Borrower's'principal residence for at least one year After
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