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<br /> -- perioda that Lender requires. The insury ce careier pn►viding the ih9urance shall be choren by ldorrower subject ta l.eixkr S —
<br /> - - - ` i+�,ar+�va1 wZiieh::iiadl n�i b�unreaccn�bl t�ithh�ld. If Hnrrc►a-er feilc to m�intai�covGrage desaribed ubove,L,endr.r may,at .
<br /> Lenderb optton,obtAin coverAge to protect L.enekr�rights in die Prop�ny in accordance wilh paragrapl�7.
<br /> y���� y All insurana palicies nnd renewuls shull be ac�:eptable to Lender and shall inclucic a standard mortgage elause. Lenckr
<br /> sf�nU hc�ve the rlght to hold the pol.icics und renewals. If Lender ru�uires,�nrrower shull prompily give to 1_�endcr All rxeipts
<br /> — of paid premiums and rencwal notices. In thc evcnt of loss.Borrawer shall give prompt notice to ihr,insurance currier and
<br /> Gendee l,ender mc�y make proof of loss if not made promptly by Barrower.
<br /> �v � Unless L.ender and Borrowec otherwise agree in writin�;,insurance proceeds sh�ll be npplied to restoration or cepair oi
<br /> —""---' the Rruperty dnmaged, if tha �estoration or repair as ccouomicnlly f��sible and Lender's security i9 not lessened. If the
<br /> restoraUon ur repair is not economicaAy feusible ar Lender?s secunty woulC be Iessened,the insuranco prcraeds shail be -
<br /> — applied ro the sums secured by this Security Jnstrument, whether oc not then due. v�ith uny excess Qaid to Borrower. If
<br /> ---=-= Horrawer abandons thc Property. or dces not answer K�itiun 30 dnys a notice from Le;nder tt�at the insurance ca�rier has
<br />----=-.---_�.—-� offered ro scule u clairn,then Lender mny collect the insurance pra'.eeds. Lendet may ase the praceeds to rep�ilr or restorc
<br /> the Propeny or to pay sums secured by this Sccurity Instrument,whcthcr ar not then due. The 30-day period will besin when
<br /> the notice is given.
<br /> �= Unless Lender and Borrower otherwise agree in writing,any applicaaon of proceeds to principal shall not extend ar
<br /> --__ _�..:�,.� postpone the due date of the monthly payments refencd to in paragr�phs 1 und 2 0;change thc amaunt of the pu;rments. If .
<br /> _� under paragraph 21 the Property is acquired by Lender,Borrower� nght to any insurance policies wid proceeds resulung
<br /> --M" �� from�amage to the P►��rrt}° prior to the ac�uisiticsn shall p�ss to[.ender to the extent af the sums secured by this Securiry
<br />`'-"�=��'-?�k'�,•� Insnwnent imm�diately prior ro the acquisition. �
<br /> -===�F G. Occupancy, Preservation, Maiutenmice und Protectian oP the PropeMy; Borrow�e�•'s I[.oun Appilca4lon;
<br />`� '?"Y'' I.enseliolds. Bono�ve�shall occupy,estahlish,and use the Propeny z+s BorroNer's pnnc�pal residenco wiihin sixty days aft�r
<br />-'-��.s*ri�:; � �
<br />_�_;,".�i�;1��• ,'_' the execution of this Sewrity Instrwnent and shaU continue to occupy the Pruperty as Borrower's grincipAl reside�zce for ut —
<br /> -:-°�+��ry f:_• lenst aue yeur after the date of occupancy, unless Lender otherwise agreas in +vriting, which consent sh119 �aot be
<br /> " """J°s' °`''-� umet�onaGly withhcld.or unless extenuating circamstssssces esist wh:_�h are.heyond Boiro�ver's control. Borrower shall nut �
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<br />'��i�'�'�.� � � destroy,damnge or impair the Property,allow thc Property to detcriorate, or commit waste on the Property. Borrower shafl
<br /> '!<<.�� '�'^ be in default if uny forfeimre acdon or proceeding. wheth�r civil or criminal,is began that in l.ender'.s good faith juclgment
<br /> `����^��'��'`r'� �� couid result in forfeiteue of the Property or otherwise materially impair the lien created by this Security Instrument or
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<br /> � �=�_�• . a�,�p �crr��rity interest. Bottower maV cure such a default and reinstate.as rovided in ara a h 18,b cuusin the action
<br />''�-.�"�!��`� or prc�ceeding to be dismissed with a ruling that.in Lender's good faith determination,prectudes fortei[ure oi che Be�nuwci�
<br /> � .r interest in the Propeny or other material impairment uf the lien created by this Security Instrument or[.ender'.s securiry
<br /> " '; intcrest. Borrower sl-iall also be in dcfuult if E3orruwcr, during the loan applic:�tion prace�.s, govc materially falsc or
<br /> = • ��5 , � inaccumte informatiun or statements[o Lender(ar failed tu pravide Lender with uny muterinl informutionl in connection with
<br /> .'`.,.,�., `��%�, •' the loan evidenced by the Nota. incluJing, but �tot limited to, repmsentntions concerning tiorrowr.r's cxcup�ncy of t6e
<br />,-� u.r. ..+:-�- •� ProEx:riy as a principal residencc. IF this Sccurity Ms�n�mcnt is un�i Iciischald,E�ormwcr tihi�ll cumply�vith nll thc provisionw
<br />��''••`'�'" `�`' �' of thc Icasc. If i3orrowcr ncyuircs fcc tiUc�o thc Pro(►c�ty,thc Icaschold und�hc fcc tidc shnll�iot mcrgc unlcss I.endcr ngrccs _-
<br /> ""''•.S`•�;�'�; 'd ro thc mcrger in writin�. �
<br /> ��' '�� � ^ 9. Protecttun uf Lender•s RiRhtti in the Property. If l�orrower f+iilti tu �xrii�mi thc covcnunts ►md agrecmcnts
<br /> "'""'� � consaincd in this Sccuriiy Instrumcnt, or thcrc is n Icgtd pnxceding that muy signitica�ntly nftcct l.cndcr's rights in tlic �+�
<br /> � �• ` Property(such as a procccding in bankruptcy,probutc.for condenination or fi�r(ein�rt�or to cnforcc laws or rcgalotions),then �E`
<br /> . ' ' Lendcr may do and p:�y for whutcvcr ix necctisary tn protc�ct thc vnluc of the Propeny cmd Lcnder'+rights in the Property. �
<br /> __=''����'"•r ''� ' Lendar�:�ctions may include paying uny sums securcel by u licn which ha,prioriry ovcr this 5ecuriry Instrument,c�p�aring ��.
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<br />_ -: :� „,;�.�;� . in court,paying rcasonable :►ttomcys'fcrs.md cntcring on the Propeny to makc repairs. AltNough Lender may tctke uction -_P
<br /> under this paragropL 7.Lcndcr docs not havc to do so.
<br /> � '�Y� � Any amounts disbuned by Lender under this paragr.iph 7 shsll become additional debt ot' Horrower tiecured by this ,-
<br /> • ; � Security Instrument. Unless Borrower and Lender agrec to nther tenns of payment,these amowits shall beur interest from the
<br /> �• .� date of disbursement at ihe Note rate.tnd sli�ll be payable,with interest, upon iwtice from Lendcr to Barrower requcstin�
<br /> � payment.
<br /> S. Mortgage Insur:�nce. If Lender required mortgage insur:►nce as a condition of muking the lo:m secured by this
<br /> " ' ' f . Security Instrnment.Borrower shall pay the premiums reyuired w m.+intain the mongage insurance in effect. If, for any
<br /> 'L' � rcason, the mongage insur.�nce wveragc required by Lender lapses or cea..es to be in effect, Borcower shall pay the
<br /> Y � , '� premiums required to abtain coverage substantially eyuiv:+lent to the mortgage insurance previously in effect, at a wst
<br /> - ,� substantially equivalent to the cose to Borrower of the mongage insurance pmviously in ef'fect,from un altemate mortgage ,
<br /> . insurer approved by Lender. If substanti:+lly eyuivalent mortgagc insurance covcrage is not avuilablc, Borrowcr shall pay to
<br /> " Lendcr cach ntonth a sum eyual to or�c-twclfth of the ycarly mortga�c in�ur:uice pnmium 6cing paid by Borrower whcn thc
<br /> `• ` insurance coverage hpsed or ceased to bc in effect. Lender will accept,use and rctain thcse payments as a loss reserve in lieu
<br /> � •�' of mortgagc insurance. Lass reserve p�ryments may no longcr be reyuin:d,xt the option of Lcnder, if mor►gage insurance
<br /> � .� coverage(in the.tmount and for the penod that Lender rcyuires)providcd by an ins�ver approved by l.cnder again becomes
<br /> <� • " . available and is obtained.Borrower shall pay thc premiums rcyuimd to maintain mortgxgc insuruncc in cffect,or to providc a
<br /> , 'y loss rescrve,until the reyuirement for mortgage insur�nce enJs in acwrdance with any writtcn agreement benvecn Borrower
<br /> � and Lcndcr or upplicable law.
<br />: ° 9. Inspectiun. Lcndcr or iis agent m.�y makc reasonablc cntrics upon�uiJ inspections of the Property. Lcndcr shall
<br /> • �' give Borrower notice at the eime of or prior:o an inspection specifying rccisonuble cau�e for the inspection.
<br /> • 10. Condemnation. The proceeds of any award or claim For dama�es,dimct or conseyuential,in connectivn with any I
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