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<br /> 5� i�oza�1 or pruperiy Insura�e. Rorrowar s1�a11 keep thc improvements now existing or herea�cr erccted on thc
<br /> Property insureA ngair�st loss by G�e,��urar�s iy+cluded :vithin ihc term 'extcnded coverage" and any otiier haxards, incl!��ing _–
<br /> tloods ar flooding, far�vhich L.e�Kter requires insurance. Tfiis insu�ance shxll be:maintained in the a�nounts ancl for the periais
<br /> that l.ender require�.'�he insurance carrier praviding the insurance shall be chosen by Borrower subject to Lender's npprovat
<br /> which sl�all not lx unrcasonably withhetd. If Borrower tails to maintlin covcra,c described above, l.endcr may. nt l..ender's
<br />' option,�btain cflvcrnge to protect l.endcr's righGS in the Froperty in nccordance with parngraph 7.
<br /> All insurunce piflicics and renew�ls shall bc acce�t+tble to L.ender nnd enaU include a stundard mort�age clause. Lertd:r
<br /> shall have the right to hold thc�ulicies nnd rencwals. !f I.fndcr requires,�orrower shall promptiy give to I.endcr a!I rcccipts of
<br /> paid premiums and renewal notices. in the evcnt of loss.Borrowcr sha:l givc:prompt notice to the insurancc carrier and l.ender.
<br /> I.cndcr may makc proaf oi lass if not madc promptly by BorroK'cr_
<br /> Unless[.ender and Borrowcr othcrwisc agrec in writing,insurar�cc proceecis shall be appliocl ta rastoration ar rcpair of the
<br /> Praperty damagcd, if thc restoration or repair is cconomically fcas'sble and Lcnder's secueity is not lessened.If thc a�estoration or
<br /> repair is not economically feasible ar Lender's security would be ➢essened. the insurunce pr�cceds shall be applied to the soms
<br /> secured hy this Se�uriry (nstniment, whether or not tF:en due,with any excess paid to Bs�rrower. If Rorrower abandons the
<br /> Property, or does not answer wilhin 30 days a notice from Lender that d�e insitr�tc�carrier has offered to settle u claim,then
<br /> I,�uder may coltcct the insuranee proc:eeds, i..ender may use the proceerls to repair or restore the Property or to pay su►ns _
<br /> srcu�cxl Ly this Sec�ritp Instrument,whether or nnt then due.Tlte 30-dayp�uonyof�roceedset pnncipal'shaUenot extend ui •.=_
<br /> Unless [.ender and Borrow'er othenvise agree in writing, any app� P
<br />= postpone die due date oi the monthly payments refcned to in paregraphs I and 2 or cnange die amount of thc gayments. zf
<br />- under parae�aph 21 the Propetty is acquired by Lender. Borra�ver's right to an�insurance policies and praceeds resulting from
<br /> d;uuubo to t�se['rcF�rty priar to the acq�aisition sliall gass to Lcnder to the extent of thc sums secured by this Securiry[nstrument `
<br />– immediately prior to the acquisition. —
<br />_ 6,p�¢upan¢y,Preservation,Maintcnance s�nd Protectton�f the Property; Borro�ver's Loan A�ppltattton; i.r.s�seholds.
<br />= Boreo�acr shall occ.upy, establish,and use the Property as Borrower's principal xesidence within sixty days after the execution of
<br />– this Sccurity Instrument nnd shall continue to occupy the Property as 8orrower's princip f'ti�mrPlcom3blv withhcld, o�r unl ss
<br /> the date of occupan.cy, unless Lender otherwise agrees in writi�ib. �1'.ic��..�,�«..:st�•na.! n.._ __ . .
<br />– extenuating eircurnstances exist which are beyond Borrower's control. Borrower shall not destroy, dam�ge or im�air the
<br />� Property, allow the Property to deteriorate, or commit waste on the Property. Borrower shall be in default if any forfeiture �–
<br /> – action or proceedi�g, ��'hether civil or criminal, is begun that in Lender's good fuith judgsnent could result in forfeiture of the
<br />= Propeny or othcrwise materially impair the lien crented by this S�currity Instrument or L.ender's sccurity interest. Borrower may
<br /> = cure such a default and reinstate,as provided in paragraph 1 S,by causing the actiun or praceeding to be dismissed with a ruling
<br />- tl�at. in C.endcr's good faith detemiination, precludcs forfeiture of thc Borrower's interest in the Property or olher material �
<br /> � impairment of the lien cre:�ted by this Security Instrument or Lc:nder's security interest. Borrower shall also be in default if ��
<br /> – Borrower,during the laan applic;ition process, gave materially fayse or inaccurate information or statements to Lender(or fail� �.
<br />-� to provide Lender with any material information)in connection with the loan cvidenced by the Note, including.but not limited �^
<br />� to, representations conceming Borrower's occupancy of the Property as a principal residence. [f this Security Instrument is on a n„�v
<br />.-� leasehold, Borrowcr stiall comply with all the provisions of thc lestse. If Borrower acyuires fee tiNe to the Property, the �,
<br />'� lcasehold and thc fce title shall not nierge unless Lcnder agcees to the mcrger in writing. �=�._.:-
<br /> � 7.Pe�otecdon of Lender's Riqhts in the Property. If Burruwer fails to perform the covenants and agrccments contained in � „,
<br /> � this Seeurity Instrument, or there is a Iegal proceeding thut nr,iy signific:unly affect Lender's ri�hts in the Praperty (sueh ass a
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<br /> procecding in bankruptcy.probate, for condemnation or forfeiture or to enforce laws or regulations), then I.ender may do and :�•
<br /> pay for whatcver is reecessu'y to Prolect thc valuc of the Property and Lendcr's rights in the Property. L.endcr',:ictions may =
<br /> include paying 3ny sums secured by a lien which has priority ovcr thic Se.�curity Instrwnent, appearing in court, paying ;;y;
<br /> neason�'�1e attorneys' fces and entering on the Property tu mak� repairs. Although Lendcr may takc action undcr this psragcaph .,_
<br /> `� 7,Lender does not have w do so. - �
<br /> Auy amounts clisbursed by Lcndcr under this psragraph 7 shall bccume additional dcbt of Borrower secured by tliis .
<br />>,� Security Instrument. Unless [3orro�ver and Lcnder agrcc to other tcrms of payment, thcsc amounts shall bcar intemst from the
<br />� date of disburscment at the Note rate and tihnll be payable, with interest, upon noticc fro�i �.enJer ro Borro�vcr rcquesting
<br />_ payment.
<br /> 8.Mortgage Ir�surance.Ii'Lender required mortgage insurancc as a condition of making the loan secured by this Security
<br />•.t� Instrument, Borro�ver shall p�y the prcmiums rcyuircd to maintain thc mortga�c insurancc in effect. If, for anp rcason, the
<br /> mortgagc insurancc coverage rcyuired by l.cndor 7apses or ce:+ses to be in cffect, gorro���er shall pay the prcmiums reyuir«1 to
<br /> obtain covcra�c sub�tantially cquivalent to thc mo�tgage insurance prcviously in effect,at a cost substantially cquivalent to tl�c
<br /> cost to Horrowcr uf the mortgagc insurance previously in effect, Crom an :ilternatc martgage insurer approved by Lender. If
<br /> s�.►aswntially cquivalent mort�age insurance coverage is not m•ailable.Borrower shall pay to L.ender eacli nwnth a sum equul to
<br /> onr,-twelfth of the ye:uly martgage insur.uue prcmi►►m being paid by Borruwcr�vhen thc insurancc coverage laps�d or ceasud to
<br />('��� be in effcct.L.eader will accept,use and retain thesc payments us a loss rcscrve in licu of mortgagc i►�surance. I.oss reservc `
<br />,;� Form 302a 9190
<br /> Pepo 3 0l� � ._
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