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<br /> `�(MiCiTNNR WI'i'll t�ll�he in�p�ovenxiits iww i�hereAft�r ercc:te�l on�he prc►periy,n�ul aU c:�scinCUts,nppuetcnaiXCS,und
<br /> flxiures nuw ar htrcalter u part uf �ho pru�rty. Alf re��ecemenle und �ckl�ttonK shall also ho cot�rral by thie Security
<br /> - -`_ ` - ' ln4tsumcnt.AU uf't{ie�'u��sgui���is��,:Ee►�:,t1 So in dii:;Sr�arity in•:�nm�cnt n5 ihe"P�rores•ty."
<br /> HORRQWEit COV�iYAN'['S that Barrc�wer is lawfully r+eisccl cif tltie est�►te hertby convcyed u��l har•the right tu grant a�xt
<br /> cunvGy tt�e Properly n�xi�l�at the Praperty is t�nencumberecl. except fnr eixumbrtuxr:�of rcc�uril. 8orrower warrants und will
<br /> _;,,��� defend ge�erally tho title tu the Propeny ngain.,t ull clnimsmul demn►�ds,subject to any encwnbrances of recor�l.
<br /> THIS SECLIRITY IP�STRUM�N'C cam�incs uniforn�wvcnanls Por national us� nnd nan-unifunu c�v��wnis with limitecl
<br /> �___ variattons by jurisdiction tcr constitute a uniforn�securoty instn�n�ent cove�ing r�eal pro}�eny.
<br /> ` '-`"` ° ° UNIFORM COVL�NANTS.Bc�not+cr mtd Lender covcnnnt and asrce us fullows:
<br /> �"'_ 1. Pxyment af Pri�i�tl �nd lntere.st; Ps^ep�Yment and Lute Charqes. ElorroN'cr shnil promptly pay whcn duc the
<br /> � principal of nncl interest on the de6t evidenced by the Note�►nd any prepaynxnt and late rharges�ue under�he Note.
<br /> = 2. Funds tor Taxes pn d Insurance. S u b j c c t t o A p p l i c a b l e l a w o r t o a w r i t t e n wniver b y [.endcr, 13anower shull pay tu
<br /> _ _ Lencicr on thc duy monthly payments arc due under the No:e,until the Note is paid in full,u sum("Funds")for:(n}ycarly t�xes
<br /> ctnd ussessments which may attain priority over this Si;curity Instrument ns a lien on tlie Propeny;(b)yearly Ieasehold payments —
<br /> ar ground ren4s an the Property,if uny;(cl Ycar�Y h;vard or propeny insurance premianu:(d)yearly flood insurance premiums,
<br /> __ if any; (e)yearly mortgage insurance premiuits, if any; and(�auy su�'iis�+aysblo by Borr��:er to L_nd�r, in i►rr�rdance with
<br /> ____--_ — the pro�Es�ons of�+amgrnph S.in lieu of thc payment of mortEage insuranc�prcmiums.Thesc ucros are caUcd"Esc�•aw Items." _
<br /> -- �,jj Lendcr may, at any time, collect and hold Funds in an nmount r.at to exceed the maximum amount a lcndcr for u fc:derally'
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<br /> related mortgage loan may require for Borrower's escrow uccou��t undcr the fedeml Real Estnte Settlement ProceAtures Act o _ _
<br /> J;:� 197A as amcndccl tiom timc to time. 12 U.S.�.Section 2601 er seq. ("RESPA").unless anotitcr law that npplies to thc Funds
<br /> sets a Icsser anuwnt. If so. Lender m�y. at any time. callcct and hold Funds in a� amount not tu cxccaf thc lesscr amount. Y
<br /> �`�:� Lendcr mav estimate the a�nount of Funds due on the ba5is of currcnt datn and re�sonable cstin�ates of expenditures of future
<br /> -���.�� Escmw Items or otherwise in accardance with applicable Inw. `-
<br /> �---...-:n. Thc Funds shall be hcld in an institution whose deposits arc insured by a fcdeiul agency, instrumentality, or entiry
<br /> (including Lender,if Le;ndcr is such an institution)or in any Federal Home l.oan Bank.Lendcr shall apply chc Funds to pay the
<br />__-.:;�.;�,�.^?.� Escrow Items.Lender may not charge Borrowe�far halding and apptying the Funds, annually unalyzing thc escrow account.or
<br /> ,���;�yw_ai verifying d:e Escrow items,uniess icnder pay�Bunuwc;i��t�.-es.:,r th:.Far.�ls and sp�!':^.�ln!3w�rvmitc I.en3CT UJ IIIHICC SI1CI1
<br />-��;,..;��',���-;i. , a charge. However.Lender may require Borrower to pay a one-timc diarge for an indepensicnt rcal estate tax rcporting service
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<br /> `''°''` u�ed by Lender in connection with this loan, unless applicable law provides othenvise. Unless an agreement is made or
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<br /> :•..�_�!��,�, ,�s�,;, applicable law reqt►ires interest to be paid,Lender shall not be reg�ircd to pay Borrowerany intcrost or eaminss on the Funds.
<br /> �=TMuY, ;.��� Borrower und Lendcr may agrce in writing, however, that interest shall be paid on the Funds. [.ender shall give to Borrower,
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<br /> �;-�j withaut charge, an annual accounting of the Funds, showing credits and debits to the Funds and the purpase for which each --
<br /> - _t.: debit to the Funds was made.The Funds are pleclged as additional security for all sums secured by this Securir�Instrument.
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<br />„��.__-y;; .;: [f the Funds held by L.ender exceed the amounts permitted to bc held by applicablc law,Lend�r shall account to orrower =_-
<br /> �V for the excess Funds in uccordance with the requirements of applicable law. If the amount of the Funds held by Lender ut any
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<br />..�z �.T.• ' timc is not sutficient to pay the Escrow Itcros�vhen due,Lende�may so notify Borcowcr in writing, and, in such casc Borro�ver �..�
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<br /> r;��;�3;•,..y�,;�s�:; shall pay to Lender the amount necessary to niake up the deficiency. Borrower sliail make up the deficiency in no more than —__
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<br /> �'"`.';,.�:,,;'�"i, twcivc monthly payments.at Lender's sole discretion. ..
<br /> -��� Upon payment in full of ull sums sccured 6y this Sccurity Ins[rumcnt. Lender shall promptly refund to 6ottower any � ,�
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<br />'";��,ss+�'`"'-a ; Fands held by Lc:nder.If, under paragraph 2l.Lender shall ucquirc or sell thc Property.LcnJcr,prior to thc acquisition or sale �---:,_
<br />. f--,,_{j,� ��,;!; , of the Propeny, shall apply any Funds held by Lender at the time of acquisition or sale as a crcdit aguinst the sums secum.ci by
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<br />_,��s��_:a t_, this Socurity Instrument. ='.
<br /> 4 - 3.Appl[cattan of Pnyments. Unless applicable law provides othenvisc,all payments reccivcd by Lendcr under pnragraphs =�;
<br /> � I and 2 shall be applicd: first, to any prcpayment charges Jue undcr thc Notr, sccond,to :unounts payable under paragraph 2: u�'
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<br />-�.�. •-_ third,to interest duc: fourth,to principal due:and last, to any late charges due under the Note.
<br /> �_ r� '��. 4. Char�es: Lfens. Borrower shall pay nll txxes, ussessments, charges, fines and impositions �ittributablc to die Property
<br /> r ;� which may attain priority over this Security Instrument, and Icasehold payments or ground tents, if any. Borro�vcr shall pay
<br />.,,'�;., � ; thcsc obligations in the manner providcd in para�raph 2,or if not paid in that manncr.Borrower shall pay them on timc direcdy
<br /> °,. « co the per�on uwed payment. Borrower shall prompdy furnish to Lendcr all noticcs of amount�to be paid under this parugraph.
<br /> � If Borrower makes these payments directly. Borrower shall prompdy furnish to Lender receipts evidenci�ig the payments.
<br />. .. �� Borrowcr shall promptly discharge any ficn whi¢h has priority ovcr this Sccurity Instrument unless Borr��wcr: (a)agrees in
<br />. � . �����. ; writing to the puyment of thc ubligation secured by thc lien in a manner acceptable to l.ender. (b)contests in guod faitli thc lien
<br /> ' �.x � by, or defcnds ugainst enforcemcnt of the lien in, legul prorccdings which in the Lcndcr's opinian operate to prcvent the
<br /> a enforccment of the lien; ur(c)sccures frotn the holdcr of thc lien un agreement satisfacwry to Lender subordinating thc licn ro
<br /> '' ' " this Security Instrument. p�Lt:nder detennines that any part uf the Propeny is subject to a lien�vhich mny attain prioriry aver
<br /> �' . Srt��. �'��-
<br /> , this Scc:urity Instrument, Lcnder may givc Borruwcr a notice idcntifying thc lien.Borco�ver shall satisfy thr, licn or takc anc ur
<br /> �V morc af the actions sct forth abovc�vithin 10 days uf thc giving of noticc.
<br /> ° •� Form 3028 919U
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