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I���i�±:j•eli�ll��;;;�iy t�t�Fu.:d:� tn�:�y tir; .. <br /> _ .. _. _ � g:�:y,n7 Il�ii15. ��,CP:.::I'SC'1.✓Ilil^c1��3:•:w•:» i• - s�°inrld(�i�crn! r�l i��r;a��c f�tuiL�,cti?nt�::ll , � �,�t u• .��% ., <br /> n . . � ,..: �i��:�.'t f � , c.:c•Y y:rt.lyt t, iit�C'.rt:�;�r_'.' au! <br /> i i �,. .. c. ,;t•_•Ii� _ •��•�.tti a <br /> V(iieyiii;;ilic t�`:iiue!�i;.+�i�,ur elus etimi�i��:�ya i:uir��;.Ci iiifii�:',Q fiii fii::t'iii[i}"� i'tii."�jTfTttC�if)�L'.��•4 i�.::��..;�.;...t;.: ::! - <br /> ., il C�!"_Y(�C. ��UVl:iSCY� �FittS:.'r iirsy itr;ufic {311lIOlvcr tn 4r.�y,.�+�:ic•nint_;ch,��•�{.c fn�f10�Ill�;:ji:lilji.11l 1"G.:O C:+°:::YC�!iX i'ij2:111!i)�!E'i��::: � <br /> -..- :,.,,. ur.:if by l.rn��;.r in co�P�?cs:�ic�,t� witdi ti�i:; I�an, unic:s e1��iiicaW� E��� pYJYt�:t!1 OIII^.1'i7A�.s^, U��Ic�:s� a�t t!�r�:;.�it�ait is; ur:�i� cr ;_ .,� <br /> !'="`'. -:;"� t�pplic^fi�c Im����,:qt�i��Lz intcr�sL ln h�p�a�l,!r_ni!cr shlii not b�rcquircd to p�y �2�r���.��:•cr nny ii�tcrest�r c.irni�ip,s<m tltc f�und�. o�'T-` <br />.-y�.�b.«::;�,,;;�t,�. Mic�rrux•cr und C.cndcr tnay ee,er�in �v�f�in�,hoivcver. tli�t inter;t s3iall he pafii uu�hc ruitd;. Lrncter sh�ill�ivc tn �ur�n��c�•. `=_:�-' <br /> - wi�hu:�t cltsr�;v4 nn annunl ncrounain,}c of thc Tunds, uhowing crrdits and dcbiis to Ihs Fun�js uncl tlic purp+�sc fiir��rliich cacti = <br /> �+ ' ' �� �lc;�it tn�lic fur�ds w���it�lc.'1'he Cunds nrc pteilc*cd�,i�dditioi�al scu�rity for cnll sw��s sczurct�by chis&:surity In�,uu�nLnt. <br /> --'�'- IF Ihc�w�al9lY�ld by I.e��eicr excer.d dte anwunts�xrmittcd to t�e held by applscablc la�w,Le��d.�r shall ucc�ue�t to 13ntra��cr = <br /> for the exccss F'unQs in newrsiancc with d�e requiremcntg of applic:►ble law.lf the amount uf tNe Funcis helcl by Le►ide:at any <br /> -�,.,,,�,.�.' � timc is nut suff Y:ie�t t�i a U�e fs�vuw Items wlicn due,l.encicr ma tio natif f3orra�ver in�vritiit and.10 SUCII�:ISC I;UCfQ�vice _ <br /> - -- �•� N 9' Y� Y S• - <br /> --__': sha:f pa}� to l.ce�dcr tl��nmount ncccssury to inakc up the dcflctcncy, Borrowcr sliall�»akc up the dcfic�cncy in no mom than <br /> tu•civ�c monUily payments,at C.+eitider's sule discretiun. �� <br /> "�"�""`�� U�xin payment in full vf n!I sun�s secured by this Security Qnstnqtncnt, Lendcr shall promptly rcfuncl to Uorro�ver any _ ___ <br /> -_ .�:� Funds hcld by Lcnder. IF. undcr paragraph 21,Lcndcr sha11 zuquire ar�cii thc Property,L.endcr,priar to the acquisition or s:�c __ <br /> __-_______ ai the Propeny.sh:�ll apply any FunBs hetd by t.ender at the tinte of ncquisition or sale as a credlt •rgainst the sums secure�f by <br /> —==-:�.;��: this Secu�ary fnstn►ment. <br /> _-- ---'-- 3.Appllcs�t(on of P�yinents.Unless applicable law pmvides otiierwise,nl l pnyme�its received by [.cnder under Qamgraphs ___ <br />__`..-,J��`�r P� Y P P Y 6 . P�Y P S F R;:"�- <br /> -��_:;�=. 1 and 2 shaU bs u licd: first. to an re a ment char �s due uiider the Nn:e; secor.d ta nmo�:nts � abls uuder �m ra Iti 2: ._ <br /> '�-�='�Y tfiird,to interest due;fuu�th,to principsl due;and last.to any late chatges due under di2 Note. �_ <br /> -�-��"�! 4.ClAargts;Ltcns. Borrower shall pay aU taaes.asse.�sment�, eharges,Fnes and impositians auributnbte to the Property =-- <br /> -��� which may attain priority over this Securiry Instrument, and le:aehold paymcnts or ground rents. if any. Borrowcr shall pay � <br /> --- � thc�obl9gatio�.s in the m�nnex provided in p�sao�npG 2,or if not p�id in t�;�t m;+nner,Rnrmwer shall p:►y them on time dircctly ---• <br /> _.::-r.;ry�w'!d,fi' ' `t, <br /> �+ to the�xrson oa�ei payment.Barro�vcr shall promptly fumish to t.ender all noti�es of amaunts to be paid under this paragrnph. <br /> �� If Borrower maAes �.:cse�ayrcaents directly.l3orrower shall promptly furnish ta Lcnder rec�ipts cvidencing the payments. ,`�,r:'" <br />_���' ""�' � • 8arrower �hai l pcem�tly discharge any lien which h:�s�riority over this Sccurity ins�rument uniess Sorrowcr.(a)agicr�ir� '�.'- <br /> �-�?�~�.s�� writing to the�aynient af the obligatior:secured by the lien irr a mamrer acceptable to Lender:(b)contests iu goo:;faith the lien <br />���=�4��jy` by, ar defends egainst enforcement of the lien in. legal proceedi�gs �chich in the Lender's opinion operate to�arevent the � � <br /> o;',�;,;,_,;,q;;,�,,� enforcem�nt of the lien:or(c)secures from the holder of the lien an agreemen3 satisfactory to Lender subordinating the lien to <br /> �;s'"� this Sccurity Instrumem. If Lender detennines that su�y part of che Property is subject to a lien which n�ay attain pnority ovcr n;,�f' <br /> .'�= this Securit [r�strumcnt, Lender ma �ve Borrower a notice identif m thc lien.Borcoa�cr shall satis the lien or take one ar <br /> -'Y����. �' more af the actions set fonh ai�.mYe�ylthin l0 days of thc giving af natic�. � �'�� <br />^'•-��. • r.5?� S. Huzard or PropeYty iasuennce. Boerower shall keep the impm��cments now exiscing or hercaftcr er�cted on thc �:.; <br /> - �' � ..+ ' � �w::';»ti;�"t;o rarm "aveo;:.1`vl rnvnraaon" and any other ha7ard4_ includine � <br /> c�v��iy iunuccv ugainai TJS� Lj.i.:.. :,:..;...�:.^..":: <br /> ��.h floods or flooding. for which Len3er requires insurance.This insurance shall bE maintained in the amounts and for the periods �� <br /> T.-�� st:s: l.es�er rr,�cirr:.'I'!:`i^�..�2S2ZM.'t�lel Fl��id�s2a�� izu.*�xP SL! fw�hncrn hy Rnnr►wrr cuh,ect�o Irnder•s:�Qnn,val b.�°�` <br />_ ",. �; .''''�;;��� �vhich shall not be unrqsonably�vithheld. If Honower tails to maintain caverage described a6ove, Lender may,at I.ender s o;:.�.. <br /> �.;�.. ..,,, ;.���; option,obwin coverag.;to protect Lender's rights in the P�operty in accordance �vith paragrapb 7. !�"��_ <br /> .,r.. �'�_ <br /> - , ..;��,,_yx, All insur.�nce policis and renewals shall be aceeptable to Lender and shap include a standard mort���e clause. Lender �,,,,_ <br /> �'���°y '-' shall hAVe thc ri t to hold the olicies and rene�vals. YF Lender uires.Botrotver shall mm tl ive to Lender all reoei ts of <br />_ `�.�.5��,';.,",3 E� P �I P P Y E P P�::_- <br />-�.,`-.,:;,,.��. �. paid pr�miums and renewal notices.In the event af loss,Barro�ver�haU give prompt noticc to the insurance carrier and Lender. rHa� <br /> =.�.v�...�fi r:et. Lender may make pro:�f 4f loss if not mt�de promptly by Bonower. <br /> ___"_-�����A:. 1�.. <br />__�°�y s_„ _� Unless Lender and Borcower othenvise ugi�ee in writing,insurance prooeeds shall be applied to restoration or repair of dic <br />-�.�i��-,�"T5, Properry Camaged, if the restoration or repair is economic�111y feasible und Lender's security is not Iessened.If the restoration or -:_ <br />._';=�'�"r�`��"�- cepair is not econumically fc�asible or Lender's securiry wnuld be lessened,the insur,uicc proceeds shall be applied ta the sums - <br />' ='-='3��- secured by this Security •lostrument, whether ur not then due. �vith any exo�ss paid to Bomoti�•er. [f Borro�ver abandons the -- <br /> ` " "Y' Froperty,or does t�ot ansv;cr �vithin 30 days a notice from Lender that the insursnce carricr has offered to settle a claim, then � � <br /> ���•� • :�� Lender may cmllect the insuruice proeee�s. l..ender may use the proceeds to repair or restore the Property or to pay sums <br /> '"�``��w-�=� se,cured by thls Security�nstnimcnt,whethcr or not then due.The��-day period will begin when the noticc is given. . <br />, �.._�-:�::--__.�. ^ . <br /> -.r--�,��,-_ . Unless Lender anct Borrower othenvise �gree an writing, nny application of procecds to principal shall not extend or <br /> � '",�.3-' postpone the due dute oF th� monthly payments referred to in paragraphs I and 2 or change the amount�4 the paymenu. If � <br /> .�.:�,., <br /> �•;,N.,�.:.,."''�,�. , under parag���h 21 the Property is acquir�d by Lender,BormwcPs right to any insuranee policies and praceeds resulting from „ <br />--�-=`?�'-`t �1 dama e to the Pro rt rior to the a uisition shall ass to[.ender to the extent of the sums secured b this Sccuri Instrumcnt <br /> `'� : ��; ; E Pe Y P �9 P " Y �Y <br />'_'�.+:hi.�','T;.t�a. .. <br /> •. .:,,-�;r�,,:;:�tr� ' immediately prior to the acquisition. , , <br /> y:. �'�� 6.Qccu panc y,PRe.��ervatton,Mnintenunce und Protection oF the Property;I3orro�ver's G,oan Appltratiun;Leasehalds. . <br />'""`::'.-..::- Borcowcr shall occu <br />_,�„�. .,:> py,establ ish,and use the Property as Bocro�ver's principal residencN�vithin sixty days a fter t he execution o f <br />•;_�:-�: _ this Secwiry[nstrument And shall continue to occupy thc �roperty as Borrower's�rincipal residence for ut least one year after <br /> -:•.- �`� �• the dnte of accupancy, unless Lcnder othenvise agrees in�vriting, which consent shall not fre unreasonably withfield,or unless � „ <br />-=5:'��°.:�,���-"'"' extenuating ciacumstances exist which are beyund Borrower's control. Borrotiver shull not desuoy, damage or impair the <br />-_ � ' Prope rty. a l lcev.v t he P rope rt y to de terir�ra te, or com m i t was te o n Q h e P r a pe rt y. B o r ro w e r s h c a l l b e i n d e f a u l t i f a n y f o r f�-�.:r e <br /> . ,'� �� �"� action or prace:eding, wlnether civil or criminal, is begun that in Lender's good faith judgment muld result in forfcitun;of the � <br /> � .-:i Property or othcnvis¢matenfafly impair the licn created by this Security Instmmcnt or Lender's security interest. Eonower may <br /> �� .h- '� curc;such a default and rt�instate,as provided in pamgraph 18,by causing the action or proceeding to be dismissed with a ruling �; <br /> „ - ,:,�'� that, in Lcnder's good failh determination, precludes forfeiture of the �orrower's interest in the Property or other material <br /> � impaimtent of Ihe licn crcated by this Securiry Instrumcnt or I.endcr's sccuriry interest. Borrower shall also be in defau(t if �; <br />.Y • ' •� Uorrower,during the toan application pnxess,fia�•e materially false or inaccurate informntion or statements to Lender(or failed <br /> , " to provide Lender with any��aterial information)in comiection �vith the loun evidenced by the Note, including. but nut limited <br /> ��. " to, repmsentat'sons conccrnm�Borrowcr's occupancy of tlic Property as a principal residen¢e. If this�ecurity Instrument is on a <br /> . leasehold. E3orrower shaHl comply with all the provisions uf the lease. If Borrower acquires fee title to d�e Property, the � <br /> - ,:.s� lcasehold and the i`ee title shall not mergc unless Lendcr agnecs to the mcr�er in writing. <br /> 7.�btectton of Lc�tder's Rishts in the Property.If Borrower fiiils ro perForm the rovenants and agrcemcnts cantained in <br /> • this 5ecurity Fnstrument. or there is a legal proceeding that may significandy affect[.ender's rights in the PropFrcy (sueh as a <br /> " proceecling in UanE;�uptc3r,pi obate, for condenviation or forfeiture or to enforee I�ws or mgulations), then Lender may do and <br /> -�.�, ' Qay for�d�atGVer is necessary to pmtect�he v:ilue of the Progeny and Lerder s rights in the Property. l.ender's actions may <br /> • mclude payin�any sums secured by a lien �vhich has priority over this Secnriry Instnunent, ap�c.�uu�g in couri, paying <br /> .-,---���— i�mt3D[c i[:iomcys i�r-�ta rniering on inc�iy iv maice tc�ai�.�+iinuagi� i.cttvct ttia'y iaiic niiivn iiinici inin Nuag�a�n� r <br /> 7. [.endcr does not have to do so. I, <br /> . Any omounts disba�rsc� by Lender under this paragraph 7 shall become additiunal debt uf Boctower secured by this ' <br /> � ' � Sccuriry inst�arc,cnt.L7nless Bortower and Lertder agrce to ather tertns of payment,these amounts shall bear interest from the f <br />- date of disbusseatent at thc Notc rate and shall b: payablc. �vith interest.upon notice from [�ndec to Borro�eer requestinb f <br /> , payment. i <br /> •, • " 8.lltordguge insurance.lf Lender rcquired mortxage insura►zce as a rnrtciition of makin�the Io:ui secureJ by this 5ecurity <br />� •• Instniment, [i000i�•er shall pay the premiu►ns required to maintain dte mortgage insurance in effect. If, for any reason, the ;_ <br /> mnrtga�e ins�tanre coverage rcquircd hy Lender lap�es o�ceases to be in efiect. Bonower shall pay the premiwns requirt�i to ; <br /> obtain covera�e subst,r�tially equivalent to the mort�age insur:uue previvasly in cffece,at a cust subst:uiti;iliy eyuiv;ilent w dic I <br /> ' � cost to Qorro`��cr of the mon�age insur,�nce pmviausly in effecl, from,rn:iltemate mrrtgare insurer appru�•od by Lender. If � : <br /> i <br /> ;k "., , ' v,�o�ce a Form 3Q28 919Q � <br />_ , i <br /> • .. � - � <br /> � <br />