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<br /> �����i���'��,
<br /> TUf:liTN��t Wi7'H utL the impr�vemen�x t�w or h�rexftnr trecttd on the property�a►xl auuernrnty, � rnd
<br /> fixtures naw or herexiter u part of dM propcny. All rtplacen�ents wxt siccldiNo�is atuxll niu� h� eo•.•Krc�! hy �h�s Sccurity
<br /> Instrumen�.All c�t thc foregoing is referrcd to in.this Sex.�sriry lnsttument�uc the"Property."
<br /> N!?^'.Lt'ti'n��I:�.�S���IAI�ITC t��� }�r�rtn�,cr iti lH�vll�lly seise�l of�hc citats hcrehy convc.ycd wsd ha,r•thc right tu�,rant bncl .
<br /> convey the �'ropetiy ar�d that the Pt�ny is une�xttmbsrod, except for en�.�umbn►nres oF rocorci. Hurrower ww'ranes and wi(1 .
<br /> dcfencl gtnerally tht title ta the Propsriy eguinst sU claims and demai�s.•.;ubjocl ta nny encumbrunces of record.
<br /> 7'HIS SECUR[TY INS'�3tUhiENT c�mbincs wiiform cavenants for national usc uncl �wn-unifotm ravcT�us witN Ihniaxi
<br /> variaiiors by jurisdiction tu constltute a uniform sc+rurity instniment rovering real ptojxrty.
<br /> UNIFOKM COV BNAN1'S.Borrawer urxi l.endcr covenani and agrce us follows:
<br /> 1,psysims3 at Principal end I��terrst; Ekepaymen4 And I.�te Chr�rR�. Barrowcr shall promptly �ay when �lue the
<br /> principal of s�nd inierest on the deb►cvidenced by the Note and any prepayment a�d latc chnrges dae wxlet thc Nore.
<br /> 2.Funds for T�►xes A:�d Lnsurance. 3ubject to applicable taw or to a written wuiver by l.ender. F3orrower shall pay to
<br /> L.eixler on the day nwnthly payments urc due undr.r the Note,until the Note is paid in fu11,u sum("Fureds")far:(�)ycarly taxes
<br /> and assessmen�s which may attain priority aver this Security lnst�ument ns a lien an the l�roperty;(b)yearly�easehold pnymonts
<br /> or ground rents on the Propc�3y, if any;(c)yearl�I�azard or property insurance premiums:(d)yenrly flood insurancc pre�niums,
<br /> if any; (e)yearl,y mortgage iosurana^premiums, if any: and(� any sums payable by Bonower to Lcndsr. in accordance with
<br /> thc provisions af parngraph 8,in liw uf the[�ap7ent of mortgag,^,insuran.x,prcmiu�n�.The.:e itrms arc callcd "F�cr�w Ttems."
<br />' Lendec may. at any t3me, wllect and hold Funds in an amount not to exceed the rn2xirnum cunc�unt a lender for a federully
<br /> relatal mortguge loan may rcquirc for Borrower's escrow nccount undcr thc fccicral Real Estate SetUemcn[Procedures Act of
<br /> �974�s amendcd from time to time, 12 U.S.C. Se.ction 2601 et seq. ("RESPA"),unless anothcr faw that applics tc�d�e Funus —
<br /> sees a lesser amount. If so, Lender may, at�ny time, collect nnd hold Funds in an an�ount nat to excrcd the Icsser amount.
<br /> Lender may es�.imate t6e amount of Funds due on the basis of currcnt da¢��;u�d reason�ble cstimates of cxpenditures of future
<br /> Eszrow Items or ocherwise in acwrdance with applicable la�v.
<br /> '�'he Funds sh�ll be held ia� an i�ustitutidn whose deposits arc insnrai by a iederai agency, insiiw�►c,ituiity, or e��.;:y
<br /> (including Lender,if L.ender is such un institution)or in any Federal Home Laan Bmik.Lendcr s)ml!apply the Funds ta pay the
<br /> Escrow Items.C.a;nAer may not charge Borrower for holdin�Rnd npplyin$the Funds. annually an�lyzing the cscrow account,or
<br /> verifying the Esc:row Items,unless Lendcr pays Borrower interest on the Funds and applicable law permits l.cnder to make such
<br /> a charge. Iiowcvc�,i..e„dc,[iidy ii:a'�llir P,tSiirl::C.'ta Fa�w ane�iime cl:st'oe fa*�.^.{-^-1°�=nd"nr mal �ctate mx renortine secvice
<br /> used by Lc�dcr in connection with this loan, unless applicable law providcs othenvisc. Unlcss an a�rcemer.t is made or
<br /> applicnfi!e Inw requires interest ta fie paid, Lender shall not be t�eqttired ta pay Borrower any intcrest or camings an eYit Funds. _
<br /> Borrower and L.endcr may agree in�vriting,however, that interest shall be paid on thc Funds. Lcader shnll give tm�onower,
<br /> witliout chnrge. :u�annunl accounting uf the Funds, shawing credits and debits to the Funds artd the purpose far which cach
<br /> debit to the Funds wns madc.The Funds ure pledged as additional security finr all sums secured by this Security Instrument.
<br /> If the Funeis hvld by L.endcr exceed the nmaunts permitted to be helc�by applicable law, Lender shall account ta Sorro�ver
<br /> for the exeess Funds in accordancc with the requirements of applicable law.lf the amount of tfie Funds held by I.�nder at any
<br /> time is not sufficient to pay the Escru�v Items when due,L.ender muy so natify Borro�ver in writing, and,in such case Borrower
<br /> shall pay to i.ender the nmount necessary to m�ilce up the deficiency. Botrower shall make up the deficiency in no more than °
<br /> twelve montnly payments, at Lender's sole discretion.
<br /> Upon payrnent yn full of all sums secured by this Sccurity Insuvment, L.ender shall promptly refund to Borrowcr any —
<br /> �unds held by Lender.lf, undcr pawag�raph 2l, L.ender shall ucquire or sell the Property.l..ender,prior to the acquisition or sa(e
<br /> of the Property. sh�ll apply:u►y Funds held by Lender at the time of acquisition or snle�.s a credit against the swns secured by =—
<br /> this Securiry InsQNmcnt. ���
<br /> 3.Application of Payments.Unlcss applicable la�v provides otherw6sc,all payments recei��ed by Lender undcr paragr.iphs
<br /> 1 and 2 shall be applied: first, to any prepayment cliarges due under the Aiote: second, to amounts payable under paragrc�ph 3;
<br /> third, to interest due: fourch,to principal due;and last,to any late charges due under the Note. '�=�_
<br /> 4.Charges;Llens. Bonower shall pay all taxes,assessments, charges, fines und impositions attributable to rhe Prcpeny -,,-.
<br /> which may adain priority over this Security Instrument, and leasehold payments or ground rents, if any. Borrc�wer shall pay -_
<br /> � tltese oblegations in the manner providr.d in paragraph 2,or if not paid in that manner,Borrower shall�fly them on time direcNy .;+x
<br /> to thc person owcd payment.Borro�vcr sliall promptly fumish to L.ender 311 notices of amounts to be puid under this paragr�►ph. '"
<br /> If&�nower makcs�hesc payments dircctly.Borrower shall prompdy fi�rnish to Lendcr reccipts evidcncing the pa�•ments. 1
<br /> Borrowcr shill prompdy clischttrgc any licn which I�as priority ovcr this Scwrity Instrwnent unless Borro�ver: ;a)agrces in
<br /> �vriting to the payment of the obligation secured by the lien in a mnnner ucceptable to Lender; (b)contests in good faith the lien
<br /> by, or defcnds against cnforccmcnt of the lien in, Icgal proccedings w?�ich in the L.cnder's opinion oper�te to prcvcnt thc
<br /> enforcement of the lien;or(c)secums t'rnm the holder of the lien an agr�ment satisfuctory to l.ender subordinating the lien to
<br /> this Security Instrument. if Lender determines that any part of the Prop�:rty is subject to a lien which may uttain priority over
<br /> this Security Instrumcnt, L.cnder may bive Borrower a notice idcntifyin�thc lien.Borro�ver shall s.�tisfy thc licn ar take onc or �;•
<br /> more of the actions set forth above within l0 days of the giving ot'notice.
<br /> Form 3028 9f90
<br /> vago 2 0}0
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