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<br /> 't'�i15 SF('t?�t[TY 1S�ISTRUMP.N'x c�imbioc4 unifQnm co�-enents for nafi��nal u'.ye ttnci non-miiianr. cuVeiNU�N wiw iu�uln�+. �--
<br /> variations by juriuli�tin�f to cunsNtute a uniii»�n security instn�mGUt rtivering resl�ru�rert3'. '.
<br /> UNIFURM f:i.�VENANTS. Bnrrower at►d[.etxler cove�u�nt uixi�grae as Callitwr;;
<br /> �� i. �'aymrrt o(Prin��i�rs►! un� Interest; YrepAyment And X.�te Clexrgtw. Fk>n'i�wer sball t3rompdy pay.whr,n c.'ue che
<br /> prirri�al af end interat cm tne debt evidenc�l lay dic Nnte;uHl uny prep+ryment an�i late ch�rbes dee.c�n:l�r thc A{ota, �,
<br /> 2. Ih�ndv fur 'i4zes anc6�nsur$pce. Snbjcct to applic.7wl� Iaw ui lu a wiittG�v�aiv;,r•!�y l.:r:lcr, E�r:it^ez�'h��l! �s,t:�
<br /> I.endcr on tt�e day morrhly payinents are Que under the Note,unti)ihe Note is paid in full.a aum("f=uixl s"�for.(aj yrarty taxes
<br /> � ae�d assr.ssments which n�:�y attain priority over this 5ecurity instrume�t ar:a lien qn tha.Pro�riy;(?�)yearly leaxhuF�payrtxnts
<br /> or grouncl rents on tlie P ropcity, if apy;{e)yearly h�zard or property insurance premiu,ns;(d)yeai•1�floud 6�surance pr�s��iums,
<br /> if any; (e)yearly ntorl�age insur.inea�rr�►�itums, if any;and(� any stu��s pay.ibte by Bcsrmwer to i.en�er,in acCr.rcl.inCe with
<br /> !he pravisi�ns af pni�agrz�ph 8,in licu of tlte paytnent of mortga�,�insuranc.e�.�remiwns.'These items ure callel "Pscrvw,Itcros."
<br /> Lender.mav.at anv i�rne,collect and liold Funds in an amoun� not to excee.d the �iiaxamuin amount a lender for a faisiaUy
<br /> rclnte.d tt�ortgage lo:{n nsay require for BorrowGr's escrow account under the fec�er�,.k Real Estate ticttleri�ent Yrac�dures rac[ai
<br /> 1974 nq'ainerniod from time ta tin�e, 1�U.S.C.Section 2601 et seq. ("ItL'SPA"),unless another law tl��at npplies tc►the I=unds
<br /> sets n.'l:;sser amount.ff so, Le�ider tnay, at any teme, collect 2rid hold l�unds in an a►nount not to excef.,cl th�lcsser amo�nt.
<br /> Lcnder niay estimate ihc umnunt of Fqnds due o;�t�e basis af.a�urent�ata and reasonaUle estimates of expenditures oF futw•C
<br /> Escrow items or oiFserwxsc iu av:o,uar�w with app:ic:ea3e l�:��. � .
<br /> �e r-unas shou be n�td in un institution whvsc deposits are insurod fiy a fedcrni ngency,.instrwncivality; or entity
<br /> (includ'rn�L.eiuier. if l.�.nder is such an institution)or in any Federal kiome I:oan Bank.Lc;ndcr sh�l1 rtp�ily the�'unds 4o psey tDe
<br /> Escr�w Ttems. I.endcr may not chlrge Bonow�r for holding nnd apP�ying the F�nds,aimaally anA!yzins tltc escrow account,or
<br /> vcrifXing the Escrow Itenu, unless I.ender pays Dorrowcr interes�un the FunAs and applica6le law Evc:tmits l.cndcr to:make such
<br /> a charge. Fiowayeti•. Lzrder may rcquira Borrower to pay a on�-time chnrge for nn inde�ndent re.�! �ttytG tax report;n�servioe
<br /> . use,sl by Lender in connection with this loan, unless applicable lativ provides ot4tenvisc. Unless a�x��ugreenient i5.made or �
<br /> ' appiirnbie law ceyui,p ifitcia.bt iv vi.�.wi.�. I,:..^.��T°et:.�!^L': '�:r�;�����J tn nay rznrrawer amr interest or�eiurri�vn-incFni��:
<br /> Borrow�•and Lcnder may agree in wrilin�,liowever, that interest sl�ali be paid on the Funds. Lender'�shall give t�s.,�on'ower,
<br /> with�ut charge, an aiu�unl accounting of the Funds. showing.credits und debits to the�:imd�ncad the purposc fur'whi�h each
<br /> • deliit to the Funds was rnade.The Funds wrc plcdgcd as addidonal security for atl sunis secured by this Sccu�ti�y Instr�iment.
<br /> If the Funds held b�y Lender exceeci the timoiuits permitted to be held by applicable law, I.ender sh afl account to Boreower
<br /> for the excess Funds in uccordance witli the rcquicements of epplicable law. If tiie amount of the Funds held by I.ender at any _
<br /> r,ime is not sufficient ro pay the fiscrow Items when due,Lender may so notify Borcawer in writing. and,in such c�se Dorrower
<br /> shall pay to Lender the amount necessary ro make up the deficiency. Aorrower shall make up the deficiency in no more tltian
<br /> • twelve monthly payments,at Lender's sole discrction. �' Y
<br /> LJp�n pa�mer_t in ful! uf all sums securecl by this Security Instrumcnt, I.snder shall promptly refund to I�orrower any
<br /> Funds held by Lender.If,under parngruph 21. I.ender shall acquire or sell the Property, Lencler,prior to the acquisition or s�le _
<br /> of the Property,shall apply any Funds held by Lcnd�r at the time of acquiaition or sale as a credit against the sums secured by
<br /> tliis Security Instrument. -�""
<br /> 3.Applicsitian of Paymcnts.Unless applicable law provtdes att�crwisc,all p�yments received by l.ender undei;�aragraptis ----
<br /> 1 nnd 2 shall be applicd:first,to any prepayment charges�ue under the Note; second,to amounts payabie under paragrapli 2: --
<br /> third,to intenst due;faurth.to principal due:nnd last.to any lnte charges due�under the Note.
<br /> 4.Chnrges; Lfens.Dunower shall pay al�taxes.assessments, charges, fines and impositions nttributahle to the Property
<br /> which may aYCain priority over this Security Instrument,and Icaschold payctients or ground rents, if any. Bonowec sliall pay __
<br /> ihese obli�ations in the m�nner prov�ded in paragraph 2,or if not pnid in that manner,Bonower shall pay them on time direcdy - -
<br /> to the person o`ved paynicnt. Borrower shall promptly fumish to l.ender nll notices of amounts to be paid wider this paragraph. �:�_.
<br /> if Borro�ver rr+akes thes�paymcnts dircctly,Borrowcr shall promptly furnisl�to Lcnder reccipts cvidenci ng the paymenu. °
<br /> Bonewce shaU promptly discharge any lien which has priority over this S�:curity Insttument unless Horcower:(u)agrees in 'r
<br /> writing to the payment of tf*.e obligation secure�Ey the lien in u manncr acceptable to l.cnder: (b)cantests in gaod faith the lien
<br /> by. or defends agaiiut enf�•rcement of the lien in. IegNl proceediu�ts which in tFn� L'.ender's opinion opernte to prevent the
<br /> cnforce�ntnt of tlie lien;or(c)secures from the holder of the lien an agreement satisfactory to Lenaer subordin;dins Ihe lien to •_
<br /> this Security Instru�icnR.If l.endct determincs thnt any part af the property is sabjcct to a lien which xnay attain priority over
<br /> this Security Instrumcnt.Lendcr may give Borrower a noticc identifyin�the lien.Borro�lcr shall satisfy the lien or take o7e or
<br />- morc af the�ctions sct�'onh above�vithin 10 days of the giving of notice. '
<br /> • Form.3D2Q �J1II0
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