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<br /> ;" ;� �::l::t'.(}����+��t'Lti�}?NA�!'�':��P+'+i IG3i;��tb'CY I�,la�r4'ulfy:.�Isc�i ut Ili;:c:.t�:tc kcr�:hy c+mvcy��!i�nd �i:s ehc�:pit9 tu f;o�,iiit uytid �_,_
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<br /> � con�rey ihc Pr��perty aixf ihut ihe Prnncrty is wKUC�uutx:i•�d, uxce�st fne CIlL'Ufil�1'ilUCC3[l��1'CC(!f(1. ��►nowcr��iur.���i:��tud w;;{ _
<br /> v_� �icfct��i gc�ecrally thc dtic io il�c+P��eperly n�ni�isl�nfl clniri�.;u�id alcm�ud�a,tit�bjcLt tu nny citcumhr�mccs c+Frccord.
<br /> =� Ti1IS �F:CU[�1TY INS'!'[tU14lNNT�:umbincs unifum�cc►vcn:�nts fc�r n;don�l iiSC n�i�l nk�n•uniPor�u cavcnunts ���ith fimitcil
<br /> - va�i�itinns�iyjurisdir.tD�n ta�canstitutc«uroifonn Fctiidty instr�nunt u�vcrina rcal propc:ety. _
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<br /> -� UNi FUltM C�V[?NANT3. Borrowcr anc9 L.�ndcr covcnant und ngrce us o uw�:
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<br /> _ -��' ll.L�':�yrLe!�3 0��'rtmciru+l and Iuter,QS99 PrcpAyenent a�ntE Latc Chxtr�;�. Qar�'owcr st�siE promptly pay whcn ctuc rl�c
<br /> -- �rincipal of 4nrJ intcrest on tl�e dcbt evidencal by liie Note und any�repayment and intc charges duc undcr the iVotc. `---
<br /> -'' 2.Funds for Tt+xes and liuuranee. Subject to app1icable law or tn a writt°�� �vnlver by l.c:ndcr, Borrawer slanll pay to
<br /> ='-'�' L.ender or�dic day monthly pay�nents are du::undcr the Nate,until the Notc is paid in full,n sam i"Fuuds")for:(�)ycacly t�utes --
<br /> _-=—=`A� And assessment3 wlsicl�may attain priority ove�this 3ecurity Instrumeut ns n lien on Ihe Pratn:rty; (b)ycarl�r Ieasrhold p:ey:r�ents _ -
<br /> a or gxaurd rents�n the Property. if nny;(c}yearly hazar�or pmperty in�urunce premiunts;(d)yearly fiood insurance pr�.mtun�s, -
<br /> ----""` if nny;(e) yenrly mung�ge Insuranr.e premiums,if ttny:und(�any sums pay:tUle by 6ona�ver to Lc:nder,in accordance+.vith
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<br /> - ` =._r�►�i the provisions oY�ar.�gr.�Nii"o, i►.li�s af th��.:.yr.tent of nioRPaoe insGrancc�remiums.'I'hese iteans are coUcd "Bscrow Items."
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<br /> - Lcnrler may, at a��y ti►nc, caltect and hold Funds in an amount not ro excecd ttte m�ximum amount n Icnder for�f�der:d!y
<br />.__,,,�,.,_�,�:=��u;,�� ar:lstcd mor�gage loan may require for @orrowcr s escrow accouns under the fedtral I�e:il Estate Settlement Procedures Act of �
<br /> � -- 1974 as:�ncvdecl from tim�to time. l2 U.S.C.SeGtioti 2601 ea seq. C'ltESPA"1.unless an4tlier la�v that applies to the Fur..ds �,�:�-1_
<br />-._��_��_e�e,t�.� sets « I�ser nmount. If so, I.ender niay, at any tinc, collcct and hold Funds in an anzount not to exceed the lesser amount. y�_
<br /> --=--=-�' I,endcf•msry cstimatc thc amoant oF F�mds due an the basis of cun+ent data vid rasonabie estimates of capenditures af futurc �r,�:
<br />.-____�j� Es�row[tems ot athenvise in accardance with applicuble law. �_
<br />- - -.. The Funds shall be hcld in a� institucion vihose deposits are insuro� by a federal agency, instTUmentality, or entity
<br /> �_ (including I.ender,if Lender is such an institution)ar in anp Federal Home Loan Bank. Lendcr shall apply the Funds to pay t e ;�.�
<br /> `°'"°'m`�'-� Escmw[iems. i.c�nder may not cliarge Bonower for holding and apglyin�the Funds,annually mialyrang the escrow aceount.oc
<br /> ---��� verifying the Escrow items,untess l.ender pays B�iaower interest on the Funds and applicable law permits l.cnder to make such v_
<br /> �"="-` .s a�..�� 'rn Rnrsnwn�e„nav��ne.-tune chnrae for an ind�pendent eeal estate uvc rrporting scrvioo - -
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<br /> -�"'�� used bp Q..ender in conncctio�ti with this loan, unless applicable la�v provides otherwise. Unless an agrcement is made or ___-
<br /> ,.._.o,::.;;��;'� uppi'scable l,aw roquires inierest to be paid.Lender hhall not�be:equircd to pay Borro�vcr any Fnterest or eamings on die Funds. ����
<br /> _ __,__,,,�y-� Borrower and Lcnder may agree in writing, however, that i���est shall be pnid on tlie Funds. Lender shall give[o Bonower, �
<br /> �:`a without charge, un annual accc�unting of die Funds,showin�,�re�iis and debits to the Funds and thc purpo�e far wliich each �!�:�t
<br /> debit to the Funds was�nade.The Funds are pledgeci as addirinnal security far all sums secured by this Security Inst�ument. �f,.
<br /> - -----° If t3ie Funds held by Lender excced the�noun�5 permiteed to be held by a�ppli�ble law, Lender shall account to Boaawer ���
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<br /> �-_� for the excess Funds in accordance with the requirements of applicable law. If the amount af th:Eunds held by Lender ut any �','� .
<br /> --w=�~��"'••^' 6rrse isnot suftietent to pa��th�Escrow iiems�vhen Jue,E.euucr�aay so ncrify Eorr•sti.,:r in v:riteng,�nd, in s��eh e�se[3ormwer �
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<br />- ____-,,_�i shall pay to C,ender the�u.�o�nt nccessary to make up the deftciency.Borrower shall make up the deficiency in no more than
<br /> tw�lve monthly payments,at Lender's sole discretion. � , �
<br /> ��- 'Upon.paymient in full of ull sums securcd by this Security Inst�ument, Lender shall �romptly refund to �orrowcr any
<br /> -.-.� -.;':�i"'�'�:7,�7 Furuis h�'�c1My l.ender.If.under pas�t°,ranh Z1,Lender shall acquire or sell the Property,Lender, prior to the acqu3sition or sale �` ,:
<br /> ----��'�'���`� o f t Y t F�:�s�,�tr ry.sha{1 a p pl,y an y Funds held by L.ender at the time of ncquisition or sale as a creclit ngainst the sums seci�ted by
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<br /> -��-��� Qifs<�xnnry Instrur�c:nt. . ,
<br /> �`==°= 3.Appitcation aT Yayments.Unless appli�5�le lu�v pravides otherwise,al!payments received by Lender under paragraphs
<br />_�;y��;;"� l and 2 shall be applied: first, to u�y prepaymcisi charges duc under the Note; second.to amaunts payable under paragraph 2; .
<br /> - _s_.��;ti� third,l�iutefest due;fourth,to principal due;and last.to any late charges due uncLer the Note.
<br /> 4. �harges; Liens. Dorrowcr shall pay all¢axes,assessments,char�es, fines and impositions auributable to th� iProperty
<br /> � .:7 wHich may attain priority over this security lns�umenc. nnd Ieasehu}d pay�ucn[s ui g�ou�3 r;,:'.s, nf s^�• Eono'•�er s''�u!� P?y -
<br /> =_ - ----_- these obligntions in tlic�nanner provided in paraor►ph 2,or if not paid in diat mannee,Borrowcr shaii p�y them on tim�directly
<br /> -'R�' ' to ihe p�:rsan o�ved payment.Sorro�ver shull promptly fumish to Lender all notices of amounts io be paid under this pFeragra�ph.
<br /> ��� If Bo:roacr makes these payments ct�recdy,Bormwer shall pmmgtly fumish to tA:nder n:ccipts evidencing the pay;ner�t5
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<br />_:'!�-��_��' Borrower shall promptly disct�ar�e any licn which hac priority ovcr this Security Ins3rument unless Borrowcr. (a)agrces in
<br /> -'=�fi14�l��� wriung ta die payment of the obligatton secumd by the lien in a manner acceptable to Lcnder;(b)contests in good faith the licn
<br /> r"����= by. ar defeads a��inst enforcement of the lien in, Iegul pmceedings which in the Lender's opinion operate to prevent the
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