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<br /> _:-�.-��� �._,,.,_,� TOGETI-I�SR �VITH ell tho im�rovements now ar hsreatter arectal on t o propert+,"n�i�� � - _
<br /> -- «_�•_�.� eppurtenanas. end fixturca na��r on c�rcaftcr¢p3rt ot thA p*�(�rty.All repfecem�nts,and additione ehell al��a ho covered
<br /> „�,�„=.fi_ by this Sccuritgi lnstrument.All ot the[orcgoing ta rsicrrod to�n thie Socunty InAtrument as tha Yropr.rty.
<br /> ��~�+��� �"" AORROWER COVSNANTS thet Borrowrr is lawfully�eJsecl oi tho estato heroby conveyod and her�tho right to
<br /> "� grant and coavey tha Property and thax tho�'roperty ie unencumbr.red,except for encumbrences of record.Borrowor _
<br /> ��'`' warznnts nnd will dctend ganaratly tha titla to tha Property ageir�et aU ciaims end demands,eubja:t to eny encumbranees �
<br />-;�`��'., of secord. �-
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<br /> � � � ' � THIS SECURITY 1NSTRUNI�IVT combines unifurm covenants far netional use anci non-uniforni covenanvs wit ._
<br />-":°:�^���'�•�•'�"_��(',` limited varietions by jurisdicdan to constitutoa uniform security instrur�ient covc:ing real pro�erty. �;,
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<br /> _._ :;,. �;,_ �4 ' UNIFo1L'b1 COVENAN'T�u.Borcawer and LendNr covenant and agree as follows: when due _
<br /> -� " {.Peyment of Priacips�end lnterest;Prep�ymcnt�nd Late�h�r�os. Borrower shull promptly pay
<br /> -.•i�:�`��' �'� - tha principal oi and intarest on the dabt evidenced by tha Note and any prepayment and late charges due under tha Note. _-
<br /> •;;;;:;:.,_',�.�_: '� �- 2. Fuads tor'f�YC9 and Iusuraaco. Subject to applicablo Iaw or to a written waiver by Lender,I3orrower nhait
<br /> - "�`v.'�, � y to Lendor on tha dayt monthly paYments are due under tha Note,until tlto Note is paid in full,a sum{"F�+nds")for:
<br /> ��:=��'_..w.b ��, .
<br /> =;-. ;;�. (a?yearly tcxes snd essessmen�ts which may attain priority over this Security Inatrurnent ns a lien on tho PraPerty; (b
<br /> • •� � '•�" yearly leasehold payments or ground reiita on tha I'rap�,°rty,if sny;(c) yea*ly hazerd or praperty insurance premii�me; —
<br /> �'=yF':r^'�.••� (d)yesrly ilood insurance premiums,if any; (e)yearly mortgega insurance premiume,if any;and(f)any nums gayable � _
<br />-� '� by Barrower to Lender.in accordance with tha provisions of paregreph 8,in lieu af the payment of mortgaga insurance _T
<br />;�.,, �� , premiume.Theae items are callral"Ltscrow Itcros."l.endcr may,at any time,collect and hold Funda in an amount not �v
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<br /> ��'' "'� ta axceed tAe maximum amount u lender for a faierally related mortgage loan may require for Bonower's escrow "
<br /> - . � . iz u.s.c.
<br /> account under the faderel Real Estate Settlement Procedures Act o4 1474 ns amended from ti�na to tima, �_
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<br /> �;c�_,�;,�� Section 2601 et seq.�°R�Pk"������other lew that npplics to the Funda sets e lesser amount.If so� Len er may, .�-.
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<br /> , �-• :; nt nily .cn-,h call�t an@ hold Fun!��in An amount not to excced the tesset amount.Lender may estimato the amount of �
<br /> ' . t Funds due on the basis of current d ata an d reasona b la estimates of ex p enditures oi iuturc�F,bc:r�w ito,�io or ciherc�i�p in —
<br />,.., accordance wi th applicable law.
<br /> The Funds shaJl be held in an institution whosa deposits are insured by a federel agency.instrumentality.or entity
<br /> ' (including Ler,�.d�r,ii Lender is such an institution)or in any Federal I-iome Loan�ank.I..ender ehall opply tha Funds to __
<br /> _ �� - , paY the Escro��tetns.Lender may n�L ci��go °�c��'rr �or hol�i�a an� 3FFlyin� the Funds, annuallY enelyzing th�
<br /> � es�seaw acco�tT2,a'�r verifyin;the Fscrow Items,unless Lender pays Bonower interest on tho Funds and applicable laa �–
<br /> 4 pessr_ivs I.ender to make such a charge. However. I.ender may requira Borrower to pay a ona-time cherge for an ��
<br /> indzpandent real estate tea rec�orting service used by Lender in ec»ection with this lonn,unless applicable Iaw provides �-__
<br /> ' ' otherwise.Un?es.s an egceement is made or applicable tnw requires interest to be paid,Lender shall not�tha�t in�est _
<br /> � � - � pay�orrower�y interest or earnings on tha Funde. Borcower and Lender may agrec in writing,however,
<br /> � ° ' shall be paid on the Funds.Lender shall give to Borrower,without charge.an aanual accounting of the Funda,showing _
<br /> - '�"''� " credita and debits to the Fu�ds end the purposa for which each dabit to the Funds was mede.The Fund�aro pledged sa
<br /> - � • additional security for ell su�s secured by thia Security Instrument. r11i°�`
<br /> �':�� � '', If the Ftinds held by Lender exceed the amounts permit2ed to ba held Uy applicable law,Lender ehall aceount to [_�_�;,�
<br /> � Bonower for the excess Funds in accordance with tha roquiremente of applicabla law.If the amount of tha Funds held ;_ti;.
<br /> _� by Lendes at nny time is not suffic�ient to pay the Esctow Items when due,Lender may so notify Bortowar in writing, .,�;
<br /> � end,in such cese Borrower shall pay to Lender tho ensount necessary to rneke up the deficiency.Borrower shall make ,�^
<br /> .. � � up the deficiency in no more than twelve monthly payments,at Lende�'s sole discretion. =��f�
<br /> �• � ." • .t r Uponpaymez►t in full of all aum�secured by this Security Instrument,I.ender ehull promptly refund to Borcower ..;
<br /> any Fvnds held by Lender. If, under puragraph 21� Lender ehall acquire or sell the Property. Lender, prior to tha p���-
<br /> `� " `-� acquisition or sale of the Property,shall apply any Funda held by Ixnder at the time of acquisition or sale es a credit �4:,_
<br /> � • �_ �� egainSK the sums secured by thia Security Instrument.
<br /> - •,=•,4 3. Applicatioa of P�yments.Unless npplicable law provides otherwise,all paymenzs received by Lender under
<br /> . , paragraptis 1 and 2 shall be applied:first,to any prepayment charges due under tho Nota; second,to emounts payuble
<br /> • . �� under paragraph 2;third,to interest due;4ourth.to principal due;and lest, to eny late charges due under the hote.
<br /> ., 4. Charges; Liens. Borrower shrsll pay all taxes,ussessments, char�es, fines nnd impositions attributable to the
<br /> , � • _._ Property�vhich may attain piiority over thie Security Instrument, nnd leasehold paymenta or ground rents, if any.
<br /> ' Borrower shall pay theso obligutiano in the manner provided in puragraph 2. or if not paid in that mnnner,Borrower
<br /> " " shall pay them on time directly to the person owed payment.Bonower shall promptly furnish to Lender ull notices of
<br /> ' . arnounts to ba paid under this paragraph.If Borrower makes thesa payments directly,Borrower shall promptly furniah
<br /> � �� ' ta Lenderreceiptsevidencing the payments.
<br /> 'a ;i.,,�'•; Borro�ee shall promptly discharge any lien which hua priarity over this S�;curity Instrument unless Borco�ver: �a� � '
<br /> „„ ;:.,.; ap,r�e,y;n nrs4ing to tha payment of the ubligution secured by the lien in a manner acceptable to Lender; (b)contests in { •
<br /> � good Eaith t3ie lien by,or defends ngainst enforcement of the lien in,legnl proceedings which in the Lender's opinion l
<br /> �. `"�� : � operste ta pnvent the enforcement of the lien;or(c)secures Prom the holder of the lien an a�reement sntisfactory to
<br /> _ � to this Sccurit Instrument.If Lender determine3 that nny part of the Property is subject �
<br /> ;, I..ander subordinating tlie lic.n Y ve Borrower a notice identifying thv
<br /> to a lien rvhicl► may uttnin priority over this Sc.�curity Instrument,Lender cnay gi
<br /> • . - lien. Dorro�ver shall satisfy the lien or take one or more of the actione set forth above within IQ days of the givin�of
<br /> • � notice.
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