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<br />---- ' S. �ilrrMMd ctC 'Ycr►prrR,y ��.r�urYnce. l3��r�nr��r.r'ahu!1 kccP thc in:pras�cn�e�u� n��w :xivti��e un c�rc�fir, crdctcd ;,n th� ,
<br /> - �- i�+a�.�.��� i��o�.n14.� wnr��..a tbx.�.r i���� i�u:+uun i�a.�a�ivu :.�u��u un. �ti�u� �����a�nuw 4�rr�,�a�5a.� uiws auj �xn�.� u�u.w�ua. ��r.�uWr���{ . - ....
<br /> ItuoJK nr flcxxl��g,for which I�rxirr rcyuires in�urrtxx. 1'his Enscinnx,�shai�Ese maintxined ia ihc arr�cwnta iur/ for tfie ppriad� '
<br />. �1�r.t R.rixlrr't.equire5. °('t�e i�»i�x;tncr carri�r pnyvidi�tb i}?c.in�urani�e�hr�]!ix� r.hosen i�y ii,irrnwrr suhj ert tr� [.eiK!<r's rppr•ovat -
<br /> '-- whish shall not t-�e'tun•eascn7ab�y withheld. !f Hnrrowcr fall�tu n�uintis'sn cave.ruga deuril�ed :�bo��c, Cerxiex ntay. �t L•endtr'x �
<br /> nption,ohtain cov�rage to ptottct L.encier's riglrts i�t liu�Nro�rty i:t acc�►rJ�u�ce witli.purt��raph"/.
<br /> All in�urance pnlicirs entl rencwatv sfr:.fi tr accc{�tatilc to I.e�xier arx3 �ha0 include a tiiaixlutd ��rtguge clause: i.��►wcr
<br />.-.. ' 'Siiii�i iidY�t�ii,fi��'iI CO ii��_i�li..(".tS11C���ilfiti f�i"i:,�:'�i5. If i.il(:ii ii,y�Iii�.IiC�i���iVGi Se�µi��iGii�Ni{Y�iVi: i6 I.a:�iucl ia��ivi:ci�i5 vi .-...
<br /> �SUid prrmiums nnd rtttewal nofices.In•the'Eve°:-::�'�nss, Tlc�rrnwer sliall give prorr,�t nutice tn tbe iusuwuux caxtior anci l.ender.
<br /> Gender nwy m�Jce proof of[oss if not nzade promptly by�rrc►wer.
<br /> Unlcsg L.etxler and&�rrower oQi�nviso agr.ce in writing. ln."�urrnce�fraceeds ehali be appl�r.A to restoratien nr rcpair af the
<br /> Propetry uama�eti,if thc rPStc�ration or repair is economicalty Seasiblr.and I.ender's security is not ies.ser�cl.If the rr�tor�tion or
<br /> re�►uir is not economically feasibls or i.ersder's security would hc Ics.ee�tied, the insura►�ce prcxocds shail t►e xpplied ta 1t►�surt�s
<br /> secured bY Rhis 3ecurity (nstn�rnent, whether or not thcn due, witl� nny exees� pail to Botrower. Zf Aurrow�r ab�vulons tlir
<br /> Ih•operty,a�does �x�t answer within 30 days a�tatice from i.,ender that the insura�ice carriee ras offerc�l tu sr:tdc a c(Aim, then
<br /> --= Leixler may cnllect tlhe insurance proceeds. t.c�tder muy use.the proceeds to repair or restore the['ro�erty or tc+ pby sums
<br /> .__ secured by this Security Instr�mes:t,�vheth�r or not tl�en due.The 3(➢•dny periad will begic�w.licn the n�ticc is gi��en.
<br /> URIfSS Lender nnd Burrowei•otherwise agree in weiting, any uppllcation of pr�s to principal shall not extend or `
<br /> __� postpane tSze;due c��te oi.th�n�onti3ly �a�rricnts refert�ed to in pa�graphs I auu' 2 0,-chang;: t1a �uizuurtt af ti�c payments. dt'
<br /> undcr pazagraph 2l the Proper�y is acqaircd by Lenrlcr, Borrower's right to any lnsuranc�policies �nd..procea)s resulling fr��Yi
<br /> damage Yo tne Property prior to the acr�uisition sliall pass to Lendcr to tttc cxtent of ttir,sums sccured by this Sccu��ity Instruir�rit
<br /> fmniediatcly prior ro thc acquisition.
<br /> 6.Occu7aaacy,Preservailon,Maintennnce an�!i'rot�ct[on of the ProMrty;Borrowcr'�s A.oan Appitcatlon;LeaseJwlds.
<br /> . Harrower shalt occupy,establish,And usc tho Property as Bnrro«•ea�'s principal residence within sikty dayc after the executi�n of ; -
<br /> tl�is Security Instrument and shall contimie to oceupy thc Pro�perty us Borrower's principal residence for at lcast ane ycar after
<br /> _ tMn/�at,n nf�_n@i^.�^.C�,lIT.I��!.°.^�CP 3w';C.^.�::a.8�:�.;ii�'vGiiiiiig, wiucii wnsen�snaii �wi oe unreasonably�viiimeiu,�ur uir1I659 ` ' —
<br /> extenuating eircumstances exist whieh are b�:yonsl Dorrower's contr+�l. Barroiver shall not destroy, damage or impnir the
<br /> -- Prop�rty, allow the�ro}�r,iy-ta detcriorate, or commit waste on the i�ro�erty. Borrower shall be in dcfault if any forfeitue�
<br /> action or proceeding, whe"thor eivil or criminal, is begun that in L.ender's good fnith jud�ment couid result in forfeiture of the
<br /> '"" Pro�serty or�►t'henvise materially impaix the licn crcatcd by this Security Instruinent or Lender's s�cwi[y interest. Bar�ower mav
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<br /> � cure such u cy�Fault and reinstate,as provideJ in para�rnph 1R. by causing thc action or procecclar�q to be dismiss�rl with a ruling �
<br /> that, in Lcnder's gaod faith determination, preclildes forfciture of the Horro�ver's interest in the Ptoperty or otlier matedal
<br /> _ impairment of the lien created by this Security Instrument or Lendsr's sceurity interest. eorrower shall also be in default if
<br /> -°- Barrowcr,during thc loan upplication pmcess,gave materiaUy fafse or ivaccurate information ar statements to Lender(or failed
<br /> m to provide Lrnder witl�any material information)in connection�vith the toan evidencod by thc Note,includinr,but not liniited
<br /> v'�' to, represen2atians ccrace�ning Borrower's occupancy of the Property as a principal msidence. If U�is Security lnstnunent is on a _
<br /> leaseh�ld. Bo�rower shall comply with atl the provisions of the lease. If Eono�ver acquires fec tiele to the Properry. the
<br /> - leascliold and tt�e fce;title sY�t�ll not merge unless Lcnder agrees to the mcrgcr in writing. ----
<br />=-�� 7.Protectlon of l.eniter's EPigh�g i�rthe Property.If Borrower fails to perfarm the covenants und agreements contained in --
<br /> "° this Security �nstrument, or there is a legsl proceeding chat may si�ificantly affect Lender's rights in d�e Property (sucb a5 a -
<br /> `:��� proceeding i�bankruptcy,probate. for candemnation or forFeiture mr;to enforce laws or regulations),then Lender may do nnd
<br /> = pay for whltever is necessary to protect the value of the Property and I.ender's rights in the Pro�erty.Lender's nctions may -�-�
<br /> - � inclucis paying any sun�s secvred by a Iien which hns prioriry over this Securiry Instn►ment, app^uring in caurt, naying . ----
<br /> reasonable attorneys'fces and entering an thc Property tn makc npairs. Although Lendcr may ta4c action under this paragcaph
<br /> ' 7,Lender daea not have to do so. �_�L'
<br />";� Any �rnounss disbursed by Lender under this paragraph 7 shnll become additi�nal debt of Iiormwer sccurcd by this ����
<br /> ..,� Securify Insi�ument. Unless Borrower and Lender agree to other tesms of payment,these amounts shalt bear interest fcom the �
<br /> — date of disbursement at thc Note Kate and shall be p�yanlc, with interest, upon n�tice from Lender to Borrower requcstin� ;c�_,':'
<br /> _= payment. ��";.
<br /> ��� �.
<br /> __- 8.bqu�Kgaga i►�surance.If L.ender rcquired mortga;e insurance as a condit[on of making the 1oa�� sccterccl b3+this Securiry
<br /> In�trument, Borrower shall pay the premi��ms required to maintain the mortgage insurance it�effect. If, f�r any reason. the
<br />;;;� mortga�c insurancc covcragc rcquirul by Lender lapses nr ce.nscs to be in effect, Borrower shall pay thc premiums required to _,
<br />_- obtain covcrage siibstantially equivalcnt to tlie mortg�gc insurance previously in effcct.at a cost subsrontially eyuivalent to the
<br /> __ cost to Ho�YOwcr of tice mort�agc insurance pre��iously in effi:ct, fram an altcrnatc mort�age insurer approved�by L.ender. If ,
<br />-,� substantially cquivalcnt mongage insuw.�ncc coverage is not uvailable.Bonower stiall pay to Lendcr cach montl�a sum eq��al to
<br />`�:� one-hvelfth of ahe yearly mortg�ge insurance premium being paid by 0orrower when tite insurnnce coverage IApsed or ceased to
<br /> '+� be in cffect. l,endcr will acccpt,use m�d retain tl►ese paym�nts as a loss rescrve in licu af mortgage insarancc. Loss reserve
<br /> _�'s
<br />:�.°g Form 3020 9190
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