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<br /> � . �TOGET�IER Wt�1 sil1 the intpiover�ent�now ar It�eafter e�te�an tiae property,and sill eas�me�us.aF�teaaa�es. . ---_
<br /> end 5actut�s aoa or isereafter a�art mf the pragecty AU teplscements un�sdditiqns sball also be cavered bY tt�is Sesutety
<br /> In.,�en� All af the fangaing is reYexred to tn d�is Se�aritg Ins�ument as the"Ptnget4Y•" . ' • _ .____.---__
<br /> ' �HORitOWER C:OVENAIN TS tbai Basmwer is lacvfi�lly seised of the estaie i�eieby convcyed aad 6as the risht to grant - -
<br /> and conveg the�topecty and that the Propesty is uaencumb.r�d.excEPt fer eucumbrances ofmcord. Bunower wa.isants and = --
<br /> cv�defead gese�'.�iy�tit�:to sl�Fe+ag�.atY�i ali c2aims aad stemaads.s�b�2ct�any encumbrnaces Q��co�d. . -- —_
<br /> . THIS SECLJIRITY INS1`YtTJMEN'�'c�smhiaes aaifarm coveaants for a�3in�a1 nse an� aan-mn�occm covenan�witb ` :-
<br /> ` iin�ited variat'saus by j�istlic.�Qn w cu�timte a uniform�ccutity inst�umeat cavering real p:a�rt}►• . - --
<br /> � LIATdFORM CO�/E�TANTS.Bomsvrer a�td Lender coveaaat as�d ugte��follows: arhea dae the '
<br /> � L. Pi►yment af Fslstsilqtl and.Inte�P�p��d LaLe ClSarges. Boimwer shall QtumptlY PaY
<br /> �prmcipai of and inteaes4 on the d�bt eviderr ed by the Not�and aaY g�eFaYmeY,3 amd tate ch�s da�=uades tLe 1�Iote.
<br /> Z. F�ds for'l3�as�an�.Tasura� Snbject to appiicable tav!or W a wriusu wmver by Lt�d�r.BolmarersDal�pay w
<br /> E.ender on dte dap mnat6l}�Paymcuis ue due�der the Nota.unrit tue I�iote is paid in full.a sum("Pands")foc(�)Ye�IY
<br /> taxes and assessmeats wtucb may attain priorit3+over tliis.Secauity Insmvm�nt as a tiea on the Piop�iy;(b)Yr.a�Y l�e�old
<br /> FaYm�nts ot g�COUnd rents on d�e PYapePiy.if any; (�?Y�Y����P�P�Y inrnr.�nc�gteYniwms: td) Y�Y a� .
<br /> i�suraace p�emiums,�f a�Y•(e)Ye�IY����G���i€any;ausl(fl arsY.strats P3Yfibie by Bom�wer.to
<br /> Leader.in eccardausc with the provislons of paragraph 8.�n lieu of tbe paymeat af mo�tgage ias�aace Piemtu.ms. 'Ii��se
<br /> items aze called"Fscmw Items." Leuder may.af any time,collect aad twt�l Funds m�amaant not ta exceed the maximum .
<br /> umoIIa�t a t�nder for a f�eraltY related mortg.�e loan may re4aire far Bofrower's escraw a�connt nnder the fede�al Keal
<br /> � � Estate 3ettlement Prex�ans Aet aF 19?4 as amended fcom time to tim�12 US.C.§Zb(il et seq.("RFeSPA'�,unless anathsr
<br /> taw diat apgties to�f►e fi�nds sets a iesser amoun�. If so.Lender may,as any tima.caltect and hold Fands mt Aa amo�t not to
<br /> � excee�che lesser amonnt Lender maK estimate th$mna�mt of Fa�nds due on tWs basis of cuaent itara and reasana�2e
<br /> es6mates of expenditiues of fuwre Fsemw Items pr othecvvise in accarda�ace with applicabte 1�. �
<br /> ' The Amds,shall be hetd in aa inst�tatian whose deposits are iasuQe�hy a fedeiat ageacy, ins�litY,or eutity .
<br /> (iactading L.endet.if Lender is such an ia�-tituuon)or in auy T�ederal Home Laau Baa1c. Lendsr shaU app1Y the Fnnds to pay .
<br /> the�scmw Items. Iender�ay aot charge Boirower for holding sad ug�lying the i�nds. aanuaUy analyzing fhe esQaw __
<br /> accovat,or verifying ths Facnaw Items, �mless I.eader pays�oaower inte�c an the 1�ds and applicable law �rmits --�
<br /> Leader w make sach a charge. Howevea.Lender may cequire Bcsrower to pay a o�time ch�e fm�a in��nt real _
<br /> estare tax zepardng secvice used by I.euder ia coanectian with this Ioan,untess applica62e law provides otheiwise. YTnless an
<br /> . ag;rePmeni is made ac appltcable Iaw neqaires interest to be paid.Lender shalt nof be ceqnir+ed to pay Borrower aay inter�st or
<br /> ;, ea:nings on the�r.ttds. Bomnwer and Lender may agree in wntmg,however.that interest s1�aaU iie paid an the Funds: I.ender '
<br /> � '�":��;:shall give to Borrower,ctrithout chacge,an annual as�.-nsating of the Pnads,sho u� credits and debits to tfie�unds and the --
<br /> :�.�:::;ourpose for wtncb each debit to the Punds was mad.��.'lthe Funds are ptedgeci as:%�d�:tional secucity for all su�secu�ed bY
<br /> , ��.; ,ahis 8ecaeity lnsuuiaent . .
<br /> • tf.tIte Fumds beld by I.endeY'exceed the amounts P��£°be�eld�.applicable law.Lender sl�accovnt to .
<br /> Borrawer for�he excess Fuads in accordu►ce�vitf►the m�uiremeu�r�applic�I�law. If the amonnl of the.Fands hstd bx...:: .
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<br /> :'. Lender at s�ny time is not su�cient to.Pay the�scre?x Items when 3ue,Len�;�ay so notify Bormwer in writing,and,u►s` ''
<br /> '`'. suc4i case BQxr+�wea sLall pay to Leader th�amo�:taL�imcESSazY to m�e aP ti�a di:�'icicncY. Borcower shall make up d�r�', ' : -__—
<br /> deficiency�n no mote than twetve mant6ly payments;r�E�ader's sole disccetion. •�: . _ t`
<br /> UPun FaYment in full of all sums secured by ttus Securiry InsUVment,I.ender shall prompdy refund to Bostower any . - -
<br /> Funds iteld by I.eadet. If.uuder paragraPh 21,L�nder shall acqture ai sell the Property,Lender.pnor w the acqnisition ar;.: � _
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<br /> sate of the Pro�etty,shaU apply any�nds held by Lender at the pme of�cquisidoa or sale as a credit against the sua�.. . - � .",;.;�.,:��J,��
<br /> secumA by�is Security Insaumen�. • , ...�.�����_:
<br /> 3. �Appli�ttan of P�yment9. Uniess appli�'ale law provides otherwise, all paymeats received by Lender unde=���.� __.
<br /> paragraphs 1 aad 2 sh�ll be applied:fust,to any prepayment charges due under the Note:second.to amounts payab2e under
<br /> � P�S�P��:third,to interest due;fourth,w principal dae;and last,to any laze ckasges due andec the Note. .
<br /> q, .�'jittges; Ideus Horrower�� pay all taxes,a�sess�eau,c�arges. fines aad impouuons attributabLe tn t�
<br /> propeny�:i;.h may attain priority overi:�Securiry Iastnunent,��leasehold payments or ground�nts,if any. �omoa� �__- —
<br /> shall Qay tbese obligations in the manner�irovided in parapaPb 2;�•if not paid ia that marusei,8orrower shall pay them on ---
<br /> time directly tv the person owed payment Borrower shall pmmptly fumish to I c�raer all notices of amaunu to 6e paid undes _
<br /> � this paregraph. If Bomnwer makes these payments dinectly.Boirowex shall promptty fumish to Lender�+ecxipts evidencing �� -
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<br /> the Dayaients. r�'=� _-
<br /> ' • Bortnwer shaD prompdy dischar�e=aY lien which has priority over this Security Instmment unless Boirawer:(a)agrees ��`-_���°�-�_-°-
<br /> an�vrlting to the payment of the oblig�sesured by the lien m a manner acceptable to I.ender:tb)contests in good faith the t� :,,:, y , •
<br /> lien by.or defeads againse enforcement of the 1�en in:legat�proceedings which in the l,ender's opinion operate to paevent the ', • �• ,: t:•7F:•_;e,
<br /> enforcement af the lien:or(c)sectues from the holder of the l�en an agieement sarisfactory to l.ender subor�natmg the lien � �-��:�-�!;;'--:�:r':+�.",
<br /> of the Pcoperry i.s subject to a liea which.�l�attain priority �;y;r;.:�'�:.'_? .
<br /> to This Security lnstramen� If Lender determines that any part � .
<br /> over this Securiry Insuun►ent,Lender may 8ive Borrower a notice identifying the lien. Botrower shall sads4q tiie.Hen or take •;�f�',�.:`.�'r'�`�. .' . .
<br /> one or mar�of the acaons set forth above Nltbin 10 days of the gi}�in�of notice. '�J�•. •.. . �: � �
<br /> vemeots aow exis�n or heteafter erect�d an L�Tr. � .;�„.. .' :y`l;:�
<br /> � 5. Aaz�rA or Pmperty Ins�ance. Borrower shaU kez��zmpru g , ,.
<br /> property in s u n e d again:�lrss b y fi r e.h a z a r d s i n c l u d e d within die teitn"exteade�:c�ver�ge°and tury other ���ds,includa� ...;: � :r4:;,;"�,
<br /> fltyods ar�looding,fQr�r;�eb Lender c�quires insu:anee. T63a insatance sDsJ�i3e mainwiaed in the amr,�,�s aad for tlae , f� ;'' .
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