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<br />- . ' :`' 7�QtlEiTF�l33I: 1'Jt'I7i all th�improv;m�nts nor� or herc�tftcr cn:�ted on the propeny,nnd al! c�lscmcrtts,appurLCnanccs,anci �' • • .
<br /> �,
<br /> � � - Mtwre�now or haeafkt a part of tl�e property.All rcplacemenw and additbns aha11 sl.co bc covcral by Q►is Socurity Insw�nent. . ._��
<br /> . ' AII of tho torogo[ng is rcfcrred to in�his Sxurtty Inswmcnt aa�he"Prope:ty." �° '�`��'��{�`"'''.
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<br /> . •� BORR�WHR CUVENATVTS thut Bomowu is lawfully seised of thc cslaic hcrcby convcycd and has iho right W grant and .: � ��:��A,_
<br /> ;:;�aM,=' co�svey tho Propr�ty and that tha Proputy is uncncumbercd,cxcept for cncumbranc�s of rccord.Borrower warrants end wiU : �.-•�.4•a,3�• _
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<br /> - �. defend gencrally the tiUa t*r the Proputy against all clalens end der.�ands,subje�ct to nny encumbrancts of rocord :.
<br />�° THIS SECURITY AVSTRUN�NT combines untfo�rn covennn�s for nationel use a��d nun-unIform cavennnt� with limited , . ' .
<br /> " ,� � var3ations by jurisdlcdon to consdtate a unifonn sccurity Insaumcnt covcring rc,�il property. � �•��' '-
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<br /> UNI�ORM COV�'3NAN'I:S.Borrowu end Lcnder covtnant end agroe as follows: • „E�,;.-, �
<br /> V 3�7 •
<br /> 1.Payment o�Prtncipnl And Inter�.sh Prtpayment and L�te C6ar a. Bom�vrer shnll pmmptly pay whcn duc tho - " '_
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<br />; principal of and interest on the dekt evidenced by t2!e Not�a�zd any R�cpa�rment and Iato charga�duc�undet the NQte. , -�;�.��'�t`•�;!� �
<br /> 2.I�nds tor Tnxes a�nd Imwrana. 3ubject to �,pplicabl� L�w oe eo a written waiver by Y.e n d e r, B a m o w e r s h a l l p a y w . � .`�.��rz
<br /> . •_.
<br /> I.endcr on the day monthlY PaYmcntv arc due under t"�ne l�vue,ec�til�ite[�'otc is p�id in full,a sum('Funds")for.(a)ycarly taaes , n , ` —�'":.
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<br /> -.. .. . • �y; c..ri les�..hold Rsymcnt� �. -.
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<br /> and assesstnents which may aitain prioriry uver ttus�rce�tcy Tns'�wuwnt:�a�e�c�the Pra ^ (b)Y" Y e " �;, ^ '���;=��-�� '�
<br /> `.;�: rcmiums�(d)YcArly�lood insurance�remiums,if ,, ;,; . ',_;.,T�-�--
<br /> ;;�,.: or Eround renu on tha Property�if enY:(c)Year7y Aara�,9 ar prepercy ir��anccs A '�,.�. ----__
<br />..��''>•:'�. ar�y:(e)Yea*nY mortSaBe insur�nce premlums,if eny:�nd('�anY�ns�aynblc by Borrowcr to Leader�in�rdunce with taw -.= =---
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<br /> +�:�:� ; pcovisions of paragcaph 8,in lieu of the payment of �rti�t,gage i�szr��ce premi�u►�s. 'I1�ese items are c,�►Ued "fiscrow I�am.^�" ,.
<br /> ::;�,�•,;,; � ., . ia»�cr nay,at��y�..:w xl1�t w^.d I14�d FUP.rIc iR 2n�mi�,,*,�?I!to!to�xr/xA the ma,�tum amourti 81eAdCT fa's fedCTally PCIBICA ;.:';-`';i�.-:�,�,�—:,.�-_
<br /> � .`•� martguge loan may requ3r gor Borrower's escrow ecoaw:at undu the federnl Real&state Settlement Froceducra Act of 1974 as ( ;, t,���� -��
<br /> � amen3ed fr�s►tirne tn dme,12 U.S.C.Section 2601 et seq. ("RESPA"), uniess unothcr law that applics co tho Ft�nds sets a losser t . _
<br /> amoun� If so,Lrnder may, at any tune,collect and hold Funds in un amount not to eaceed the lesser amount Le�►der mny �; � i,�`'�'.���
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<br /> " ,� es�imate the amount of Fwws due on the ba,is of current duw end reasonnble eswnates of expendiwres of fuWre Escrow Item�ar 4...�;f�, ,�,
<br /> :;';. '' otT►crwise in aa;ardance wi��Fplicable law. 4}�
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<br /> � '�' 'lt�e Funds shail be he3�un sn insdtudon whose deposits nre insurcd by a fcdernl u�wncy,instrumenlality,or enaty(includL�g t•;;?` � i
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<br /> : - Lendez.it�,enrict is suciti� insriadonj or in any Feu'aui ii���w I,:�s E�s;.L�rtd.��^'�..^..".«;FI;r.�F1:.*��s r��y t�,.Rcrm�„ [ `
<br />- ' Items.LeN�enay not chuge Borrawer for holding and applying tho Funds.ennually t�na9?�e.��t tlie�scrow account,or ve�ifyioa � . �
<br />_`�•';�_'` � t�e Escrnw Items,unless Lerder pays Boerower interest on the Funds and npplicable L��v�ermits :�der to ms�ke such a churga �,. ; f
<br /> . . - . H�acver,Lender msiy�equine Borrower to pay a one-time charge for esn independcni real a,wus tau reportinB senrica �s�d bY i•, '•'
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<br /> Lender in connecdon with ihis laan.unless applic�ble law provides otleenvisa.Unless nn agreement is mado or uppliu�blo lsiw �.-�;�.
<br /> roquires intcrest w bo paid,L�der shall not be roquirul to pay Boirowu eny incerest or eamings on tha Funds.Borrawer and ;
<br /> Lender may agree in writing,however.that interest shsill bc paid on tha Funds.Lendcr shall givo to Borrowcr,without churga,�n , � �
<br /> . annual accounqng of the Funds,showing credits and debitv to thu Fu.nds and the pwpose far which cach debtt to thn Funda wr�s
<br /> � " made.'Itw Funds ere pledged a9 addldonal sccurity for all sums socurcd by�hls Sccurity Instnuncnt. � `��.,;.: ,
<br /> � � If the Funds heSd by Le,�►der eucced the amounts pecmitted to be hcld by npplicablo i�w.I.ender shell sxcount w Boirou�er for � . ,,,�
<br />: . the excess Funds ia accordence with the requirements of applicable law. It the omount of tha Funds hold by Lender at uny t�no)s � :;+l� �
<br /> �. not sufticient to pay thc Escrow Items when duc,I.ender mny so notify Barowcr in writing,u��d, in such casc Botrawzr shull(�ay
<br /> to Y�der the amount necessary to malce up the deficiency. Bomower shall mako up the deficicncy in no cnore than twrlve j '�� " _
<br /> monthlY NaYments,at Lender's sole discretion. � ' ,
<br /> r �,•' Upon paymcnt in full of all sums secured by this Socuriry Ins�ument,L.ender shall promptly refwd w D�rnn,u�,a any I'unds ; .. � �
<br />-- �,�;'` . , held by Lender. If,under paragraph 21.Lender shall¢�cquire or seli tfia Propeity.Lr,nder.p►ior w tho ocquiention or sslo of.ho ; �
<br /> = ' �r, Propecty,shall npply eny Funds held by Lender nt the tune of acquisition or sate as a credlt a�uinst tho suins setw�ed by thl� �
<br /> ;i;;.,. SSCUrity Instrurrten� �
<br />-�:����� 3.Application of Pay�ents. Unless applicablo la�v provides otherwise,all payments rcceivod by Lcnd¢t undcr pars�grdphs ; �� ,
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<br />- :.��1.` *' 1 end 2 shall be applttd:F�sc,to r�►Y P�Yment chargcs due undr,�tho Note;sttonai,to Funounts puy�blo usider pzragrnph 2; ;
<br /> -i�:�• third,co interest due;fourth,to principFil due;and last,ro any late cha�ges duo under tho Note. .
<br />= 4.Cl�rges:Lkns. Bocrower shall pay all taxes, assessments. ch�rges. fincs and impasido�c attribumble to the Property
<br />= which►nay awtin priority over this Security Instrument.and leasehold paymesits or ground maits, if cmny.Borrower shall pay ihese .
<br />_=�;,.:; ,
<br />__ obligations in the mannes{r�ovided in paragraph 2,or if not paid in th�t mnnntx,Bumo�ver shall pay them on oime d'uecdy to d:a
<br />-_ p�son owed paymen� Bo�wer shall prompdy fumish to L.ender all notices of arnounts to bc paid under thLs panigraph. ff
<br /> '���`� Bonowu matces these payments diresdy,Bonower shall promptly furnish tn L.ender receipts evidencing the payments.
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<br /> — ' r�.` . Bomuwrr s7�a11 prompdy discharge any lien which has prioriry mvec this Security Insuvme�e6u�leac Bomower: (a)agrees�n ,
<br />� • writinng W the payment of the obligation secured by the lien in a mar.��acceptable to Lender;(6)�antests in goo�faith die lien
<br />�ti,;_•.�•
<br />= • by, or defends against cnfortement of che Gen in, iegal praccxdings which u� ►he Lender's opinion oper^d:,. fo prevent the
<br />= enfor�cement of the lien; or(c)socures from the holder of the lien an agneement�actory to Lender subordu�ating the lien to
<br /> this Security InsGUmenL ff Let►der dctermines that any part of the Yroperty is subject eo a lien which may atmin prior�ty over this
<br /> " Sxuriry Inswment,Lender may give B�rrower a notice idcntitying die lien. Borrower shall satisfy thc licn or take onc or more
<br /> � of the:�caons set forth above withii►10 days of the giving of naace.
<br /> Form 3048 9100
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<br /> _ -_ -_- .. ��6R(NE)�azi�� Pap�Zof E mmau:
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