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<br /> payments may na langer be reyiurcd,nt the optimi�f l.cnder, if martgage insurance covernge(in the itninunt nnd for the perial
<br /> that Lendcr rcquires)provided by n�i insurer.►pprovr�J by Lendcr n�ain bccomes nvnflablc und is obtninal. 13orrower shull puy
<br /> th�prcmiunu required tm m�intnim m�rt�!nge ineurnie�e in r.ffcct.or to providc u lasn reserve,until thc rcquiremerrt far mortgage `—
<br /> Insurance ends in accordance with any written ngreement Uctwecn Borrower und Lender ar appiicable law.
<br /> 9.Inspection. I.ender or its agcnt may�nake re�lsunable entries upon and inspcctions of ttic Prope�ty. l.ender shull give
<br /> Dorrower notice at the time of or prior to un inspection specifying rcasonablc cause for thc inspeccion.
<br /> 10. Conclemnattnn. The,proceeds of any a�v:�rJ or claim for damages, direct or cmisequentiul, in connection with any
<br /> condemn�tion or other takins of any part of�he Property,or ibr conveyancc in licu of condemnation, are hereby asslgnrcl nnd
<br /> shall be paid to Lcnd�:r. .
<br /> in the event of a total taking of thc Property,thc praceccis shull be applicd to the sums sccureci by this Scturiry Inscrumcnt,
<br /> whether or not thcn due, witii any cxccss paid to Borrawcr. In the event of a pani�l taJcin.g of t}tc Property in wl�ich the Fair
<br /> market v11ue of the Property immecliately before the tnking is cquul to ur grcatcr than the amoum of the sums secured by this
<br /> Securiry Instrumcnt iirunediutcly before thc taking, unlcss Horrowcr and I.cndcr othcrwise agree in►vriting,the sums sccurcd by
<br /> this Security Instrun�ent shall � reduc�d b� the amouut of the p�'occeds nniltiplied by the folluwin� fraction: (a) the total
<br /> amount o€the sums sccureci immcdintely before the taking, dividcd by (b)the fair markct value of the Property immediately
<br /> before the r,�king. Any balance: shall br paid to Qonower. In the event of a parti�l taking of the Property in �vhich the fair
<br /> market value of the !'roperty inuncdiatcly before Aic taking is less than thc:unount of the sums sccttred immediately before the
<br /> Glking, unlcss Borro�acr and Lendcr othcrwise agree in writing or unlcss applicable luw othenvise providcs,the proceeds shall
<br /> be applicd to the sums securcd by this Sccuriry Instrument whcther or not the sums are then duc.
<br /> If thc Property is abanduned by Bormwcr,nr if,afccr nocicc hy Lender to 8orro�ver that the condemnor offcrs ta ntake an
<br /> award cr seule a claim for damagcs, 8orro�ver f.3ils to responcl to Lender within 30 days nfter the date thc notice is ,given,
<br /> Lender is authorized to collect anJ upply the proceeds,at its aption, either ta restorntion or repair of the Propeny or to the sums --
<br /> secure<l by this Security Instrument,ahether or not then due.
<br /> Unless l.ender and Borrower otherwise As�Ci IIl wricing, any applicacion of procecds to principal shnll not extend or �
<br /> postpone the due date of the munthly payments re(errcd to in paragraphs 1 and 2 or change the amount of such payments.
<br /> 12.Borra«•er Not Releused;Forbearunce tiy In ndcr Not a W[�vcr.Extension of the time for payment or mal9fication
<br /> oi arrtorciut�ion oi ii�r�uu„,cx;i;�c.��y t��s.°iCa:ui�tj�:7:;2:75:::.r:b:wAtw,i I,�1 nn,���r�nny cuccessor in intcrest of Borrower shtill
<br /> not operate to rcicuse the liability of the origival Borrower or Aorrowcr's successors in interest. Lcnder shall not be reguired to
<br /> eommense procc�;ciings�against any suceessor in interest or refuse to extenJ time for�+ayment or otherwise modify amortization
<br /> of the ssims sccureci by this Sccurity Instrument by rcason of any demand madc by th� original Borrowcr or Snrrotiver's
<br /> successurs in interest. Any forbearunce by I.ender in exercising any right or remedy shall not be u waiver of or prec6ude the
<br /> exeiciv:of;u�y right or remedy.
<br /> I�^.. Successors and As.si�ns Baund; Juint �nd Several I,iabtlity; Casigner9. Thc covcnants 1nd agrecments �f this
<br /> Security Instrum�nt siiall bind and bcncfit the succcssors und assigns of I..cnder xnd Borro�ver, subject to the provisions of
<br /> p�ingrAph l7. Borrower's covcnants und agrccments shall be joint and scveial. Any Borrower who co-signs this Security
<br /> Instrument but docs not exec�Ue the Note: (n) is co-signing this Security Instrument only to mortgagc,grant and convey that
<br /> Bormwei s interest in the f'roperty undcr the terms of this Sccurity Instrument; (b)is not penonally obligatcd to pay e�re sums
<br /> secured by this Security instrument;and(c)a6rccti that L.cnder and any othcr Borrower may agree to extend,modify,for�ear or
<br /> n�:tkc any accommodations with regard to the terms of this Security Instrument or the Note without that Borrower's consent. Y_
<br /> 13. Loan Charges.if the loan secured by tl�is Security Instrument is subject to a luw which sets maximum laan ehnrges, �,
<br /> and thut luw is fii�ally interpreied so that the interest or other loun charges collected or to be collected in connection with the __
<br /> loan exceed the permittGd limits,tlien: (a)any such luan charge shall be reduced by the amount necess�uy to r�ducc the clturge _
<br /> to tl�e permittecl limit: and (b) any sums already rollected from Borrower which er.ceeded perrnined limits �vill be refunded to
<br /> Bonowcr. [.cnder ivay clioose to makc this rcfund by rcducing the principal owed uitdcr the Notc or by making u direct -
<br /> payment to E3orcower. If a refund reduces principal, the rcciuction will he treatecl as u partial prepayment without any _
<br /> prepayment chargc undcr thc Notc. ��
<br /> 14.IVotices. Any notice to Borrc�wer proviJcd for in this 5ecurity Tnstrumcnt shull be given by delivering it or by mailing `
<br /> it by frst class mail unlcss applic�ble law requires usc of�nother method. Thc noticc sliall bc directed to the Properry Address ��
<br /> or any othcr address Rormwer dcsi�natcs by notice to Lender. Any noticc to Lcndcr sh.�ll be givcn by first class mail to �:
<br />- Lender's address statecl herein or any ��tlier ciddi�ess Lender designates by notice t�Bormwer. Any notice provideci for in this �'
<br /> Security Instrumcnt shall bc decmeJ to h,+ve becn given to eorr��ver or Lender whcn givcn as prnvidc�in this paragraph. �.
<br /> I5.Coverning La�v; Sr.vcrnbility. This Sewcity Instrument shall be govcrned by fcdcral law and the la�v of the
<br /> jurisdiction in �vhich the Property is loa�ted. In thc evcnt that any provision or clause of this Security Instrument or the Note
<br /> conflicts with.tpplicable law,such conflict shall not affect other provisions of this Security instrument nr the Note which ran be
<br />_ given e`fect aitl�out tlie conflicting provision.To this end the provisions of this Sec�uriry instrume�d und the Note are declarai
<br /> to be sever,�ble.
<br /> Iti.Aorro�ver's Copy.Borro��•er shall be given onc canfoilned copy of the Note and of this Sccuriry Instrument.
<br /> Form 3028 9/90 Pf
<br /> Paye 4 01 0 I
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