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<br /> —""*'w;r}' T(K3G'PN@R WITH ull ihe: im�r�vements now or herciifter erccted an thc pruper►y,und aU eayements,uppuetsnnnces,
<br /> _.�..::w.�t ; , '� ..,�
<br /> - � - Emd fixtures now un c�rcaftcr u part of thc praperty. All rcplaccmcius mtd nciditions shall ulso bc a�vcrcd by this Szcurity
<br /> '__..-r✓L71�'Y��tii�� ' . .:
<br /> --�.�„�;,,�w Instrun�cnt, All of thc forcgoing is rcfcrrcd to in this Sccunry Insttumcnt�i+tiic"F�upc:rty.'
<br /> ':'�.��':.:"� � � ,' �_;;;:
<br /> � •-•• • HQRR01VEiZ COVENANTS that Barroa�er is lawfully sciscd of thc estute henby convcycd nnd has thc right to grunt . , ..
<br />_� _• �; �� and canvey the Propeny und thut thc:Property is unencumbered,except for encumbrances of record. Borrower warrants und
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<br /> ��:' � I, � will defend generully the title to the Property agninst all claims and demunds,subject to any encumbrnnces of recor�. . ,
<br /> `:��'� ""�� THIS SECURITY INSTRUMBNT combines unifom� covenun�5 for national use on d non-un i forni cov e n.^.�►ts with
<br /> '+` �'�� limited v.�triations by jurisdiction to constitute a uniform security instrument covering real propeny.
<br /> — _:,�.� �.:�. _ . . _-
<br /> � UNIFORM COV�NANTS. Borrower and Lender covenant and agree as follows: .
<br /> '- �' ' 1. Payment oP Principal and inteti�esh,Prcpayment and Late Charges. Horrawer shall p�ompUy pay whcn due thc :•�:�•. '
<br /> , :i? �-
<br /> � - ' principal of and interest on the debt evidenced by the Note and Any prepayment and late charges d�ce under the Note. ,;. . , ;�,; ...;
<br /> ,'`' '^� • 2. I�er�1e for'Ihxey and Insurance. Subject to applicable law or to a written waiver b l.ender,Borrower shall pay to •�;� � • ';�'� •
<br /> ' Y Tr.��' �,�ir.) r.
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<br /> . � Lender on Bte day monthly payments :uc due under the Note,until thc Note is paid in full,a sum("Funds")for:(a)yearly , � �JLL,.
<br /> i� ,.�;�: ;6' taxes and assessments which may attain prioriry over this Securiry Instmment as a lien on the Propercy; (b)yearly leasehold �;.;;���
<br /> :..!'(�'+,-. .,L..�,.__.
<br /> _6;•`�„��;a t� , payments or ground rents on the Property, if any; (c) yearly hazard or property insurance premiums;(d) yearly tlood ,;.,,�.z�
<br /> — = insu�ancc premtums, if any:(e? yearly mortgnge insurance premiums,if any; and (� any sums paynble by Horrower to f-"w, _: ____._
<br /> � � Lender, in accordance with the provisions of paragraph 8,in lieu of the payment of mortgage insurance premmms. Ttiese �;.
<br /> :i. ���_
<br /> • � •r . items�ue caid��"Escrow Itcrns: Lender ntuy,at any time,coAect and hald Funds in an amount not to exceed the mstximum _.A:
<br /> -- amount a ler•_d•.r for a federally related mortgage loan may requim for BoROwer's escro�v account under the federal Reul �;�::�_
<br /> �-; � ' Estute Setdeenent Procedures Act of 1974 as amended from time to time,12 U.S.C.§2601 et seq. ("RESPA"),unless�utother �;��::;�"_�'�
<br /> • � law that applir.s to the h'unds sets a lesser amoun�. If so,I,ender may,at any ame,collect and hold Flmds in an a►nount not to ��_
<br /> ,, , ,,, exceed the lesser umowiG Lender may esamate the amount of Funds due on the basis of curnent data aud reasonable �n�_=;,__
<br /> ,�u�"... estimates of expenditurcs uf futum Escrow Items or otherwise in accorclance with applicable law. _ __
<br /> s,�; . The F�nds shall be held in nn institudon �vhose deposiu are insund by a federai ngency,instrumentfllity, or enuty —
<br /> �..::
<br /> _ -� .. �: . (including Lender,if LA:udcr i�.ucl�an institudan)or in any Federal Home Loan Bank. Lender shall apply the Funds to pay �`_
<br /> �� the Escrow Items. Lender may not charge Borrower for holding and applying the Flmds, annually analyzing the escrow �
<br /> ',�,.•
<br />_ •• ;,4; �• account, or verifyin� the Escrow Items, unless Lender pays Borrower interest on the Funds and applicable law permits �_
<br /> ^+w� � I.ender to make such a charge. However. Lender may require Borrower to pay a ane-time charge for an independent real
<br /> ,_ • .: •. .ti, i , � e.._-
<br /> +' ` estate tax repomng servicc u�cu vy i.e��u�f'�r,c:�rr,ec.,a;t:t':.�]»..�.�32.,s^�^_���n�licahle law orovides otherwise. Unless an =.�
<br />' �'��::,-,; agreement is►nade or applicablc law requires interest ro be p�id,Lender shall not be required to pay Borrower any interest or ���
<br /> 'a��;�.��'� eunings on the Funds. Borrower and Ler.der may agree in writing,however,that interest shall be paid on thc Funds. Lender �r
<br /> ''�i;,:� shall give to Borrower,witt�out charge,an annual accounting of the Funds,showing ctedits and debits ta the Funds and thC
<br /> • , purpose for which each debit to the Funds was made. T'he Funds are pledged as additianal security for all sums secured by
<br /> this Security Inswment.
<br /> ` � ���° .• . If thc Funds held by l.rndcr exceed thc amounGs pernutted to be held by applicablc law, Lender ch.ill accvunt to .. �
<br /> - ..,i,p�- ,.�;.;..`,,.;; Borrower for the excess Furds in accordance with the eequirements of applicable luw. If the amount of the Funds held by
<br /> ^• +. Lender at any time is not sufticient to pay the Escrow Items when due, Lender may so notify Bonower in writing,und,in
<br /> �---
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<br /> ,, . _ ,:.• „� � such case Borrower shull pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the E,_�__
<br /> •-..y deficicncy in no more than twelve monthly payments,at Lender's sole discreaon. �..,���
<br /> ' � , . . Upon puyment in ful! of all sums secured by this Securiry Instrument,Lender shall promptly refund to Borrower any ��-R-�-
<br /> ���r:n_
<br /> - ' ' Funds held by Lender. If, under paragraph 21, Lender shall acquire or seU the Property,Lender,prior to the acquisition or F=t.�,-L;-�---
<br /> •,•��•.��..
<br /> ��f°. ,.`?� .• .r�,f,;:i sate of the Froperty. shall apply any Funds held by Lender at the time of acquisition or sale �s a credit against d�e sums � _ ..
<br /> --- - • • � ^ secured by chis 5ecurity Inswment. „�,m -'�"-
<br /> `, ,;,r,���•- ��r���� 3. AppllcaHon of Payments. Uoless applicuble law provides otherwise, all payments received by Lendcr und�r _'�%__._
<br /> --�,y,��.;��.. �.;.t�p.;� paragraplis 1 and 2 shxll be applied:first,to any prepayment churges due under the Note;second,to amounts payable under „i:::��3��,�
<br /> u:� i�° ' : paragrnph 2;third,to interest due;fourth,to principai due;and last,to any late charges due under the Note. � "�.�
<br /> f�:s'`"; '� �'� A. Chnrges; Ltens. Aorrowcr shull pay all tuxes, assessments, char�es, fines and imposirions atuibutable to the -�
<br /> _ •��, .t�•. Property which may nttain priority over this Security Instrument,an d lease ho l d payments or g round rents,if an y. 8orrowcr �i`�,
<br /> shall pay these obligations in thc manncr provided in paragraph 2,or if not paid in that manner,Borrower shal]pay them on
<br /> _ , .r� ;.,.. _ � , `:.
<br />-� . , ; .,r tim.e directly to the person owecf payment. Borrower shall p�mptly fumish to Lender all notices of amounts to be paid under
<br /> ;1� , . this pardgraph. If Borrower makcs thcse paymcnts direcdy, Borrower shall promptly fumish eo Lender receipts evidcncinb :��_
<br /> • ,�;��. the paymenGs. ° „�s;.
<br /> '-`��'•' Borrower shull promptly discharge uny lien which has priority over this Security Inswment unless Borro�ver:(a)a�,mees ,�
<br /> .�;.Yi ti .,��,t '
<br /> __..�„,:�n:' . in writing to the paymeut of the obligation secured by the lien m a manner acceptable to Lend�r;(b)contests in good faith the
<br /> � '''� ' � ' licn by,or defends ngainst cnforccment of the licn in,lcgal proceedings which in the Lender�opinion operate to pmvcnt the
<br /> ' � " enforcement of dte lien;or (c)secure.s from the holder of the lien an agreement satisfactory to Lender subordinating the li:n
<br /> . -' to diis Secuiiry Instrument. If Lender detennines that any pan of the Property is subject to a licn which may attain priority
<br /> _ ' ..M•: � over this Sccuriry In�trument,Lcnder may give eorrower a noticc identifying the]icn. Borro�ver shall sausfy the lien or take
<br /> � ;--d�� one or mom of the actions set forth above within 10 days of the giving of notice.
<br /> � -- , 5. Haznrd or Property Insurs�nce. Borrower shall keep the improvements now existing or hercakcr crcctcd on the
<br /> • . • • - Property insured against lo�s by fire,hazards included within the term"eztended coverage"and any other haz:uds,including
<br /> ' ,..d�•., :.� tloods or flouding, for which Lender reyuires insurance. This insurance shall be maintained in the amounts and for thc
<br /> ., • ,._. ..7�� Fonn 3025 9190 fpuRe 2 oj 6 pugesl
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