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<br /> :,.;'. . vmtx;1t119 h�j11119tIl�:!ns�to eanai�:ut4 m�mHo�m aECUttEy ki*;nunant Cobe��+i�r�x1{;�'opsFiy,
<br /> "�` � � � � U�diFtlll:9 C41Uc�.d!l1Y:3. [1�r�,r.cr�nd Lcsut�r cc.r.�ins�t nnd N!�ian an ta?!e,.��; � '�
<br /> ---=-�.'��:�•-:.���_� 9. i��yn�mnx eft Pdnaip�l$nd tra�sr��t; pr��p�ymenl �n��,nnt� Ch�r{��s.Borrawe�chell promp'y p�y wnen �,�
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<br /> �' ""l: � � due tt�a�xfnclprl 01 anc9 hterest on ths debt evldencad by tho Not9«nd ar�y psep�yrr,ene Rnd I�to ch�rce�due undar thi Nnb. r
<br /> �. �C!�'����Y'�e°^� t's!9 �,r,��qpqfr,�,t'��hl.�t tn r•��u�•t,Ie tn�r o► ta e w�itt�,�wa�vw f�y l,enct��{7t?1"iAWRY B�it1N pAi �.-.'
<br /> -,—��'�`��-.� to L�nder on th�chy monthy p�y��r►t�ero due und�r lhe Not�,unUl the Nate I�pald In fuN, �eum('Fund�`)lor: (p) y��ry `�°'
<br /> tNCas er�d aeaessm�nts whSch m�y �tt�1n pzl4rtey ova 1Ms 3ccartty IneUvmsnt�e� ilon on ths PropMt�; (b) yary la�e�hdlc! s-.._
<br /> �:=�_,�„��^ paym�nta mr�ound re�te on the FPC�Mty,H my; (c) yetity h�rd or propeit� Ineurance premiuma; (� ye�ilyp Mnd Meur�nca "
<br /> �a*� �'' p��:me,N any;(�r)Y�ry mort�Qs imunrtc�premtum�,�4 any;�nd(Q any suma peyaCl�by 8orro•xa to lendar M c��r.v ���--•
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<br />:ti;;..=�,y.�s. � � wRh lhe pr�+rlslons a1 pv�qreph B, in fleu u1 the �+►yment of moRpapa Uauranca premlume. Thase Itern�oro c�Slod 'Escraw ;,V,
<br />-'~ ,,,�,;:r:`•;:` ti` Item�.' 6ender truy, �t any tHne, coBecl�.nd hold Funde!n an amot�nl not to exaetd tho maxfmum amoun4� lendor tor� �.t-_su�
<br /> : � „*'
<br /> •- tecieraky ret,cted mertgnge tam mey requke tor�orrower'e escrow ecaaunt untloi Ihe tedernl Re�1�eiste 5ettl,ement Ptoceduroe �,„,
<br /> r's-�4�=''�`� '- qc1 ot 187A ae am�nded trorn tlmo to tin�e,12 U.9.G.@ 26a1 et ss�. ('RESPA•), unlese anothe► {ew th�l ap�Nea ta the Funde _
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<br /> • A'�'�'�'" eeta �teaec�unaunt. If no,Lender rrby,at�ny tlmo, cuNect end hold Fund»in dn amount not to exceed Q�o leeaer amount
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<br />,�E'��. .�4^,.��- Lenda mey aatkr�ate the�mount ol Fu�d�d�e on the bants of cumerst data end reasonabla e�tlnwte�ot expondituroa of tuturo =
<br /> .� 'c�r�}�t+�� : Eacrow Items or otherwiee fn nacordance wlth epp!lcable Mv�. � °•
<br /> � _.J���. ,� The Funds ahaN de hefd In an Ins!l.ullon whoam d�poslta ere Inatirc� by a fedaral aflancy,Inatn�menU�lity,or entiry(hcluding
<br /> _,.i�ia Lende�, N Lenda la auch m InsUtutlon)ot In eny Fedenl Home Losn Bonk LetsCa ahi11 epply th� Fund�to pay the�eaow
<br /> Itema.Lender m�y not chnr�e Bortower for ho!dt�p end appying the Funds,ennudiy andyzing the escrow account, or va�itying �•''�T
<br /> ,�"ri-��"" thu Eacrow Itema. unleas Lender paya Qorrowar Intamat on the F�!nds end eppH�ablo law permlW Lendar to rruika euch e ����
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<br /> `' charge. Howsvar, Lender rr�y ►equl�e Borrowa to p�q a one-Ume chvge tor an Independent red ast�te Ux ropating senr'tie �:;:
<br /> '_`% ,,�""�;�"<' uaed by Le�der in cenneatloro wrih thla lo�n, un!esa oppYca4�te k►w prcvldea otherwlse. Untese en Kqreement le rrwde or �,-.
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<br /> � , a�►p1lcnb1e law�oqukes tntore�t io bo pal�,Lcndcr ol�u1!nat bo a:,u�td to pay Borro���7 any lntcr�!ar eamng�on the Funde. .
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<br /> •• • Bormwet end Ler,�lar may agrao In w�ltinp, hdwever, that IeterQ9t aha0 be pald oa the Fund�. Lender ehall QNe to Donnwer,
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<br /> :^%"r��'�`.ry�:'•, wNhoui ch�rye,an �nnutl accounllng of lhe Funde, aS�owinp credits and debfts to the Funda and tho puryoae for whl,h each '°�y
<br /> . ,;'.i; debft to the Funds was made, The Fund9 nre pledged ae addltlonel secudry tor a8 suns secured by tho 8ecurtly Instruman�
<br /> ;°���,��-, :?, ' IT thn Funds held 6y Len�ier exceed tho emount�pamHted to bo heid by appRcable law,Lendor eh�ll accocnt to Borrower _�.�;
<br /> ,' tor tho excese Funda In sccardanc�a wlth the requtremonts ol cippllcable taw, N the asnount o1 the Fund� h�.�ld by Lenda et any
<br />���� • .'� •F : ttme le not eufflclent to p�y the Eecrow Items when due, Londer may so noUty Barower(n wdting,and,(n such caae Bortower �?'=
<br /> :,,,.,� L�.',,�, ahaW pay to Lcnder the unount neceasory to make up the defldu►cy. Bonowe*ehs11 make up the deflclency in na more tl�sn �;,��;:
<br /> °__t4'��.._ tweNe monlh�Y paymenta,mt lende�s soto dlscrotlon. �*s
<br /> , �, Upon payment fn tuN r�f aN aums eecu►+ed by thl3 Secutlry Inshument, Lendsr ehaR prompty retuna[o norrowe►any Funds ;
<br /> v�_� �►dd by Lender. If,undar para�aph 21,Lender shull ecqulre ur aell tha Property,Lc�nder,pdor to the ncqulsWon�r snte of the �ey
<br /> - � Property, ah�1 epply any Funtls netd by Lertder at the time o1 ecquiaiaon or sata as a crean agamsi ino auma aacumd'oy ii�ii� ---
<br /> �, �� 3ecurity(natntmen� "
<br /> , . `"•" 3. Appllaatton of Psym�nte� Untess appllcabte law provldes othetwlse, elt peymente recelved by Lender under ��T'_
<br /> '� � �� ;,. pars�raphe 1 �nd 2 shill be appuad: ftrst, to any prepayment charges dae under the Noto;second,to nmounta payabte under �_:
<br /> ' - pangraph 2;thkd,to Interest duo;tourth,to pdnclpal due; and last,to nny lata chcrges due under tha Note. •'.�.;
<br /> . ��' 4. C11f1'g�s; UsDl. 8orrcwer aheJl pay etl taxos, assessmenta, charges, ftnes and fmy�oslUons attdhuteble to the `;':=;;:
<br /> • �"` •..�_•: �. Property whlch may ntteln pdority over thla Securfry InsUument, and leasehold payments or�round rente, fl any. Bortawer ehdl :-.
<br /> ��,�'�' ��'' pay thesa obllgatlona In the manner provlded In patagraph 2, or tt not pald In that mnnner, Bortower ehall pay them on Ume `"'
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<br />;�,4.�{{F;'u��:.��,.,�y dlrecUy to tha person owed payment. Bomower shall promptty tumish to Lendar all noUees oi emoun4e to be�atd under tMa
<br />__�T,_, _'.,:��.��.(�,, parsgmph. If Borrower makas these payments directly, BoROwe► shatl prompUy tumish to Lender rece!pta evtdenclnfl the
<br /> •°-- - T�i'4 pe}me�:ta.
<br /> ;.:��_i,r�.,•�-•:...rs`.� Borrowar oha19 promptty dlscharge eny Uon whlch hae pdoriry over thls Security PnsUument unless Bortower: (a)agreos In
<br />,;;'f;�',..;::�;...;.
<br /> �{,•[�,:.•,.,. ;: _; wrlting to the payment ot tha ob�gatlan aecurod by thm Ilen In a manner acceptnbta to Lender, (b) con4este In pood falth the
<br />"`_'�`�"�A••`• -� 4en by, or defends eg�InM entorcemer►t ot tha Uen In, legal pruceedings whfch In the L,ertda's opinlon aperate to pravent the
<br />._'-l!lYl_"_:Ja�
<br /> ---�r'�*"�" "''" enfarcemen4 of the Ilen;or Ea) secures hom the holder oi tho Oen an egreanent seHsfactory to Lender oubord(naUng the Uen to
<br />��-- " ��"""""`�" thls Sacudry InaUument.II Lender dotermines tha4�ny part o}the Pr�perty ts subJect to a 1[en whlch mry ottntn pdoriry over thla
<br /> �"°""' '`':"";�'' Securlty Instrumant,Lendor may gwe BoROwer a noUne Identftying the�en.Borrower sha11 saUsty the Ner►or take one or more of
<br />'�f";;.� tha nMtona set farth sBove wlth(n 1Q deys of the gNing ot nottc9. �:��t.�
<br />�;,y,""•;, ,�� b. Hpaard or Proparfy In,�uranoe. BoRawer ehall kee�the Impmvements now exlating or hereofter erscted an tAe j�ti��;<:;
<br /> _,��r. •�� Property Inaured age(nst losa lay tlre, haserds Includod wkhln the temi 'extended coverage' and nny other hazards, fnclud(ng 'fri•+?,�
<br /> ,; .. � lloods or 1laoding, 1or whlch Lender requlres Insurence. 'fhts Insurance ehall be mafntalnod In!he amounts snd tor the perlods '`�"
<br />="'"� ��;.,. �t, that Lender requlre�, The fnaurenco carrler provlding the Insurance snall be chosen by Bortower subJect to Lendee's approval
<br /> },��'`�:�-�,:;ti s;f'' whlch ahell not be unreasonaby �,vHhheld. If Domower fefls to malntaln ceverego dascribod abovo, Lender may, at Le��der's
<br /> ' ""� ,f�.� op8on, obtefn cov�rego to protoct Lender's�tghts In the Froperty In accardance wlih pamgreph 7. •
<br /> re
<br /> �����:!fi;'. :< � All Insuranco pollclo9 end ronewals shal!be flcceptable to Lender and eha7 Includa e sVindard mortgago clau3o. Lender
<br /> :;;:;.4;�,':�� �; shelt havo tho dght to hold ihe poticles and renewala. Ii Lender requtres, Bo�rowe�sAall prompUy gNa to Lender s8 reeelpts ot
<br /> ;,;�
<br /> • r.L;:: pald premlums and ronwraf nottcas. In the eVent ot loss, Borrewer ahnll givo prompt noUco to 9ha Insurance cartler and Lertder.
<br />_ . . ;�•,,,r:;
<br /> •,;,Sy,,;r, Lender may meke proof o}loss I}not mnda promptlyr by Bortawer.
<br /> " "��<� Untoss Lender and Bortowet othenvlse agree In wdUng,Insumnce procoads ehNl 6e eypUed to restom;lon or repaU ot the
<br /> � . Property damaged, II tho restoraUon or repntr 13 aconomlcalty fen�Iblo and LendePo secudty Is not Iesaen�sd.If tha restomUon or
<br /> ��'� repalr Is no!economlcaly feas(ble or Lendar's sacurl4y woutd be lessened,the Insurance procQeds shall bo applled to the sums '
<br /> • . . � �� secured by thls Securlty Instrument, whether or not thes� duo, wlth any excess pafd to �orrower. I}Bortower nbandons tho �
<br /> � ;.;,�:, Property, or does not answer wtth!n 30 days a noUce from Lender that the Insurenea ca:rler hus oftered to se4Ue a clalm,t?�en
<br /> , , Lender mtiy collect tho Insurence proceeds. Lendar may use tho Proceeds to mpalr or reotoro the Propedy or to pay sums �
<br />_ .i , �;�;�?;;;,, accurcd by thls Sccurity Instrumc-nt, �vhather ar not ihen due. The 30-d�y period w1I1 beg(n when 4ho notfco Is glven.
<br /> � Unlaso Lender r►nd Horrower othnnvlso mqroo in wdUng, any �ppllcaUon of procoocls to prindpal shall nut extend or I
<br />' " postpena tha duo dato ot tho monthy payments referred to tn paragr�p6s 1 nnd 2 or changs the nmount of tho poymente.If
<br /> „ under pnru3raph 21 the Praperty Is ncqulred by Lendor, Boerowor's rlc�ht to a��y Insu��nco pollctes and proceeds resulting irom
<br /> �_ damago ta tho Froperry prlor to t4�o acgutsRlon shall pasa to Len�2er to tha axtent ot tha auma by thls 3QCUrity tnsUument �'� '
<br /> � tmmed!utoy pdor to tl�e acqulsiUon.
<br /> '� 6_ Qecun�nc�_ Pranervatlan. Malnt�nanc9 and Pnmtnetinn af 4ha Pvenortv: 8orrnwnv`n Lnan
<br /> � A�p11CalEpfl;L9eaeholde. Boirovrer shNl occupy, ostabtlsh, and u:�o Iha Properry as Barroiver's prfndpN rosldence�viYhln �
<br />� sGRy dnys nRer the oxecuUon ot thls 8ecudiy InaVument nnd shatl co�Unua Eo occupy tho F'roporiy ms BortoweYs pdnctpul j
<br />�� � resldenco tor et least ono yenr nRcr tho dnt�oi occupancy,unless Lendcr othenvlso egroos In �vriUng,whlch consent shall not �
<br /> :.•�" bo unreaaonnbry wilEhNd,or vnlass oMenuaUng Grcumatencros exlst whlch nro boyond BortoweYe conVnl. Bonower �hull not
<br /> dcstroy,damapa or Impalr tho Propcity,allaw tho Property to doterlorulo, or r.ommit vrnsto on tha Propc►ty.Borroxer ahnll ba In
<br /> defRUk It any todMNre action or pra.eedlnQ. wht4her chrll or crlminsl, Is begun that In Lender's good fafth Judgment coutd re3ult I
<br /> " In toAe{turo a1 tho Properry or athcnvlsa materlalty imp�lr tho Ilen creuted by thls Security(nsUument or Lender's sacuriry Interost
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