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. _ ;ri:�/i^�°'A.�.�r�w�w.aw��en�iw!TjvJ•zn'�f°w"'v^"n I1,•,� .. Fl �tr . . -. .- '. ' I° 1 tU:S� 7fN n :��CA,� Mn - !l: -.. _.- - �.. ..J� _ _"_ JMirYy�ve^.w /– �rrn— ....�4..�� '"��'�-....�a��.IL`'c.L:C1Li,wiLllL.a7�.1'.?_J__:.- .'....— "`:IR�C4:.�T.Pt�riT:Cr.;ro12•'=.7�r�7'.-*.��Sr'•�r:."S�'c�.�s."l`r-;'::".':Rt�'L;s.[nsl:f,'C�I�r.:%t::7.ra�in^,.i*4'cniu��3r.i.Y' . _ .47l�3`{IA*(A�'!'3�3V:4.1v�_.,...�.-- . — a�.—�lma�:am ..�....�_— – .._�e��.�a.��.�.��e..a.�.��.s��c.-oa�o��.�w.a.�. _�.�..�_.��asr�a�ue �1�1��wro�m� 7:P_LF.'Jls43 r sav+w+c.mar...�.....r..t••--'•.__.._-_�.._..,. .r....s'�r��c!R�Iw�1nw�+inrl��w.�.w��t�� ^-�._'._."."___ ._..."__......_._."_._ __.l ._ Tffl./Y.l.'.°.�_ . . ., . � . .. ." n'., � . .� ., . ._ ... . .� ' .. - . f lf�ti+. . .. . . �� . . • .. • � F.7i1.�.�.��"�S.P.,��A�/Yf�i .SL9'4LAe`�.�ta A�.��I��C'fE:,V- � „ � • . (� �Cl!i'�t�RCNi:ie'y' Miti��`t��.�N�C:G��f�/'� •�•X ial��J kittl�Q.`tl)i'iL S'.t��'1��YjtT�i;;1� , � . 'l't'1l5�1}JB15'A'Af�l.?Nlt�l'l:l•'.I��{'4Xb�,f��a�irt3�E; �1:;t tl.�yasf !�l1s"'�1 , '��p� , auJ I:� incor�aratcd inco an:l shai�`be cleemed.tn curtnd unct �uppi�ment. cne iv�nrt�agr, aken oi iavsc • or Security T)a:d(the"Securety iustiurnent")af the satne date givcn by the�andersigncd(the"'1�r�nwcr") ' to sccurc F3arrorn�eP� Acijustable l�ute Alote t<<��"Nnle") Yo t�?Ll�l1S ��RAi. SA.V I P1t�S E311t3i� (�hc "[.rnder")1if th:� sa►nc dzte siitd cosering t�rr.laroncrty dcscribed tn Yh¢9c:curisy inserumr.nt and lucat�zd at: 416a AR 1 ZONA AVENI.IE (:�'iAAK? 1 S1..A`I[)r PIE .6�SQ3 (Nroperty hdihti:ss} TF#C N1A7E C�PITAINS PROVi&i0I4S ALi.4b�ii?i�i �dA��iABi(3�S 02�Yi��INTEf��ST RA7E ANf� TN� MON�'HLY PAYMEWT. 7HE NnT� l.1MITS 3'FI� ANIQt1MT TME BO�iRPJWEA'5 A[?,IUSTABlE INTEREST i�Al'�CAPI CHANGI�R►T ANY ONE TIMIE ANm TH�Md6XIMUFdI RATE'fbiE HOR�fOiiVER Ml1SY PAY.TH�NQT�ALSO CQRITAI�IS qP��.Ot�TI'�Pi TO C�AIVE�T 7F9�tLnJUSTA�LE AATC T(D A �i1��D FtQ'��. AQDI7f10lolAL COdE1VA1V'H'S. In addI[ion to the covenants and a�reimcnts made in tlie Security Instrument, 8orrawer ura�t L.ender further covenant andi agree as follows: �!. AQJU��'ABL£YdATE ANG M�PITNLY PAYMENT CI�ANGES Tlie tdei�e provides for tw inidal interest rate af 7.0000°10.The Note provides for changcs �'I:w`ail��a�i.l��s S.��ova�.� � L_ L4. C–t1_'""' �.. - ... ....juuwvsv.urr,w♦ iai�. 8nu i�n isiviii�u� jnnj.�i:ios au a�uu��. 4. A[13T75'TAQI E IN7'��2FST RAT�AND 11iONTHLY �AXMGNT CHANGTS ' IA1 Chnngc Dates 7'hc adjustable intcrest rate I wilt pay may change an the Crst day of May . 1996 . and on that day every 12th month tttereafter.Each cl�ate on�vhich my adjustable interest rate could cha��gc is c�lled a "Change D�te:' �[!) 7t�e Inrlex Be�inning with ehc�rst Change Date,my adjusutble interess rate will be based on an Indesc.Tlie"index" is the wcekly Average yield or�United Statcs Treasury secwities adjusted to u constant�naturity of 1 year. as made avai!able by the!Federal lieserve Roard.7'he most recent Index Cgure available as of the date 45 days beforc each Change Date is callesi the "Curreiu Index." If the Index is na loriger availlble.the I�toie Holder will choose a new index that is based upon comparable informarion.The Note Holder�vill gtve me notice off this choice. (C) Cutculsttion of Ch�uges Before each Ch;ing� Date.tlie Note Hnlder�vill calculate my new inte�est rate by adding Two and Seven—E9ghths percentagepoint(s)C 2.8754 °1o)to _ the Current Index.Thc Nate Holdcr will then�cound the result of this additi�n to the nearesi one-cighth of one percentage point(0.125%).Subjeci to the limits statcd in Sestion 4(D)br,lo�v,this rounded amount wip be my ne�v interest rate until thc ncxt Change Datc. ` The Note Eiolder titi-:11 thsn determine tt�e amount of the monthly payment that would be suf�cicnt to - repay the unpaid principal that[am expcctcd to ow�e at the Change Date iu full on the M1iawrity Date at my new ii�teresn race in substantially equal payments. The resuls of this caleulauon �vill be the new amaunt of = my month�gv pa�ment. (p) Limits on Ynterest Rntc Chnnges The intcrest rate I am rcquired to pay at the first Change Datc wil[ not be gaeatcr than 8.0��0 °lo or lcss thau 6.On00 °10.Theree,Fter.my adjustable intems[rate � will never be increased or decre:�.sed on any singie Cl�ange Date by more than `�' One percentaBc point(s) ( �1.00Q0 4'0) fro�n the ratc of intcrest f have bcen payinII for the preccding 12 months.My interest rate will never be grcatcr � tt�an 11 .OQ00 %,which is calleci tt�e"Maximum Rate." (E) Gf�ective ED�te af Changey � ` My new interes�ratc will become cffective on eFtch Change Date.I�vill pay thc amount of my ne�v monthly payment beginning on the first monti►ly paymenx date after the Change Date until the ania�*nt of iny monthly payment changes again. (I� Noticc ot Cliais€es The Note Halder�vill dcliver or mail to me fl notice of any chAnges in my�djustable intcrest rate and t(�e amount of my monthly payment befare the effective date of any cliange.The notice vs�ill include int'ormation , rcgaired by la�v to b�gtven me and alsa the title and tclephone number of a person who�vill answer any question I may have regardi�ig the rtoticc. MUITiSTA'fE CONVEt111L1LF ADJUSTAULH OATE flI0E9-S•r.;:�iRry- 1 Yuar Trasury indoa-Fann'.o Mno Un:krr..Instmmcnt ��84SA�os�� Prgn 1 u1 3 Form 317d 1189 VA1P�l.0.7TGAfiE FOfiNIS •1�00)G27•1291 /' ,I �i�htnted on RecYC7ed h:er ��II��II�I�II�N��I��I�I .. ! 1 �� _r :