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<br /> 5. HnzarPl ur PrnpeHy Ieisu�•unse. IIormwcr shail kcep the improvetnents nnw exi+ting on c�rclfter erected nn the
<br /> ��, .
<br /> Pra�perty insured ngainst loss by firc, huzards includcd within thc tcrm "extendcd cover.►ge" �nJ �my ulhcr h;u.ards, including ',�,.I
<br /> flaods or tloociing, for�vhcclr.G�ider requires in�ur.mce.This insurnnce shull be maintained in the nmounts and for the periods
<br /> th3t[.cnder rcquires. Ti►e +n;u.r�vv:c curricr providing thc insurance shall bc chnsen hy liurro�ver +ubject to Lcnder's approval �
<br /> which shnll not bc imrea�;oi�lb.ty �vitliheld. If Borrower fails to maintain coverage dr.scribcd above. Lcndcr may, nt Lender's �,: , .
<br /> aption,obtain cc�ver.l,e to pmte�:t Lc:�de�'s rights in the Property in ucmrdi►nce�vith para�raph 7.
<br /> All insur�ur�r. pvlic+e:; arua renr.wnls sh�lf bc acceptable to I..endcr und shull indude a standard mnrtgugc dausc. l.ender
<br /> sht►II have the rigl�t t�liolci the•policie�anJ rnnewals. If Lender requires,Horrou�er shall promptly give ta Lender all reccipts of
<br /> paid premiums aud renewal nc:+n:s. In tlie cvent of loss,Borrower shall give prompt notice to the insurance carrier and I.cnder. �i .
<br /> 't;.:::.,r:.
<br /> l.cnder m�y mak�proof nf los�;iF r,at made promptly by Borrower. �. .:,^. •
<br /> Unless l,�;n�?:x a�xi Bortn�vtr atherwisc agrcc in writing,insursnc�prucceds shall be applicd to restoration or repair of th� ,� ,���;
<br /> Property dama�:�. if the r�.stara►ion or rG�a�r is cconomically fc:�siblc 1nd lxndcr's sccurity is not Ic.tsencd.lf the restoration ar ,�, .:
<br /> rc�zir is nat cconamically feasi�l:or L:ider's security would be Icssened, thc insurancc praceeds shall be�pplied to the sunu _ „y�
<br /> �,n .,.`�
<br /> ac�ured by this Scrurity Instrume.r.:. 5\:1;�.l�er or not then due, with suiy cxcess paid to Bormwer. If Borrowcr abandans the �`;x'_�=_;';
<br /> Prapercy, or daes not nnswer w•ithin 30 days a notice from Lender that the insurunce carrier hae offered ta settle a claim, then �y��k',;�;;-1:
<br /> �;ir „--
<br />- l.ender muy c��llect the insurance pm;c�ds. Lender ►nay use the procecds to repair or restoie the Property or to pay sams __
<br />- secured by this Securiry Insuument, wh�ih�:r��r not then d�c.The:30-day period will begin when the notice is�iven.
<br /> ;��
<br /> Unless Lender urd Borrowcr nthen��ise agree in writing, nny application��f proceeds to principal shall not extend or _� ..�� �
<br /> postpone thc due da[e of the monthl�• �ayaicnts rcfcrrcd to in paragruphs 1 und? or change the amaunt ot the pnymcnts. If �,,� �" �_
<br /> �r,��.•,_�_,
<br /> under p�ragraph 2 l the PraFerty is acyuire.�f by Lender.Borrower's right to any insurance policies and procecds resulting from ,,,:W yY
<br /> damage to the Property priar tn the acyuisition shall patis�o Lcnder to the cxccnt of the sums sccured by this Security Instrumcnt �1;�:1..;,—
<br /> �°"""._
<br />- immediately prior ta the acquisition. �'y��--"`—
<br />- 6. Occupancy,Preservntion,Maintennnce and Protection of tlie P►•operty;Borro�ver's Loun Applicution; LeaseholJs. �s1�_.
<br /> Bono�ver shall occupy,establish,und use the Property a5 Borrower's principal residence within sixty days aRer the execution of �5_�
<br />_ �w�� �"�,:�� Zz�i;.�;;;�;;�.,;..,,� �hati �•.,n�in��e���occuay the Pronerty as Borcower's principal residenee for at Ieast one year uRer __
<br />- the dute of occupancy, unless Lender otheAwise agrees in writing, whinc�onsent shall not be unreasonably withheld, or unless ___
<br /> extenuating circumstances exist whict� ui•e beyond Borr�wer's control. Burrower shnll not destroy, damage or impair the -
<br />�_ Aroperty, allow thc Property ta detenoru[�, or eommit waste on thc Propecty. Banowcr shall be in dcfault if any forfeiture _
<br />= action or proceeding, whet.�w ci�'il or eriminal, is begun that in L.enJer's good fair.h judgment enuld result in forfeiture of the
<br />= Property or othenvisc materi:cl'.y impair thc licn creatcd by this Security Instrument�r Lender's sccurity interest. Borrowcr may _
<br />� cure such a default and n:�n;ta[e,as provided in paragraph 18, by causing the action ot proceeding ta be dismissecl with a rulinb ____.
<br />= that, in Lendcr's good faith determination, prccludes forfeiture of the eorrowcr's interest in thc Property c�r uther material ��.
<br />� impairment of the liett cre:ited by this Security Instrument ar Lender's security interest. Borca�ver shall also be in deFault if __
<br />= Borrower,during the l�ar�:;a�licatia�process, g�ve materially false ur inaccurate information or statements to Lender(or failed ____
<br />= to provide C.ender with a;J material infonnation)in cc�nnection with the loan eviJencetl by the Note, including,but not limited �-_
<br />:--w to, representations concern:n;��ion•cn�er's uccupancy of thc Prapeny as a principal residcnce. If this Securiry Instrument is on a �_
<br />,� Ieasehold, Borrower sl�sll cumply ��•+th all the provisions of the Iease. If Borrnwer :icquires I'e� tide to the Property, the __ _
<br /> -s leaschold and ti�e fec,titlP shall not mm•�;��unless Lcndcr agrccs to thc mcrgcr in writing. �
<br />'� 7.Protectfon of Ler::rle��'s Rignts in the Property.If Borro�ver fails tu pert'orm the covenants and agreements contained in E---�—
<br />� this Securiry Instniment, or c�ere is n legal proceecling that may significantly affect Lender's rights in the Property (such us a — _
<br /> ' proceeding in bankruptcy, probate, far cundenm:�tion or forfciture or to enforcc lau�s or regulations), then Lender may do and __
<br /> � pay for whatever is necessary to protect the valuc af the Property and l.c:nder's rights in the Property. Lcnder's actions may �o�_
<br />��� include paying uny sums secured by a lien �vhich has prioriry over this Securiry Instrument, appearing in court, paying �=—.
<br />= reasou�ble attorneys' fces and cntcring on dic Property to make rcpairs.Although Lender may take actian undcr this paragraph e�__
<br /> ���
<br /> � 7,Lendcr docs not havc to do so. r'���:--
<br /> •di:Y;
<br /> � Any amounts disbursed by Lender under this paragraph 7 shall become additionul debt of Borrowcr secured by tl�is y,�.;�:+_,i^:
<br /> �s.=
<br /> � Security Insuximent. Unic�s Bon�ower and Lcndcr agrcc to othcr terms of payment, thesc amounts shall bca�intcrcst from the ';�;.�....ti�
<br />:1'
<br /> date of disbursemcnt at thc Notc rate and �hall bc payablc, with inlerest, upon noticc from I.cnder to Borrower requcsting .fi:,�A�'"
<br /> �'� paymcnt. � `�:•�•�'
<br /> �' 8, l�to�4�agc Insurance. If Lcndcr rcyuircd mongagc insurancc as a condition of m:iking thc loan sccured by this Sccurity �;:';i. '�' •�
<br /> � Instrurocnt. Borro�vcr shall pay the prcmiums rcyuircd to maintain thc mortgnge insuranca in cffect. If, for uny reason, the ` ��' �"�
<br /> :�;f'... .
<br /> mortgage ins;�rznce coveragc rcyuireci by Lcndcr lapscs or ccascs ta be in cffcct, Burrowcr shall pay the premiums required tu ,
<br /> obtuin cover�ec substantiully cquivalen[to the mortbagc insurunce previously in effect. at u cost substnntially equivulcnt to thc 4 , ,
<br /> cost to Borrower uf the mortgayc insurunce prcviously in cffect, fmm an alternate mortgage insurcr approved by Lender. If
<br /> substantially equivalent nwragage insurnnce coverage is not►ivailuble, Borrower shall puy to Lender each month a sum equal to • �
<br /> � one•twcl8h of the ycarly mortgaIIc insur�►ncc premium being paid by Borcowcr when the insuruncc covcragc l�pscd or ccascd to i��•.
<br /> :.
<br /> be in effoct. Lender will accept.use and retnin these payments as a loss reserve in lieu of mortga�e insurunce. Loss reserve '�``
<br />-� Form 3028 91�Jt1
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