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<br /> -.'TOGETHER P.�I'fff sll the impmvemeats dow•ar�tetea#ie,r e�oa thep:ape�y,aad ait ease��encs,apparteuaar�s,and '.
<br /> �ures.�sw er�er a�+art of tT�e pmperty. All repIac�ents and zdfitior�s shall'alsa 6e covemd by this S�auit3r .
<br /> Yt�tit�m...°^:.Ail uf xhe foregoing is refertie�(o in this Sa:uti�y Ia�e�t as dte"Prog�rty."
<br /> �OFt�U�dEft CAVENANTS t6at Boriower is iaarfWly sr,ised of 8�estate f�y ccnveyed and has the rig#�t to grani and ;
<br /> aa�cey the Property anc!that the Pmperiy Is uuenaimbered, except for eacumbraaees of r�tr�.B�er tivarrams and wi!! —
<br /> d:€cnd genetaliq the't'stle c4 the Pmpeaty agaic�st atl claims aad demaads;�bjec�m any�of record.
<br /> .::'�S SECiHtiTY�ISIRUMENT coint�ntes umf�omc cov�anLs�for nationat ase au3�ti�farm ooveaanu�vith lunixr� � .. .
<br /> 'u-�.�it�s:�tx 3unsdictiaq to wnstidite a�mifanri s�cutitY ins�v�:r,Savem�g t�i Prog�='r,°. - -
<br /> �� [f�ff�'£at�!(COVENAN�`S.Borrower sad Lenderwv�ant�.i�e as folfows: •.-~.`='' �.�
<br /> •: 1.'L'��t of Priucipat aad Inte�est;P�epsyment amd �Ie C�arge§. Bormwer s�aii pzam�tIY Pay whea due the
<br /> psincipal of eiid interest an th8 debt evideuo�'6y thc Nats a�d aay prepaymea�t end late c6ar�es due ander the Note. �
<br /> • 2.F�mds for Tazcs and i+���.Svbj�t m applic�te!aw or ta a written aaiKer by Lender,Borrower shali pay w ,
<br /> � �ader on tha dag�hlY PaymEnts ara due uuder the Note,nntil the Nate�S paid in ful1.a svm t"Funds")for.(a)Year3Y taxes � �
<br /> a��a4sessmenis w6icb may artaia priarity over thiis.5ecurity I�uumenE as a lien an tAe Prapertg►:(b)Y�Y«Q!a P�Y�
<br /> �r,ground rescrs bn the Pmperty.if any;(c�Yearly hazard ae property insuraitce prmiums:(d)YearEY ftood Iasuraare preminms.
<br /> . if-any: {e)y�uly a�.ortgage io.,�umnce premiumis,if any:smd(�anY sums PaYabte by B�aawae to Le�fer.in acxord�nee with'' .
<br /> th:pravisians af paragraph 8�In lieu af the payment of�aort�;tge insarance premiums.'IYtese items ere cai�ed"Escrow Items." ,,
<br /> Lender roay,.ai su►y ame.ootte�:u�d hold�unds in an�nunt rtot to exceed tfle m�ximum aanwit a[euder for a fcderalIy ,
<br /> mIatat mart�ge toan may rr,quire for Borro�i+er s escmw arcount�utder the federat Eteai Fstafe Senlement Praa:dures Act of ��
<br /> 1974 ris amended from time to ttmc, 12 U.S.C.5eetion 2601 et seq.('RFSPA°),upless another taw that a�pfies to the Fands � .` .
<br /> sess a t�ss�r amoun� If so. Lender may. at any time. ooAocc anc!hold F�rads in�n anwmit nui to exoePd the(e�ser eaiount. •
<br /> ,�.,ender may estImate trie amount_of Fonds due on the 6asis of�urrent data�reasonaffte estimate.s of expeMitares of fut�sa
<br /> Sscrow Items ar othenv�se in accordaace wtth applirabie taw.
<br /> The Funds shalt be held in an institation whose deposits ue insvred by a federal a�eucy. instn�ntality. oz entiiy
<br /> (including L,euder.if Leader is suc6 an ins6tution)or in any Federal Hmue Loan Bank.Lender s6a11 apply the Funds to pay the _
<br /> EscmPv Iiems.Lender may not charge Borrower fos itolding swd appfying the Fuads,annuaUy anatyzing the escrasv accaunt.or .:
<br /> wrifymg the Escraw Items.unless Lender pays Borrow�r intenst on t�e Fuads and applicabie law petmits[.ender to makE su�ch �`.,.
<br /> a charge.However,L�er may reqnire Borrower to pay a one-tinte charge for an.iadependent real estatr t�cvparting$ervice
<br /> vsed by L�ader in ca�r�cxion tivith this loan. unless applica9fi�.�'sv provides otttenvise. ►Jnless an agreemeat is�d¢;w=.. �
<br /> applirabl�fiisv requires inieiest to 6e paid.I.ender shall not be na�tur�to pay Bomnwer aay Enterest or eaminti on tl��:: ,...';•`:,
<br /> Borrowers,ui�Y.ender�ay agree in writing.however.tltat inter��.`3aU be'paid on the Fua�i's.Lender s6a11 giva.to Sm�s�c. . -�
<br /> without�e,an anm�al accounting of the Funds. shawiag ct2dits and debi.t�t4�e Fuads and the purpose far which eac;i :
<br /> debit to ttce�3tnds was made.The Funds are pledged as a�ditian�l security for;r�G ssrms secured by this Security Instrumen�
<br /> If ti�Fands held by I.ender exceed the amounts permittedt���l:.=e held by�pticabteSaY�;.t.ender shalt acco�mt to Batrawer � �
<br /> for the_excess Funds in accordance with the rec�uirements of a�lii�b�e baw..If the amounf,u�r`tfie Funds held by i.ender at a�
<br /> time is not su�cient to pay the Fssrow Items whea dxe.I.er.�cx may so notifv Earrnwer in wriung,and.in such case Borrowee _
<br /> sUall pay to Lendcr tfre amoant necessazy to ma1�u�tic�deffdc�cy. Sar�wia-.sha11 roake up the deficicacy in no more than
<br /> Enrelve mnnthly payments.at L.ender s sote discretioa�:
<br /> Up�sa Gayment in full of al! sums secured by this Securi�y f►ss:rum�rrt; Lender shall prompily refund to Borrower any
<br /> Funds 1rr.L�.l:i� i.etcQer.If,under paragraph 21.Lender shafl acyuit'�;�r sell d:e Property.I.ender.prior to the acquisition or sale
<br /> of the L't+:p�r�r;ahall.anply any Funds hetd by 1.ender at the time of a:quisition or sale as a credit against the sums secuced by
<br /> �Ils$OC��f'a'sv'�1�
<br /> , 3.R�{�ttan�P�qme�.Unless applicabls law pravides otherPrise.all payments received by I.ender under�mragraphs
<br /> 1 aad 2 ait�ll be applied: fiTSt.to azry p�re,�ayment charges due under the Note:seaond.to amounts payable under paragraph 2:
<br /> third.sa interest due:fourth,to principal due;and tast,to any late chargea due under the Note.
<br /> , 4.Charges; Lien9.Borrower shall pay all taxes.assessmenis.charges.fnes and impositions attributa6le to the Property
<br /> .:which may attaln priority over this Security Instrument,and leasehold payments or ground renu.if any. Borrowcr shall pay __
<br /> these ablig�tions in the manner provided in paragraph 2.or if not paid ia.thaC�e=.'Borrower shall.pay them on time directly �-
<br /> to eF.c�S:a:�an owed payment.Borrower shafi pmmptly fumish to 1.ercder,a!�s*otices of amounts to be paid under this paragraph. ___
<br /> If Borcn�vc�makes these paymenu�directly.Borrowcr shaU prom�lr Htrir.isA td Lender receip�s evidencing the paymenu. -
<br /> Symswer shsill pramptly discharge any lien which has pr�farit;+aver�Ciis��ecurity lnstruinent unless Boaower.(a)age�s in �=
<br /> writin�ta the payment of the obligation secured by the lien in a m,�a�r�st3ble to Lender;(b)contests in good faith the lien =
<br /> , by,ar defends a;ainst enforcement of the lien in. lega! pmceedict�s wti4�le.in the Lender's opinion operate to prevent the ��
<br /> : enforcaest¢�t of the lien;or(c)secures from the holder of the It,n aa,a���:t satisfactory to Lender subordinating th�lien to F
<br /> this S+x:�.��y Instrument. If Lender determines that any part of tLe(r�operts+is subject to a lien which may attain pria:�g over.
<br /> , this Security lnsttument,Lender may give Barrowet a notice identifying the ti.�.Bonower shall satisfy the lien cr t;Sce one or -_
<br /> more of ths actlons se3 forth abuve�vithin 10 days of the givin�of notice.
<br /> � Form 3028 9/90
<br /> PO$OT018
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