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<br /> S. I�t�r�erl �sr A'm�frrl.y lfri5[+rat�!�•e. N��r«�w-� �1n�11 kR-r� lte i}»�ran•enxnt5 m�w•cxirtinR c�r hr.rrxftrr,erec��! nn tAc —
<br /> ..t�toneny uttutrd nsain9�l�rgs i�y ' w.:., _ .L.._ _�. ._�...��.... .. _---
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<br /> flcxids��r flooding,fo'r which i.xnder rtyuitts insurar,c:e. 'Chis Insumrxe shull bc malntain�ci ir.!1u amo'ants and for the periaii
<br /> that l.��nder��•:yuires. '!`hc iasuranr.r..c�rricr pruviding th� Intiurancr,;�ball tx cho�::n F�y ti��rr��wer suhjtcLlu I,trulcr's appmval -
<br /> whtch shall r�t►f be unna�,U��ably"wittticeld. If�k�rrower�'aiis tn r►�aintai�z covsr��e de.r•crilye�d alxivt, [,cnder may, xt I.,endet's
<br /> uption,crbtaln cavera�;e to protect Le�ider's rightr•in ifie Prnperty iii iitcc�rcl;ence witl�paraFraph 7. �
<br /> , A11 insu�,zna:pUlici�s and sc�ic��als sl�nll tx:uc�cptaUl� to[�:ndcr anct shal{ insluilc n starntard mortgage Clautic. l.rrxicr
<br /> r;haii havc thc right ta hoid thc�ticies;ang renewui�.Ef L�:��E�,�c;yiuic�,�r:�wtr shat{pr.�mpsly g€ti�c to lan;l,r�!!ra:ei�!�ef �--
<br /> t�aid pr�miums nr.d re�iewa! natices,in the event o:ioss,�iorrowcr shall�ove prompt noticr,to ehr,insurdnce rarrier u�x1 I.enJ�'r'.
<br /> i,r.�idc'r m�y rnake pruaf af loss if not tnnde ptompd,y by Borrower. "
<br /> Unlcss[.ciider and Buno�vcr ott�rr+.visc ngrc4 iu writing. insuruncc procccds sholl O:c appli�xl to�starntio�z•or rcpair nf it►e
<br /> Propes�:y damagec�,if[he restor�ti:,n or repa.�r is cconomi;.ally 4'easibtc ard I.Cndec's Fecurity is�iot lessened. If�hc restontian or
<br /> repair is not economir,ally feasiBle ar:t,ender's sccurit�would be.lessened,the insuraper,p[Yx;er,cis shall be appli�d to tho�ur►bS
<br /> securtd by this Security Instru�tent, whethes ar not then due,with any excess paid ro Borrower. If Borrowar�buncluns the
<br /> Isroperty,or does not rins�ver withitt 30 dayc n noticc�rom�.ender that tlie in�urance cat�cier h�is offcred to scttic a Giaim, then
<br /> Lender mny cJaflect tiie���hsara�ice proceeds. L.ender may ase the proceec3s to repair or restore tlie Pm��eny or to pay sums
<br /> scc�rt,d by this 3uurlty Instrument, whether or not then due. The 3Q-day period�will he;in vrSien dic natia:is given. •
<br /> Unlesc L.ender and Borrower athenviso asree ia wri�ing, uny applicatlon of prc�cec:�s to principal shal� not exte�id or
<br /> �,ostNu►�e ti�e; unc; uatc af thc r.:nntht� Faym::r.ts ;ef�Ff@:� �O �n Fnr o!�;!�s ! and?. nr cfurnce the uttwunt of thE paymrnts. If"
<br /> • under patagraph 2l the Prop^rty is acquired by Lciidet,Barrower's�ight to any�lnsurance policies and pe•QCecds resultin�from
<br /> dnmage to th�Froperty priur ta tl�c acyuisit3on shFill pass to Lender to thc cxtent of the sums seci2►�by tl�is Security Instrument
<br /> immediatcly prlor ro thc ucyuisition,
<br /> 6. Occupancy,Preseevutfon,h�intenance.and Yrotection tif the Property;llurrower's Loan Application;LcASehald9.
<br /> �loreowcr sh�ell occupy,cstaL�liah,and use th�Praperty as Borrowei s principal residcnce within sixty days aftcr the execution of
<br /> this Security Instrument 1nd shall continue to occupy the Property as Borrower's principal residcncc for at Icast anr,year aker
<br /> . . ....
<br /> v6e.Into..F.w���nnnnu unlaca T p.+.tA.�r6n��c�nerees in writing. which consent snali not be unrcasnrribiy mmrteIu O7 Ui?R° -
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<br /> extenuatingVeircumstances exist wlzich are beyand Horrower's control. Borrower shnll not destroy, dannage or impair the
<br /> Property, allow thc Property to det�ri0rate, or commit wnste on the Properiy. Borrower shall be in default if any foiieiturc
<br /> action or proceeding. whether cevil.ox••criminul. is begut�that in Lendcr's good faith judBment cauld result in forf�iture of the
<br /> . Property or othenvise rr�aterially isn�riir tlie licn created by this Security Irsstnsment or Lender's sccurity interesY. 8orrower r.i1y
<br /> �'ure such n default x��d icinstnce,ns provided in puragraph i8,by causin�tha,action or praceeding ro be dismissed with a rulin�
<br /> � that, in Lender's goaJ faith detcrmination, precludes forfeiture of thc Borrower's interest in the NcAperty or other matcrial —
<br /> impair.mcnt of'dtc lien created by�this Security Instre�ment or L,Endcr's security interest. Borrowce sball also bz in default if
<br /> Borrower,during the loan applicution�pracess.�ave e�iaterially false or iruaccurate information�r statements to Lender(or f:vled �v
<br /> tq provide I.ender with any material infurmation)in connecti�n with�he loan evidenr,eci by the Note, includinE. but nut limited _�___
<br /> to, representznions cor�cerning Borrowcr's oceupancy of tt�c Property as a principal residencc.If this Security Instrument is on a =
<br /> leusehold, liorrower shail comply witii all the provisions of the lease. If Dorrower acyuires fee title to the Prop�►ty, the —
<br /> teasehold and the fee title shall not�nerge unless I.ertcier agrees to the mer�cr in writing. —'-
<br /> 7.Protectlon of I.ender's Rights in the Property.If Borrower fnils eo perform the cavenants and agreements contai�ed in �---
<br /> this Security Instrument, or there is a legal proceeding that may si�nificantly affect Lender's rights in the Property(sucl�as a _�_
<br /> � procecding io bankn�ptcy, problte, for condemnation or forfciture or to enforce laws or regulutions),then I.ender may do ar►d =—
<br /> pay for whutevcr is neccssary to protect the valae of the Property and Lender's rights in the Prapeny. Lender's actions may �:
<br /> Inclede paying any sums secured by A t9cn �vhich Itias priority over this Security Instrur.�ent, appearing in court. puying -••-
<br /> r�.�sonuble attarn�ys' f�es and entering on the Propr.rty ro makc repni�s. IAlthough Lcnder msry take action under this paragmph ""`-
<br /> 7,L.endcr doca�not I�avc to do so. �_=i
<br /> Any arnounts disbursed by Lender under this paragraph 7 shall become additional dr,bt of Borrowcr sccured by tl�is ?�
<br /> Security instrament. Ualess Borrowcr end Lender a�rcc to othcr terms of payrnent. these umounts shall bear intcrest from the ;�'�
<br /> date of disbursemen: at the Note rate and sl-�all be payable. with intc��st, upon noticc fra�m C.ender to Borrawer rcquesting
<br /> payment. �
<br /> 8.Mortgngc Insurartce. If i.ender requirecl mortgage insurance as a condition oF inaking tl►c loan sccural bl�this Security
<br /> Instrumcnt, Norrower shal! p�y the premiums required to maintain thc mortga�e insurance in effect. Tf, for any rcason, the
<br /> mnrtga�e insumnce covcrage required by Lender lapses or ccases to 6e in e4fect,Borrower shall pay the premiums required to
<br /> obtain covcrugc subst:u►tially equivalent to the mo�tga�e insurance previously in effcct, at a cost substantialiy equivalent to the ;
<br />- cost to�3orrower of the mortgage insurance previously in eftect, from an alternate mort��ge insurer approved by I.ender. If
<br /> suUstantially cyuivalent mortgage insurance covernge is not avnilable, Borrower shalt pay ta i.ender cach month a sum equal to
<br /> one-twelfth�f the yeurly mort�ayc insurance�rcmium t+eing paid by Borro�ver whcn thc insurance cuvcra};�lapsed or ccascd to
<br />` be in effect. Lender wili accept.use and retain these payments t�� a l�ss reserve in licu of mort�a�e insuranee. Loss reserve '
<br />_ Form 3028 9I�J0 �
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