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<br /> � • S. H�sd ar I�t+opeety Insntanse. �arcower shall keep the im�pmvemeats now.�is+tin,g or l�ete:►fter erected an�tlae
<br /> � . Frapetty irvured ugaiast lass.by fire. trazards iadudzd wishia the tecm 'exteadad coverage�and anY uther Gazatds. i�l�}� _ -
<br /> ftoods os t2nading.for tivhich Lendet reyuins insurance. '['his insurance shall bz maintained dn the amaunts aad for the periuds
<br /> d�t Lender�uites.'Fhe i�sursnce canier Froviding th�insurartce st�U hs chnsen kY Barroiver�snbject to Ler.�er's a�grova!,
<br /> which shai!�oi 6e u�s+suasiSy�diti�ld. I�BGFlY►l.� �31LS t0 ma4�tain�►yQ.�n�d2sCf[�aboce.Lender caay,at I:endcr's
<br /> ` aqtion.ob�sin c+ave[age tq protect Lendcr s rigitts in the Fmperty in a000rdart�c�vith psr�Gr�pfi�7. ` ' . � . _. _
<br /> AI!msurance p�►liri�s and rnc�s�aia shalt i�aceepYable to ls�ler uncl st�11 incl►�de n standard mon�,,re clause:i�a�er
<br /> shali Aavc the right to Aotd the policies and renew�l9.�f Ltr,�der cequires.Boabwer�Il pro�tly give to Lertder ul!rcceipts of
<br /> �pnid pn*m9ums t�nd rarxewul not}acs.�in tha cvent of las�.Borrnv:cr shall giva prompi r�atice ro thc ipsur,u�e carrier and Lender. �
<br /> Lrn3er rn5y n�ice�mo€�f las��if ttot rt�de pmmp�ly by Borrower. ,
<br /> ' tJnless Lets�lcr att�Bom��er o!lh�rwisc agree in writi[�q.insurunce proe�s ehal'bc applied to�storrtion oi repair of ths
<br /> property clamaged.ff tht restorat�an or cepair ie economisalty feasibte und Lender's sec�tRty is�ot[esscncb.If tt�,�estoiatinn or
<br /> �air is nvs eeonom:caliy fe;uibte or Lender's serutity.would be lessened. the�nsurance proc��ds st�l1 be�ppiied ca the sums
<br /> secute�by this Sesurity instntment. wheth�r or nat¢hen dae. with nny excess paid tu Borrowsr. If Borrower aGbandoaY tI�
<br /> Feoperty.or daes not answer wIthin 30 days a rtotice from Lendzr thaf tha insurunce canier i�s of�ered to setde�cE�m.t�n
<br /> I�c m�y eollxe�he�sunranrz pracee+is. [render may nse t�ce psnrc�ds to repair or sestare the Property ar ta pay souts
<br /> sacurad dY this Security i�stn►msns.whei�er or nat then due.'IU�3Q�.y pe�iod will 6egiR whea�anti�e is giveu. .
<br /> Untess Lender aad 6arrower otherwis�agree in writi�g, any a�glication of prooeeds to pzIncipal shail nat extend or .
<br /> postpone the due date of the moni�lY PaYmenu referr�w in puaguphs I aad 2 ar cl�nge the amouut nf the_gaymenu. If�
<br /> under paragraph 21 the Froperty is arquired 6y I.ender, Borrowes's rig�t tv any insurnnce poiisics and pmoeeds resuttin�fiom
<br /> damage to t�e property prior to the u�cquisStian shall pass to t�uder to the extens of tUe§ums secured by ttus SecuriEy tastNmetit
<br /> �n�i�te1Y Pnor to the ace�uisidos�. -- --
<br /> 6.Occupancy,Preservatioa.Maintenanoe ead ProtectEon of the Prape�ty:�or+�nwer's i.oan Apglt�ation;l.es�oids. ' ,; —
<br /> Borrowcr shal!accupy.establish.and use Qte Pcnpe[ty as Sorrawer's prinsapal residenoe a+itfin siaty days after the execntinn uf
<br /> lhis Securiry Insuument and shall continus to occupy the PropertY a4 Eorroa'er�s princiPal reside�for at lqsi me year after
<br /> ttte date of accnpancy.unitss Lender oth�nvise agrees in writing,wtuc3�consent shall not be unmaonabfy witl�:Id.or untess
<br /> eRtem�ating circumstances exist whIch am beyond Bormwer's contnol. Horrpwer shall not desuoy, damabe ar imFair th�.
<br /> ProFerty, allow the Property to dezeriornte. or commit waste on the Ptop�rty. Borrower shall 6e in defautt if any forfsita�
<br /> � �ction or proceeding, whether civil or crinnnal. is bEgun tbat in Lepder's gaod faith judgmenE wuld resalt in fa�t'eiture of the , _
<br /> � Prap�ty or otherwise materiully impair 3he lien created by this'Security Insu�ment or I.ereder's security interess.Barmwez may
<br /> cusz such a default and reinstate,as pravided ia paragraph 18,by causing the action or proeeeding to be dismissacR+a�ith a ruling
<br /> t�sat, in Lender's good faith detemuna�ion, pTectudes forfeiture of the Borrower s interest in the Praperry or e2�.r materdal
<br /> imgairmcnt of ths lien created by this S�urity Listrumwt or Lemder's se�uity interes� Borrower shall al�o lse in defauti if
<br /> B�mnwer,dusing the loan agplication precess,gave materialIy false or inaccutate informadon ar statemenu to Iz�3er(or failed
<br /> frl�eovide Lender witb any ora7erial information)in oorsrm�ion a+ith the toan evidenwd by the Note,including,��not limited —
<br /> to,representations concemir,�Sorrov��i s occupancy mf f�ie Proprrty as a principal residence.If this Security I�-J;i�me.nt is an a
<br /> leasehoid, Bosrower shall ca�ply with all. the proti�sians of the lease. If Borrower acquares fee title w th� t'ropetty. the ��
<br /> ' leasehold and the fez ritle sh�Il not merge�csJ�.�.s�endet'agree.s to the merger iri:writing. ��
<br /> 7.Ptoteciton of Y.entltx''�Ittghm in diQ Pt�s���.�f Borrower fsiils to pedarm the covenar.ts z*rd a�enis coataine�an —
<br /> 1#s.:s Security Inst�umen�or ci�Te is a tegat proc�ir,�tf;;=i may significantly affect Lender s rights in th;.�J�ty(such as e
<br /> ' �;uceedsng;�banlwptcyr,probate�fnr r,ond'emnation Cs Ci.-tfeiture or to enfurce la�vs or regulat'v.'.�s}.then i�rn�ac may do and
<br />_ pay for whatever is necessary to proto�c the value of ttie Yroperty arid Lender's rights in the Ptn:.�ercy. Leader's�ctions s.sy
<br /> inciude paying any sums setured by a tfen whic� has priority oves this Securiry Instrumetrt, appearing in caurt, �agi�;
<br /> c�sonable attomeys'fees�enterin8 on the Proprm� cn make repairs.Althongh L,eszder may take action urz�cr this para�aph _ _
<br /> T,l,eader does not have to da�n. • =-=�_=�
<br /> Any umounts disbursed by Lender under this�r�;raph 7 shall become additional debt of Horra:�'+:r sr,�ured by this =�-���
<br /> � Security Instrument. Unless Bonoa,er and Lendet agre�tv other terms of payment.these amounts sha116eait interest from the _ �
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<br /> date of disbursement at the IJote rate and shatl be payable. with interest. upan norice from Lender to Horrower requesting �•.;.t,;, �•:�;;:
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<br /> 8.Mortgage Iasasunce.If Lender required mort�V�e insurartcY as a candition of making the loan ssx-an�i Tsy�his Securiry ;��_�;.�'�;'�;"-
<br /> ' instrument.Borrower shall pay th�premiums requcr�t�maintain the mortgage insurance ia:e.ffect. If. C�IC s�y reason, tLe '•:' �'"=" �
<br /> ! mortgage insurance coverage required by Le:ider taps�s or ceases to be in effect.Bonowes st,aLa p3y the pz�r'.�:�-"ss required ro � ' ` .
<br /> obtain coverage substantially eq�ivatent C�t�:ma�tpge 9nsw�aace previously in effect.at a cost substantisi'y�uivaieut to the =:�-"�:`.�.
<br /> � oost to Bonower of t1u�m¢vt�ge insurance previo�siy'in�effr.�t,•from�nn altemat�morlgagc insurer approvad by��Lender.•ff� '� � �.
<br /> • substandally equivuleat mo�tgage insuranee coverage isnot available: Burrower s�.il�' a �tu�i.ender each moc�ch a suni ual tv•�
<br /> - whei th�",�insurance covera e la sod bs ce�sed to ��";, . _ . ..
<br /> ona�t�velfth of the yeurly mortgage insurance premium be9n�pa�d by Boaower t g P .
<br /> be in efFect.L.ender wiil accept.use and retain these payments as a loss reserve in IIeu of mortgage insuiattce. Loss reserve � ,
<br />- . iorm 3028 9190 . . ,
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