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<br /> 5. Hu�.ard ar A'ro�rty Insm�n�a�. Einrrm��nr shall kcep the improvements naw existing ur hrreafter crected �,n the �"'�
<br /> Propeny insured against I��ss hy firr., h�7nrds inclu�lnd within the tem� "extended covera�e" uiid .iny ��then c�ix.��rds, including �'�.
<br /> Iloods or flcx►ding, for uhich l.�ntt�er rca�uires insurunr.c.This insurancc shnll bc muinlnincd in thc umaunts;uld for thc pericxis �;�_'
<br /> that I.c:nd�r requires. The insurnn:s carrier providin�thc insur:►ncc shall 6e chosen by f:iirr��wcr tiubjcct t�� i.cit�lcr's npproval ,,_
<br /> which shall not bc unrcasonsbly ���ithhflltl. If Elonrn�•cr fails to maintain covcr,igc describ�d .�bi»�c, Lcndcr map, at I.endcr's �t'.
<br /> apiion. nbtnin cnver�ge tn protect l,e.ndur's rights in ihe Pro�crty in accorclunce with par.�gr,tph 7. �:�•-.
<br /> All insurnncc�xalicie.5 1nd �cnt���•�I�shall hr. c3i�ccptabte to Lcndcr and �hall includc a standard aiortgagc clnusc. L.cndcr —
<br /> shnll h�vc the right to hnld tha pi�licies and ren����al�. If I.cndcr rcquires.Boreou�cr shall prompUy givc to L.ender all rercipts uf --
<br /> rtlt(�(1rCI11tltI115 JIIf��6Aenr!noEices. In thc:e��'CRl O(�OSti,Borrower shall give prompt nolicc to the insurancc carricr and I.cndkr.
<br /> Lender may make proof of lass if nn�mnde promptly by Borrower. ---
<br /> Unless l.ender ancl Bcirra���cr o�hwrn�ixo�gree in writing,insuranee proceeds shall be upplied to restoration or rcpair of the
<br /> Propeny d�naged,if thc rc.stamtion or itipair ic ecanomically feasible and Lender's security is not lcssened. If thc restora[ion or
<br /> icj�ai��i� uot eamumiax,tly Ieasitde nr I.cnder's �c.cuiity v�ould 6e lesszne�l, the insuraiue proceeds shall be applied to thc sums
<br /> securcd by this 5ecurity Instnmt.nt, u�hethor or nnt then due, with any excess paid [o Bornnver. If Borrower ab:utdons the
<br /> Property, or does nni �ns�ver���ithin 30 dny�� natice fro►*i Lender that tlie insurance carricr has offered to setUc u rlaim, then
<br /> Lcnder may collect t�ho insurance pmceccls, [,ender may use thc procceds to repair or rcstore the Property or to pay sums '�
<br /> secured by this Security Instrumem, u�hather or nnt then duc. The 30-day pericxi will besin when the notice is given. _
<br /> Unless Lender ;nd Horcoi��cr oths:nvise agrce in writing, any application of procccds to principal shall not extend or `-
<br /> postpone thc duc d:te of the m�mthlp psiym.ntr, rcf'em:d to in paragraphs I and 2 or changc thc amount of the paym.nts. If
<br /> under paragruph 21 the Pro�rty is:�cquire.�f by Lender.Borrowee's right to any insurance policies and proceeds resulti�g from
<br /> damage to the Prnperty pri�r to thc arqui�+tinn�i��ll p;ASS!o[.endsr to the extent of the sums securecl by this Security Ins4rument
<br /> immcdiatdy prior ta theacyuisitian. r-
<br /> 6. Occupancy,Rmser�•atian,�4n(utGianue�tnal Protection of tlie Property; Borroµ•er's T.oan Appl[cuttan;Lessel�ofds.
<br />- api'3�i�7:►i 5,iaii vCCuF.�.wiuii�bii�ail�ilSv itia.�i1i�iY'j u:i Qi6�ivw�i�i�,TSTiCi�u���.i�Y41I�.b'rS'li,iiii Siniy udj'°o uit�.i ll�V VAb�.LtSOF vf . ..
<br /> this Security Instrument and�hs�ll ci�ntinuo to occupy the Property �s Borcower's prineipal residenee for at Ieast one year after
<br /> the da�e�!'accupat�cy, unl�.ss I,end�r nthr.nr•ise agrees in writing, which consent shall not be unreasonably withheld, or unless
<br /> extentnt�ci�:`t circumstunces exi�:t ��•hich are beyond Bonower's controL Borrower shall not destroy, dsma�e or impair the -"
<br /> Property, nttow the Pro�rtp to dr.tcriors+te. or cammit waste on the Property. Borrower shall bc in defuult if any forfeiture
<br /> action or pr�ceeding, »�h�th:r ci►•il or c�:iminal. is begun that in Lender's good fuith judgment could result in farfeiture of the
<br /> Propertp �r otherwise rmt�riall�•im7u-ur thc lien created by this Security Instrument or L.ender's security interest. Borrower may —
<br /> cure sur�a detault:u:d reie:5tr��,:s�►mvided in paragraph 18,by causing the action or proceeding to be dismisse;d with a ruling
<br /> that, i� �.ender's goad taizn d�tcm�inntion, p�ecludcs forfciturc of the Bonowcr's intcrest in thc Property or other material
<br /> impaimicnt uf the lien cre:itai by this Sccurity Instrumcnt or Lender's security intcrest. Borrower shall also be in default if
<br /> Bcrrower,during the loan application process,gave materinlly false or inaccurate iafonnation or statements to Lendrr(or failed
<br /> to pr�vid�L;:ndcr ti:•ith any m�teri;;! infarmstion)in connection with the loan cvidcnced by thc Notc,irtcluding,but not limited i
<br /> to, reFr:s:ntations conceming Dorro���cr's occupancy of the Property as a principal residence. If this Security Instrument is on a
<br /> leasehol�i. Hoerowcr shall camply �vith .�U thc provisions of the leasc. If Borrower acquires fee title to the Property, the
<br /> le:uehold and thc fee title shall not mcrgc unlcss Lcndcr agrees to the mergcr in writing. -�
<br /> 7.protectia�of L,ender's klghts in the Property.If Borcower fails to perform the covenants and agrc:ements contained'en
<br /> this Sccurity Instrurne:�s.or thcrc is a Icgal proccaiing tliat may significantly affcct I.endcr's rights in thc Property (such as a -'�'
<br /> proceedin�in bankruptcy, probate. fnr condemnution or forfeiturc or to enforcc laws or regulations), then Lender may c10 tu:d = -
<br /> pay for w!iatever is necessary to protect the valuc of the Property and Lendr,r's rights in the Pro�eny. Lender's actions may
<br /> include paying any sunts secured by a lien which has priority over this Securiry lnstrument, sippearin� in cot�rt, paying �., -
<br /> rc,�sonablc attorneys' fces and cntering on thc Property to make repairs.Although L.cnder may take uction under this pacagraph �-
<br /> 7, L.endcr docs not havc�o do so. �`---
<br /> Any umaunts disburscd by l.�nder under this paragraph 7 shall become additiona� debt of Barrower secured by this
<br /> S�curity Instrument. Unlcss Eiorroiv�r and Lendcr agree to other tcrms of paymcnt,these amounts sh:ill b�.1r intcrest from the --`
<br /> date of disburscntent at the Note raae and shall bc puyabic, with intcrest, upon noticc from Lender to Borrower requesting .
<br /> payment.
<br /> 8. 11in�Kgage In�uranee. If Lender required mr�ng:��e insurance as a conclition of making the loan secured by this Security
<br /> Instrucraent, Horrower shall pay the prerniums reyuired to maintain the mortgage insurance in effect. If, for any reason. the
<br />. mortgage insur.�nce coverage rcquired by [.ender lapses or ccases to be in effect, Barcower shall pay the premiums required ta
<br /> obtain coveragc substantial ly equiv�lent to thc mortgagc insurnnce pr�cviously in cffcct, at a cost substantially cquivalent to the �
<br />. cost to 8orrowcr of the mongage insurunce previously in effec:t, from an altcrnatc mortgnge insurer approveci by Lcndcr. If
<br /> subst;intially equivalern mongage insumnce co��ernge is not nvailublc.Borcower shall pay to Lender cuch month a sum equul to
<br /> one-twelfth nf the ye��rly mortgage insurancti.premium being paid by Borro�ver when the insurance covernge lapsed or ceased to
<br /> be in c1'fect. Lender will acccpt, use aixi rctain thesc paymcnts as a loss rcscrve in licu of mongage insurancc. Loss reservc
<br /> Form 3028 9190 f
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