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<br />�.,.:��.;fi�'a�n�+�r� ` TOGETHE[L W[TH all�hc improvcments now on c���eafter erected on the propcny, uiiJ nll ca�cmcntti, nppurtcnunccs,and
<br /> �` '���=��±�; fixtures now or hereaft_r a pan of the properry. All repinzements nnd .�dditions sF�ull also he cu�•cred lTy tl�is Security
<br /> � :.��•������' Instrumcnt.All af thc forcgoing is refcrresl to in this 5ccuriry Instrumcnt as thc"Property." .
<br /> �'�-_: :�
<br />�,�,,.�.__�:�:.i BORRO�7VCR CO`JENANTS that Barro�ver i�la�vfully ui�cd��f Ihe estatc hcrcby cunvcycd and huti tlic right Iu grtnt and
<br /> -- ��-=�i� ennvey the Peupeny a�id that Qu Properry is unencumbered, except for encumbruncey uf r�cnrd. Borrower warrants und will _
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<br /> � �=���'r'-'•� '� defend gererally the title to the Praperty against all claims und demands, subjert to uny encumbra�iceti uf record.
<br /> = THIS SECURITY INSTRUMENT combines uniform covenants for national u+e und nun•uniform ciiveuants with limiteci �.
<br /> =':r;��.�;�,�jpR+�+? variations by jurisdiction to constitutc a unitarni�ecurity inswment covering rexl�mpeny. ;_ �
<br />- t .,p�''K'1' UNIFORM COVENANTS. Borrowcr and Lcndcr covenaAit nnd agrcc as fnllows: `�:
<br /> �`� `'."�' �� 1. Paymtnt oP Princip�) and lnterr�t; Prep�ymcnt and [.ate Cht�r�c:+. Borrowcr shall promptly pay whcn duc tl�c f,�,,
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<br />".=+�.J•-.!""::�.,�',�.�" pri�icipal of and interest on the debt evidenced by the Note and any prepayment and Inte chargcs duc under the Note. ��_
<br /> ���S�.° � "'' ' ' ?+ . 2. Funds for Taxes and Insurnnce. Subjcct to upplicable law or ta a written waiver hy Lcnder, Harro�ver shall pay to �,.�.
<br /> .-=�i .� �.�•. ,� Lender on the day monthly payments are due undcr the Note,until thc Note is paiJ in full,a sum("Funds")for. (a)yearly taxes —_
<br /> . ::�,•.: �,- , . t•-, —
<br /> '� • ��� and:usessments which may attain priority ovcr this Ser_urit�� Instrument as a lien on the Propeny: (b)ycarly le:isehold payments --
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<br />-°��,'�•_±L�n� '.: or ground rents on the Property,if any: (c)ycarly hazard or property insurance premiums;(d)ycarly flood insuranre premiums.
<br />--=`4i;';;���'�, t., if any;(a)yearly mortgage insurance premiums, if any:and(f) any sums payable by Borrower to Lender, in accardanee with
<br /> --_ -..: , •:� ;i the provisiony of�aragraph S, in licu of tlie paymant of morYgage insur.mce premiums. These items are called "F?ticr�w Items." __
<br /> -,�'^+'.� ° Lender may, at.:s�y time, collect and hold k�unds in an umount not to exceed the maximurn amaimt a lender for a federdly
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<br /> ' related mongage loan may rc�aire for Borrower's escrow account under the fed�ral E:eal Estate Settlement Procedures Act o
<br />= , ,�,: 197�b as amended from timc to time, 12 U.S.C. Section 26U1 et seq. ("RESPA"), unless another luw that applies tc, the Fu[tds �'e�'r
<br /> ' CPfC a lesser :unount. [f so. Lender may, at anY time, collect and hotd Funds in an amount not to excced the Iesser amount.
<br />��_ . . � Lender may c:stimiate the :unount of Funds duc on the basis of currcnc data and reasonablc estimatcs of expenditures of fatu�r -
<br /> '� Escrow Itcros or otherwise in accordnnce with applicable law.
<br /> '�,� ; `� . The funds shull be hcld in an institutian whose d�posits urc insureci by a federal agency, instn►mentality. or entity
<br /> = . . . (including L�:nder,if i.�:nder ia,uch an instiwtion) or in any Fedcral Home Loan Bank. I.ender shall apply thc Funds W pay thc _
<br /> ' Escrow Items.Lender may no�churge Borrower for holdin�und applying the Funds,annually analyaing the escrow account, or
<br /> � . ;'�, t verifying the Escrow Items,unless[.ender pays Borrower interest on the Funds and applicable law p�rmits Lender to make such
<br /> _ _� i___.._. n ims.rb r n nr a_ inrlrnrnd�nt re;e! �ctate Gvc reporting service
<br /> a chargc. Hu�vevc�. ic�iuc� ���u; r�y:;�r:. Ear�•�::: to r.::��r..�-i....__..s.d_ f... n ..-
<br /> ' '"1� used hy Lender in connection with [his loan, unless applicablc la�v providcs othcrwisc. Unless an agrecment is m;sl�a or
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<br /> applicable law requires interest ta 6e paid,L.ender shall not be required to pay Borrow�r any interest or e;►mings on the Funds.
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<br />_ ;'� , 9orrower and Lcnder may agrce in writing, howcvcr, that interest shaU bc paid on the Eunds. l.cnder shall give ro Borrower,
<br /> _ �� without charge, an annual accounting of the Funds,showing credits and debits to the Funds und the purpose for which e�h
<br />�-�,,�•-. ;•-�F.►�'M debit to the Funds w:u made.The Funds ure plcdged as additianal securily for all sums securr.d by this Security Instrument.
<br /> �`"�� If the Funds held by L.ender exceed the amounts permitted to be held b a licable law,Lender shall account to Borrowcr
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<br /> � �,,�,y.�:� � , � for the excess Funds in accordance with the reyuirements of applicable law. lf the umount otthe Funds held by Lender at any
<br /> Ssy,:w�.. .,�, .,.r � time is aot sufficient to pay the Escrow ltems�vhen duc.Lender may so notify Borcower in writing, and, in such case Borrower
<br />_� ��r'' � "�"� � shall pay to L.ender the amount necessary to make up tl�c deficiency. Borrower shall make up the deficiency in no more thnn
<br /> ,��': ' - � •. t�vclve monthly payments, at Lendcr's sole di�cretion.
<br />��v�.-��•��n=•�.���yQ[ Upon payment in full of all sums secureci by this Security Instrument, Lender shall promptly refund to Bonower any _
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<br /> a�,:;-',,;... .,;,..,,, Funds held by Lendcr. lf, undcr paragraph 21, Lcndcr sh,ill acquire or scll the Property, Lcnder, prior to the lcquisition or salc _
<br />,�ti':� ,� of.the Propeny, shall apply any Funds L•eld by Lender�t the time of acyuisition or sale as a creciit against the sums secured by _`
<br /> -- ; ��� ��' ��' this Securiry Instrumcnt. - -
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<br />�:�;_;�.•f-::-,�� 3.Appiicnxfion of Pnyments. Unles�applicable law prvvides otherwise, all payments received by Lender under paragmphs
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<br />— .. .? • I and 2 shall bc applied: first, to uny prepsymcnt chargcs duc undcr the Notr, second, to arnounts payable under paragraph 2;
<br /> _ ^ - third,to interest due;fourth,to principal dur,and last, to any late churges due under thc Note. �__.
<br /> ,`;:.; 4. Churges; Ltens. Borrowcr shall pay all tuxcs, asscssments, charges, fines und impositions attribu[uble to the Propeny �-
<br /> ,;,:,, : "� ' " which may attain priority over this Sccuricy Instrument. ��nd Icaschold paymcnts or ground rents, if any. Borrower shall puy �,_;_
<br /> � • ±�" these obligations in the manncr provided in paragrapli ?.ur if nvt paid in thut manncr, Bormwer shall pay them on time directly ;_
<br />,`�•� ,;�, „ �-�;� to thc person owed payment. Borrnwer shaU prompUy [urnish to Lender all notices of.unounts to be paid under this pamgraph. � '%
<br /> e,.��;>,.,, .- '= If Borrower makes these payments direcdy, Borrower shall prompdy furnish w Ltr.der receipts evidencing the pa,yments. �:�:..
<br /> �"':� �"' Borrowershall prompdy diuhurge any licn which has prioriry over this Security lustrument unless Bortower:(a)agrecs in •E= •�
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<br />'"' :�� � '��' �vritin�to the paymcnt nf thc obligation secured by ihe licn in a manncr acceptablc to Lender;(b)contests in gocxi faith the licn
<br /> , , ; ;'..,:�� i by, or defends against enforcemem of the lien in, Icgal proceedings �vhich in the L,ender's upinion operate tn prevent the
<br /> � enforcement o(the lien;or(c)secures f'rom thc holdcr of thc licn an agreement satisfactory to L,cnder subordinatin�; the lien to
<br /> " � �' �'��� this Security Instrument. If I.cndcr dctcrmines th�t any part of thc Propcny is subjcct to a licn which may attain priority over
<br /> . ...'-�'=-+� this Security Instrument, L.cndcr may givc Borrowcr a noticc identifying thc lien. Borrower shall satisfy thc licn or takc one or
<br /> = �,:'�-.�,;.,:,'r � morc of thc actions sct forth abovc within 1 U days uf thc giving of notir.c.
<br /> =- . ..:._'�.i Form aD20 9/90
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