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<br /> _— '1�3Brw6R W►rx au tha imptnvanans noW or tKrarar crcc�ad on cho prapKty,s,ne�u ca�a+�u��.+dd
<br /> C�wa�ct now or lrereadler at�t af d�propaty.All re�l�anasta�t�ddirio�n ehall atw be arrered bq�S��rlh►laqrt�na�
<br /> � _ , 1`.1:a:4`�f.:.-:.;,��-k;L^r�`:arw to����a,c���*irj L•M,�,»-zt°-�-"P:rc;r�ty."
<br /> B[litAOW�t COV�IAIV7'S th�t&xrow+er�4wfu11y�eired of dre esuwc hd�eby 000veyal ead hu d�e riYht Ou�r�at� �
<br /> convcy iha Propeety snd tluot the ProQorty i� una�cumbaod�encept for erocumbm+cey af rxad.�orrov�w w�t�acA will -----
<br /> i��.� de�end gabcaUy t!K ptb t4 the Pro�uty against al!cY�!iuna ta�d dan�ncXt,subject oa}ny encumbrancai oE rocad.
<br /> THIS SECIJ�t1TY INSTRUMFNT combic�rs wutarrn oova►wnts for nrtiawll uao and ncm•uni[orm aovau�nt� with llmitcd
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<br /> v�by juriadicti�n ta consdwk n unifarm,yecurity instrumea�t cavuing r�pcope�ty.
<br /> - ---� LITVIE'U'RM C�VEIVAIVTS.Hartotyer end Lclxlsr eqytn��t!nt1 Rgtte A� � a.r.
<br /> 1.Papnat at ltirbuips!�tl I�tere�i►PrcWnna!�ti L�te C1uu'�a. Barrower s6�11 pnxnptty WY whai due the _
<br /> _ priixi�rl of snd in�aest oa tba debt evjdcnced by the Note�nd�r►Y�rep►Yma�t md lae�e ch�rges due under dx Nate.
<br /> — — 2.Fu�ds!or T�xa a�d Inwra�ce. Subject to apQlkabk taw or to a wrltten w�iva by L�a�du,Borrowa �11 pry o0
<br /> I.ender on the ds�y month9Y P�Ymans ac�e d�x unda the Nou.until tl�e Note is pnid'uti fuU,a sum("Funds"�for:(a)ycarly tau�es '
<br /> �nd�b which may attain priotity ovea ihis Socurity Instruma►t�u lieai vn the Ffnnpcity:N)Y�Y�d P�Y►�a
<br /> — -- or ground reat�on the Paopaty�if�rty�(c)yearl�hsr�rd nr propetty insuranoe p►�nuum��(d)Ye�ciy tyood ins�tra�xx p�emivau.iE
<br /> --- -� onY:(�)Y�IY�888���Ixaniums�if any;and(f1 anY sums puyabks 6y Bc�truwi�u,Le+'�+.:a scs.,.�.�r:'�s3ti
<br /> -_ _ provisions of�ar�agrq�h 8. in Iku of thc paymrnt af nartgaga insuc�nce prcmiums. 11�se itcnu aro calbd "Escmw Itans."
<br /> ------- t�ade�may,at any tir,ae,callxt and hold FanJs in sn acnoun[aot a exaod the ma�cim�m amouet e knda for a feder�lty re�falod
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<br /> nyrf��aw In.m rnuv rwiniew I�M R/MM!VP►�O�Y�MW�rwvme.���t..�rP.tr,�a���at�te Se���rs Procedeames Act of 1y7�as _
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<br /> ,:,�:,�z��_a�� anx,nded from simc ta time�12 U.S.C.Szction 2601 rt seq. ("RF..3PA").unless arwltKr law Ils�t�plks W t1x Fwids sUs a lcsxr
<br /> amo�u��If so�Lcader may,ai any tidne,wilect and huW Funds in an amount not co eace:.d the{essu anwwG I� �nry
<br /> ;�,"a'a"�� esdmats Ihe amount of Fun�ls due an l9ie hasig of cutrent data and reasonablc cstimaces of exgehdimres of future Facruw Item�a
<br /> , ,:,,-:�.,,�.r�,- oth�rwix in accocdancc with applicabie law.
<br /> "'=""°'�"-�� The Funds shall be hekl in an instiwtion whose de,�wsits a�insnxed 6y a fedcra!agency,uutrumcntality,or cntiiy(includiag - -
<br /> ���' Lendet,if I.endtr ix such an institution) or in any Federal Iiome Loan Bealc.i.ender sball epply the Funds ta pay the Escrow
<br />,,:���`'�� It,�ms.Lendu may nat charge Bomrwu for holdiag ancl applying rhe Ftu�ds.annually analyung the esemw aoccwnt,a vrrifying
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<br /> � •�I.LYS�wS�S.S�.°L�.o� �e�hsrtrA
<br /> --'� �� [a�e fisccow Items�ttnk�s I.enda pays Sviii�wQ u�iuc3a-vi�itic',�-'cu',.,5 ar;t!�",isliwts�;.la.,t�Stxsr.ie t,o,S �
<br />�����;�� � Hawever,I.ender cnay roquire Boirower to pay a onatime charge for an independent real estate taa reporang scivice use�t by
<br />.'yk�}t . ~, L.ender in connection with this loan. unless appvc.�bla law provides otherwise.tJnless an agreement is made os applicable iaw =_
<br />�Y��';,?`-:� rt;quia�w intu�est to be paid,Lender shaU not be reyulred to pay Borrower any irdterest or eamings on U��Fhnds.Borrower w►d
<br /> �``�`�a4�:�"� L�cler may a�ee 3n wriling,howGV.c.s,nhat intuest shall be paid on Yhe Funds.Lendcr shaU givE to Borrowsr.without charga,an
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<br />`-+�"����•_ annurl eccounting of tho Funds,shodving c�dits and debits w�o�unds and the piupose for v,hich cach debit en the Funds was __
<br /> �:.'�i��' :; , made.Tbe Funds ere pkdgod as addi�ionat security for all siuns secured by this Security Iastrument :,--
<br />=':���� ' If the Funds held by I.ender eaceed the amounts perminrd to be 6cld by applicable law,I,end�shall ecx.�unt to Harowu for ;,.
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<br />.--:,,�„=,a,.,r � tl�e excess Fund�a in accordaince with the requic�nents of applicable law.If tho amount of the Famds hcld by Lender at auy tune is E__�_
<br /> -'-°`•f '�'' not sufficicnt to pay the Ssccow Item�whcn due,[.r,nder may so notify Borrower in writinng,end.in such case�otrower shall pay '--
<br /> -•;,,���t:-�y � to Lcnda the amount necessary w make up the deficirncy. Boaower shall m�lce up the deficiency in no more than ewelve :�;
<br /> .�;�c, ��Y PaYmenls.at Lcnder's sok discrcrion. =n
<br /> _,- Upon paymcnt in fulY of all sums secum,d by this Se��uiRy Instrument,Lender shall prompily refund to Borrower any Funds
<br />;_^-���.;.:.� h e l d b y L e n d c r. I f,u n d e r p a r a g r a p h 2 1,L c n d e r s h a 9 t a c q u i r e or s eU t h e Pro p e r t y.Lcnder. prior to the a c quisidon or sale of the �.._V
<br />- = '''""=--- P r o p u ry,shall apply any Funds helcl by I.ender at the time of acquisition or sale as a credit against the sums secared by this "
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<br />-'°7.� '• Sccurity Instratment
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<br /> 3.Appfication ot Payaients. Unless applicable law provides othenvise,all payments received by Lcnder under paragcaphs
<br />� ' ''� 1 and 2 stu�ll be applicd: fust.to any prepayment charges dua undcr the Note;socond,tn amounts payabla under p.-uagragh 2;
<br /> ;'. :.�, third.w interest due;fourth.to prIncipal due;and last,to any law ct�arges due uncler the Note. •
<br /> Y:�'?:; . 4.Charges;Liens. Horrowcr shsill p�y all taxes, assessments, charges, fines and imposiaons aUributable to the Pra�eny ,
<br /> . „ ; . `° whlch may atsain priority over this Security Insuument,and(ea.c�hold payments or ground rentv,if any.Borrower shall�ny�hese
<br /> :._�.,1., �„x obligations in thc manner provided in paragraph 2.or if not pair�in that maaner.Borrower shall pay them on time dircc�ly tv the
<br /> - "„ .,� � peason awed paymcnt�orrowcr shall promptly fumish to I.cnder all notices of amoiu►b to b�p�id under this para�h. If .
<br /> � � � Bamwu malces these payments direcely.Boirower shall prompdy fumish to I.ender receipts evidencing che payments.
<br /> , _ 'n' , ,•y Borrower shaU promptly discher�o nny licn which has pdority ovcr this Sccurity Insnvment unless IIomnwer. (a)A�rees in
<br /> � writing to the payment of tha obi�gnt�n secured by the IIen in a manner accepiable w Lender.(b)contests in good fait!►the Gen
<br /> • • '�� by.or defends agair�st enforcecmenz flf the Hen in, legstl pmr�ttings which in the Lender's opinion operate to prcvent the
<br /> . " '� enForcement of the Gen;or(c)socu�res from the holder of the lien an agreemeni sati.sfactory to L.ender subordinating the lien to
<br /> - • ��'�� �hls Socuaity Insinunent If Lender detcm�ines that any put of the Property is sub,joct to n ticn which may attain priority ovex thLs I
<br /> • - �; 3a:uriry Instrument,Lendcr mny give Borrower a notice id�;ndfying thc lien.Borrotvcr shall sarisfy the lien or take nne or more
<br /> , of the xaons set forth above within 10 days of tl�e giving of noflce. I
<br />_ ' Form SU40 9/00
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