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<br /> i'OGli'fl71(it;�'��Iti`�I all thc ii���;i'4VCSit:nts�tc►rv ar►i^a•t;:�ft�r c�•cctcci o��ti�e��r+���c�cy�,aud all c:+5::�r.�t'.t��•,.�,r+ .~,:l1^c�:,r•.titr! �,�,.,,;:
<br /> tixtu�cs �t�w c-r hereafter a p.irt uf' the pm�eny. All rtrlaetn�tnts u�xi aclditlans sTiall nlso bo cuvered hy �liis Secority
<br /> I..�t..�m¢nt All nf tl�r.fitir,ttitine iS��icrr.,if ro in tlua Sccurity ht;t�uia�cne.[9 l�i�°�ZU�7�iI,y.��
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<br /> � IZQRROWEI�COVP.NATVT3 tl►at l3orrower is lawfully seisecl ofi tlic cstate hcrcby convcy�:d nnd'nas tiw���;,«to s�+<<c�,:::1
<br /> cnnvcy the Pra��eiYy t�nd Rh�t ths� Pro�rerty is untncun3bered,excep2 for encumbrances of recurd. i3�rrower warrant.and wiit
<br /> defcn�gcraeraily tt,e tide to dte Psopcety aga'snsS nU claim,and demandv,subjc,ct tc�imy cncumbrauces of're.cnrd.
<br /> TIi[S SECURITY INSTRUMENT rninbines unifor►tt�cavenants Por nadonAl use 1nd�jon-uaiform covc►�ants with liuvt�:�i
<br /> vnriatio��s by jurisdiction ro constitute a uniform sccm�ity Msirument c�ve�in�renl property. .
<br /> iINIFARM COVENANTS.Aorrowcr an�l Lendcr covenant mid asrce:u follows:
<br /> 1. 1'�iyment of Prinsipal und Cnted�est; Frepgymcu4 and Latc Cha��;�. Hoirowcr steall promptiy pay when d�e ti�e
<br /> psiacip:►1 of nnd intcrest on ihe dcbt eviden�xl by thc Notc and�ny nrepayment und latc charges diie under the I�ote.
<br /> Z. Fantls for'Y'zxes and Inswr.�nce. Subjec:t to applicablc law or to a tivritten+vaiver by Lender. Barro�.+er shall pay to
<br /> Lender on the day monthly payments are due under tlie Note,until thc NoGe is p:►id in fulf,a sum("Funds") for: (a)yeady tnx�s
<br /> nnd nssessments which may attain priority over this 5ec�irit�y InstrumGnt as a licn on thr,Property;(b)ycarty leasehold pay rnenis
<br /> or�raund rents on d►e Property,if any;(c)yc.rly hazard or property insurance prerniums;(d)yearly flood insurar�cc pre�nuums,
<br /> ii sny; (e)ycacly riorigago insar.mce prcmiums, if any;end(fj urxy a�mq payahle by Eanow�r to l.cnder. in accordance witli
<br /> the pmvisions of paragr.iph 8, in lieu of the payment af mortgage insurance premiums. These items are callui"Escrow Itcros."
<br /> I.ender may, at any time, eolleet�an�hbfd Funds in an amount not to exceed the maximum amount �lender for a feeierally
<br /> re!?lC� !ttnrt�n�e loan may recluire�sar Borrower's escrow �ec;ount under the fecieral Reul Bstate Setttement Procedures Act af _._-__
<br /> 197A 1s amended fro�n time to time, l2 IJ.31C.Section ZG01 et seq. ("ItESPA"), unless unathcr taw tt�at applies to ihe Fun�� .- -
<br /> seis a lesser amour,t. If sa, I.ender mny, ut nny time, collect and hold F�ands in an amount r.ot to c:�cceed O�e lesser nrnount. _-
<br /> I.ender may estimate the amount c�f Funds duo on the basis of current dain and rea+onable estimates�g expenditures of futurc __
<br /> Escrow Items or otttenvise in accordance�vith applicable law.
<br /> The Funds shall be hcld in an institution whase depusits arE insured by a federal agency, instrumentelity, or entity a --
<br /> (including[.ender,if Lender is such an institution)or in any Fedcral Home Lqan Sank. l.ender slmll apply the Funds to pay the _
<br /> Escrov�Items.Lcnder mav not charge Bonower for holding and npplying th�E�unds,annually analyzing the esceow acwunt, or . w
<br /> 'vcit�jlii�2tiw�oCf'S'��(CS113. !lSLESS ° °s g2;s 9^rtnwer intemct on t[te�uads anu aoniicaoic iaw j�ctiiuu�n".i�u:.i:II :"�2.V°c���h ----
<br /> a charse.Hawev�r. Lender�tiay require Borrower to pay a one-time chnrge for an independent rea:eskzte tax reporting servic.e
<br /> used by I.ender in comicctlnn with this Ioan, unless applicable la�v provides othenvise. Unless an agr�.cmcnt is made or
<br /> applicable law requires interest to he paid.Lender shall not be reyaired to pny Bonawer any interest or earnings on the Funds. -
<br /> Borrower and[.cjnder may agree in v�riting, ho�vever. that interest shall be�aid on the Funds. Lender shalt give to I3orrower,
<br /> without charge, t+n annual accauntinb of the Funds, showing credits and debits to the Funds and the purpose for which each __
<br /> debit ro the Funds was made.The Funds are pledged as additional security for a.11 sums secured by this Sccurity Instrument �.��.
<br /> If the Funds lield by I.ender exceed the:tmounts permitted to be held by appl icable la�v, Lender shall account to Bonower ___
<br /> for ths excess Eunds in aecordance with the requirements of anplicubie lativ. If the amount of the Funds held by Lender. at any �:__
<br /> time is not sufGcient to hay the Escraw Ite�ns when due,I.,erdCr may so noti�y Ho�-rower in wr.iting,nnd,in such case Mnower �.�,,__
<br /> sliall pay ta I.ender thc amount necessary to makc up thc deCectency. Borrower shall make up thc deCcIency in no more tha�i °-'�'
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<br /> twelve monthl � ments,at Lender's sole discretion. _r_-�•
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<br /> Upon payment in f'ulf of all sums sr.cured by this Security Instrument, I.ender shall promptly refund to Born,wer any e-�� w
<br /> Funds held b Lcnder.If,under 1ra ra h 21,Lender shall nc uire or sell the Property,I.ervlcr,prior to the acquisiaon or sale h''�"-�
<br /> Y P� S P 9 �`.:
<br /> af the Property, sh:tll apply any Funds held by lC.ender at the time of acquisition c�r sale as a eredit a�ainst the sums secureci by F;r:•r,
<br /> this Security Instrument. ;u=��
<br /> 3.Ap�ficatfon of Faym�nts.Unless upplicable law provides otherwise,all payments rcceived by I.ender under paragmghs _ _
<br /> 1 und 2 shall be applicd: firsc. to any pmpayment charge�due under the Note; secand,to amounts payable under para�raph 2; F�`�LL
<br /> third.to interest due;fourth,to principal due;nnd last.to any tutc¢harges due under the Note. '�''�=
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<br /> 4.Char�es; LEens.Borrower shall pay all taxes,assessrnents,chnrg:s, fines and impositions attributable to thc Property �:=:,`
<br /> which may attain priority ovcr this Securiry Instrument, and lcasehold p�y.ments or gmund rents, if any. Borro�ver siaall pay •"'-
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<br /> th�sa obligations in tiio manner providcd in paxagraph 2, or if nol paid in that manner. 8orrower shull pay thcm on time directly a,;,
<br /> to the persoi►o�vod payment.Borro�ver shall promptty furnish to Lender all notices of�mounts to be paid under this paragraph.
<br /> If Borrower make$these payments direcdy,Borro�ver shall promptly furnish to[.ender receipts evidencing ti�e paymc:nts. .
<br /> Borruwer shal�;promptly discharge any lien�vhich has priarity uver t4�is Security lnstrument unless Burrower:(a)agrees in ,.
<br />= writinn to the pa}�.mciYt of the obligation secured by the lien in a manner acceptablc ro Lcndcr; (b)contests in good faiih the lien
<br />- by, or dcfcnds a�;ainst cnforcement of tl�e lien in. lcgal proccedings whtch in the Lender's opinion o}�erate to prevcnt the
<br /> cnforcement oi ii�c licn:or(c>secures from the halder of thc lien:ui agrecment sutisfactury to Lender subardinating dic:lien to
<br />- this Securiry Instrutncnt. If Lentter determittes that any part af the Proper4y is subjcc�t to n licn which may attain prioriry ovcr
<br />- tl�is 5�cur[ry Inst�u:nent. b.cndcr may�icc$arrowcr a notice idcntifying the lien. Borruwer shall satisfy thc licn or talce one or
<br />- mvm of dic actiums set fortli nbove within 10 days of the giving of notice.
<br /> Form 30�8 �reo
<br /> Peflo 2 of 0
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